What is the relationship between the head office, branches, branches, savings offices, sub branches,

Basically the organizational structure of the bank.

The framework is: head office, first-level branches, second-level branches, sub-branches, business outlets (branch offices, savings offices).

First, from a business point of view.

Branch, more grass-roots units, it also has outlets under the branch or branch, the branch office under the jurisdiction of the savings office, the savings office mainly handles personal savings business, such as deposits, withdrawals, collection of water and electricity bills, etc., for the customer base of the main individual, some key business can only go to the branch savings counter or branch designated outlets to handle, the branch, mainly to handle the business business, that is, to enterprises and institutions.

Business, such as deposits, loans, etc., for the customer base is mainly the unit, now some branches have also opened up savings counters, while handling personal business, branches, if the branch does not open up the branch business room, then the branch is mainly responsible for the approval of some projects, such as the approval of credit, in this kind of customer-oriented, savings, corporate business inspection, etc., for the savings and branch offices, opened the branch of the branch business office, then some of the business will be handled by the branch office.

Branches, there are a branch and a secondary branch, a branch such as Beijing Branch, Shanghai Branch, Guangdong Branch, that is, a municipality or provincial branch, the second branch is a municipal branch, such as Shandong Jimo Branch, the business scope is wider than the branch, the authority is higher than the branch, such as the branch credit approval right of 100 million, then the branch is 1 billion. The customer base is more high-end than that of the sub-branches.

Head office, each bank has only one head office, such as the head office of ICBC in Beijing, China Merchants Bank.

The head office is located in Shenzhen, and generally oversees all the business in the banking system, including policy formulation, business standardization, etc., or the national and even overseas business.

Second, in terms of administrative subordination.

A branch can have jurisdiction over several branches, and a branch office can have jurisdiction over several savings banks.

A primary branch can manage several sub-branches or secondary branches.

The head office manages the national branches.

Call ** directly to contact their card issuer. The card has the ** number on it. You can find out the card number.

According to the administrative division: from top to bottom, it is the head office - branch - sub-branch - branch office, and business outlets (savings banks).

According to the content: branch office = savings bank = business outlet, which can also be understood as a counter.

According to functions: the head office is equal to the board of directors, the branch is equal to the general manager, the branch is equal to the deputy general manager, and the branch office or business outlet or savings bank is equal to the department or department.

The size of the bank: (the branch is a general term for the branch, savings bank, and branch office) generally each municipal level has a branch.

Each city has corresponding branches, branch offices, savings offices and other outlets according to its scale, such as Industrial Bank, and the business area of the hall of the branch should reach more than 200 square meters. There are other indicators as well.

The branch office and savings office are simple, and it is about 10 square meters.

The branch office is the name of the branch office of the bank, and the regional head office of the general bank includes each branch or sub-branch, and the branch or sub-branch is composed of the branch office.

The difference between a bank branch and a branch.

1. Different grades: The level of the bank from large to small is the head office - the first branch (provincial bank) - the second branch (city bank) - the first level branch (district, county, county-level and municipal bank) - the second branch (branch office or savings bank).

Generally speaking, the provincial branch is the first-level branch, and the municipal branch is the second-level branch. Districts and counties below the city level, and the institutions of districts and county-level cities are sub-branches. Each branch has a branch office, as well as a number of branch offices and savings offices. A bank branch is a branch of a bank.

2. Different powers: the branch has the power to manage the sub-branch, and a number of branch offices and savings offices have been set up under the sub-branch; The first-level branch has the power to approve cards, the branch can formulate policies, and the sub-branches can only implement policies.

3. Different business: the savings bank can only handle personal business, the branch office can handle the business business, the office may be a different bank, the branch is the head of a regional bank, can manage the savings office and the branch, and the branch is the institution that manages the various branches, does not handle the business externally, and is a government unit. An accounting center is an internal department of a branch or sub-branch.

The specific responsibilities of the sub-branch.

1. Implement a prudent monetary policy and support the economic development of the jurisdiction.

2. Carry out foreign exchange management work according to the authorization and maintain the stability of foreign exchange order in the jurisdiction.

3. Manage the issuance library, specifically responsible for handling the transfer, storage, destruction and accounting of RMB issuance, handling the deposit and withdrawal of cash from commercial banks, and organizing the anti-counterfeiting work of RMB.

4. Maintain the normal operation of payment and clearing systems.

5. Carry out financial statistics and organize financial and economic statistical surveys.

6. Guide the deployment of anti-money laundering work in the financial industry, and be responsible for the monitoring of anti-money laundering funds.

7. Manage the credit reporting industry, and promote the establishment of a social credit system.

8. Prevent systemic financial risks and maintain financial stability.

1. Grade: The level of the bank is divided into head office-branch-branch-branch, so the level of the bank branch is greater than the level of the branch;

3. Accounting function: Bank branches can account independently, while branch offices belong to bank branches that do not implement independent accounting.

Extended Materials

Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

A bank is a financial institution established in accordance with the law to engage in monetary and credit business. It is the product of the development of the commodity-money economy to a certain stage.

Banks are classified into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

Bank statement refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into ** water and public water.

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

1. How to fight the bank flow.

1. After you confirm the bank card and the passbook belongs, bring your ID card and bank card to the nearest bank branch for inquiry, and the staff will help you print it.

2. You can also bring your card or passbook to the self-service inquiry machine of the business outlet to print it by yourself. Self-service printing process:

Self-service inquiry machine - insert card or passbook - enter password - enter the inquiry details page - historical details - enter the date required for query printing - query - print it.

In addition, you can also check the bank statement in the following ways:

1. For users who have opened online banking, they can log in to online banking for inquiry.

2. For customers who have opened mobile online banking, they can also log in to the mobile terminal for inquiry.

Precautions. If you need a statement of proof of statement, please apply for a print and have the teller stamp stamped by the teller.

After printing the bank statement, do not throw it away at will to prevent the disclosure of personal (corporate) account information.

Second, the role of bank flows.

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

Difference: The business department of the branch is a part of the branch, because in addition to the business department, the branch also has institutions such as the general department and the customer service department. The business department of the branch in each district of the bank handles the same general business as the branch.

If the company opens an account, it should be handled at the sub-branch. There is no difference to people in general.

Examples: (1) For example, the head office of the Agricultural Bank of China is the core bank of the Agricultural Bank of China.

2) Branches are small bosses in various regions. For example, the Luoyang branch of the Agricultural Bank of China, then the other branches of the Agricultural Bank of China under Luoyang City are under the management of this branch, and the card is not considered to be cross-regional as long as it does not go out of the management scope of the branch.

3) The branch is each outlet, and the sales department and the branch are at the same level.

Branches refer more to the management organization, including the functional departments of the branch and the specific operating institutions under it, including the business department, sub-branch and other branches, simply put: the branch business department is the subordinate institution of the branch.

Bank branches: There is only one branch in major cities (including large cities), and there can be branches in the same city or other places.

Bank business department: generally in the same building as the branch, so it is generally not good to take the name of a certain branch, but in the management, it is regarded as the same branch for management.

Bank outlets: Branches in other places or branches in the same city are further paved below, such as district outlets and street outlets, also known as branch offices.

There is no substantial difference between the business department of the branch and other outlets, they are all sub-branches, and the work is the same.

There are only two possible differences:

1.Branches are generally located in relatively good geographical locations, with relatively large business volumes, and the customer circles and types that can be contacted are relatively high-end.

2.Branch leaders can see you doing your work when they go to and from work.

Further information: The head office is the headquarters, which is the highest decision-making body, the highest is the board of directors and the highest management level, and then the functional departments of the headquarters.

A branch is a unit set up in a large area, with various sub-branches and business departments under it. The branch is not responsible for the operation, and the business department is the institution where the branch directly operates, that is, the sub-branch directly under it. The branch itself is closed.

The branch has branch management and various departments. The sales department is similar to the branch, which is the organization that directly operates from the headquarters, but it is actually a branch.

A branch is the most basic business unit of a bank. Set up business offices, customer departments and other comprehensive management organizations.

The head office, branch and sub-branch of the bank have different levels, and the level from large to small is: head office - branch - branch - branch office, and the branch has a branch office.

1. Branches: Divided into first-level branches and second-level branches, first-level branches such as Beijing Branch, second-level branches are municipal branches, such as Shandong Jimo Branch, which has a wider business scope than sub-branches.

Second, the sub-branch: is a more grass-roots unit, it also has outlets under the branch or branch, the branch office under the jurisdiction of the savings office, the savings office mainly handles personal savings business, such as deposits and withdrawals, collection of water and electricity bills, etc., for the customer base is mainly individuals.

3. Head Office: Each bank has only one head office, such as the head office of ICBC in Beijing. The head office generally oversees all the business within the banking system, including policy formulation, business norms, etc., or national or even overseas business.

Extended Content:

The difference between the work of the head office, the branch and the sub-branch.

1. Head Office. The head office is generally recruited separately, and the recruitment positions are mainly management trainees. Therefore, the requirements for applicants are also higher, generally need to be a master's degree, English needs to pass level 6.

Of course, high requirements also mean good development, becoming a management trainee of the head office can be rotated in any branch, and then according to the job needs of various departments of the head office and their own performance specific assignment of positions, the work is relatively easy, there is not too much performance pressure, and at the same time, you can quickly learn and get in touch with high businesses such as investment banking, asset management, etc., which is very beneficial to future growth and development.

2. Branches. Local branches generally recruit management trainees, account managers, tellers and other positions, among which management trainees work in branch offices, and account managers and tellers work in branch branches. The number of branch management trainees is more than that of the head office management trainees, and the threshold is relatively low, and they need to rotate and study in the branch after entry, and then return to the branch to enter the corresponding positions, such as retail banking department, corporate banking department, bill business department, ** financing department, etc., mainly engaged in product manager positions, and can participate in the design, issuance and sales of bank products throughout the process, and become an elite in a certain business field.

3. Sub-branches. The sub-branch mainly recruits account managers and teller positions, which belong to different business lines, which can directly face all kinds of customers of the bank and have access to a lot of customer resources. In recent years, with the reform of the business unit system of major banks, the authority of the branch has been weakened, and the relationship manager and teller are gradually directly managed by the branch, which means that as long as the performance is excellent, there are many opportunities to be transferred to the branch.