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Make a list for yourself every week, write down the expenses you need, and if it exceeds 150 yuan, reflect on it. Then you can ask your parents to pay you less many times, so that you will naturally buy a lot less when you have less money. It is necessary to establish a sense of frugality and understand that you can buy a good dress, but four or five pieces a quarter are enough, and any more is a waste.
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It seems that you still haven't spent well...
Give yourself a few months to pick and choose what is expensive, what is expensive, what you like. When you go to a high-end department store and see everything with a critical eye, you will know how childish your classmates' comparison is. You'll also know what a regression is.
Let's talk about comparison, what is there to compare. International first-line luxury goods, new products every year, are bought with 10 times your family's total income, and there are many that you can't afford. So there is nothing to compare to, people are more popular than people.
It is enough to live with your own standards and tastes.
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Take less cash and cards with you when you go out
When you buy something· Think about whether you really need it
If it doesn't work, find a friend to supervise it, and you'll change it, take your time.
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What to do with your boyfriend or kids spending money recklessly? Try it this way, it works!
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If you go out to work for a month, you will know, or you will not go to the poor places over there to see, or live.
In a day or two, you will know that money is not scraped!
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I'm going to laugh at you, you know that you love to spend money, you just can't control it... Ha ha... It's okay to surf the Internet at home, and if you don't go on the street, it's over, and when a friend calls you to go, you say that something is astringent and stupid.
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Keep an account. 2.Work on your own to earn money.
3.Take a look at the poor areas.
4.Set an example and ask people for advice.
5.Read more books to understand the true meaning of life.
Take your time and change a little bit.
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Try to earn your own money one at a time.
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It's better now than spending money and making money later.
Three or four hundred thousand annual income is not a lot, at least in my opinion it is nothing.
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Not even a point, you ask a fart. Sister, you're picking too, aren't you?
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1. Be clear about your income: When you spend money, you should consider your income, whether your income is a fixed salary, or whether you have a new income every day, whether you can meet your daily spending lavishly, and remind yourself how much income is left this month when you spend money, and whether income and expenditure can be balanced.
2. Write a good shopping list: every time you shop, you have to have a plan, have an arrangement, think about writing a good shopping list, what you need to buy, what you don't need to buy, don't buy blindly, buy something you don't need, it's a waste.
3. Stay away from discount activities and other activities: tell yourself not to be cheap, and buy it as soon as you see it, but you find that you can't use it and it's not suitable for use.
4. It is best to use cash to buy with cash, and less card: card swiping has become a fashion for shopping, and swiping cards has promoted consumption, but swiping cards has made many people develop the habit of spending money indiscriminately.
5. Don't compare and don't compare: you know your own ability, you know your own family background, don't compare with others, don't fight with others to get rich, eat healthy, dress comfortably, don't pursue expensive brands.
6. When spending money, remind yourself that money is earned, not by the wind: when you spend money, you should think in your heart, how the money came from, it was earned by your hard work, not by the wind, and it fell from the sky, so you must be worthy of yourself and don't let yourself live so tired.
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First of all, we should establish a moderate consumption concept. Moderation is to adapt to one's own family economic conditions and one's normal needs. Regardless of the family's living conditions, it is not advisable to pursue excessive pleasures or consume ahead of them.
Second, it is necessary to prevent blind consumption. That is to say, you can't buy something you don't need in order to follow fashion, catch up with trends, or buy something you don't need on the spur of the moment, or spend too much money on famous brands. Some are completely unnecessary.
Finally, resist unhealthy consumer content.
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I always like to spend money randomly, one is to think about your parents, want to collect more money parents by yourself, let your parents be less tired, so that your parents can live a better life, and the other is to think about making money is not easy, spend money to control a little, you can not spend money as much as possible, make more money is good for yourself, as long as you have the idea of saving money, you will not spend money indiscriminately.
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For people who can't control themselves and like to spend money indiscriminately, it is because they don't have a plan for life and financial management.
There is a post-90s generation next to me, and she can't control herself, and when she gets paid, she likes to buy this and that. Later, she needed to buy a house because of family pressure, and then she began to prepare a savings plan, but what if she couldn't save the money herself? She handed over the money she earned to her family and relatives to manage, specifying how much she would pay each month.
A few years later, I found out that I could save so much money, and now I have bought a house and paid a down payment.
Maybe you don't have any stress in your life right now, and you don't need to think about the long term. However, if you have average family conditions, are old, and have to raise a young child in the future, it is recommended that you study financial management carefully and start by learning to save money.
Slowly, you will make saving money a habit and a hobby, and you will stop spending money indiscriminately. When you watch the number of deposits in your bank account continue to increase, you will have a great sense of accomplishment and security!
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If you can't spend all your money, then it doesn't affect you to spend money indiscriminately, for most people, money has to be spent in the right place, after all, money is not easy to come by, and it is understandable if it does not affect your life and you are happy. Spending money is just a concept, buying a useful thing is not spending money indiscriminately, buying useless things is spending money indiscriminately, or saving a little, the road of life is very long, and there are many places to spend money.
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I always like to spend money indiscriminately, probably because I want to take it for myself when I see something I like, and this habit should be slowly changed.
Spending money indiscriminately means spending money on unnecessary things and not having a budget.
Therefore, people who spend money indiscriminately can make a monthly budget for themselves, spend the money in the budget, and make the accounts clearly visible, which can effectively prevent themselves from spending money indiscriminately.
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Hello, if you like to spend money indiscriminately, turn off your credit card, Huabei, and use how much you earn, if you want to save money, you can give a part to your parents and let them keep it for you.
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Everything must be planned, money is not easy to earn, the money that should be spent, we must spend, should not spend 1000, we must not spend, if life is not planned, when we encounter difficulties, when we reach out to borrow money from others, we have to look at the faces of others, then your life will be ugly.
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Deflect your attention or visit the impoverished mountainous areas and you'll stop spending money.
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If you don't have money, you don't spend it indiscriminately, if you don't have money, you don't spend it indiscriminately, or is it because you want money in your pocket?
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Saving your salary in small parts every month can control your desire to spend money.
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Sometimes we regard money as too important, but it will cause bad habits for children, now my daughter, I am the same, give her money, I just pay attention to how she spends, give her appropriate advice, now although the daughter has a lot of money, but very much on their own money to spend, the wife sometimes has no cash, will always ask the daughter to borrow, the daughter always tells the mother to repay the money in time, of course, sometimes will generously send the mother or brother a hundred.
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If you give all your money to your wife, then you won't have money to buy things, and you can also throw away your mobile phone and bank card, and you won't spend money.
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1.restrain yourself, the flowers that should be spent should not be controlled;
2.Save money, save money on a fixed basis;
3.Financial management, learning to manage money, planning;
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Find someone to manage or save it, or invest in financial management.
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First of all, you spend money when you have money. You're a shopaholic. I also want you to spend your money in moderation.
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If my husband spends too much money, then go to make some investments, this method is verified by my neighbor, her husband is particularly twisted, she can't be convinced, and she always quarrels, but the economy at home is a little looser, she will make some big investments, such as buying a car, so that her husband will not dare to spend money indiscriminately, she said the effect is just now.
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The most effective way is to let him run the family, responsible for the expenditure of money, as the saying goes, if you don't know that firewood, rice, oil and salt are expensive, when we look for him to spend every day, he will measure it himself.
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Accompany him more when you have time, often go out for a walk together, or arrange some family activities, he won't feel bored to drink with his buddies K song, and it is also beneficial to integrate the family atmosphere.
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My husband is, spending money every day like a tsunami, when he goes out to eat and drink with friends, he will be very careful to pay for himself, he can't get used to seeing him like this, he will always quarrel to the point that he can't do it, and finally give him the money in anger, and also hand over the housekeeper's affairs to him, let him be responsible for all the expenses of the family alone, and clarify the details of a family's expenses.
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You can make some travel plans, if your husband likes to travel, it will be better, put forward some travel plans, let him do a detailed travel plan and prepare the funds, with a goal, naturally will not spend money indiscriminately.
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Control him to take the money, let him spend the money by himself, and finally when it expires, let him see his own total expenses, and then he will give in without us counting it for him.
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I feel that his funds are restricted, and all his wages will be confiscated first, and a certain amount of pocket money will be given to him every month. Of course, this method also requires the consent of the husband.
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If your husband often spends money indiscriminately, it means that your consumption outlook is different, and if you spend it is not necessary for life1You can sit down and communicate with him and tell him what you should buy and what you shouldn't spend. Analyze it well and then ask him to be as responsible as possible for his family.
2.Now it's after marriage, unlike a person's life, there must be a certain amount of pressure, so there is no need to spend money that shouldn't be spent. Tell him that with more financial security, the family will feel more secure.
3.You can manage the economic rights, you can tell your husband that you can do your own work on which aspect of the family's expenditure, and your husband has to do his job well. You can give him some fixed ones every month, so that he can also control himself not to spend money indiscriminately.
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Explain the stakes to your husband.
There was once a young couple, and after marriage, the two quarreled a lot over the issue of economic power.
After a long time, the husband had no choice but to hand over all the economic power to his wife.
But the husband himself was not convinced, so he secretly bought a car behind his wife's back.
When the wife found out, she had a big fight with her husband. thinks that it is disrespectful to her husband to buy a car and not tell her, so she wants to divorce.
The husband is also angry and hateful about this, but he feels that it is impossible to divorce because of this matter.
Later, the wife calmed down and took her husband to the café where they used to go on a date when they used to be in love, and talked there every day for a month.
The husband was very moved and understood that his wife was in charge of money for her own good.
Because I usually have the problem of smoking, drinking, and loving to entertain, and my wife is much more careful than herself, and it is just right to manage the money.
In fact, no matter what problems there are between husband and wife, as long as they can communicate sincerely, what problems cannot be solved?
If you feel that your husband does not know how to manage money and has many bad habits in his daily life, you can have a sincere communication with him and tell him that taking care of the money does not mean that he has the money completely for himself, but for the family.
As long as the husband really needs it, if the reason is appropriate, he will still take out the money and give it to the husband.
To give face to your husband.
In fact, the biggest reason why men don't want women to manage money is that they are afraid that they will lose face because they have no money in their pockets.
Most men often have to socialize outside, so it can be said that there is often a place to use money, if there is no money in the pocket at this time, it is indeed quite embarrassing.
Some wives begin to manage money after marriage and control their husbands very strictly.
I once heard that there was a Sichuan couple, the husband wanted to buy a duck head to eat on the way out, and asked his wife for money, and the people in the unit laughed at him"The wife is strict"。
In fact, this is not a healthy and harmonious relationship between husband and wife.
If a family is a wife who manages the money, then it must be managed reasonably.
When a man needs face, he must help, after all, this is his husband, who will help if he doesn't help himself?
Therefore, every month, you can give your husband more money as needed, so that he can invite his colleagues to dinner and socialize, even if he has his own small coffer, don't be angry.
The small treasury is actually not a big problem, but if you quarrel with your husband because of this matter, and the trouble is endless, it will become a big problem.
In any family where women manage money, men will have small coffers, which is normal.
As long as the man can hand over most of the money to his wife for unified management, it means that the man trusts his wife, which is fine.
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