What is the percentage of each type of insurance?

1. What is the proportion of insurance contributions?

1. The insurance payment ratio is as follows:

1) Endowment insurance, 21% for units and 8% for individuals;

2) Medical insurance, 9% for units, 2% + 3 yuan for individuals;

3) Unemployment insurance, 2% for units and 1% for individuals;

4) Work-related injury insurance, payment;

5) Maternity insurance, pay 1%.

2. Legal basis: Article 12 of the Social Insurance Law of the People's Republic of China.

The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record it in the basic pension insurance pool**.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

2. What is the difference between social security and five insurances and one housing fund?

The difference between five insurances and one housing fund and social security is as follows:

1. The concept is different; Social security is the abbreviation of social insurance, which refers to five types of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance, and work-related injury insurance; Five insurances and one housing fund refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, work-related injury insurance and housing provident fund;

2. The scope is different; Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one housing fund also include housing provident fund.

Five insurances and one housing fund refer to the collective name of the guaranteed treatment provided by the employer to the employee in accordance with the regulations. Among them, the five insurances include: unemployment insurance, work-related injury insurance, endowment insurance, medical insurance and maternity insurance, and one housing fund refers to the housing provident fund.

In the "five insurances", unemployment insurance, endowment insurance and medical insurance are paid by employees and employers in different proportions, while work-related injury insurance and maternity insurance are paid by employers.

Under normal circumstances, the proportion of five insurances and one housing fund between units and individuals is as follows: medical insurance: 2% for individuals and 8% for units; Pension Insurance:

8% for individuals and 20% for units; Unemployment insurance: 1% for individuals and 2% for employers; Work-related injury insurance: none for individuals, 1% for units; Maternity Insurance:

None for individuals, 1% for units; Provident Fund: Individual, Unit.

Definition of contribution wages: The regulations stipulate that the contribution wages of the insured persons are the actual wages of the individuals, but the upper limit of the contributions shall not be higher than three times the average salary of the local employees in the previous year, and the lower limit shall not be less than 60% of the average salary of the local employees in the previous year.

1. The basic endowment insurance for employees is 18% of the paid salary, of which 10% is borne by the unit and 8% is borne by the individual. 2. The basic medical insurance for employees is 2% of the paid salary, which is borne by the unit and not by the individual. 3. Work-related injury insurance is paid wages, and the payment ratio is determined according to the danger degree of the type of work.

It is borne by the unit, not by the individual. 4. The basic medical insurance for employees is 2% of the salary, which is borne by the unit and not by the individual. 5. Maternity insurance is paid by the unit and not by the individual.

Legal analysis: The five insurances and one calendar stool fee are based on the average monthly salary of an individual in the previous year, which may vary slightly from place to place. The five insurances include:

1. Endowment insurance: 8 for individuals and 22 for units;

2. Medical insurance: 2 for individuals and 10 for units;

3. Unemployment insurance: 1 for individuals and 2 for units;

4. Work-related injury insurance and maternity insurance: only paid by the employer, and individuals do not need to pay. The contribution method of the housing provident fund is that the contribution ratio of the housing provident fund of the employee and the unit shall not be lower than the average monthly salary of the employee in the previous year5; Cities with conditions may appropriately increase the proportion of contributions; It's okay between 5 and 12.

Legal basis: Article 60 of the Social Insurance Law of the People's Republic of China An employer shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce or reduce the payment except for force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.

Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.