How about Taikang Life Life Critical Illness Whole Life Insurance

Xueba talks about insurance, focusing on insurance evaluation! Taking advantage of the break, I put together a list"Comparison Table of 136 Domestic Critical Illness Insurance".

I recommend you take a look!

Taikang Life Insurance Company was established in 1996 and is one of the state-recognized insurance companies. However, buying insurance is not trivial, and many insurance novices will definitely be more worried about whether Taikang Life's insurance products are good.

In fact, buying insurance is its terms, as long as the protection content is perfect enough, then this product is good enough. From the table below, we can see several major products of Taikang Life, which are rich in variety, but some products are not recommended for everyone to buy.

1.Advantages: The protection is relatively comprehensive. Minor illness benefit starts at 30% and pays 5 times, with the responsibility of paying the sum insured in the terminal stage of death and high disability, and there is also an additional benefit for major organ transplantation or hematopoietic stem cell transplant for high-incidence critical illness.

2.Cons: Expensive. You can buy better coverage with the same or cheaper **.

In addition to Hui Health, I have also done some research on other Taikang products, due to limited space, I will not elaborate one by one, here I attach a link to you, patiently spend a few minutes to read, can help you save tens of thousands! "Taikang Life Insurance, how is it, what products are there, which one is good, what are the pitfalls and routines, in-depth analysis".

That's all I have for this issue, I hope it helps!

To put it simply, this type of insurance is to treat the sick and get rid of the disease, and if you are not sick, you should save money to get dividends for the elderly, and this type of insurance is one of the key recommendations of Taikang in terms of critical illness. It seems that there are only 25 kinds of social security, and this one is 32 kinds, which is better than others. Because you are not very old, you may also have limited payment fees, which is very suitable for your situation.

Of course, due to the heavy protection, the dividend is not so high.

Very good, pay for decades, and have a lifelong guarantee.

Very good, Taikang Healthy Life Critical Illness is a product with low premiums and high protection in the same industry, and the insured amount will grow, which is a good product, and the company's after-sales service is also very good.

I don't understand, I think insurance is a rich man's game! Ordinary people who will buy it themselves, even if they buy it, it is provided by the company, so they will want it.

Yes I bought one myself.

There are also many types of Kangtai Life critical illness insurance, which has to be judged according to the specific insurance regulations, but in general, Kangtai's life insurance is still relatively reliable, and you can choose to buy it according to your own needs。As we all know, someone is diagnosed with a critical illness almost every second, and the incidence of critical illness is getting higher and higher, so buying a critical illness for yourself and insurance is a top priority. Among many insurance companies, Kangtai Life's business scope is very broad, including critical illness insurance.

There are many types of critical illness insurance in Kangtai Life, and if you want to buy a reliable insurance, we must first read the insurance regulations, which are important to pay attention to is the loss ratio, the number of claims, and the scope of compensation. This is a misunderstanding that many people are prone to enter, the so-called loss ratio actually refers to what is the loss ratio after suffering from a major illness, and what is the loss ratio for medium and minor illnesses? Some critical illness insurance only covers critical illnesses, while moderate and minor illnesses do not, and such insurance is completely a pitfall.

After all, not only is the diagnosis rate of critical illness very high, but also moderate and mild illness, and the cost is not less than that of major illness, so they must also include a certain loss ratio, so that our protection will be more comprehensive. For example, if a person's protection is 100,000 yuan, after being diagnosed with a critical illness, the insurance company will pay a one-time payment of 100,000 yuan, and then the contract will be terminated. This means that this person cannot have any security in the future.

However, some insurance does have a second payout, and after being diagnosed with a critical illness again, it will be paid again, so that the protection will be more comprehensive, and the last point is the scope of the claim, whether all common major illnesses are included, and how to pay for moderate and minor illnesses, these must be seen clearly.

Hello, it's a pleasure to serve you.

1. What is the strength of Taikang Life? 1. Is the comprehensive strength of this Taikang Life Insurance Company strong? According to statistics, as of the end of 2019, Taikang Insurance Group has reached more than 1.7 trillion yuan in assets under management, and the pension scale it manages is as high as 380 billion yuan, in addition to more than 4,000 insurance branches at all levels throughout the country, with a total sales force of 800,000 people, serving more than 60 million individual customers with a good reputation. It has served a total of 420,000 corporate customers, and in 2019, Taikang Life achieved main business income of 100 million yuan, net profit of 100 million yuan, and total assets of 100 million yuan.

2. Is Taikang Life Insurance Company trustworthy? We can't just judge the comprehensive strength of an insurance company from the size and assets of a company, but also see whether the insurance company's operating conditions are good or not, whether it is reliable, and whether the normal claims of consumers are in place, we should pay attention to the solvency and risk assessment level! In this official data analysis, you can see that between July and September last year, the overall core solvency adequacy ratio of Taikang Life Insurance Company was at the same time, and its comprehensive solvency adequacy ratio reached it was rated as Class A in the latest risk rating

For the core solvency adequacy ratio of the CBIRC is higher than 50%, it is 100% compliant, and it meets the comprehensive solvency adequacy ratio of more than 100%, and it is necessary to pay more attention to whether the risk rating of the insurance company is in class B and above", that is to say, for Kangtai Life Insurance Company, not only is the scale grand, there is no need to worry about the problem of funds, therefore, you don't have to worry, you can rest assured to buy insurance from Taikang Life Insurance Company! Maybe you still want to learn more about Taikang Life, you can click on this article, and then we will follow in the footsteps of the senior sister to learn about its new critical illness insurance products!

It is very good, this kind of insurance is very reliable, and this kind of insurance can pay some money and protect our interests, so this kind of insurance is very reliable.

This sickness insurance is still relatively good. This insurance is very reliable, and the number of people who buy it is very large, and the amount of coverage will be a little more.

The insurance is generally very good, particularly useful, and the content contained is relatively comprehensive, and it is also a more reliable insurance.

This kind of insurance is still very reliable, and many people will buy such critical illness insurance now. When you get sick, you will get a corresponding compensation.

Taikang Insurance Company is an insurance company founded in the last century and can be regarded as the "big brother" of the insurance industry. Whether Taikang Life Insurance's critical illness insurance is good or not depends on the content of the protection.

There is no perfect insurance, what is suitable for you is good.

I don't know if the subject has been informed? If you do not inform you to apply for insurance directly, there will be disputes when you make a claim. I ask this question just to keep you out of the pitfall.

Although insurance is a financial product, it is composed of finance, law, and medicine, and it is a professional job. Health notification is a technical job, and claims service is even more technical.

Ordinary consumers, in the case of limited time and energy, without the help of reliable and professional people, it is easy to step on the pit rashly. If the person helping you is unreliable or unprofessional, it is also easy to step on the pitfall. This is like a person who has to walk a road with complex road conditions and is unfamiliar with himself, and there is no navigation at this time, or the navigation is not accurate, and it is easy to take the wrong road.

Answer Hello, critical illness insurance is divided into single compensation and multiple compensation products, at present, Taikang's critical illness insurance in the market is not very cost-effective, the protection is not very complete, and the ** is not low.

Q: Which one should I buy?

Ask which insurance company, can you help me introduce this insurance? How much do I pay each year?

Answering the current products on the market, Fude Life's products are okay, called exclusive health, how much to pay each year according to the amount of insurance, depending on how much insurance you want to match your child with critical illness insurance, if it is 500,000 yuan, about 9,000 yuan per year.

Hello dear! Critical illness products are different in each region, and the specific ones depend on your city, and there may be better products in your city.

Question: Which product should I buy in Anshan, Liaoning.

Answer: Dear, do you have an insurance broker by your side? I suggest that you can find a professional insurance broker to recommend for you. The Fude Life Insurance Company I recommended to you just now, the products of this company are still good.

Because of the regulatory requirements of each place, it is not possible to sell in other places, this product is still cost-effective in our place, you can check your local insurance company, there should also be this insurance company.

It's hard to say which critical illness insurance product is better for Taikang Life Insurance, because only the product that suits you is the best product.

On August 22, 1996, Taikang Life Insurance Co., Ltd. was approved to be established, which is a national, joint-stock life insurance company. In 2016, Taikang Life Insurance became one of the top 500 companies in China. Then, in 2018, it became one of the world's top 500 companies.

It can be said that the strength of Taikang Life Insurance is still very good.

So, let's look at its solvency, after all, the most important thing to measure the strength of insurance companies is to look at solvency. According to the solvency data for the second quarter of 2022, Taikang Life Insurance's core solvency adequacy ratio is a comprehensive solvency adequacy ratio, and the comprehensive risk rating in the previous quarter is B.

Therefore, Taikang Life Insurance has already complied with the regulations of the China Banking and Insurance Regulatory Commission.

In this way, the strength of Taikang Life Insurance is still quite strong, so let's take a look at its products, the details are here: Is Taikang Life Reliable? What about these products?

Taikang Life currently has some critical illness insurance products on sale, and the product itself has pros and cons, so you can start from your own protection needs and decide whether to apply for insurance based on the specific performance of the product. Next, the senior sister will take Taikang Rui Worry-free Critical Illness Insurance (Internet) as an example to tell you about the product shouting liquid training situation of Taikang Life. Friends who are interested in Taikang Life Insurance and its products can also take a look at this article first:

Is Taikang Life reliable? What about these products?

Taikang Rui Worry-free Critical Illness Insurance (Internet) is a one-year critical illness insurance with no guarantee of renewal, and the basic protection liability is critical illness insurance, and you can also choose mild illness insurance and leukemia insurance. In fact, as a critical illness insurance, such protection is far from sufficient. A good Zheng Wei critical illness insurance should cover the mild and moderate illness protection corresponding to the high-incidence critical illness, and the corresponding proportion of the mild and moderate illness protection should reach 30% and 60% of the basic sum insured respectively, and it is best to have malignant tumors - severe multiple claims, critical illness additional claims and other protection contents.

It's not easy to buy a good critical illness insurance, but it doesn't matter, the senior sister has compiled an insurance strategy for everyone, and you can get it for free:A good critical illness insurance policy looks like this! You've been lied to for so many years.

In fact, Taikang Rui Worry-free Critical Illness Insurance (Internet) is a term critical illness insurance, which is a consumer-based critical illness insurance. The premium of consumer-based critical illness insurance is generally relatively low, which is suitable for those who do not have a large budget. In addition to consumption-based critical illness insurance, critical illness insurance can also be divided into return and savings.

Among them, the return-type is mainly a combination of "comprehensive insurance + critical illness insurance", which returns a sum of money at the end of the period under the premise that no critical illness occurs during the insured's protection period, but the return-type critical illness insurance has low leverage, the premium is generally expensive, and it is easy to lack some protection.

If you have a sufficient budget, Senior Sister recommends that you consider savings critical illness insurance, which is a whole life critical illness insurance with death protection. Savings-based critical illness insurance has higher certainty of claims than consumption-based insurance; Compared with return-based critical illness insurance, the savings type is more comprehensive, and the amount of insurance that can be obtained with the same premium is generally higher. For more information about the differences between these three types of critical illness insurance, you can learn from this article:

What is the difference between consumption, savings, and return insurance? Which is the best deal? Hope.