Why can t I send money online from Bank of China?

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The above content is for your reference, and the actual business regulations shall prevail.

Summary. Can a Bank of China bank card send money overseas?

Hello, dear <>

You can't transfer money, you can only handle overseas remittance, and provide relevant supporting materials.

Can a Bank of China bank card send money overseas?

Can the bank card of the Bank of China send overseas remittancesHello, the relatives and <> cannot transfer money, they can only handle overseas remittances and provide relevant supporting materials.

The Bank of China savings card can be transferred to a foreign account, and most bank transfers to a foreign bank card must be handled at the counter; At present, the debit card of some banks can be transferred overseas online, and the transfer operation is not immediately transferred to you, according to national regulations, there must be a review time, and the money may not be transferred until the next day; If your application does not comply with the regulations of the State Administration of Foreign Exchange, the money will be returned. In fact, to put it bluntly, the reason for the transfer must be legal (travel, medical treatment, schooling, etc., but it is strictly forbidden to invest abroad), and the equivalent of more than 50,000 US dollars cannot be transferred out every year, and it seems that there is a maximum limit per day.

No, most banks accept international remittances, but different banks charge different fees. The following are the handling fees charged by each bank for cross-border remittances:

Bank of China: Counter: Handling Fee 1, Minimum 50RMB, Maximum 260RMB, Telecommunication Fee 80RMB. Internet Banking: 20% off the counter handling fee.

ICBC: Counter: Handling fee 1, minimum 50RMB, maximum 260RMB, telecommunication fee 150RMB.

Online Banking: 20% off the counter handling fee, with a minimum handling fee of 16RMB, and a maximum of 160RMBICBC Remittance: 20% off the counter handling fee.

China Merchants Bank: Counter: Handling fee 1, minimum 100RMB, maximum 1000RMB, telecommunication fee 150RMB. Internet Banking: Handling fee1, minimum 100RMB, maximum 1000RMB, telecommunication fee 150RMB.

CCB: Counter: Handling fee 1, minimum 20RMB, maximum 300RMB, telegram fee 80RMB. Internet Banking: Handling fee 1, minimum 20RMB, maximum 300RMB, Telegram fee 80RMB.

Bank of Communications: Counter: Handling fee, minimum 20 50RMB, maximum 250RMB, telecommunication fee 80 150 yuan. Internet Banking:

Ordinary remittance: handling fee, minimum 20 50RMB, maximum 250RMB, free of telegram fee.

Fast money transfer: handling fee, minimum 20 50RMB, maximum 250RMB, half the telecommunication fee.

Can a Chinese bank account handle cross-border remittance business:

According to the current regulatory policy requirements, Chinese bank accounts (debit cards) are temporarily unable to handle inward remittance and foreign currency outbound remittance.

The above content is for your reference, and the actual business regulations shall prevail.

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It is possible to send money abroad through Bank of China's online banking.

1. Personal housing loan business.

The personal housing loan business includes loans issued by CCB or CCB to natural persons who purchase, construct or overhaul various types of houses in cities and towns in Chinese mainland.

CCB's personal housing loan business mainly includes self-employed personal housing loans, i.e., personal housing mortgage loans (including personal first-hand housing loans, personal refinancing housing loans, i.e., second-hand housing loans, commercial housing loans, personal housing mortgage line loans, etc.), provident fund personal housing loans and personal housing portfolio loans.

CCB supports the housing loan needs of households, and for families who take out loans to purchase their first home, the minimum down payment ratio is 30%, and the lower limit of the loan interest rate is multiple of the benchmark loan interest rate. Specifically, it is determined according to the borrower's purchase of the house, its credit history, repayment ability and other factors.

2. Credit card business.

As one of the earliest state-owned banks in China to set foot in the issuance of credit cards, China Construction Bank has already had a lot of credit card types.

The credit cards issued by China Construction Bank are all named after "Dragon Card", and the types of Dragon cards that have been issued to the public are: Dragon Famous School Card, Dragon Business Card, Dragon Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Hong Kong Wonderful Travel Credit Card, CCB Visa Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.

3. Silver Star International Express.

CCB Yinxing International Remittance Service is a personal international remittance business jointly launched by CCB and Yinxing International Remittance Company, which refers to the business of CCB to pay personal overseas foreign exchange remittance or remit personal foreign exchange funds to overseas through Yinxing Remittance Company at the request of customers.

Therefore, it is possible to send money abroad through the online banking of the Bank of China.

The remitter should bring his ID card and passbook to the bank counter to fill in the "Overseas Remittance Application Form" and go through the relevant procedures at the counter. The cross-border outward remittance business is allowed to entrust others to handle the business on behalf of others, but the original identity documents and power of attorney of both the remitter and the agent shall be provided, and the power of attorney shall be retained by our bank along with the summons; Minors handling cross-border outward remittances must be handled by the guardian of the rotten person.

Bank of China's Global Wisdom (GPI) products can reach more than 10 overseas mainstream banks such as Bank of America, Citibank, Royal Canadian Bank, Australia and New Zealand Bank, Unicredit Bank, as well as more than 30 overseas institutions of Bank of China, such as London Branch, Singapore Branch, Tokyo Branch, Seoul Branch and Sydney Branch, covering more than 12 currencies such as US dollar, euro, Canadian dollar, Australian dollar, Japanese yen and Korean won, and the scope of use will continue to increase as banks from various countries continue to join the GPI platform.

You can handle outbound remittance business through BOC's personal internet banking, mobile banking, counter and other channels.

1. If the outward remittance amount does not exceed the equivalent of US$50,000, you can log in to the personal Internet banking and operate through the function of "Transfer and Remittance - Foreign Currency Cross-border Remittance". You can also log in to mobile banking and operate through the functions of "Home - Cross-border Remittance" or "Home - Cross-border Finance (Zone) - Cross-border Remittance".

2. If the amount of remittance exceeds the equivalent of US$50,000, you can bring your valid ID card, card passbook and other BOC outlets to go through the relevant procedures. Cross-border outward remittance business is allowed to entrust others to handle it on behalf of others, but the original identity documents, card passbooks and power of attorney of both the remitter and the agent should be provided; Minors must have their guardians handle cross-border outward remittances on their behalf.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.