What insurance must be purchased for a new truck?

1. What must be bought is compulsory liability insurance.

2. The second is car damage insurance, which is three insurances of a commercial nature, which loses more money than compulsory liability insurance, and of course pays more money.

3. Buy personal insurance for the driver, if you run long distances, you must buy it, safety first.

4. If conditions permit, buy a cargo insurance to prevent the loss of goods, just in case, you can buy another spontaneous combustion insurance.

In our country, all motor vehicles must purchase compulsory traffic insurance.

Trucks are even more important, the current insurance amount of compulsory traffic insurance is 10,000 yuan, the premium is 1200-1850 yuan, and the insurance can be discounted by 20% for two years. In addition, you need to buy some commercial insurance, first of all, about third-party liability insurance, if it is in a developed area, it is recommended to buy an insurance amount of 300,000, if it is in an underdeveloped area of 200,000, in fact, there is not much difference between the two premiums; The second is car damage insurance.

Once your vehicle has an accident, you can make a claim, and the general purchase amount is equal to the product of the basic premium plus the purchase ** and the rate, of which the basic premium is generally about 280 yuan, and the purchase ** is the naked car price plus the purchase tax, and the rate is generally, that is to say, the car damage insurance = 280 + the naked car price *;

In addition, it is glass insurance, the use of trucks is relatively harsh, and the glass may often break, so buy an insurance protection, the premium is very cheap, and it is very practical; Finally, it is not counting the deductible insurance, which is generally 20% of the third-party liability insurance, and can be in the event of an accident without having to bear the deductible part of the liability.

You can enter the household only by buying compulsory traffic insurance, and it is also necessary to buy it. My personal suggestion is that in addition to the compulsory traffic insurance, buy about 200,000 commercial three responsibilities, car personnel insurance, regardless of deductibles, you can also consider, other individuals think that there is no need to buy. Truck theft insurance, glass insurance, car damage insurance, spontaneous combustion insurance, body scratches, etc.

There is nothing that must be bought, except for compulsory traffic insurance, everything else is voluntary.

How to buy insurance for a 1-ton pickup truck?

Trucks are larger than ordinary family cars, and in the event of a traffic accident, the damage is also greater. In addition to compulsory traffic insurance, the truck insurance that needs to be purchased is also vehicle damage insurance, third-party liability insurance, and vehicle personnel liability insurance.

and theft insurance are also the preferred types of car insurance for trucks.

1. Car damage insurance:

If the insured or his permitted driver is involved in an insured accident while driving the insured vehicle, resulting in damage to the insured vehicle, the insurance company will compensate within a reasonable range.

2. Third party liability insurance:

If an accident occurs during the use of the vehicle, resulting in personal and property losses to a third party, the insurance company shall compensate in accordance with the provisions of the contract for the part exceeding the compensation limit of the compulsory traffic insurance.

3. Liability insurance for people on board:

In the event of an accident in the vehicle, the insurance company will compensate for the loss of expenses caused by the driver's ** according to the contract.

4. Theft and Rescue:

After taking out the whole car theft insurance, the insurance company will pay for the reasonable expenses of the whole car being stolen, robbed or snatched, resulting in loss or damage that needs to be repaired.

Commercial auto insurance. How to buy, the owner can make a comprehensive comparison and choice according to the actual protection needs of the car and the economic strength of the family.

2. If you need to purchase car insurance, you can also contact Ping An Car Insurance.

The official website shall prevail.

Insurance is the same, simply put, divided into three pieces, the three car damage, the additional is a lot, the seat spontaneous combustion, theft, wading a lot, according to your needs, the strong traffic is stipulated to be bought, now the vehicle and vessel tax is also merged, the key to the truck is the three, you must buy enough, the more the better, the premium is not much different.

Trucks need to buy cargo insuranceThird Party Liability Insurance

Third Party Liability InsuranceThis insurance is a type of insurance used to help pay the other party if you are responsible after the accident, the amount of insurance.

Starting from 10,000 is not capped, and general freight vehicles can buy a third party of 1 million.

Vehicle damage insurance.

Vehicle damage insurance is a type of insurance that is responsible for one's own responsibility after the accident, the damage to one's own vehicle, and the cost of repair.

Main advantages: During the insurance period, if the insured object suffers losses due to the following reasons in the process of logistics transportation, loading and unloading, and handling, the insurer shall be liable for insurance in accordance with the provisions of this insurance contract

1. Fire, **.

2. Natural disasters.

Natural disasters refer to lightning strikes, storms, torrential rains, floods, blizzards, hailstorms, sandstorms.

Ice, mudslides, cliff avalanches, sudden landslides, volcanic eruptions, sudden ground collapses, tsunamis, and other irresistible natural phenomena with strong destructive power.

For the insurance of second-hand trucks, the insurance should be bought by yourself or by the company.

Compulsory traffic insurance, which must be bought, if there is no vehicle for your vehicle is not an annual review, third-party liability insurance depends on what kind of truck you have (small cargo, medium cargo, large cargo, semi-trailer) according to different models can buy 100,000, 200,000, 500,000, 800,000. You can also buy vehicle damage insurance and more!

There are two main types of insurance: one is to compensate others, and the other is to compensate oneself.

Those who compensate others have compulsory traffic insurance and third-party liability insurance.

Compensation for car damage, theft insurance, seat insurance, spontaneous combustion insurance and deductible insurance are not included.

Among them, the strong force is stipulated to be on, and the three are best to be on, and the more the better.

Car damage insurance is not much, and you can get it on it. And theft is of little use for heavy trucks.

Seat insurance is still necessary, not counting deductible insurance is a must, if not, out of the insurance, the insurance company can only compensate 80%-90% of the loss, the individual still has to bear.

You can follow the headlines of the truck circle, which have all kinds of knowledge and information.

Pure hand-played, hope praise!