Why register rural family property? Is it illegal?

Due to the low enthusiasm of domestic people for insurance. In the event of a disaster, the responsibility for rescue is shifted to **. And **'s rescue capacity is limited.

After the insurance is paid, the insurance institution is responsible for disaster relief. This is an international practice. This should be normal.

Someone on it is buying insurance! Abuse of power for personal gain.

For leading cadres at a high level, it seems that they must register their family property.

Rural houses are relatively poor in terms of various safety measures, so if individuals want to improve the protection of rural houses, they need to purchase corresponding family property damage insurance for them in a timely manner. Is it the most suitable for rural families to buy property insurance for rural families?

Rural family property insurance is a kind of home property insurance designed for the needs of rural family property security, so from this point of view, rural family property insurance is the most suitable to buy rural family property insurance, you need to pay attention to the following points before applying:

1. The insured has an insurance interest relationship with the subject matter of the insurance. If there is a change in most of the family's assets, you must go to the insurance company to change the contents of the policy.

2. Not all family property can be insured with rural housing insurance. Property (such as calligraphy, paintings, antiques) and daily necessities whose specific value cannot be determined cannot be insured for rural housing insurance.

3. Don't overinsure. The insurance company follows the compensatory principle when making compensation, and the insurance company does not compensate for the overinsured part. Don't over-insure and double-insure, the best way to insure is to insure at the original value.

To purchase home property insurance for rural families, it is best to purchase highly targeted rural family property insurance. At present, many insurance companies have a variety of different types of rural family loss insurance products that suit your protection needs, and Huize also has corresponding family property insurance products on the Internet, hoping to bring you more choices.

In rural areas, parents basically rely on their sons for their old age, and their daughters don't have to worry about it.

Daughters always have to marry, and sons stay in their own homes. Giving all the property to the daughter is equivalent to giving it to the daughter's husband's family, and if you give it to the son, the property will at least stay in your own house.

In the countryside, the idea of four men being inferior to women is still relatively serious, so the division of family property is only given to sons.

Because they feel that their son is the one who keeps them and takes care of them.

Because it's been like this for a long time, it's always been this tradition.

Buying home property insurance is the most afraid of encountering the problem of claims, and the same is true for rural family property insurance. How about the settlement of rural family property insurance.

The claim standards of rural home property insurance with different coverage and insured amount are different, so the questions you ask should be treated specifically. You can consult the relevant staff before purchasing for the specific calculation method. In addition, you also need to master the necessary common sense of rural home property insurance claims, and usually, the claims procedure of home property insurance is as follows:

1.Notify the insurance company as soon as possible when the insured event occurs.

2.When making a claim, it is necessary to provide the insurance company with insurance policies, loss lists, invoices, expense documents and relevant department certificates, such as fire certificates, theft certificates from the public security department, meteorological certificates, etc., and all documents and certificates should be true and reliable.

3.If the loss within the scope of insurance liability should be compensated by a third party, the insured may claim compensation from the insurance company or a third party, and if a claim is made from the insurance company, the insured shall transfer the right to subrogate to the third party to the insurance company from the date of receipt of the compensation, and actively assist by providing the necessary documents and relevant information.

4.If the insurer insures the family property with several insurance companies at the same time, and has to report to several insurance companies at the same time after the accident, each insurance company will calculate the compensation according to the proportion of their respective insurance amounts, and the total compensation of each compensation company will not exceed the actual loss of the insured.

5.In the case of family property, if the house and interior decoration are not fully insured, the insurance company shall compensate on a proportional basis, and the interior property shall be sub-insured and paid according to the actual loss, but not exceeding the amount of sub-insurance.

6.The period of the insured's claim: two years from the date on which the insured became aware of the occurrence of the insured event.

In order to facilitate the later claim, it is recommended that you must choose rural home property insurance through a formal insurance platform. Huize is the largest insurance e-commerce platform in China, and it is the best insurance channel for you to choose the right ordinary home property insurance.