The first house has not been transferred, and the second house has been signed online, do you have t

Information to be submitted for online signing of second-hand housing:

Seller: ID card, household register, marriage certificate, property right certificate, land certificate, property invoice. If there is a commission to handle, a power of attorney shall be provided.

Buyer: ID card, household registration book, marriage certificate, birth medical certificate if there is a minor child holding the property rights, and power of attorney if there is a commission.

Requirements to be submitted for online signing:

1. If you entrust another person to do it, you need to provide a notarized power of attorney;

2. Identification of both the buyer and the seller;

3. "Second-hand Housing Transaction Information Form";

4. Certificate of house ownership;

5. Other necessary relevant materials.

1. The buyer and the seller shall be responsible for printing the online signing contract text at the brokerage institution's end;

2. If the party has changed his name or identity number, he or she must inform the online signing service personnel and provide relevant proof;

3. Before signing online, the buyer and seller should fully understand and negotiate the relevant terms of the contract, and they can add additional terms by themselves;

4. The buyer and the seller should keep in mind the password set to facilitate inquiry;

Online Signature Process:

If the buyer and seller negotiate the terms of the sales contract, fill in the "Second-hand Housing Sales Information Form", and need to supplement the terms of the contract, they can directly sign a supplementary agreement and use it as the content of the contract;

1. The buyer and seller shall go through the transfer registration procedures with the relevant application materials.

For those who do not meet the conditions for online signing, they must promptly inform the parties to inquire and handle relevant matters with the municipal housing property rights and title management department. After the correction (certificate), the online signing procedures can be handled;

2. The buyer and the seller shall go through the supervision procedures for transaction funds with the sales contract and other materials;

3. The online signing service personnel log in to the second-hand housing online signing system, enter the housing ownership certificate number and identity certificate number provided by the house owner, and verify the housing ownership certificate information;

The brokerage agency is responsible for printing the text of the online signing contract; If the buyer and seller make a transaction on their own, the online signing window of each real estate transaction office hall is responsible for printing the online signing contract text, and the real estate brokerage agency intermediates and buys and sells second-hand houses; 

5. The buyer and the seller sign and confirm the content of the second-hand housing sales contract, set up the online signature query password, and submit the online signing contract after being signed and confirmed by the buyer and the seller;

Note: The online signing of second-hand housing sales simplifies a lot of processes that must be done in person, which greatly facilitates the transaction of buyers, and it is worth reminding that although the online signing does not need on-site transactions, the risks that need to be borne are relatively large, and buyers must pay more attention when signing online.

If the question is not clear, write specific.

I didn't have the property right, but the online sign already had registration information, and then buying a house belonged to a second house. The identification of the second house is based on the information registered by the Housing Authority.

According to Article 2 of the Notice on Standardizing the Criteria for the Identification of Second Housing in Commercial Personal Housing Loans, upon the application or authorization of the borrower, the real estate authorities of municipalities directly under the Central Government, cities specifically designated in the state plan, provincial capitals (capitals) and other cities with inquiry conditions shall conduct a check on the borrower's family housing registration records through the housing registration information system and issue a written inquiry result.

If the borrower is unable to provide the results of the family housing registration inquiry due to the lack of local conditions for inquiry, the borrower shall submit to the lender a written guarantee of good faith for the actual number of family housing units. If the lender verifies that the guarantee of good faith is not true, it shall record it as a bad record.

The second house does not have a real estate certificate, and it has been registered with the housing authority online, so it is already considered a second house.

Requirements: First, the number of mortgages is determined by the borrower's family (including the borrower, spouse and minor children);

Second, the total area of family housing issued by the local real estate management department according to the housing registration information system shall prevail, and the per capita housing area of the borrower's family has been higher than the local average housing level;

The third is the mortgage housing of families who have used loans (including provident fund loans) to purchase houses, and then apply for housing loans from commercial banks.

The lender shall implement the second set (or more) of differentiated housing credit policies for the borrower

1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;

2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing;

3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

For non-local residents who can provide proof of local tax payment or social insurance payment for more than one year to apply for housing loans, the lender shall implement the differentiated housing credit policy in accordance with Article 3 of this Notice.

Identification method:

1. If you have taken out a loan to buy a house, the commercial loan has been settled, and then you have a loan to buy a house - it is the first set. If the loan is not settled, it will be counted as two sets.

2. If the individual has a commercial loan record of two suites under his name, one set has been paid off and the other has not been paid off, and the reloan is recognized as more than two suites.

3. Husband and wife, one party uses a commercial loan to buy a house before marriage, and the other party uses a provident fund loan to buy a house before marriage, and the two want to take out a joint loan in the name of husband and wife after marriage. If the loan has been repaid, the banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to the borrower's solvency, credit status and other specific factors; If the loan is not paid off – it is counted as more than two homes.

Fourth, I have bought a house with full payment and a loan to buy a house - it is the first house.

5. I bought a house in full and later sold it, and the housing registration system could not find the property, so I took out a loan to buy a house - the first one.

6. If the local government does not have the conditions for checking the housing registration system, the bank shall conduct due diligence to verify that the buyer already has a house, and then take out a loan to buy a house - the first house.

7. If the individual has a commercial loan record of two houses under his name, all of which have been paid off and **, and can provide proof of two houses ** at the same time, when refinancing in this case, it is counted as the first one.

8. There is a commercial loan in the name of the individual that has been paid off, and the other is a provident fund loan that has also been paid off, and the application for a commercial loan and then buying a house - the first set.

9. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate in his name, and applies for a loan for buying a house after marriage - the first set.

10. If you have bought more than two houses with a loan, and later sold them all, you can't find the property through the housing registration system, but you can find the loan record in the bank credit system, and then take out a loan to buy a house - the first one.

If the first house ** goes out and the name of the house book becomes another name, then when you go to handle the house book of the second house, only this house exists in your name, and the deed tax is paid normally.

Summary. Although the house signed online has not paid the deed tax, the second house is still considered a second house. The online signing of the house is equivalent to the filing of the house sale and purchase agreement by the housing management department, and it is publicized on the Internet, and the real estate management department can already find the house in the name of the buyer.

In the following 3 situations, buying a house is still the first house: 1. The property under the name has not been signed online, and there is no real estate certificate, such as a house with incomplete five certificates and a house with small property rights, which has not been filed with the Housing Authority. Therefore, in this case, the purchase of commercial housing is still counted as the first home.

2. The first house is a commercial and residential apartment, which is built on commercial land and is not included in the total number of residential units, so the purchase of a house is still the first house. 3. The property is in the field, there is no mortgage, and the purchase of a house is considered the first house. This is due to the fact that some property market regulations are not strict or some relatively backward areas, real estate information is not exchanged, and there is no house purchase record and loan record.

Hello, consult a lawyer for you, happy to serve you, please wait a minute.

Although the house signed online has not paid the deed tax, the purchase of a house is still considered a second house. The housing online signing is equivalent to the housing management department for the housing sales agreement for the record, and on the Internet Zen network publicity, at this time the real estate management department can already find the house in the name of the buyer. In the following 3 situations, buying a house is still the first house:

1. The real estate under the name has not been signed online, and at the same time, it does not have a real estate certificate, such as a house with incomplete five certificates and a house with small property rights, which has not been filed with the Housing Authority. Therefore, in this case, the purchase of commercial housing is still counted as the first home. 2. The first house is a commercial and residential apartment, which is built on commercial land and is not included in the total number of residential units, so the purchase of a house is still the first house.

3. The property is in the field, there is no mortgage, and the purchase of a house is considered the first house. This is due to the fact that some property market regulations are not strict or some relatively backward areas, real estate information is not exchanged, and there is no house purchase record and loan record.

Hello. Hello.

Although the house signed online has not paid the deed tax, the second house is still considered a second house.

I have signed online, but I have not filed or transferred.

Housing online signing is equivalent to filing the housing sales agreement in the housing management department, hello, do you need my help here? If you have anything, I'll be happy to help you with any questions!

All first, the online signing contract can be signed immediately after the buyer pays the down payment.

2. The online signing procedure is as follows: the two parties to the transaction negotiate and draft the relevant terms according to the online commercial housing deposit agreement or the text of the sales contract - the real estate development enterprise prints the agreement or contract confirmed by both parties through the online signing system - both parties sign (seal) - indicate that the commercial housing has been booked or signed on the electronic real estate form. The online operation procedure for each transaction should be completed within 24 hours.

3.When signing a house purchase contract online, you need to pay attention to the following:

First, when signing online, you must check whether the developer has a pre-sale license for commercial housing. With a pre-sale permit, usually the developer also has a land use certificate, planning permit, construction permit, and so on. This is the key to buying a house or not.

Second, when signing online, the standard housing sales contract text uniformly printed by the real estate management department must be used, and the terms listed in the text must be filled in one by one, and you must not be sloppy.

Third, when signing online, you must pay attention to whether the rights and obligations in the content filled in by both parties in the contract terms are equal.

Fourth, area confirmation and area difference processing. If you choose to confirm the area and deal with the area difference based on the floor area of the suite, you should specify the method of handling the area error in the case of the occurrence of the area error in the "Area Difference Treatment" clause.

Fifth, when signing online, you must check whether the delivery date is determined. It is not uncommon for developers to delay the delivery of their homes due to lack of funds. Developers often make a fuss about the pre-sale contract, such as only indicating the completion date and not the delivery date; Use some vague language such as "after the installation of water and electricity, after the quality acceptance, after the community is matched".

In this regard, when signing the online signing contract, the buyer must clearly stipulate that the delivery date is "a certain year, a certain month, and a certain day", and indicate the responsibility of the developer for failing to deliver the house on time.

When I bought a new house in Shanghai, the first house had not yet been transferred when I signed it online, and I signed it at that time. This is counted as two hairs, it should not be two heads.