Does it cost to open a postal card? How much does a postal savings card cost?

Hello, 1. To open an account and apply for a bank card at the counter of the Postal Savings Bank, you need to deposit 10 yuan in the account, and the cost of production is 5 yuan (you need to verify with the staff of the local Postal Savings Bank outlets whether the cost of production is charged); 2. The green card account of the Postal Savings Bank of Fujian Province, Xiamen City and Zhuzhou City of Hunan Province will charge an annual fee of 10 yuan per year, and the green card account of the Postal Savings Bank of other provinces and cities will not charge an annual fee; 3. Inter-provincial and non-local transfers between personal accounts in the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through relevant electronic channels such as online banking, mobile banking, and TV banking, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion. 4. If your account has opened the SMS notification service for current account changes, the service is deducted, and the service is 3 yuan per month and 30 yuan per year; Hope mine is helpful to you.

1.The annual fee is 10 yuan.

2.There is no text message, if you do SMS reception, it costs 30 yuan a year.

Maybe you do a text message, and you usually don't ask for personal advice.

There is no charge for card opening. There is no annual fee. You're deducting information.

The charges are as follows:

1. Annual fee: The annual fee is exempted for ordinary cards and official cards; Gold Card, China Travel Card, Xi'an World Horticultural Exhibition Co-branded Card, Heilongjiang Travel Card main card 125 yuan year, supplementary card 60 yuan year; The main card of the self-postal family co-branded card is 100 yuan per year, and the supplementary card is 50 yuan per year.

2. Loss reporting fee: 20 yuan for Puka; Gold card, self-mail family co-branded card, tour China travel card, Xi'an World Horticultural Exhibition co-branded card, Heilongjiang travel card 40 yuan; Business cards are free of charge.

3. Card replacement fee: 10 yuan for ordinary cards; Gold card, self-mail family co-branded card, travel China travel card, Xi'an World Garden fair co-branded card, Heilongjiang travel card 20 yuan; Business cards are free of charge.

4. Card courier fee: 20 yuan.

Related matters. 1) The principle of "one account for one discount or one card" shall be implemented for the green card savings card and the current savings account designated by the depositor.

2) If the depositor fails to withdraw money at the ATM, he or she must make an inquiry, and if the balance is found to be incorrect, please notify the savings counter immediately for processing.

3) If you forget the password of your green card, you can go to the account opening bureau with your ID card, passbook and card to go through the procedures for clearing the corresponding current savings account, and the original green card savings card will be abolished and a new card will be processed.

4) If the green card cannot be used again due to damage or other reasons, the depositor can go through the procedures for replacing the card with a new card at the account opening outlet, and the depositor will return the original card and apply for a new card.

5) If the green card is lost, it should be reported to the postal savings outlets on the Internet immediately, and the outlets can only report the loss after checking that the deposit has not been fraudulently claimed, and the depositor can apply for a new card after the loss report is handled. If you report the loss of your passbook, you can continue to use the original card until a new passbook is reissued; After the new card is reissued, the original card must be returned and a new green card savings card can be applied.

6) When the green card is swallowed by the ATM, the depositor should contact the postal savings outlet to which the ATM belongs in time, and go through the card collection procedures at the postal savings outlet to the ATM with the card's customer receipt and ID card and current passbook on the next day, and the card will be destroyed if it is not collected within three days to protect the interests of the depositor.

7) Non-local deposits and withdrawals are charged according to 5 of the amount (the upper limit of the deposit handling fee is 20 yuan, and the upper limit of the withdrawal handling fee is 50 yuan), the handling fee for each loss report in the remote place is 10 yuan, and the handling fee for the cancellation of the loss report in the remote place is 2 yuan.

1.There is currently no annual fee.

2.If the average monthly balance is less than 100, a small account management fee of 1 yuan per month will be charged, and there will be a small management fee from the third quarter of this year.

3.If you have opened the balance SMS inquiry service, you will be charged 2 yuan per month (3 yuan in some places.) The specific charges can be found locally).

Hello, it is recommended that you register for personal online banking and check the reason for the deduction through online banking. The process of opening personal online banking:1

To become an online registered customer: log in to Postal Savings Bank of China** (click the "Register" button under "Personal Internet Banking" - read the registration agreement - fill in the basic personal information - confirm the basic personal information - register successfully - log in to the online banking to experience convenient services; After successful registration, log in to the personal online banking and select My Account - Account Inquiry - List Inquiry to check the account balance, there is "+" in front of the card number, please click "+" to inquire, if you want to query the details of the past year, you need to hold your card and ID card to inquire at the counter in the province of opening an account. I hope my answer is helpful to you.

So far, there is no cost fee for applying for a postal savings card, and there are these charges, please check the following, local inter-bank withdrawal fee: yuan.

Non-local inter-bank withdrawal fee: minimum RMB) + RMB.

Non-local postal deposit and withdrawal fee: minimum yuan).

I am an employee of a branch of the Postal Savings Bank in Shaanxi, and I am very responsible to tell you. There is no charge for opening a personal settlement account (also known as a personal bank account) at any of the 36,000 network outlets of postal savings, as well as the management fee of small accounts.

When this is only until now, it is not known that the policy will change in the future.

A postal card.

In addition to the cost of opening a card, it costs 5 yuan.

Yes, there is no annual fee.

and small account management fees.

You can rest assured.

At present, there is no annual fee and quarterly fee, if the average monthly balance is less than 100, a small account management fee of 1 yuan per month will be charged, and there will be a small management fee from the third quarter of this year, if you open the balance SMS query business, you will be charged 2 yuan per month. Some places charge 3 yuan, and the specific charges can be inquired locally.

The Postal Savings Card (referred to as the Green Card) is a financial transaction card issued by the national postal department to provide financial services to depositors. Postal savings cards are issued to urban and rural residents, and all urban and rural residents who open current savings accounts at post offices (or postal savings points) on the postal savings computer network can apply for the use of postal savings cards with their ID cards.

Its main function is to be able to deposit, withdraw and spend money at ATMs and postal savings facilities on the Internet. Hainan Postal Savings has been connected to nearly 28,000 outlets in 31 provinces and municipalities across the country.

At present, the postal card is still free of annual fee! The new regulations are calculated on a quarterly basis, and if the average daily balance is less than 300 yuan, a small account management fee of 3 yuan will be charged quarterly! There are no other fees!

Thank you for the trouble to adopt!

Answer hello: 1. Postal express surface mail parcel charging standard Actual cost = parcel fee + 3 yuan ** fee + yuan document fee + insurance fee (voluntary). When ordering, the system displays the cost as the actual cost, the first weight of the package is 500g as a calculation unit, the additional weight is calculated as a unit of calculation per 500g, and less than 500g is calculated as 500g.

2. EMS domestic express mail charging standard is 20 yuan within 500g. Mail refills more than 500 grams and is billed by partition. That is, the province (autonomous region, city) where the delivery place is located is classified into 3 billing areas with reference to the transportation distance between provincial capitals.

Zone 1 (1500 km and below) additional weight per 500 grams of tariff is 6 yuan; Zone 2 (more than 1,500 km to 2,500 km) is 9 yuan; Zone 3 (more than 2,500 km) is 15 yuan. 3. Other charging standards (1) Insurance fee: one yuan or zero for each insurance; Minimum insurance fee per item; The maximum insurance fee for each piece is 250; (2) Handling fee for withdrawal of mail:

per piece; (3) SMS query service fee: EMS sends a reply, and each charge needs to be added by the user window); 4) Pick-up service fee: each time.

The card is free to open when you open the card, but you are generally required to deposit 10 yuan, otherwise you will be embarrassed to open a zero deposit card; At present, all cards (including credit cards and online banking) of PSBC are free of annual fees; Account management fees at present there are many places postal savings has not yet begun to implement, even if the implementation is also settled on a quarterly basis (the 21st of the last month of each quarter), generally less than 300-500 yuan, charge account management fees of 1-3 yuan, the minimum balance and charging standards are slightly different from the major banks, but basically in the floating range of 300-500 yuan, the fee is 1-3 yuan.

Summary. Hello dear! I'm glad for your question, you don't need money to apply for a bank card, but you need to deposit 10 yuan to get a postal bank card.

Do I need money to apply for a bank card by post?

Hello dear! I'm glad for your question, you don't need money to apply for a bank card, but you need to deposit 10 yuan to get a postal bank card.

Do you want to take cash?

Dear, if you want to save money as soon as you get a card, you can bring cash to it.

If you put 10 yuan into it, you need cash, right?

You go over, go to the manager of Datang first, say that you want to apply for a card, he will fill out the form for you, and then you can take the number and line up.

Yes. The requirements of each postal bank branch are different, some need to save and some do not need, so you don't need to spend money to get a card, even if you save that money, it belongs to your own relatives.

The postal card is open to receive money for the current account change notification service.

The SMS fee for each service of Japan Post Bank is as follows:

Notice of change in current account: no more than 3 yuan per month, 30 yuan per year;

Notification of salary payment: not more than 1 yuan per month, 10 yuan per year;

Withdrawal notice: no more than 2 yuan per month, 20 yuan per year;

Notification of transfer to account: not high Huai calendar age of 2 yuan per month, 20 yuan per year;

Withholding notice: no more than 2 yuan per month, 20 yuan per year.

Extended Resources:

Frequently Asked Questions

1.What are the types of account change notifications?

Answer: Account change notifications include withdrawal notices, payroll payment notices, payment and withholding notices, transfer-in notices and current account change notices.

2.How do I activate the savings SMS service?

Answer: Method 1: Customers can open an account at any postal financial outlet in the province with their valid real-name certificate and the account to be opened;

Method 2: Take my mobile phone Galaxy S20 Ultra 5G as an example, log in to the mobile banking of Postal Savings Bank of China (official Android version) and personal online banking by yourself.

Method 3: Customers can self-service activation through ATM, ITM and other channels.

3.What are the types of SMS self-service?

Answer: SMS self-service includes balance inquiry, detail inquiry, and service cancellation.

1) Balance inquiry: Customers who have opened the savings SMS service can bind their mobile phone number SMS "zhye" + space + card number or send it to 95580 (account alias) to check the account balance;

2) Details inquiry: Customers who have opened the savings SMS service can bind their mobile phone number SMS "zhmx" + space + card number or send it to 95580 to check the details of the last 3 transactions of the account.

4.How can I check the activation time of the savings SMS service and bind my mobile phone number?

Answer: Method 1: Customers can go to any postal financial outlets of our bank with their valid real-name certificates and accounts that have opened savings SMS service;

Method 2: Take my mobile phone Galaxy S20 Ultra 5G as an example, log in to the mobile banking (official Android version) and personal online banking of the Postal Savings Bank of China by yourself.

5.How to change the mobile phone number of the savings SMS service?

Answer: Method 1: Customers can go to any postal financial outlet of our bank to modify their valid real-name certificate and account that has opened the savings SMS service;

Method 2: Take my mobile phone Galaxy S20 Ultra 5G as an example, log in to the mobile banking of Postal Savings Bank of China (official Android version) by yourself, and click "Me - Settings - SMS Notification - Modify Savings SMS Notification Bound to Mobile Phone Number" to modify.

6.What is the reason for receiving a reminder of account changes without adding the savings SMS service?

Answer: If the customer does not add the savings SMS service and receives the account change reminder SMS, it may be caused by the second release of the number of Yunluosheng Business, and the customer can use the mobile phone number "qx" (both upper and lower case) to send the SMS to 95580 for withdrawal.

To apply for a postal bank debit card, you need to charge a production cost of 5 yuan and a minimum balance of 10 yuan in the account.

Conditions for applying for a postal bank card:

1. Chinese citizens over the age of 16 residing in China who open an account with the Postal Savings Bank shall present a resident ID card or a temporary resident ID card;

2. Chinese citizens under the age of 16 residing in China should open a personal deposit account by their guardian**, and present the guardian's valid ID card and the resident ID card or household registration book of the account user;

3. You must open a current account first, and the account balance shall not be less than 10 yuan. For accounts that are not withdrawn, reported or frozen by seal, the account status is normal.

Postal Savings Card Activation of China:

1. **Activation: Call the bank customer service**, press "1 Chinese service" - 6 bank card service "- 1 card application and card activation" - 1 card activation "- press 1 ID card to open a card", then enter the bank card number that needs to be activated, enter the ID card number, enter the validity period of the bank card, set or enter the password according to the voice prompt, the system prompts the bank card activation is successful;

2. Counter activation: bring your ID card and bank card to the bank counter to activate;

3. Some bank cards can be activated by depositing cash.