ChinaAMC Fund Which is better for regular fund investment

ChinaAMC Return In the most recent year, the overall scale of ChinaAMC Return is higher than that of the same category; In terms of dividend style, it is manifested in the preference for dividends in the overall **. In terms of the ratio of risk and return, the investment return of the ** is very high, and the investment risk is very small.

The proportion of ** assets invested in the ** net asset value. The manager of Huaxia Return has a very strong comprehensive management ability and good stability. In terms of choosing investment objects, we prefer to invest in large-capitalization categories, which have a mix of growth and value.

Among the concentration of heavy stocks, the concentration of the industry to which it belongs is average.

From the perspective of the overall management level of the ** company, the ** overall income of the ** management company is slightly greater than the average overall income of other ** companies, the difference in income is slightly greater than the average level, and the overall risk level is equal to the average level.

Therefore, it is recommended that you recommend** and hold it for a long time**.

Choose a back-end fee** to make a regular investment. Several of the Huaxia ** companies have back-ends, and the holding time is eight years.

It is best to choose a back-end fee for regular investment, so that there is no handling fee every month, but the holding time should reach the time specified by the company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs.

But insist on long-term holding, if you don't have money for a certain month, then you can also stop investing for one to two months, which will not affect the regular investment, but if you stop investing for three consecutive months, the regular investment will automatically stop. In addition, it is best to change the cash dividend to dividend reinvestment, so that if the company dividends, the cash will be repaid, and the company will re**the, this part of the company, there is no handling fee, saving costs, and it can also produce compound interest benefits.

Southern 500, Dacheng 300, Bank of Communications Steady, Industrial Trend, Desheng Advantage, etc. are all back-ends.

Regular investment index ** is a method, you can get the best returns, overall, the performance of the market is consistent with the economic performance, in addition, you can also invest in some actively managed **, but to track in real time, compared to the index **, the risk of active management ** is the change of **manager, if **manager changes, you must re-examine **. You can pay attention to the selection of Chinese industries.

ChinaAMC CSI 300, as the underlying index of the stock index**, has a development index. Fang Jun is also a very good ** manager, believe me, no problem.

Performance is the only criterion! It is recommended that regular investment in China grow steadily.

To do ChinaAMC ** regular investment, it should be arranged according to the following five steps.

1) Determine the target of regular investment. When you know that there will be a large amount of capital in the future, you can plan in advance with a regular and fixed amount of investment, which will not only not cause your own financial burden, but also make the small amount of money every month become a big amount of money in the future. If I need 200,000 yuan in 10 years to arrange travel after retirement, then based on the annual return on investment of 12%, I need to invest a fixed amount of yuan every month, and the 200,000 yuan after this 10 years is the regular investment target.

If you have multiple financial needs, you can find a financial plan.

2) Determine the time of regular investment. **The regular investment time can be divided into: subscription time, that is, which day of the month is used as the regular investment date, which can be determined according to each person's habits and income in place; The term of regular investment can be determined to be three to five years, but the shortest is not less than one year.

Generally speaking, the longer the investment period, the less risk; The shorter the investment period, the greater the risk, and the only way to reduce the risk is to extend the investment period. As for the timing of regular investment, the "2007 China Financial Management Report" published by the Institute of Finance of the Development Research Center pointed out that since 2006, China has entered the first 10 years of financial management.

For investors, this will be the fastest 10 years of personal asset appreciation, and regular investment should start now.

3) Determine the target of regular investment. When choosing a first-class company, it is necessary to choose a first-class company with strong strength, good governance structure and standardized management, such as Harvest, Huaxia, etc. When choosing the ** type, generally speaking, the index type should be chosen for regular investment for more than 10 years**, which has a large fluctuation in net value and many opportunities to subscribe for low-level chips, and often can obtain higher expected annualized returns; 5 to 10 years to choose **type**; Hybrid type for less than 5 years**.

It is also possible to choose according to the customer's risk tolerance. **Type** has a large expected annualized return and high risk, followed by a hybrid type**, and a bond type has a small risk and an expected annualized return. Select ** products, you can compare ** expected annualized return with ** trend.

If the performance of a ** most of the time is better than the ** index of the same period, choose this ** regular fixed investment, the risk and expected annualized return will be more ideal. It can also be judged with the help of a professional company with more than four stars.

4) Determine the amount of regular investment. There is an algorithm in the United States that the ratio of risky assets in a portfolio is equal to 100 minus your age. The assets of ** and hybrid ** regular investment can account for 50% to 100% of the family's risk investment.

5) Determine the timing of redemption.

Huaxia ** is good, but if you invest regularly for 20 years, Huaxia ** has no back-end fees, and you have to pay a handling fee every month, which is a lot of money after 20 years. If the monthly investment is 1000 yuan, if it is 6% off, you have to pay a handling fee of about 10 yuan per month, 120 yuan a year, and more in 20 years.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

Huaxia Dividend Mix**I am also a regular investment in this! It's been three years since I made a regular investment! I'm going to leave some education for my children**!

Many of the ** of Huaxia Company are closed, not to mention 20 years or not 20 years, no matter how many years you choose to fluctuate more ** is more suitable for regular investment, CSI 300, dividends, that is, those with relatively large fluctuations up and down.

You also need to open an online trading account, and you can subscribe online** after success.

Regular investment can choose Huaxia dividends and Huaxia advantages.

In addition, Huaxia Company currently has no back-end charges.

1. The process of purchasing Huaxia ** Auto Investment: log in to the official website of China AMC ** Company--- open an account--- risk assessment--- select ** Auto Investment--- select **--- and the payment is completed.

2. Regular investment is the abbreviation of regular and fixed investment, which refers to investing a fixed amount (such as 500 yuan) into a designated open investment at a fixed time (such as the 8th of each month), similar to the bank's lump sum deposit and withdrawal method.

3. Founded on April 9, 1998, Huaxia ** Management Co., Ltd. is one of the first national ** management companies approved by the China Securities Regulatory Commission. Headquartered in Beijing, the company has branches in Beijing, Shanghai, Qingdao, Nanjing, Hangzhou, Guangzhou, Shenzhen and Chengdu, and subsidiaries in Hong Kong and Shenzhen. Based on professional and rigorous investment research, the company provides investors with high-quality investment and wealth management products and services.