Is fund investment on WMC suitable for family finance?

Regular investment on the wealth management link is still more suitable for family financial management, such as our daily salary, the amount and time of payment are relatively stable, more suitable for regular fixed investment, but also reduce the time and energy we spend on management.

From the point of view of the characteristics of regular investment: automatic subscription, convenient for compulsory savings; Batch** to amortize market risks and costs; Long-term investment can increase the value brought by compound interest. Therefore, regular investment is still suitable for family financial management, and it can be invested regularly for us.

Of course, when choosing which Wealth Management Connect** for regular investment, you should consider your own risk tolerance and the time to use the funds.

In family financial management, regular investment can play a very important role in our family financial management. According to the priority of your use of funds, formulate a suitable regular investment plan in Wealth Management, such as funds that will be used in the short term, this kind of funds have higher liquidity requirements and lower risk tolerance, then you can invest in fixed income products such as cargo base, currency enhancement, fixed income +, etc. If it is used after a few years, then consider equity products with relatively high expected risk and expected return elasticity, so as to gain a certain amount of asset appreciation.

Yes, just use spare money to manage your money.

The income of Wealth Management Connect** regular investment is floating, and the rise and fall of ** is determined by **net value, when**net worth**, **profit, when**net value**, **loss, therefore**regular investment income is unstable, and even losses may occur.

**Regular investment is a fixed amount of time, generally**The longer the regular investment time, the better, **The regular investment is to take the average cost and income, the longer the regular investment time, the higher the expected return.

The meaning of regular investment is to divide the ** at a fixed time, through the purchase platform, confirm the share of each ** and the time point of the regular investment, and the system will automatically invest. Regular investment is also known as lazy investment, and regular investment emphasizes "regular, fixed, fixed", which has the advantage of diversifying risks and reducing average costs.

It is important to note that although the timing is downplayed, it is best not to enter at the high point of the market, as it may take a long time to digest the high valuation of the market. In order to invest more securely, it is also necessary to take the initiative to find a safe area for regular investment.

At present, it is common to make an automatic investment plan on the mobile app, link the capital account, and then deduct the money on time to implement the regular investment plan. There is no need to queue up at the counter, no need to watch the plate every day, simple and worry-free. But before starting the regular bidding, you need to find a reliable fixed bidding first.

Regular investment prefers a stock-biased type with excellent returns and relatively large fluctuations**.

The advantages of regular investment** are:

1. Reduce investment risk, in the case of market uncertainty, regular investment** can dilute the cost at different points in time, thereby reducing the risk.

2. Convenient and worry-free, as long as the share of each regular investment is determined, the system will automatically invest at the determined time.

3. The investment amount is low, the threshold for regular investment is very low, and you can invest 100 yuan per month, and you can get good income through long-term accumulation.

**Regular investment operation is very simple, open any mobile banking on your mobile phone or log in to online banking, find ** option on the investment and financial management page, enter the **name or ** you want to invest in the search bar, click to enter after the search results come out, comrades who have not opened an account will be prompted to open an account after clicking, and you can operate according to the prompts, before subscribing**, the system will send a risk assessment report for you to fill in to determine your risk tolerance. After these operations, you can choose your favorite ** for regular investment, the general regular investment cycle is monthly, at least 200 yuan each time.

**Regular investment is suitable for long-term investment and wealth management plans. Because the regular quota is to enter the market in batches, when the ** is consolidating or **, because the regular quota is undertaken in batches, it can be bought cheaper and cheaper, and the return on investment after the recovery is also better than a single investment. At present, China's economy as a whole is improving, and it is also showing an upward trend, and the long-term regular investment income is considerable.

The risk is often proportional to the return, and there is also a risk of wind bushes in regular investment, so it is very important to choose. There are certain threshold restrictions on opening an account to subscribe for Hong Kong stocks and U.S. stocks, but no, you can achieve your investment goal of investing in Hong Kong stocks and U.S. stocks by investing in QDII. Personally, it is recommended that when you invest in **, you should choose at least two types of ** domestic **, Hong Kong stocks, and US stocks to diversify risks.

**Regular investment is indeed a good way to manage money, but there are relatively few people who can stick to regular investment, the main reasons are flame resistant to the following points:

1.Lack of long-term planning and determination. Many investors lack long-term planning and firm investment determination, focusing only on immediate returns and short-term changes, while ignoring long-term stable investment strategies.

2.Expectations are too high. Due to market risk and unpredictability, high expectations when investing can lead to frustration, which can lead to problems such as mental collapse and cessation of regular investment.

3.The concept of holding positions is not firm enough. Regular investment requires extraordinary patience and confidence, and you can't change your investment direction because of short-term fluctuations, but you must formulate a reasonable investment plan according to your investment goals and stick to it.

4.Lack of knowledge and experience. Many investors do not have enough financial knowledge and experience, and just follow the trend or listen to rumors, and do not make rational choices and decisions, which brings greater risks to the given investment.

Despite these challenges and risks, there will be some who persevere and reap the rewards of not making mistakes. If you want to stick to regular investment, the key is long-term planning and firm determination, and at the same time, you need to continue to learn and practice.

Yes, because you can smooth out the cost by investing regularly, so that you will be less affected by volatility.

For those ordinary investors, ordinary investors do not have enough time to stare at the market in the first place, and at the same time, they also lack sufficient professional knowledge, so they often buy at a high level in the process of investing. If a person participates in ** investment through regular investment, your cost will be relatively smooth. Although the returns are not that high, the relative risks will be much lower.

**Regular investment is more suitable for ordinary investors.

As I mentioned above, regular investment is a very people-friendly means of financial management. Ordinary investors will not judge the high and low of **, since you can't find the buying point through active selection, you can balance the cost through regular investment. As long as you hold it for a long enough time, the cost of regular investment will be very low, and the return on investment will be relatively high.

Ordinary people can take the form of monthly fixed investment to buy**.

Some people may play ** as **, and they will stare at the income of ** every day, which is not the right way. Under normal circumstances, we need to calculate the return on an annual basis, which means that we need to hold it for at least one year for such an investment to be meaningful。Ordinary investors can buy through the investment method of monthly fixed investment**, even if you buy at a high level at the time, your later buying point will be much lower than the original high.

You have to choose the best product for you.

There is nothing good or bad about the product itself, because the product needs to match your trading strategy and investment personality. If you're a risk-averse person, you can choose between bonds** or currencies**. If you are more resilient to risk, you can choose between a hybrid type and a hybrid type.

Some people will also choose the exponential type, which you can understand as a type of tracking index, and the relative return will be much smoother. <>

To sum up, hope this can help you.

If you buy ** regular investment, the return may not be better. **It is a kind of investment method, there is no only loss and no profit, before buying**, you should learn more relevant knowledge, and maintain a good attitude in the process of financial management.

**Regular investment is a more worry-free way of financial management, the income mainly depends on what you choose**, if you choose the right **regular investment, the income is good, and there is also a good way to diversify risks.

Regular investment will be better, relatively more secure, although the income will not be great for a while and a half, but it is a good choice for a long time.

Yes, if you know better, you can buy, which will make your financial management particularly successful and make your income very much.

The financial income is calculated according to the current **, and regular investment can fully reduce the cost increment and obtain relatively high returns.

Not necessarily, because there is also a possibility of loss when buying ** regular investment.

If you buy, of course, it is a regular investment, because it can diversify the financial risk, although the return will be average, but the risk can be greatly reduced, of course, if you want a higher return, of course, it is a one-time all**.

The purpose of buying regular investment is to diversify risks, and at the same time, in the form of accumulation, steadily increase the value of assets, so it is said that regular investment is a relatively safe and high-yield financial product.

The first is to choose the right buying point: the choice of buying point determines the basis of financial profitability, and the income of buying at the high point and buying at the low point is very different;

The second is to choose the right selling point: short-term investment can be used as a selling point of 30% income, and long-term investment can be used as a selling point of 100%;

The third is to make long-term investment: **investment is different**, you should hold it for a long time, avoid frequent trading, and do not chase up and down. If you want to buy low and sell high, you should choose high volatility**;

The fourth is to choose the first regular investment: regular investment can share the risk and share the cost.

First of all, you need to choose the type of **, if you are more familiar with or more optimistic about the industry, you can choose a hall or some thematic **, if you choose the right direction, the income may be better than the exponential type. Refer to the past performance, it is best to have a reference of more than 3 or 5 years, and the more meaningful indicator is the Sharpe ratio, the higher the ratio of yield to volatility, the better. Although good past results do not mean good future results, but in terms of probability, there is a good chance to burn more Voltai, so it is best to choose the top 50.

Wealth management products include savings**, insurance, and you can buy some**fixed investment to make some money.

If you want to manage your finances, you must first understand the risks of **, and then choose the right ** products according to the risks of **.

This is one of the ways to manage money.

I can only slide Yuyuan and say that for**,You can destroy the code** operation,I'm just adjusting the ratio of the letter collapse example and the proportion。

1.Regular investment refers to a fixed regular investment in ** or other investment objects, which is suitable for long-term financial management of wage earners.

2.Generally speaking, there are two types of investments: single investment and fixed investment. A fixed amount is similar to a "lump sum" of bank savings.

The so-called "fixed amount" means that a fixed amount of money is invested in the same open** at fixed intervals. Its biggest advantage is the average investment cost, which avoids the risk of timing. The regular interval of fixed investment refers to a specification that investors apply for by designating a sales agency, arranging a daily deduction amount, deduction amount, processing method, investment name, etc.

The amount will be automatically deducted from the deduction range specified by the sales ** agency to the bank account designated by the investor and invested in the form of capital contribution.

Extended Information: Calculation method of the rate of return of regular investment wealth management.

1.Expected ROI = Rate of Return Principal = (Market Value - Principal) Principal, for example, if 1000 investments per month and 100 investments in the future, the total assets are 2400, and the rate of return after one year, the return on fixed investments = (Market Value - Principal) Principal = (2400 - 2200) 2200 = .

This method does not need to consider the number of investments and investment cycles when calculating, and only needs to simply add and invest funds as the principal, and take the existing (market value - principal) as the income to calculate the simple rate of return, which is the method we used before, which is suitable for the situation that you don't know when to buy and sell ** net value.

2.Return on Investment = (**Net Value - Average Cost) Average Cost.

When buying/selling**, yield = (Bid price - Bid price) Bid price. This is the yield of a one-time** strategy. And cast in batches, so "****" is the "average cost", and "selling**" is "the net value at the time of selling".

Two. The cycle of regular investment and wealth management.

1.There is no uniform regulation on how long the cycle is appropriate, and the general investor will set a profit target in **, and when the profit target is achieved, he will hold some **sell profits. Therefore, it is time to consider your own take profit point.

However, ** investment generally needs to be insisted on for more than 1 year, and many people still need to insist on it for more than 3 years.

2.When the funds are invested, users can decide the amount of each investment according to their monthly income, and this amount does not affect the normal life of the individual. Generally, it can be as low as 100 yuan, and there is no limit.

However, when making **investment, it is necessary to choose ** with good growth**, only such ** has **potential.