I have 3,000 yuan and want to deposit and withdraw the whole amount for two years, and I want to ask

1.The interest is calculated as follows:

Interest = Principal * Annual Interest Rate * Deposit Term.

2.According to the tenor of the deposit, there are dead period (time deposit) and current deposit.

A fixed deposit is a dead term deposit. Fixed deposit tenors are available for 3 months, 6 months, 1 year, 2 years, 3 years, etc.

3.The current annual interest rate for deposits is as follows:

The prevailing bank deposit rates are as follows:

Annual Interest Rate (%)

Deposits of urban and rural residents and units.

1) Demand deposits.

2) Fixed deposits.

1).Whole deposit and whole withdrawal.

Three months and six months.

One year and two years. Three years and five years.

2).Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest.

One year and three years. 5 years 3).Fixed two pence: 6% discount at the interest rate of the same grade according to the regular lump sum deposit within one year.

2. Agreement deposits.

3. Call Deposit.

Seven days a day. It can be seen from the above that under the same deposit period, the interest rate of the whole deposit and withdrawal is higher than the interest of the whole deposit and withdrawal.

The interest after the year is:

Principal 3000 * annual interest rate year = interest yuan.

The principal and interest are 3000+ yuan.

The whole deposit and withdrawal is the regular period, that is, the previous death period.

High regular interest.

2-year term interest rate.

3000 yuan, 2 years fixed, 3000 + 3000 * yuan after two years.

How much interest is there for saving 3,000 yuan for three years, and how much interest is for a single year.

Hello dear, 3,000 yuan is saved for three years with interest, and there is no interest during the survival period. Interest = Principal Annual Interest Rate Tenor; Pickpocketing interest = 3, 3;Chun Nian Niche Tong Xi = .

The current five-year fixed deposit ratio of major banks is as follows. Therefore, the deposit of 10,000 yuan is approved for five years, and the interest is:

6625 (Yuan changed to potato posture).

1. The question you asked is lacking conditions: 1. What is the interest rate of the whole deposit and withdrawal? 2. How many years is the deposit period of the whole deposit? 3. What is the interest rate for less than the deposit period?

2. Now assumes: the fixed term of the whole deposit and withdrawal is 5 years, the interest rate is the latest interest rate, assuming that it remains unchanged for 20 years), the interest rate of automatic rollover and less than the deposit period (5 years) is calculated according to the latest interest rate of 1 year, assuming that it remains unchanged for 20 years).

The calculation is as follows: 3*(1+ 3*(1+ 3*(1+ 3*(1+ 3*(1+ yuanAnswer: The sum of principal and interest after 20 years is yuan.

Then look at where you put it in the bank! Different banks have different interest rates! And the annual interest will also beat!

Do you mean to save 30,000 in the first year, save 30,000 in the second year + 30,000 in the first year plus interest, and then save it!

Then you look at the formula and do the math!

Amount * Interest Rate * Term = Interest.

Financial function Finding the final value pmt=-3 r= n=20 pv=0 type=1 The opening function fv=

Deposit in the bank? Now that inflation is so serious, the deposit bank is shrinking every day... It's better to invest in it...

10,000 yuan, and the interest for three months is yuan.

Calculation of interest on deposits:

The bank calculates the interest based on the percentage (%) of the principal amount of the deposit, and the interest rate marked is the annual interest rate, for example, the deposit of 10,000 yuan, the interest calculation method of the whole deposit and withdrawal (calculated according to the interest table below): three months:

Half-year: 10,000

One year: 10,000

Two years: 10,000

Three years: 10000

Five years: 10,000

Note: The above unit of interest is "yuan", because the interest tax is no longer levied, so the interest obtained does not need to be taxed, all of it is your own. The interest on a time deposit is calculated based on the interest rate published on the date of deposit, not on the date of withdrawal.

If you withdraw money from the bank before the deposit period expires, the interest will only be calculated at the current interest rate, not on a regular basis.

What are the consequences of overdue credit cards.

If the overdue degree reaches a very serious state, then it will constitute a malicious overdraft and will be convicted of credit card fraud. The sentencing standard will be implemented according to the amount of our malicious overdraft, which is not more than 5 years, not less than 5 years but not more than 10 years, and more than 10 years in prison or life imprisonment, and will be fined between 20,000 yuan and 200,000 yuan, and between 50,000 yuan and 500,000 yuan and confiscation of property.

If your credit card is overdue more than 6 times in two years, you will not be able to apply for a CPF loan. If we are overdue once or twice for a short time, we may be able to save it, but if we are overdue three times in a row within two years, then our CPF loan will not be available to us. Because when dealing with credit business, banks or provident funds mainly rely on the credit history of the lender in the last 2 years.

Therefore, those cardholders who want to apply for a provident fund loan to buy a house must repay the loan on time when using a credit card to spend.

If the overdue period is not very serious, then theoretically we can still handle the bank loan business. Many cardholders who want to take out a loan to buy a house have been overdue, and their credit has a bad record. In this case, if you apply for a business loan, most banks will raise the benchmark interest rate by at least 10% because of your credit problems.

Obviously, the cost of buying a house will increase significantly, and if we are overdue a lot and severely, then you will be rejected by the bank outright. Therefore, when using a credit card, considering that we still have plans to buy a house in the future, we must not be overdue.

1. At present, the annual interest rate of bank fixed deposit for 3 months is different, and the bank deposit interest rate is different in different time periods.

The three-month fixed interest of 10,000 yuan is equal to the principal * annual interest rate of 4 yuan.

Interest = Principal (your 10,000 yuan) Interest rate Time (3 months) You haven't said the interest rate for a month, how to calculate it!

It's useless to deposit more in the bank, so it's better to invest in dividends.

Based on the current interest rate of zero whole three years, the interest due = 1000*

Principal and interest at maturity = 1000 * 3 * 12 * (1+.)

Don't deposit and withdraw in this way, it is not suitable for a large amount of deposits, because after all, the interest rate of this kind of deposit is relatively low (three years is equivalent to a fixed deposit and a lump sum interest rate of 1 year), it is recommended that you open an online bank for a lump sum deposit and withdrawal, so that you can self-help deposit and withdraw a fixed amount every month, and the interest income will be relatively high.

If the interest rate is withdrawn according to the RMB fractional deposit for one year, after one year, the interest can be withdrawn as 3000*(12+1) 2*12*(yuan), and after two years, you can withdraw 3000*(24+1) 2*24*(yuan). The formula for calculating the interest on a lump sum deposit is: interest = monthly deposit amount accumulated monthly accumulation monthly interest rate, where the cumulative monthly accumulation (deposit times 1) 2 deposit times.

Lump sum deposits are a basic type of bank fixed savings. It refers to a saving method in which depositors agree on the deposit period, fixed deposit every month, and withdraw principal and interest once at maturity when making bank deposits. Fractional deposit is generally 5 yuan per month, once a month, if there is a leak in the middle, it should be made up in the next month, and there is only one chance to make up for it.

The deposit period is generally divided into 1 year, 3 years and 5 years.

Bank of China: Current Interest Rate (APR). Among them, the interest rates of three months, half a year, one year, two years, three years, and five years are respectively.

The interest rates for one-year, three-year and five-year interest rates are respectively for lump sum deposits, lump sum deposits and withdrawals, and interest withdrawals for principal deposits. The fixed and active convenience rates are discounted by 6% at the interest rate of the same grade for regular lump sum deposits within one year. The agreed deposit interest rate is 1%.

For call deposits, the one-day and seven-day interest rates are: In fact, the listed interest rate of the Bank of China will be slightly higher than the official website interest rate. And the listed interest rate may be different in different cities.

ICBC: Current Interest Rate. Among them, the interest rates of three months, half a year, one year, two years, three years, and five years are respectively.

The interest rates for one-year, three-year and five-year interest rates are respectively for lump sum deposits, lump sum deposits and withdrawals, and interest withdrawals for principal deposits. The fixed and active convenience rates are discounted by 6% at the interest rate of the same grade for regular lump sum deposits within one year. The agreed deposit interest rate is 1%.

For call deposits, the one-day and seven-day interest rates are: In fact, the listed interest rate of the Bank of China will be slightly higher than the official website interest rate. And the listed interest rate may be different in different cities.

The formula for calculating the interest on fixed savings is: interest, monthly deposit, accumulated monthly accumulation, and monthly interest rate.

Cumulative monthly accumulation: (Deposit times 1) 2 Deposit times.

At present, the annual interest rate of the bank is as follows:

One year, three years, five years.

The cumulative monthly accumulation of a one-year period is =(12 1) 2 12 78 one-year interest 3000 (12) 78 yuan.

The one-year interest rate of the lump sum deposit is, 1. The interest is settled once at maturity.

Interest due = 3,000 * RMB.

2. If you want to withdraw in advance, the interest will be calculated on the basis of current payment. The reserve is not allowed to be partially withdrawn in advance, and can be withdrawn in full, and the interest on early withdrawal is calculated according to the current account.

3. There is no biennium. Only.

One, three, five years.

Bank of China 1-year lump sum deposit 3,000 yuan, maturity interest: yuan; No two-year, 3-year interest due: RMB.

Hello: Now the three-year interest rate of the bank is zero-deposit lump sum withdrawal, and the monthly interest rate is zero-deposit lump sum fixed savings calculation formula: interest monthly deposit amount cumulative monthly accumulation monthly interest rate where:

Cumulative monthly accumulation (deposit number 1) 2 deposit times for 3 years Cumulative monthly accumulation (36 1) 2 36 666 deposit principal for 3 years 2000 36 yuan.

Interest 2000 666 yuan.

The total principal and interest are yuan.