I have used it for more than a year, and the quota has not been increased

Hello, the credit card limit can be raised through bank outlets, customer service** and other channels, but you must use the card for at least 6 months and pass the review before you can increase the limit. It is recommended that you usually use your card to consume, repay the loan in time, leave a good credit record, and occasionally go to high-end hotels and supermarkets to spend with your card. If you feel that the amount is not enough, it is recommended that you use Money.

"Rich Money" is the original financial credit service brand (formerly known as "Rich Flower", renamed as "Rich Flower" in June 2018), which has the characteristics of simple application, fast loan, flexible borrowing and repayment, transparent interest and fees, and strong security. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement.

Early repayment is possible, and the recovery limit can be revolving after repayment.

This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings convenient, fast and reassuring Internet credit services to users. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

If it is a China Merchants Bank credit card, the fixed credit limit is adjusted, and there are currently three ways to apply:

2. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, car property, China Merchants Bank savings certificate, etc., which you have not provided before), fax or mail the financial proof that has not been provided before the card, including a copy of the real estate certificate (the real estate certificate must include the name of yourself or your spouse or minor children) The relevant departments will re-examine it according to your new information.

3. Log in to credit card online banking (public version and professional version), account management - account limit management - fixed limit adjustment - apply for an increase in the fixed limit, after the application, it will be reviewed according to your card usage. If you have a life in the palm of your hand, you can pay by card - Limit Management.

If it is a China Merchants Bank credit copy card, the fixed credit limit adjustment BAI can be applied for through three ways at present:

1. You can hold the card for a while

time after (recommended after 3 months), to.

Why didn't you mention the limit on your credit card for a long time?

In fact, the increase in the amount of bai degree is mainly based on your card and your own qualifications! If you use the card dao, you must go back.

Multi-fold multi-answer card swiping, more real consumption, don't empty the card every month, and leave a limit of more than 20%. Of course, it is necessary to repay the loan in full and on time. Your own qualifications mean that you don't have enough income, apply for credit cards everywhere, take out online loans, and have too high a debt ratio.

Your credit card has been used for more than a year, how can it not increase the limit. Generally, after the credit card applied for by an individual has been used for a certain number of years, if it meets the relevant standards stipulated by the bank, such as repaying on time or having a certain economic strength, it will automatically raise the limit for you.

The adjustment of the quota generally depends on the applicant's card use and personal credit information. First, maintain a good credit history. Then the monthly consumption pattern is best to diversify, try not to spend a large amount of money in a fixed few merchants, and repay the full amount every month.

Use it for a while and then apply for it.

I use the credit card of China Merchants Bank BAI.

Du has been for many years, or a limit of 10,000 yuan, this dao has not raised the amount at all for many years, Rong asked before, saying that the amount of increase requires a lot of comprehensive conditions, anyway, it is to use this card more, brush more every month, the amount is larger, what bank credit card are you? If it is a China Merchants Bank and a bank of communications, it will be difficult to raise the amount.

The amount of credit card is determined based on your usual usage and credit situation.

If you do not automatically increase the amount, you can apply for a quota increase.

To apply for the first time to increase the limit, you need to use your credit card for more than half a year and maintain a good repayment record before applying. It takes 6 months to apply again after the first increase.

You can also provide relevant proof to the bank (such as real estate, car property, large deposit certificate of our bank or other banks, etc.), fax or mail proof of financial resources that have not been provided before applying for a card, including a copy of the real estate certificate (the real estate certificate must include the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information.

1.The amount of credit card swiping should be as large as possible, and the total amount consumed within half a year should be at least 30% of the limit;

2.The number of consumption is as large as possible, with an average of more than 10 transactions per month, and it is easier to raise the amount when it reaches more than 20 transactions;

4.The smaller the bulk consumption such as wholesale and car purchases, the easier it is to raise the amount;

5.The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota;

6.The type of merchant that swipes the card cannot always be similar to the nature of the company's business scope.

You need to upgrade the card, and there is a maximum limit for general and gold cards.

You can apply for a platinum card.

There are multiple factors involved in determining the quota.

For example, depending on whether your amount itself is already very large, there is a maximum amount according to your income, region, unit and other information, and no matter how you raise it, it will not exceed this maximum amount. In addition, according to your card habits, such as frequent use, and the amount is large, and the credit is good, then the possibility of raising the amount is very high. However, although you use it often, but the amount is not much, it means that the current quota is completely sufficient, so the quota will not be increased.

When I first applied for the card, the limit was 4000, and I didn't want to use it at that time. Later, I renovated the house, bought furniture and electrical appliances for more than half a year, often used credit cards, and the limit was mentioned to 20,000 in the second year, 60,000 in the third year, and 100,000 in the fourth year, but then only 1,000 yuan per month, and the amount has not changed.

In addition to the increase in credit limit of credit card, it is more important to be closely related to your card use, whether it is the bank's automatic increase or the cardholder's initiative to apply for the adjustment of the limit, the bank will look at the cardholder's credit card usage record.

If your credit card has not been used for more than half a year, the bank has not automatically adjusted the credit limit, and your application for a credit limit increase is not approved, it is likely that your usual credit card is not frequent or the credit limit is not high enough, and the existing credit limit is completely sufficient, so the bank does not think it is necessary to increase the credit limit.

If you are more concerned about the credit limit because you need a large overdraft in the near future, you can apply for a temporary increase, which will be easier to succeed, and when the limit increase period is over, the credit card amount will be restored to the original limit.

If you still need to increase the quota for a long time, it is recommended to use up the quota for 3 consecutive months and repay the loan on time, so that the bank will take the initiative to raise the limit for you; It will also be easier to apply for a credit card limit increase on your own.

No, you can only be automatically invited by the system.

Whether or not a credit card can be raised depends on the overall score of the cardholder by the banking system.

Credit Card Advances:

1.You can slowly accumulate personal credit in ordinary use, such as spending more, applying for more installments or withdrawing cash, and other operations that can bring income to the bank, it is easier to increase the limit;

2.It can provide proof of good economic strength, such as: a copy of the real estate certificate, a copy of the car driving license; Copies of bank loan accounts or certificates of deposit, etc.

The prerequisite for the increase is a good credit history.

If you submit an application through the system, the system will have a maximum amount that can be adjusted, and if you apply manually, the staff will apply to the relevant review department for you according to your consumption index, repayment records and consumption habits. Or when your financial level has improved, you can also provide us with relevant certificates, and the audit department will evaluate your credit limit based on the materials you attached.

If the fixed quota cannot be adjusted, or if you are in a hurry to adjust the quota, you can try to apply for a temporary quota.

There must be no bad credit record for raising the amount, are you overdue?

Hello, whether the credit card limit can be adjusted depends on the cardholder's consumption usage and repayment: if the existing limit is often not used up or not repaid on time, it will affect the adjustment of the limit.

There are generally two ways to raise your credit card limit:

1. You can provide detailed proof of property in your name, such as real estate, car property, deposits, etc.;

2. Slowly accumulate credit in ordinary use:

Increase the frequency of credit card use, often use up the limit, or even increase the temporary limit to use it again;

You can apply for bill instalments or cash instalments or cash withdrawals from time to time.

The most important premise is to repay the loan on time.

Okay? This is to be scored by the system, and if you spend well, you can mention it right away. If you don't know how to mention it, you can ask for answers.