How to investigate the loss verification personnel of Ping An Auto Insurance

As a Ping An person, I really don't want to do this. Since we came in and let's talk, first of all, insurance companies are also commercial companies to make money, so they will refuse to pay if they can refuse compensation, because the terms clearly state what circumstances and how to pay. If you want to pay compensation, you need to provide the accident certificate of the public security organ (traffic police or 110), and then go to the damage assessment point to assess the damage, determine the amount of compensation, and then provide the repair invoice according to the damage assessment** for compensation.

Therefore, if the accident is reported to the police or cannot provide proof of the accident, the general loss assessor is required to see the scene, (because the company will assess their damage assessment, and the wrong one will deduct money or be fired), please find a similar on-site to the loss assessor, and then it will depend on the skill of the loss assessor. Generally, novices or lazy old people will succeed (novices are inexperienced, and old people are too lazy to talk to you and will write you a report according to the situation that can be compensated, you will lose money, and he can pick up the stakes).

The easiest way is to find an object that is similar to the location of your damage, and then find an insurance company, preferably to take a picture of yourself to the loss adjuster, so that it is more realistic.

Difficult! Ping An Insurance's claim service tenet: if you can pay less, you will not pay less, and if you want to solve the problem, you should not invest in Ping An Insurance.

Then I'll have to find an acquaintance, or I feel like I'm waiting for a newcomer. These are the only two things that can deceive them. (Hee-hee.)

There are still many verification methods for insurance companies to verify claims, such as ** return visits, and going to the hospital with the insurer's case for medical records.

Replication or on-site surveys, etc. Usually the underwriting or claims of the insurance company is carried out through a dedicated underwriting department. The insurance company's claim verification is the content that needs to be verified, including whether the basic information of the insurer is correct, whether the accident situation is true, and whether the amount of property involved is false.

Further information: Insurance is (market economy.

conditions) risk management.

The basic means are the financial system and the social security system.

It is also an act of the insurer to pay insurance money to the insured when the conditions of the contract are met (when the contract stipulates that the accident may occur due to the property damage caused by the occurrence of the insurance money, or when the insured dies, is disabled, sick, or reaches the age and time limit agreed in the contract).

Economically, insurance is a financial arrangement for sharing accident losses, legally it is a contractual act in which one party agrees to compensate for the losses of the other party, socially it is an integral part of the social and economic security system, and risk management is the basic method.

Function. 1. There must be risks in insurance. The purpose of establishing an insurance system is to deal with the occurrence of specific dangerous accidents, and there is no insurance if there is no risk. In order to apply the principle of large numbers.

Risks that may benefit are not covered by insurance, hence commercial insurance.

Institutions generally do not cover such risks.

2. Insurance must provide financial compensation for losses caused by dangerous accidents.

The so-called economic compensation means that this compensation is not to restore the destroyed original thing, nor to compensate in kind, but to make monetary compensation.

Therefore, the loss caused by the accident must be economically valuable. in personal insurance.

The death and disability of a person will lead to the loss of labor, so that the income of an individual or his family will decrease and the expenses will increase, so life insurance is to use economic compensation or payment to make up for this increased economic burden, not to ensure that people recover the lost labor force or life.

3. The insurance must have a mutual aid relationship. The insurance system is a method of spreading losses among many units to reduce the losses of disaster-stricken units. Through insurance, the policyholder pays the insurance premium together, establishes the insurance compensation**, and obtains the protection together.

4. The contribution of the insurance must be reasonable. The compensation of the insurance** is shared by the person participating in the insurance, and in order to make the burden fair and reasonable for everyone, it is necessary to calculate the contribution scientifically.

Auto insurance loss verification price:

1. Assist the leader to do a good job in the investigation of auto insurance claims, loss verification, and serious cases, and be responsible for standardizing the pricing of auto insurance claims, formulating daily loss assessment standards, investigating major auto insurance accidents, reviewing the results of loss assessment, and reasonably controlling the risk of compensation.

2. The staff within the insurance company, the staff at the scene should report the first-hand materials, and then someone will further verify the loss of your vehicle according to the materials, including, the accessories of the approved loss, whether the loss is caused by the accident, the amount of the approved compensation, etc., collectively referred to as "nuclear price, nuclear loss, nuclear compensation", the company with a high level of rental slag is a different person, and the company with a low level can sometimes be missing to be concurrently served by one person.

1. Based on the different structures of various property insurance companies, generally speaking, the non-auto insurance compensation verification post and the non-auto insurance survey and damage assessment post are separated.

2. If you only do non-car insurance Zheng Xunxiang and Chang refer to the compensation, in simple terms:

1) Verify whether it is the subject matter of insurance, whether it is within the insurance period, whether the insured has paid the premium, whether it belongs to the insurance liability of the insurance contract, if it is not the insurance liability, it may be necessary to refuse compensation through communication euphemism;

2) Assessed losses;

3) Calculate according to the relevant provisions such as the insurance ratio and deductible (rate) in the insurance contract, and finally determine the amount of compensation;

Taiping insurance policies can be inquired over the counter, ** inquiry, contact the insurance salesman for inquiry, in "China Taiping 95589"*** inquiry, in "China Insurance Know-it-all" *** inquiry, as follows:

1.Counter inquiry: The insured can bring his ID card to the offline service network of Taiping Insurance Company to inquire about the policy. Generally, the insured is also required to present his or her valid identity certificate to the counter staff, and the staff will help to inquire.

Generally, the policyholder and the insured need to explain their identity information, and the customer service staff can help with the query.

3.Insurance salesman inquiry: The policyholder The insured can contact the insurance salesman of the policy, and the insurance salesman will help inquire about the policy.

2) Click "Policy Services";

In the menu bar, you can see "Policy Service", click to enter.

3) Click "My Policy";

Select "My Policies" and click to enter, and you can log in to check the Taiping Insurance policy under your name.

2) Click "Policy Enquiry";

Click on the menu bar to go to "Policy Enquiry".

3) Click "View My Policy";

Read the Service Agreement and if there are no objections, click on "View My Policy".

4) Real-name verification;

5) Check the policy;

After the real-name verification is successful, you can check the policies under your name, including the policies of Taiping Insurance.

The above steps are operating in the operating environment:

Phone model: Xiaomi 12

System version: MIUI 13