What does Pacific Life Insurance cover for illness

What is the specific need for disease protection depends on what kind of insurance, if it is cancer prevention insurance, it is generally to protect cancer; In the case of critical illness insurance, it is generally covered for critical illness. Taking critical illness insurance as an example, according to the regulations of the China Insurance Regulatory Commission, the critical illness insurance of Pacific Life Insurance Company must cover 28 types of high-incidence critical illnesses, such as malignant tumors - severe, acute myocardial infarction, sequelae of stroke, major organ transplantation, etc. Some friends may think that 28 kinds are too few, but don't worry, these 28 types of critical illnesses have accounted for more than 95% of the critical illness claims of insurance companies.

Other diseases are just icing on the cake, and you don't have to worry too much about the number of diseases. If you want to know what 28 diseases are covered by critical illness insurance, you can take a look at this article:

What illnesses are covered by critical illness insurance? If you don't know these, don't buy them randomly!

Pacific Life Insurance is a subsidiary of Pacific Insurance Company, which was established in November 2001 with a registered capital of 100 million yuan. Pacific Insurance Company is a comprehensive insurance group. The main business scope includes life insurance, health insurance, accident insurance and other types of insurance, and has provided insurance services for hundreds of millions of customers so far.

In the first quarter of 2022, Pacific Life's core solvency adequacy ratio was 147%, and its comprehensive solvency adequacy ratio was 247%, and the comprehensive risk rating result in the previous quarter was Class A, reaching the standard line of the China Banking and Insurance Regulatory Commission, making it a relatively reliable insurance company. What about the protection of its critical illness insurance products? Check out this article to find out:

How about Pacific Insurance, is it reliable, and what are the precautions?

Critical illness insurance products are strictly supervised by the China Banking and Insurance Regulatory Commission (CBIRC) and have legal effect. Good critical illness insurance generally has the advantages of additional compensation for critical illness, multiple claims for malignant tumors, and comprehensive coverage for high-incidence mild and moderate diseases. So what are the good critical illness insurance policies on the market that are worth buying?

Don't miss this ** point:

Top 10 Popular Critical Illness Insurance Points Worth Buying! "Top 10 Popular Critical Illness Insurance Points Worth Buying!

That's all there is to it! Hope that helps!

Hello, there are two kinds of diseases you are talking about: inpatient medical treatment and critical illness. Inpatient medical treatment is a reimbursement type, that is, you are hospitalized because of illness, spend some money, and after you are discharged from the hospital, you will be reimbursed by the insurance company according to your invoice.

Reimbursement rates vary from company to company. Critical illness insurance: It is an early payment type, that is, if you suffer from a critical illness specified in the contract, regardless of whether you are hospitalized or not, the insurance company will pay you the insurance amount according to the insurance amount specified in the contract.

Hope it helps!

Hello! The 42 types of critical illness in the Pacific are as follows:1

Malignant tumors 2Acute myocardial infarction 3Sequelae of stroke 4

Major organ transplantation or hematopoietic stem cell transplantation5Coronary artery bypass grafting (or coronary artery bypass grafting)6End-stage renal disease (or chronic renal failure, uremia phase)7

Multiple limbs are missing8Acute or subacute severe hepatitis9Benign brain tumors10

Chronic liver failure decompensated 11Sequelae of encephalitis or sequelae of meningitis12Deep coma 13

Deafness in both ears 14Blindness in both eyes15Paralyzed 16

Heart valve surgery17Severe Alzheimer's disease18Severe brain injury19

Severe Parkinson's disease20Severe third-degree burns 21Severe primary pulmonary hypertension22

Severe motor neuron disease23Loss of language skills24Major aplastic anemia 25

Aortic Surgery 26Cystic disease of the renal medulla27Primary cardiomyopathy 28

Persistent vegetative state 29Generalized myasthenia gravis 30Necrotizing fasciitis 31

End-stage lung disease 32Human immunodeficiency virus infection caused by blood transfusion33Muscular dystrophy 34

Severe multiple sclerosis35Severe Crohn Disease 36Severe asthma37

Severe myocarditis 38Verification of ulcerative colitis39Primary sclerosing cholangitis 40

Acute necrotizing pancreatitis41Third-degree atrioventricular block42Wilson's disease (or Wilson disease) is a specific disorder of the 10 following:

1.Non-life-threatening malignant lesions2Atypical acute myocardial infarction3

Minor stroke 4Coronary Intervention5Heart Valve Interventional Surgery 6

Severely impaired vision7Intra-aortic surgery8Pituitary tumors, brain cysts, cerebral aneurysms and cerebral hemangiomas9

Third-degree burns of a specific area 10Severe head trauma.

Hello. Pacific Insurance's sickness insurance, take care of critical illness, mild illness, etc., different products, different protection.

Hello. Medical insurance includes outpatient, hospitalization, critical illness, organ transplant, accidental medical treatment, etc., and the specific needs depend on how your protection terms are written. For example:

We installed an anti-theft door and it was stolen but the lock was not damaged in any way, and it was found that the burglar came in from the balcony to steal it (regardless of the brand of the anti-theft door lock). It's the same with insurance, what you insure depends on what you buy (regardless of the insurance company)?

Hello. I don't know what kind of product you are buying! Now the hot [Jinyou product] is insurance: 42 kinds of critical illness + 10 kinds of mild illness are paid in advance, the sum insured increases year by year, until life, and the old age is converted into an annuity pension product.

Hello! Glad to serve you! Sickness insurance is based on people as the subject of insurance, and the type of insurance that insures diseases!

Hello, I am happy to serve you, the scope of diseases of each company is reflected in your contract, you will be clear about the contract, I hope to help you.

Generally, there are 28 types of men and 30 types of women stipulated by the Insurance Regulatory Commission, which is common to all insurance companies, but it is only a matter of how much insurance is insured.

Life insurance is the life of the guarantor. Specifically you want to understand what you can talk to me twice.

Hello, the concept of disease is too broad, tell me the specific type of insurance you insure, and everyone will tell you in more detail.

Hello, if you need it, you can contact me for a long time.

Which type of insurance are you? Each type of insurance is different!

It depends on what kind of insurance you have purchased to be able to judge.

Hello dear! Which product are you asking about Pacific Insurance Company?

Hello! Which Pacific product are you asking about?

Pacific Insurance is a group company with full insurance licenses including life insurance, property insurance, endowment insurance, health insurance, agricultural insurance and asset management, providing customers with a full range of risk protection solutions, wealth planning and asset management services.

And it has a lot of critical illness insurance products, such as Jinfu Life, Jinnuo Preferential, and Jinyou Life 2018.

For example, Jinyou Life 2018 mainly provides protection for people who are 30 days old to 55 years old.

This product provides coverage for both critical illness and minor illness. It covers 100 types of critical illnesses, and if diagnosed with a critical illness, the insurance company will pay the basic sum insured and dividends, as well as the same for death and total disability.

Pacific Insurance Jinyou Life pays 3 times for 50 minor illnesses without grouping, and each claim pays 20% of the basic sum insured.

Hello dear! 35 major diseases: malignant tumors, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting, end-stage renal disease, multiple limb loss, acute or subacute severe hepatitis, benign brain tumors, decompensated chronic liver failure, sequelae of encephalitis or sequelae of meningitis, deep coma, deafness in both ears, blindness in both eyes, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe third-degree burns, Severe primary pulmonary hypertension, severe motor neuron disease, loss of speech ability, severe aplastic anemia, aortic surgery, end-stage lung disease, severe multiple sclerosis, acute hemorrhagic necrotizing pancreatitis, primary cardiomyopathy, persistent vegetative state, necrotizing fasciitis, transfusion-induced human immunodeficiency virus (HIV) infection, generalized myasthenia gravis, muscular dystrophy, severe Crohn disease.

Hello dear, yes, Pacific Critical Illness Insurance is a professional critical illness insurance, with a wide range of coverage, can provide customers with comprehensive protection, Pacific Critical Illness Insurance coverage includes:1Medical Coverage:

Pacific Critical Illness Insurance can provide medical coverage, including hospitalization expenses, hospitalization allowances, nursing expenses, drug expenses, etc., as well as the cost of illness** paid to the insured person, and the critical illness hospitalization allowance paid to the insured person, 2Nursing Care Protection: Pacific Critical Illness Insurance can provide nursing care coverage, including nursing expenses, nursing allowances, nursing allowances, etc., as well as critical illness care expenses paid to the insured.

3.Free check-ups: Pacific Critical Illness Insurance can provide free check-ups, as well as free check-ups paid to the insured.

4.Anti-Cancer Protection: Pacific Critical Illness Insurance can provide anti-cancer protection, including anti-cancer** expenses, anti-cancer care expenses, anti-cancer allowances, etc., as well as anti-cancer** expenses paid to the insured.

5.Other benefits: Pacific Critical Illness Insurance can also provide other benefits, including disability benefit, critical illness benefit, death benefit, etc.

Summary. Hello, dear, I'm honored to answer for you! Is there a Pacific Life Insurance?

China Pacific Life Insurance (Group) Co., Ltd. (hereinafter referred to as "China Pacific Life") is an insurance group company established on May 13, 1991 on the basis of China Pacific Insurance Company, headquartered in Shanghai, with a registered capital of 7.7 billion yuan, and was listed on the Shanghai Stock Exchange on December 25 601601, 2007. ”

Is there Pacific Life insurance.

Hello, dear, I'm honored to answer for you! Is there a Pacific Life Insurance? China Pacific Life Insurance (Group) Co., Ltd. (hereinafter referred to as "China Pacific Life") is an insurance group company established on the basis of China Pacific Insurance Company established on May 13, 1991, headquartered in Shanghai, with a registered capital of 7.7 billion yuan, and was listed on the Shanghai ** Stock Exchange on December 25, 2007

China Taibao, **** for 601601. ”

Relying on the advantages of the group, Pacific Life Insurance adheres to"Steady operation, efficiency-centered"The guiding ideology of business is to be advocated and carried forward"Integrity in the world, steady life"The core values of the company are committed to meeting the needs of customers in various aspects through continuous product innovation and service innovation. The company offers more than 150 types of insurance, covering life insurance, annuity insurance, health insurance, accident insurance and other fields. The series of products launched by the company are well received by customers and affirmed by the market.

The company actively builds a professional and high-quality service brand, and constantly improves the 95500 national unified service system"Emergency Relief Service Program"We have conscientiously fulfilled our insurance responsibilities, effectively protected the interests of the insured, effectively played the functions of economic compensation, financial integration and social management of insurance, and established a good corporate image. In 2005, Pacific Life Insurance was awarded by the China Association for Quality"National customer satisfaction enterprise"；It was sponsored by the World Manager Weekly and the World Finance Lab"World Financial Lab Annual Award"selected"Top 10 Most Admired Insurance Companies in China"。