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For some people, start-up capital is a headache. If you are worried about funds in the early stage of starting a business, you can consider choosing an online microloan to relieve the pressure.
It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services, and borrows money on the Du Xiaoman Financial APP (click on the official measurement).
With money to spend on consumer loans, the daily interest rate is as low as low, and the annualized interest rate is as low as low, which has the characteristics of easy application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.
On May 21, 2021, Du Xiaoman Finance launched a small and micro activity with the theme of "Home and Wanye Xing", providing 100,000 copies of "Daily Interest + Million Insurance" gift packages to help small and micro enterprises grow their families. The number is limited, first-come, first-served, please refer to the details of the event on the page of Du Xiaoman Financial APP.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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1. Go to the official websites of major investment institutions for BP delivery.
2. Participate in more offline salon activities, which is also a channel often exposed by investment managers of investment companies, although there are not many, and it may not necessarily invest in your industry, but at least you can get in touch with the economically developed cities.
3. Looking for a financing platform, it is recommended not to choose the membership system The cost of trying is too high, you can choose the kind that can apply for one-to-one ** docking investors by yourself, so that investors can see your BP and are willing to dock, so that the probability of success will be higher, it is recommended to try cloud docking.
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(1) Sole proprietorship.
However, sole proprietorship is generally raised by personal savings or friends, so the funds are not required to be fully invested, in case the small store goes bankrupt and suffers huge losses; Apparel stores are an industry with relatively low costs and high margins. But the risks are also higher.
For a small clothing store that is sole proprietorship, do not blindly covet the scale at the beginning of the store, so that the investment is too large and the business is sluggish, you should gradually explore the experience and rules in the process of opening, and prepare for future development. If you want to make a profit from a successful business and then accumulate it to expand your scale, if you have little capital and can't even open a small store, you can consider seeking a partner.
2) Partnership capital contribution.
Partnership capital contribution refers to the joint contribution of two or more partners to jointly operate, share risks and share benefits. When the scale is not too small to fund the establishment yourself, this method can be considered. In partnership capital contribution, disputes over property, operation and other aspects are likely to arise between partners, so it is important to choose a partner.
3) Bank loans.
1. Hold a business license issued by the administrative department for industry and commerce or a certificate approved by the relevant department.
2。Comply with national policies and decrees and comply with the approved business scope.
3 There must be 30 -50 free liquidity.
4. Have the ability to repay and provide financial guarantees.
There are several forms of security and mortgage:
1 Secured by premises, equipment, or other fixed assets.
2. Collateral for notes that have not yet matured and accepted.
3 Line of Credit. Unsecured and all dependent on the lender's creditworthiness.
In the case of bank loans, banks will help as long as they are conducive to invigorating the economy. Well-planned, and the investment has been investigated, marketed, and technically analyzed. And with a more detailed feasibility study report, which can objectively assess and evaluate the difficulties encountered in the future, then there is a great hope for the success of the loan.
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I don't want to say that I want money, there is no such good thing.
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Investors don't give you money just because you say your idea is valuable, you don't even want to take out your idea**, from some perspectives, the relationship between the investor and the investee is not equal.
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There are three ways to raise a sum of 30,000 yuan to start a business, one is crowdfunding, using products to obtain funds, collecting money first and then delivering it, so that you can raise funds first; The second is to apply for an interest-free loan from a bank, just take the business plan and other materials; The third is to borrow money from relatives and friends around you.
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1. Industries with high technology content or advantageous industries can apply.
2. If you want to create a technology-based small and medium-sized enterprise, you can apply for innovation**.
3. If your online project is novel and has attractive prospects, then you can seek venture capital.
4. Angel investment is VC. Although a good VC is hard to come by in the early days, it is also a way to do it.
5. You can apply for SME Guaranteed Loan. If you are in Zhengqi Zhejiang, Fujian, Guangdong, Beijing, Shanghai, Ali loan is your best choice, and it is not difficult to find a guarantor.
6. Pure pawn financing. If you really want to start a business and are optimistic about the prospects of the entrepreneurial project, then pawning real estate, private cars, and valuables is the fastest way to get cash, and you can gamble on it.
7. Attract investors by investing in shares.
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1. Self-raising funds: For ordinary entrepreneurs, due to their initial stage and limited loan capacity, a considerable part of the funds need to rely on their own capital, usually relying on years of accumulation and borrowing money from relatives and friends, including relatives, friends, colleagues, classmates, etc.;
2. Partnership shares: entrepreneurial socialization is a trend, because one person is often weak, so several people together will be more conducive to the raising of entrepreneurial funds;
3. Bank loans: For most entrepreneurs, bank loans are the most traditional way to raise funds. At present, the main banks that can provide loans for small and medium-sized enterprises are the SME credit departments of the four major state-owned commercial banks;
4. Seek venture capital The so-called venture capital refers to the equity or debt investment in small and medium-sized enterprises in the creation and growth period of the dry code, and participate in the management of the enterprise in order to obtain higher returns;
5. Strive for policy support funds: As an important part of the national economy, there are no small enterprises that often encounter various difficulties in the process of enterprise development due to the limitations of capital and scale;
6. Self-reliance and independent development: For many entrepreneurs, it is undoubtedly a crucial problem to successfully solve the follow-up funding problem after starting a business.
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