How to proofread the dynamic password of Bank of China

When the dynamic password is deviated due to a long period of time and the time is deviated, resulting in the failure of the authentication and drifting within 10 minutes, it can be calibrated. If you drift for 1-3 minutes when you do transaction authentication, you can do it in personal online banking or mobile banking.

channel, enter the password twice in a row to complete the calibration. If the drift is 3-10 minutes, after entering the dynamic password twice in a row in the mobile banking channel, you also need to pass SMS + face authentication. If the drift exceeds 10 minutes, the dynamic password cannot be calibrated and the dynamic password needs to be replaced.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

1. The so-called "mobile banking."

"Dynamic password" means that when you are operating in mobile banking, the bank will send a text message to your mobile phone number left in the bank at that time in order to confirm that you are operating, which contains a combination of several digits (mostly 6 to 8 digits) numbers and letters, because this is a change at any time, not a fixed password in advance, so it is impossible to be deciphered. As long as your phone is not lost, the PIN is only known to the owner, i.e. the cardholder. Usually, this password expires after a few minutes.

So it's a safer protective measure. The condition is that the bank card, password and mobile phone cannot be stolen at the same time!

2. Dynamic password position: on the dynamic password card. The numbers on each dynamic token are unique and different from others, and you are applying for online banking.

When the staff has already put the token with the debit card.

It is associated, which means that only with the token in your hand can you log in to the online banking smoothly.

The method of obtaining the dynamic password of Bank of China is as follows:

The pop-up dynamic password on the page is sent by BOC e-Order, click BOC e-Order to apply. Follow the prompts to bring your ID card to the counter to apply for a BOC e-order, and then you can get a dynamic password.

Application of dynamic passwords:

1. The dynamic password is based on a special algorithm to generate a random number combination that cannot be used, and each password can only be used once, which is widely used in online banking, online games, telecom operators, e-commerce, enterprises and other application fields. As one of the most secure identity authentication technologies, dynamic passwords have been used in more and more industries.

2. Because it is easy to use and platform-agnostic, with the development of the mobile Internet, dynamic password technology has become the mainstream of identity authentication technology, and is widely used in enterprises, online games, finance and other fields.

Bank of China dynamic password is a security tool for individual users, which looks like a USB flash drive. The dynamic password is a 6-digit number, and the 6-digit number will change every few seconds, which greatly protects the safety of the user's funds.

BOC e-Token (Dynamic Token) is a kind of special hardware with built-in power supply, password generation chip and display, which automatically updates the dynamic password at certain intervals according to a special algorithm.

The system based on this dynamic password technology is also known as the OTP system, that is, the user's authentication password is changed, the password is invalid after being used once, and the password is a completely different new password when used next time. As an important two-factor authentication tool, dynamic port tokens are widely used in the field of security authentication. The dynamic token can improve the login and transaction security of online banking.

How to use: BOC e-Order is very simple and convenient to use, no need to memorize the password, just enter the 6-digit dynamic password currently displayed by BOC e-Order according to the prompts of the online banking system.

Bank of China Personal Bank of China e-Order Replacement:

The BOC e-Order is valid for at least 5 years, and the specific expiration time is marked on the back of the token. After the validity period expires, the dynamic port token will automatically become invalid. 90 days before the expiration date of the Bank of China e-order, after logging in to personal online banking and personal mobile banking, there will be a prompt message on the homepage, it is recommended that you go to the BOC counter as soon as possible after seeing the prompt to replace the BOC e-order, or you can directly open the mobile phone shield for free through personal mobile banking**, the mobile phone shield is safe and portable, and the daily cumulative limit of mobile phone shield + SMS is up to 1 million.

You do not need to provide the old BOC e-Order to replace it at the counter. If you have more than one BOC e-Order, you can reduce the processing time if you can provide the old BOC e-Order (which has expired or is damaged and cannot be used).

Due to the differences in business in individual regions, for detailed information, please enter **customer service manual service or call Bank of China customer service**95566 for manual consultation, or you can contact the nearest Bank of China branch for consultation.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.