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Anonymous users2024-02-07The performance of China Life Xin Zunbao Whole Life Insurance Universal Type A is decent.
This product only covers the death benefit, which is relatively simple, while other products of the same type generally cover both death and total disability.
In addition, the minimum guaranteed interest rate for a policy account is 3%, which is the best in the market.
There is another product in the Xin Zun Bao series, if you are interested, you can take a look: Is there any highlight of the C protection of China Life Xin Zun Bao Whole Life Insurance (Universal)? In-depth analysis!
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Anonymous users2024-02-06China Life Xin Zunbao Whole Life Insurance Universal Type A is a product that can protect the life of the insured, its protection content is death insurance, the lowest guaranteed interest rate of the universal account is, and it can also provide borrowing services. Overall, the performance of this product is decent, and there are no particularly outstanding advantages.
How is Chinese life, what products, which is good, what are the pits, in-depth analysis.
1.Analysis of insurance rules.
Let's first take a look at the insurance rules of Xin Zunbao whole life insurance universal type (paragraph A), first of all, the insurance scope of this product is more than 28 days old, under 80 years old, that is to say, this product can be insured for the elderly up to 80 years old.
Moreover, Xin Zunbao whole life insurance universal (paragraph A) payment method for single payment, transfer in premium and additional premium, we can choose the most suitable payment method according to their own economic situation when applying for this product, so that we can enjoy the protection with peace of mind, but also pay without pressure.
Secondly, there are a lot of exemption clauses for Xin Zunbao whole life insurance universal (paragraph A), and there are only 3 or 4 exemption clauses for many excellent whole life insurance products on the market, in contrast, the former greatly reduces the threshold for claims!
Top 10 Life Insurance Worth Buying!
2.Magna account analysis.
According to the terms, the minimum guaranteed interest rate of Xin Zunbao whole life insurance universal (paragraph A) universal account is, in fact, such a level is relatively common in the entire whole life insurance market, which is not a very high level.
Like some excellent whole life insurance products, the minimum guaranteed interest rate of the universal account that comes with it or attaches it can reach or, even 3%!
Wealth management with universal insurance, stable and safe income? Doxxing universal insurance!
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Anonymous users2024-02-05China Life Ruixiang Whole Life Insurance (Universal Type) (Section A) is the name of an insurance company, and the issuing company is Chinese Life Insurance Shares****. For more product information, you can contact Chinese Life customer service** for consultation.
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Anonymous users2024-02-04Xinzunbao Whole Life Insurance (Universal Type) A is an insurance product under Chinese Life, before entering the relevant evaluation, let's first understand the relevant knowledge points of insurance:Before buying insurance, you must first understand these key knowledge points!
Let's take a look at the protection essence of Xinzunbao Whole Life Insurance (Universal) Section A: <>
All people who are more than 28 days old and under the age of 80 are covered by Xin Zunbao Whole Life Insurance (Universal) Section A, which can provide lifelong protection and support single payment, additional and transfer-in premiums.
During the insurance period, Xinzunbao Whole Life Insurance (Universal) Section A will provide death benefits for the insured, and the insurance contract will be terminated after the death benefit is paid.
In terms of other rights and interests, Xin Zunbao Whole Life Insurance (Universal) A supports the rights and interests of continuous rewards and loans.
As one of the types of universal insurance, Xin Zunbao Whole Life Insurance (Universal) A is also an insurance product with financial management effect, and consumers can obtain certain benefits through this product.
However, these details of universal insurance require us to pay more attention:Wealth management with universal insurance, stable and safe income? Doxxing universal insurance!
The highlight of Xin Zun Bao whole life insurance (universal type) A is that this product has a wide range of insurance age, many products of the same type on the market only allow people under the age of 70 to be insured, and Xin Zunbao whole life insurance (universal type) A supports people under the age of 80 to be insured, and the upper age limit is higher.
However, the shortcomings of paragraph A of Xinzunbao whole life insurance (universal type) are also more obvious.
First of all, this product only protects the death of the insured and does not protect the disability, when the insured reaches the state of total disability, the total disability insurance benefit cannot be claimed to transfer the economic risk caused by the total disability.
The second is that the guaranteed interest rate of the universal account of this product is only, which is not high in the guaranteed interest rate of the universal account, and the income generated by the rolling profit may not meet expectations. Hope.
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Anonymous users2024-02-03This insurance does not have any protection function. More focus on functionality!
For example, saving money for a specific person or a specific time.
If, purely for the sake of added value
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