Which national joint stock bank is doing better? Better treatment?

Only ten were found.

1. China Merchants Shouhu Bank.

2. Shanghai Pudong Development Bank.

3. Industrial Bank.

4. Minsheng Bank.

5. China CITIC Bank.

6. China Everbright Bank.

7. Ping An Bank.

8. China Guangfa Bank.

9. Huaxia Bank.

10. Zheshang Bank.

Extended information] 1. Joint-stock commercial banks are a type of commercial banks. There are 12 national joint-stock commercial banks in China: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Hengfeng Bank and Bohai Bank.

Joint-stock commercial banks have become a dynamic new force in China's commercial banking system and an indispensable and important part of the banking industry and even the development of the national economy. On July 24, 1986, according to the needs of economic system reform, the Bank of Communications was approved to resume the establishment.

The headquarters is located in Henglan, Shanghai. Bank of Communications became the first national joint-stock commercial bank in China. [1] On April 8, 1987, China Merchants Bank was established in the Shenzhen Special Economic Zone, becoming the first bank established by a state-owned enterprise.

In March 2002, China Merchants Bank officially listed in the A-share market.

Listed on September 22, 2006, China Merchants Bank landed on the H** market. April 14, 1987, CITIC Group.

The Banking Department was reorganized into CITIC Industrial Bank.

Headquartered in Beijing, it became the second bank to be set up by a state-owned enterprise. In August 2005, CITIC Industrial Bank changed its name to China CITIC Bank.

2. Founded on April 8, 1987, China Merchants Bank is the first joint-stock commercial bank in China that is wholly owned by corporate legal persons, headquartered in Shenzhen. By China Merchants Group****.

Founded and served as the largest shareholder in terms of shareholding ratio. Since its establishment, China Merchants Bank has carried out four capital increases and share expansions, and successfully issued 1.5 billion ordinary shares in March 2002, and was listed on the Shanghai Stock Exchange on April 9 (****:600036), which is the first listed company in China to adopt international accounting standards.

3. Shanghai Pudong Development Bank Co., Ltd. **** (hereinafter referred to as Shanghai Pudong Development Bank) is a joint-stock commercial auction bank established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and listed on the Shanghai ** Stock Exchange in 1999 (**transaction**: 600000), with its head office in Shanghai.

Adhering to the business philosophy of "Integrity and Excellence", SPD Bank actively explores financial innovation, continuously expands its asset scale, and continuously enhances its operating strength. As of the end of December 2010, the company's total assets amounted to RMB2,162.1 billion, the balance of domestic and foreign currency loans amounted to RMB1,146.5 billion, the balance of deposits amounted to RMB1,638.7 billion, and the after-tax profit was RMB1,638.7 billion. SPD Bank will continue to promote financial innovation and strive to become a modern financial service enterprise with core competitive advantages.

At present, there are a total of 12 joint-stock banks in China, namely China Merchants Bank.

Shanghai Pudong Development Bank, China CITIC Bank.

China Everbright Bank, Huaxia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank.

Ping An Bank, Zheshang Bank, Hengfeng Bank, Bohai Bank.

Among the 12 joint-stock banks, both in terms of profitability.

In terms of word-of-mouth, China Merchants Bank is the best.

Let's start by comparing the profitability of 12 banks.

The chart below shows the performance of 12 joint-stock banks in 2018.

Judging from the data released by major banks in 2018, China Merchants Bank has operating income.

The net profit or asset scale is the largest among the 12 banks, and the operating income is nearly 90 billion yuan more than that of the second place Industrial Bank, and the net profit is also 12.5 billion yuan more.

Among the 12 banks, in addition to the non-performing rate maintained by Zheshang Bank, China Merchants Bank is the second lowest non-performing bank, as of the end of 2018, the non-performing rate is only, which is much lower than the industry average.

Moreover, at present, China Merchants Bank's profitability is not only stronger than that of the other 11 banks, but its profit in 2018 even exceeded that of Bank of Communications.

Ranked fifth in the country.

Therefore, from all aspects, China Merchants Bank is currently the most profitable of the 12 joint-stock banks.

Let's take a look at the reputation of 12 banks.

The specific reputation of the 12 banks is strong, we can compare it with customer service capabilities, customer evaluations, brand influence, etc.

The chart below shows an institution's survey of some of the major banks in the market in 2016Customer satisfactionThe results of the survey

It can be seen that China Merchants Bank ranks second after Minsheng Bank in terms of customer satisfaction. However, three years have passed since 2016, and China Merchants Bank has greatly improved in terms of product innovation and customer service, so if we do a survey like this in 2019, I think China Merchants should rank first in customer satisfaction.

The figure below is the 2018 China Commercial Bank ** Comprehensive Service Level Ranking

After considering other channels, I think that China Merchants Bank can at least rank among the top 2 in the country in terms of digital banking services.

The chart below shows the World Bank in 2019.

In the brand value ranking, China Merchants Bank rose from 11th last year to 9th, ranking behind the four major banks among domestic banks.

Therefore, after taking into account various evaluation factors, China Merchants Bank is still in the first place among the 12 joint-stock banks in terms of word of mouth.

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China Merchants Bank, Minsheng Bank, Huaxia Bank, Everbright Bank, China CITIC Bank, Shanghai Pudong Development Bank, Ping An Bank, Industrial Bank, Guangfa Bank, Zheshang Bank, Hengfeng Bank, Bohai Bank, etc.

The 12 joint-stock banks include China Guangfa Bank, China Merchants Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Shanghai Pudong Development Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Bohai Bank and Hengfeng Bank.

When it comes to banking, a lot of people who work in branches hate leaving their jobs right away, but they haven't been able to get there. Many people ask me if I want to change jobs, but I don't have the opportunity. Why don't you work in a state-owned bank for two or three years and then jump to a joint-stock bank?

I think the most important thing to do is to have courage.

The biggest advantage of state-owned commercial banks is stability. As long as you don't make big mistakes, you can basically complete the work assigned to you (better if you do it well), have basic stress skills, and get a stable salary is good. It is suitable for professional departments and professionals of state-owned commercial banks.

State-owned commercial banks are large in size and have a very fine division of labor among their specialties, and large banks should be divided into several departments and specialties for similar businesses, and each person should only be responsible for one. He just needs to know the scope of work and technical points for which he is responsible. You only need to study a little, so the professionalism should be high, and the work should be relatively easy.

Because human energy is limited after all. Joint-stock banks are suitable for cultivating compound talents. Small and medium-sized banks, such as joint-stock banks and urban shopping streets, are small in size and have a lot of business, so it is common for one person to work part-time.

One person is often responsible for many things, none of which can be done.

With such work experience, it is difficult to become a compound talent, even if you do not become a compound talent. Joint-stock banks are under a lot of pressure, but they train people. Regardless of the position in a joint-stock bank, there are many banks with high work pressure.

First, there are many tasks, and if you can't complete them, you have to work overtime, and it is not easy to achieve results in the end. Second, there is a lot of mental stress. It is speculated that many people have the phenomenon of people working at home during their time at home.

It's like a force pushing you behind you, and you can't be lazy if you want to.

It's easy to find a regeneration platform in a joint-stock bank. In joint-stock banks, leaders must have people who can work, and there must be people who are responsible, and as long as they work hard, they will always have the opportunity to give full play to their strengths. The sea relies on fish to jump, and the sky flies high.

I don't think it's worth it, because the welfare package of state-owned banks is still very good, and if you go to a joint-stock bank, if you are not good, it is not necessary.

It's not worth it, because the benefits of state-owned banks are very good, and the wages are relatively stable, and the pressure is not too great. It's a good job.

It is not worth jumping from a state-owned bank to a joint-stock bank, because state-owned banks are a bit more stable.

Joint-stock banks.

More resilient than state-owned banks.

The joint-stock bank where I used to work ranked first in terms of income in the local banking industry, because the style was too aggressive, so the recession began in 15 years and broke out a large number of non-performing loans.

As a result, even the quarterly bonus performance could not be paid, the marketing expenses were completely absent, the income dropped sharply, and the middle-level leaders could only get the basic salary.

It is more than 200,000 yuan, but it used to be millions, and the colleagues who jumped ship from the state-owned bank regretted their deaths, although the income fell sharply, but the task was still very heavy.

State-owned banks and joint-stock banks.

On the surface, it is the difference in the nature of the company, but in fact, there are certain differences in salary, benefits, and promotion mechanisms for employees. The key to whether you want to jump ship depends on your personal ability and ambition. There are resources, you can, however, the current bank is not easy to do, there are too many indicators, too many inspections, too much overtime, and no overtime pay.

Annual leave is very difficult, there are too many fine regulations, too much personal time is occupied, there are too many leaders, and you have the ability to do it yourself, hehe, start a business, have that time and pay, it's no problem to eat!

I used to be a joint-stock bank in the local banking industry income ranked first, because the style was too aggressive, so the economic recession began in 15 years to break out a large number of non-performing loans, resulting in the later even quarterly bonus performance can not be issued, marketing expenses are not at all, income has dropped sharply, middle-level leaders can only get a basic salary, calculated down to more than 200,000, before it was millions, A colleague from a state-owned bank who jumped ship regretted his death, and although his income fell sharply, he still had a heavy task to celebrate. On the surface, state-owned banks and joint-stock banks are differences in the nature of their companies, but in fact, there are certain differences in salary, benefits, and promotion mechanisms for employees. The key to whether you want to jump ship depends on your personal ability and ambition. Thanks for the reference.

Worth. State-owned banks and joint-stock banks, on the surface, are differences in the company's nature, but in fact, there are certain differences in terms of salary, benefits, and promotion opportunities for employees. The key to whether you want to jump ship depends on your personal ability and ambition.

I think it's worth it, because joint-stock banks have higher salaries and are more promising, so I think it's worth it.

In fact, I think that if the salary is relatively high, it is still very worthwhile, and it can improve my quality of life.

I don't think it's worth it, because state-owned banks are iron rice bowls, especially stable, and I still believe in the state.