What is the handling fee for inter bank withdrawals of rural credit cooperatives?

Updated on Three rural 2024-02-25
11 answers
  1. Anonymous users2024-02-06

    Rural credit cooperatives can deposit and withdraw money nationwide as long as they open a nationwide deposit and exchange passbook, and the ID card of the person handling the passbook for deposits and withdrawals in other places must be brought with them, and the ID card of the head of the passbook household for more than 50,000 yuan must be charged, and a handling fee must be charged across cities and provinces.

    Generally, most of the wages are settlement accounts, and there should be a deposit and exchange, the difference is the city exchange, the provincial exchange or the national exchange, and different exchanges are applicable to different scopes. There should be something to look at in the passbook. If not, it should be nationwide.

    Rural credit cooperatives do not charge handling fees for non-local withdrawals in the province, and each transaction of 2 yuan for the same place and different bank can only be less than 5,000 per day, and 2 yuan per transaction for different places + 1% of the transaction amount.

    Deposits and withdrawals over the counter in different places are subject to handling fees, and less than 1 yuan in Hunan will be charged a deposit and withdrawal fee of up to 20.50 yuan.

    Rural credit cooperatives non-local deposit handling fee standard: less than 10,000 yuan: 3 yuan; 10,000 yuan to 50,000 yuan: 5 yuan;

    Non-local inter-bank deposit: 1% of the deposit amount (minimum 5 yuan, maximum 50 yuan).

    Other banks' non-local deposit fees (single handling fee):

    1. Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank: less than 2,000 yuan (inclusive): 2 yuan; 2,000 yuan to 5,000 yuan (inclusive): 5 yuan; 5,000 yuan to 10,000 yuan (inclusive): 10 yuan; 10,000 yuan to 50,000 yuan (inclusive): 15 yuan.

    2. 1% of the funds of Bank of China, CITIC, Industrial and China Merchants Bank (minimum 5 yuan, maximum 50 yuan).

    3. Bank of Communications, inter-bank deposits: the amount of deposits; Non-local deposit: 1% of the deposit amount (minimum 5 yuan, maximum 50 yuan).

    Baoying County lawyer.

  2. Anonymous users2024-02-05

    Rural credit cooperatives charge 5/1000 of the amount + 2 yuan per transaction for inter-bank withdrawal.

  3. Anonymous users2024-02-04

    Generally, each transaction charges 2-50 yuan, and most banks charge a handling fee of 4 yuan for inter-bank withdrawals in the same city.

    If you want to know the specific inter-bank withdrawal fee, you can call the bank's customer service ** for consultation before withdrawing, the following is the introduction of the inter-bank withdrawal fee of the four major banks:

    1. Industrial and Commercial Bank of China: The handling fee for local inter-bank withdrawals is 4 yuan; The handling fee for non-local inter-bank withdrawals is charged at 1% + 4 yuan of the cash withdrawal amount per transaction.

    2. Agricultural Bank of China: The handling fee for local inter-bank withdrawals is 4 yuan; The handling fee for non-local inter-bank withdrawals is charged at 1% + 2 yuan of the cash withdrawal amount per transaction.

    3. Bank of China: The handling fee for local inter-bank withdrawals is 4 yuan; The handling fee for non-local inter-bank withdrawals is 12 yuan.

    4. China Construction Bank: The handling fee for local inter-bank withdrawals is 4 yuan; The handling fee for non-local inter-bank withdrawals is charged at 1% + 2 yuan of the cash withdrawal amount per transaction.

    Inter-bank withdrawal is to withdraw money from non-banks, which is generally used for ATM withdrawals. Inter-bank withdrawals generally charge a handling fee of 2 50 yuan per transaction, and some banks do not charge handling fees for the first 2 or 3 inter-bank withdrawals per month. After all the major state-owned banks implemented the standard of 4 yuan for inter-bank banks in the same city, some joint-stock banks also officially raised this fee from July 2010.

    Extended Materials. There is a service fee for interbank withdrawals, but there are ways to reduce the service fee.

    1. Open mobile banking and online banking, mobile banking and online banking transfer regardless of region and bank, many bank transfers are free, and it is real-time account opening, first transfer to the local bank card, and then withdraw to save handling fees.

    2. If you have not opened mobile banking or online banking, it is recommended to withdraw a larger amount. The handling fee of the four major banks and the Bank of Communications is calculated on a one-time basis to avoid excessive handling fees caused by multiple withdrawals.

    3. Now there are many local commercial banks that can handle bank card withdrawals, and the transfer is free of charge.

  4. Anonymous users2024-02-03

    Rural credit cooperatives generally charge a handling fee of 2-50 yuan per transaction, and most banks charge a handling fee of 4 yuan for inter-bank withdrawals in the same city.

    Handling fee for withdrawing money from rural credit cooperatives with ABC cards: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fee, 1% of the transaction amount (minimum 1 yuan, no upper limit) + 2 yuan.

    Fees and charges of different banks:

    China Merchants Bank: intra-city inter-bank fee: 2 yuan; Non-local inter-bank fee: 5% of the transaction amount (minimum 5 yuan, no upper limit) + 2 yuan; Non-local travel fee: 5% of the transaction amount (minimum 5 yuan, no upper limit).

    China CITIC Bank: Inter-bank fees in the same city: the first 2 transactions per month are free, and the second transaction is 2 yuan; Non-local inter-bank fee: 5% of the transaction amount + 2 yuan; Non-local peer fee: 5% of transaction value.

    Everbright Bank: Inter-bank fee in the same city: free for the first 2 transactions per month, and 2 yuan for the next transaction; Non-local inter-bank fee: the first 2 transactions per month are free, and the next 2 yuan + 5% of the transaction amount (minimum 5 yuan, maximum 25 yuan); Non-local travel fee: No charge.

    Guangdong Development Bank: intra-city inter-bank fee: free for the first 3 transactions per month, 4 yuan after that; Non-local inter-bank fee: free for the first 3 transactions per month, 4 yuan after that; Non-local travel fee: No charge.

    Minsheng Bank: intra-city inter-bank fee: free for the first 3 transactions per month, and 2 yuan for the next transaction; Non-local inter-bank fee: 5 yuan; Non-local travel fee: 5 yuan.

    Huaxia Bank: Inter-bank fee in the same city: free for the first 1 transaction per month, 2 yuan for the next transaction; Non-local inter-bank fee: free for the first 1 transaction per month, 2 yuan after that; Non-local travel fee: No charge.

    China Construction Bank: Inter-bank Fee in the same city: 4 yuan; Non-local inter-bank fee: 1% of the transaction amount (minimum 2 yuan, no upper limit) + 2 yuan; Non-local peer fee: 1% of the transaction amount (minimum 2 yuan, maximum 100 yuan).

    Industrial Bank: intra-city inter-bank fee: free for the first 3 transactions per month, 2 yuan for the next transaction; Non-local inter-bank fee: free for the first 3 transactions per month, and 2 yuan for the next transaction; Non-local travel fee: No charge.

    Bank of China: Inter-bank Fee: 4 RMB; Non-local inter-bank fee: 12 yuan; Non-local travel fee: 10 yuan.

    Bank of Communications: inter-bank fee in the same city: 2 yuan 4 yuan; Non-local inter-bank fee: 2 yuan + 8% (minimum 5 yuan, no upper limit); Non-local travel fee: 6% (minimum 1 yuan, no upper limit).

    Agricultural Bank of China: inter-bank fee in the same city: 4 yuan; Non-local inter-bank fee, 1% of the transaction amount (minimum 1 yuan, no upper limit) + 2 yuan. Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, no upper limit).

    Industrial and Commercial Bank of China: inter-bank fee in the same city: 4 yuan; Non-local inter-bank fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan) + 4 yuan; Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan).

  5. Anonymous users2024-02-02

    In half cases, it is 1,000 yuan, and a handling fee of 5 yuan is required. That's 5/1000 of the handling fee.

  6. Anonymous users2024-02-01

    Rural credit cooperatives do not charge handling fees for non-local withdrawals in the province.

    2 yuan per transaction in the same place and different lines can only be less than 5,000 per day, and 2 yuan per transaction in different places + 1% of the transaction amount. Deposit and withdrawal over the counter in different places are subject to a handling fee, less than 1 yuan will be charged at 1 yuan, and the deposit and withdrawal fee will be a minimum of 20 yuan and a maximum of 50 yuan.

  7. Anonymous users2024-01-31

    1. A handling fee is required.

    Even the rural credit cooperatives in the same province are divided into multiple cooperatives, and the withdrawal of money across the association is subject to a handling fee, but it is lower than that of the inter-provincial one, and the withdrawal of funds from the outlets of the same association is free of handling fee. The cards of rural credit cooperatives in Zhejiang Province are free of charge for inter-bank or peer withdrawals within Zhejiang Province, and fees are required outside the province. The harvest card in Zhejiang Province does not require any handling fee for withdrawing money at any ATM.

    Nationwide. Cards in Fujian Province are free of charge for all ATM withdrawals in Fujian Province.

    2. Rural credit cooperatives.

    It is an independent enterprise legal person, which is liable for the debts of rural credit cooperatives with all its assets and enjoys civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state. Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development.

    In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

    Extended information: 1. Withdraw money from other places in the same place.

    There is no handling fee for peer withdrawals. According to the notice jointly issued by the State *** and the China Banking Regulatory Commission, from August 1, 2017, the handling fee for cash withdrawal at the counter (including ATM) of the Bank in other places will be cancelled (this new regulation is only for debit card users, excluding credit card cash withdrawal). At the same time, the collection of 6 charges, including handling fees, loss reporting fees, and production costs, for promissory notes and bills of exchange, will be suspended.

    The circular also requires that all commercial banks should take the initiative to waive account management fees and annual fees for the only accounts opened by customers with the bank.

    2. China Construction Bank.

    At present, CCB personal savings accounts (including quasi-credit cards) are exempted from handling handling RMB deposits and withdrawals through CCB counter self-service machines (including intra-city and non-local) self-service machines; Industrial and Commercial Bank of China: Users holding savings cards are temporarily free of charge for RMB deposits at any business outlets or self-service facilities across the country; Postal Savings Bank: The personal deposit account opened by the Postal Savings Bank of China handles the deposit and withdrawal business of the bank's counter nationwide, and the handling fee is waived; When withdrawing money from inter-bank ATMs, the same city will be charged 4 yuan; Inter-provincial according to the transaction amount of 5 (up to 50 yuan) + 4 yuan, inter-provincial inter-city is not higher than the inter-provincial withdrawal fee.

  8. Anonymous users2024-01-30

    Hello, there is no handling fee for deposits and withdrawals between the card of rural credit cooperatives and peers in different places, and if it is an inter-bank deposit and withdrawal, a certain handling fee is required. The general handling fee ranges from 1 to 50 yuan, and the specific handling fee is determined by the bank's charging standard and individual withdrawal amount.

  9. Anonymous users2024-01-29

    If you are a local Agricultural Bank to the local credit cooperative, the handling fee is 2 yuan for every 100 yuan, and if it is a non-local Agricultural Bank to the local rural credit cooperative, the handling fee is 3 yuan for every 100 yuan.

    If you have Minsheng or CITIC Bank there, it is the best, Minsheng does not charge fees for the first three transactions in the same city ATM every month, and CITIC does not charge fees for the first two transactions in the same city ATM every month.

    1.There is a fee for withdrawing money from ABC's bank card to the credit union's ATM.

    2.Local ATM withdrawals: 2 yuan per inter-bank withdrawal.

    3.Non-local ATM withdrawal: 1% of the withdrawal amount of each inter-bank ATM withdrawal of the Bank in other places, with a minimum of 1 yuan; The handling fee for each inter-bank ATM withdrawal is 2 yuan + 1% of the withdrawal amount;

    4.Non-local deposit handling fee: non-local counter in the province: the minimum transaction amount is 1 yuan, and the maximum is 50 yuan; Inter-provincial and non-local counters: the minimum transaction amount is 1 yuan and the maximum is 100 yuan.

    5.Non-local withdrawal procedures: counters in different places in the province: 1% of the transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan; Inter-provincial counter: 1% of the transaction amount, minimum 1 yuan, maximum 100 yuan.

    Handling fee for withdrawing money from rural credit cooperatives with ABC cards: 4 yuan for inter-bank fees in the same city; Non-local inter-bank fee, 1% of the transaction amount (minimum 1 yuan, no upper limit) + 2 yuan.

    Fees and charges of different banks:

    China Merchants Bank: intra-city inter-bank fee: 2 yuan;

    Non-local inter-bank fee: 5% of the transaction amount (minimum 5 yuan, no upper limit) + 2 yuan;

    Non-local travel fee: 5% of the transaction amount (minimum 5 yuan, no upper limit).

    China CITIC Bank: Inter-bank fees in the same city: free for the first 2 transactions per month, and 2 yuan for the subsequent transactions;

    Non-local inter-bank fee: 5% of the transaction amount + 2 yuan;

    Non-local peer fee: 5% of transaction value.

    Everbright Bank: Inter-bank fee in the same city: free for the first 2 transactions per month, and 2 yuan for the next transaction;

    Non-local inter-bank fee: the first 2 transactions per month are free, and the next 2 yuan + 5% of the transaction amount (minimum 5 yuan, maximum 25 yuan);

    Non-local travel fee: No charge.

  10. Anonymous users2024-01-28

    From March 25, 2022, Guizhou Rural Credit Bank Card will be exempted from ATM inter-bank withdrawal, transfer transaction fees and overseas ATM inter-bank inquiry business fees. That is to say, Guizhou Rural Credit Shuqiao Bank Travel Card is free to withdraw money and transfer money at the ATM machine of any bank across the country, that is to say, as long as it is withdrawn and transferred at the ATM, no matter which bank, it is free of charge, which can be found on the official website of Guizhou Rural Credit and the official WeChat, and can also be searched on the Internet. Hope it helps.

  11. Anonymous users2024-01-27

    Inter-city and intra-provincial inter-bank are charged 2 yuan, intra-provincial inter-bank are charged 2 yuan, and inter-provincial inter-bank is charged 1% plus 2 yuan: intra-city inter-bank and intra-provincial inter-bank are charged 2 yuan, and inter-provincial inter-bank is charged 1% plus 2 yuan.

    ICBC; pen, 1% plus 2 yuan pen.

    Agricultural Bank of China: inter-city bank, 9 yuan; Withdraw money at ATMs at other banks outside the province.

    Rural credit cooperatives: 2 yuan is added to the amount of withdrawals collected by inter-bank in the same city, and a handling fee is required for inter-bank (inside and outside the province) in different places, as long as it is required across cities.

    Handling Fee Charging Standard:

    Boc; Pen, 12 yuan: cardholders withdraw money from ATMs of other banks in the same city, and 2 yuan is charged across banks outside the province.

    Bank of Communications; Withdrawals at overseas ATMs, 15 yuan.

    CCB; Pen; Pen: 2 yuan across the same city, 1% plus 2 yuan across the bank in different places (inside and outside the province).

    China Merchants Bank: 2 yuan for inter-bank transactions in the same city, 2 yuan for inter-bank transactions in different places (inside and outside the province), minimum 10 yuan, maximum 100 yuan, and 4 yuan transactions; Withdraw money from other bank ATMs in different places in the province.

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