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Of course, those who delay retirement don't make a difference!
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1. A very important reason for delaying retirement is that China is facing a trend of developing from mild aging to moderate aging.
According to the data of the seventh population census of Oak Cave, there are about 100 million people aged 60 and above in China, accounting for the total population; There are about 100 million people over the age of 65, accounting for the total population; During the "14th Five-Year Plan" period, China's elderly population will exceed 300 million.
According to this trend, the median age of the population in Chinese society will reach the age of 2050, that is, half of the people will be over 50 years old, and the aging society has become an urgent problem.
Delaying retirement is clearly an important measure to cope with the aging of the population.
2. Secondly, China's current retirement age is relatively low, China's current statutory retirement age is 60 years old for male workers, 55 years old for female cadres, and 50 years old for female workers.
This regulation was formulated and promulgated in the 50s of the 20th century, when the average life expectancy in China was only about 50 years. This retirement age standard was determined based on many factors such as average life expectancy, working conditions, and employment methods in the early days of the founding of the People's Republic of China, and has not been adjusted for nearly 70 years.
After the reform and opening up, China's average life expectancy has increased significantly, from more than 40 years in the early days of the founding of the People's Republic of China to the age of the "13th Five-Year Plan" period. During the "14th Five-Year Plan" period, China's average life expectancy will reach the age.
Extended information: At the same time, China's economy and society have undergone tremendous changes, and the overall low retirement age is very prominent, and it is natural to extend the retirement age.
In horizontal comparison, delaying the retirement age is also a common practice in countries around the world to cope with the aging of the population. In recent decades, most countries have raised the retirement age to varying degrees. According to incomplete statistics, the retirement age in the world's 30 major countries is generally over 65 years old.
Legal basis: Article 4 of the Notice on Printing and Distributing the "14th Five-Year Plan" National Aging Development and Pension Service System Plan stipulates that the notice makes a comprehensive plan for China's pension industry and pension services during the "14th Five-Year Plan" period, the most interesting of which is the mention of "the implementation of gradual postponement of the statutory retirement age".
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People generally oppose raising the retirement age, assuming that it will be publicly solicited in 2022, revised in 2023, re-approved and officially released, and implemented five years after the release. It will not be possible until after 2028.
Recommendation 1: From 2030 onwards, those who retire at the age of 50 will be raised by one year every four years, and those who retire at the age of 55 will be raised by one year every eight years.
2030 Originally 50 years old Originally 55 years old.
2034 51 years old.
2038 52 years old 56 years old.
2042 53 years old.
2046 54 years old 57 years old.
2050 55 years old.
2054 56 years old 58 years old.
2058 57 years old.
2062 58 years old 59 years old.
2066 59 years old.
2070 60 years old 60 years old.
By 2070, all citizens will retire at the age of 60.
Recommendation 2: Boost social security**.
10% of the profits of 100 central enterprises are allocated to social security every year, with one or two hundred billion yuan per year.
Civil servants will be reduced by 2% every year, saving hundreds of billions of dollars a year, and allocating them to social security**.
Crack down on the city's financial year-end surprise burning of trillions of money losers, part of the budget balance allocated to social security, hundreds of billions of dollars a year.
Recommendation 3: Expand the coverage of flexible retirement systems. The spirit of the Civil Servants Law should be extended to the whole people.
Civil servants who meet one of the following conditions may apply for early retirement:
1) The number of years of service is 30 years or more; (2) They are less than five years away from the retirement age provided by the state and have worked for 20 years.
Suggestion 4: The various types of pension insurance (civil servants, public institutions, enterprise employees, urban residents, rural residents, military pension insurance, etc.) are unified as "citizen pension insurance", all citizens, the treatment is calculated in the same way, and there is a minimum and cap, the minimum treatment can not be less than 600 yuan, the highest can not be higher than 9000 yuan. A 15-fold gap is big enough, and now the gap is hundredfold.
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It has not yet started to be implemented, but it will not take much longer.
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Recently, the "Proposal of the Communist Party of China on Formulating the 14th Five-Year Plan for National Economic and Social Development and the Long-term Objectives for the 235th Five-Year Plan" was released, pointing out that "the implementation of a gradual delay in the statutory retirement age". The implementation of these two words means that delayed retirement will become a reality from the previous research level.
It is not known whether the delayed retirement will be implemented in 2021, because ** only suggests that the delayed retirement will be implemented during the 14th Five-Year Plan period, and the specific needs to wait for the notice. Generally, it will be piloted in several regions now, and then implemented nationwide after the pilot, and it will take many years to wait during this period, so it is not necessary to start implementing the delayed retirement age in 2021.
At present, in China's retirement system, the retirement age is not the same for men and women. Men must reach the age of 60, female cadres must reach the age of 55, and female workers must reach the age of 50 before they can retire. The retirement age for men engaged in underground, high-temperature, high-altitude, particularly heavy physical labor or other work harmful to physical health is 55 years old.
This retirement age framework began with the promulgation of the Regulations of the People's Republic of China on Labor Insurance on February 23, 1951, when the average life expectancy in China was less than 50 years. In 1978, the "Circular on Promulgating the Interim Measures for the Placement of Old, Weak, Sick and Disabled Cadres and the Interim Measures on the Retirement and Retirement of Workers" was reaffirmed and has been used to this day.
In addition, many of us still choose to continue looking for jobs even after retirement, and there are many reasons for this, but the same is that we still have a strong ability to work, and since we still have sufficient working ability, I think we should delay retirement as soon as possible for the sake of the long term.
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Legal analysis: The specific implementation time of delayed retirement is during the 14th Five-Year Plan period, that is, it may be implemented in a year between 2021 and 2025, but at present, it is unlikely that it will be implemented in 2021.
Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises, public institutions, state organs and people's organizations owned by the whole people shall retire if they meet one of the following conditions:
1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.
2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
3) Men who have reached the age of 50 and women who have reached the age of 45 and who have worked continuously for 10 years, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated.
4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated to work.
Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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Article 1 of the Interim Measures for the Retirement and Retirement of Workers.
Items 1 and 2 Workers of enterprises and institutions owned by the whole people, party and government organs, and mass organizations shall retire if they meet one of the following conditions. (1) Men are at least 68 years old, women are at least 58 years old, and have worked continuously for 10 years. (2) Engaged in underground work, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, and the male is at least 55 years old, and the female is at least 45 years old, and has worked continuously for 10 years or more.
This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
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