I want to buy insurance, pay around 5000 per year, cover illness and accidents, which one is better?

Taikang Health is 100% insured, covering 30 mild illnesses and 70 severe illnesses, including accidental value, accidental medical treatment, premium waiver for minor illnesses, the contract continues to be valid after the first compensation for minor illnesses, and the husband and wife are exempted from mutual insurance, one party has something to do, and the two policies are exempted, which is the only product in the industry with double exemption and the widest range of diseases.

Hello, according to your needs :

Evergain 2016 Whole Life Health Insurance Plan is the best choice for you!

This product is currently the most comprehensive protection in the insurance market (covering 110 diseases, including 77 critical illnesses and 33 minor illnesses), with the lowest premium and the most cost-effective product.

The product covers accidents and comes with a premium waiver function for minor illnesses, and can also be supplemented with critical illness insurance for policyholders.

Of course, choose the largest Chinese life, accident + critical illness, bumps and serious illnesses are paid, and the excess return of the principal, five thousand yuan can not be used, plus my private chat.

Hello! Of course, choose Chinese Life, is the world's top 500, is the largest insurance company in China, the ancients: under the big tree is good to enjoy the cool.

We recommend to you Pacific Life's Jinyou Life, 100,000 guarantees, health, safety, dividends, pension, four-in-one.

Hello, consider our Chinese life, we have known each other for many years, it is worth entrusting, our Chinese life of Kangning life, plus Ruyi flight is good.

Hello, if you want to buy or buy Chinese birthday. Our company's Kangshun Life Insurance is perfect for you. Add me to a private chat.

It depends on your age and gender to make a premium budget for the corresponding sum insured. Taiping Life's financial worry-free illness and accident insurance, one investment two options, health and pension without worry.

Hello, consider Ping An Ping An Fu, strong strength, good service.

United Insurance, your first choice! Six major service initiatives are industry-leading!

It depends on your age to calculate the premium, Ping An's Ping An Fu is very good, and the premium base and protection are high. Liu Lin.

Hello, you should consider learning about the products of our State Grid Yingda Insurance, with low premiums, complete protection, good after-sales service and many outlets!

Buy insurance to come to Chinese life, know each other for many years, it is worth entrusting.

If you buy insurance, you need a big insurance company.

New China Life! I recommend you Healthy Care C

Every company is the same, the insurance regulatory will have a unified restriction, choose a large company, reliable ** people can be!

If you are in a big city, it is recommended to consider hospitalization first, and then purchase critical illness and accident according to your income.

Of course, it is Xinhua's health and worry-free c!

Taikang Life Health is 100% worth it.

Centennial Life's Healthy One Bai should be a good fit for you.

New China Life is healthy and worry-free.

Hello, I am a staff member of CPIC, what is the age? Our company's golden life is now a very influential product on the market, welcome to add me, chat with you in detail, thank you.

Hello, different ages, different genders, different premiums, I am in Huizhou, Guangdong, Ping An Insurance, welcome to consult, thank you!

You can learn about the Taibao.

Chinese life critical illness plus cancer insurance.

Buying insurance is buying safety.

Which one is good, you search on the Internet, Ping An is a big company, what kind of products are available, add me for details.

Buying insurance is not the best, but what product is the most suitable for you, if you can trust me to click on my avatar, I will recommend the most suitable product for you.

This kind of protection type of insurance mainly depends on the product, followed by the strength of the company. It is impossible for a company without a certain strength to make products that are beneficial to customers!

No one knows which will come first, tomorrow or the accident, and the number of accidental deaths due to various reasons is increasing every year, so it is still very important to buy a proper accident insurance. So what kind of insurance is an accident insurance that only needs to pay a premium of 500 yuan a year?

Accident insurance covers accidental death, disability, accidental medical treatment and hospitalization allowance, and Ping An Accident Insurance only needs Ghana for one year.

With a premium of 500 yuan, the loss ratio of platform accident insurance is relatively high, and most of the accident insurance.

The compensation is about 80%, and the policyholder needs to bear 20% of the cost for a large amount of compensation, although 20 may not seem like much, but it is also a very large cost for a large accident.

Ping An Accident Insurance's one-year comprehensive accident insurance will be 100% reimbursed as long as it costs more than 100 yuan, with a maximum compensation of 500,000 yuan. Ping An Insurance.

It covers traffic accident insurance, so the insured does not need to purchase additional traffic accident insurance, and in case of an accident, there is also a hospitalization allowance, and the maximum subsidy is 90 days. And there are ambulances.

For the compensation of expenses, Ping An Accident Insurance even includes the ambulance ambulance expenses into the scope of the contract, and the maximum compensation is 2,000 yuan.

Ping An accident insurance products only need to pay a premium of 500 yuan a year, and the accident compensation protection is relatively comprehensive. In addition to Ping An Insurance, life accident insurance also has an accident insurance that only needs to pay 500 yuan a year, with a specific amount of insurance.

How much can be paid, but also according to the actual situation to judge, the amount of accident insurance is not only related to the premium, but also related to the age of the policyholder and the occupation of the policyholder, if the policyholder is working at height or dangerous occupation, then in the purchase of accident insurance only choose ordinary accident insurance is not covered, it is best to choose accident insurance according to their own occupation, of course, the insurance premium and the amount of insurance will also increase.

Accident insurance includes physical disability, accidental medical malpractice, hospitalization benefits, death, commercial insurance, and more.

Critical illness insurance, accident insurance, medical insurance, commercial insurance, related vehicle insurance, etc., as well as some travel insurance, ** is not expensive.

To apply for commercial insurance, Ping An accident insurance is preferred. Accident insurance usually covers for one year, but there are also travel accident insurance plans that only cover a few days. Generally speaking, if the consumer goes out frequently, a one-year accident insurance is more cost-effective.

If you have already purchased a one-year accident insurance, you do not need to buy a single accident insurance when you travel on a regular basis, unless the coverage is insufficient or some special risks are not covered.

Critical illness insurance is required regardless of age, and it is relatively cost-effective to purchase long-term critical illness insurance. The premium rate for long-term critical illness insurance is fixed, which protects against inflation and does not require an increase in premiums. If you buy short-term insurance, you may refuse to cover it due to poor physical condition in the future, which will affect the health protection of the policyholder.

Of course, if you only need to provide coverage for a short period of time, it is more appropriate to buy short-term insurance, after all, the rate is more favorable.

Generally speaking, 10%-20% of annual income is most appropriate for premium expenses. The premium of accident insurance is relatively biased, and if the critical illness insurance is long-term. The premium will be relatively high, and consumers should start from their own economic conditions.

There is no good or bad for critical illness and accident insurance, the key is to see whether the protection is not in place, whether the additional insurance is reasonable, such as hospitalization medical treatment, hospitalization subsidies, etc., is sufficient, and whether the claim is in place in time. Because insurance is a rigid contract, the insurance company must carry out claims settlement services according to the contract, which is the regulation of the China Insurance Regulatory Commission.

You can buy a good one by finding a reliable insurance broker.

Critical illness insurance is divided into consumption and savings, as well as regular and lifelong, which mainly depends on your capital budget.

It is better to buy comprehensive accident insurance for accident insurance.

There is no one that is good, just the right one for you, find a broker to choose.

This ** is not particularly expensive for critical illness insurance, but it still depends on the cost performance of the product. The cheapest ** of critical illness insurance is also around two or three thousand, and the amount of insurance for consumer-oriented fixed-term products can only be purchased is not particularly high, and critical illness insurance of about 5,000 yuan is within the normal range. But we have to look at what the critical illness insurance products we buy for 5,000 yuan look like, like many big brand companies, you can also buy critical illness insurance products for 5,000 yuan, but the protection of critical illness is very small, and the cost performance is not particularly high.

If you are buying a cost-effective product, more than 5,000 yuan should be able to buy a relatively high-insured, lifelong critical illness insurance product, which is more suitable.

Critical illness insurance is critical illness insurance, and as long as you meet the critical illness within the policy regulations, you can get a lump sum payment. Critical illness insurance covers hospitalization expenses for critical illnesses, loss of income during this period, and family expenses.

Under the new regulations, we have evaluated more than 1,000 critical illness insurance products and selected the best 10 critical illness insurance products on the market. New Definition of Critical Illness Rankings Announced! The first place turned out to be it!

Hello, the golden blessing life of the Pacific is to protect against accidents, serious illnesses, mild illnesses, and can also convert pensions.

Critical illness and accidents are the most worrying things in life! As for the payment situation, it depends on the amount of your insurance and your income.

Critical illness is a serious illness in the health of the body, and an accident is unexpected and risky. You can purchase according to your income and ability to afford premiums. For more information, please contact us in private chat.

Hello! Each company's products are different, each with its own good, and our million-dollar and worry-free life is the best combination of accident and critical illness.

Regardless of accident or critical illness, the premium is high, and the protection is correspondingly high!

Hello! It depends on your specific situation and how much protection you want to have. Add me to a private chat.

Hello, CPIC sincerely serves you. You can consult me for details.

Hello, it's a pleasure to serve you.

Depending on your specific situation, add me to chat privately.

Critical illness insurance is life-saving, which means that if a person's illness is matched with a certain disease in the critical illness insurance, this person is "a dead end". If you want to buy this kind of critical illness insurance, it is better to buy life accident insurance (life value insurance, which is also life-saving), because the effect is the same, but the premium paid is much less. For example, a 30-year-old person has to pay more than 9,000 yuan per year for 300,000 yuan of critical illness insurance (you can get a little money for surrendering the insurance), and the insurance amount of 300,000 yuan for life accident insurance is more than 1,000 yuan per year.

If you are responsible for the family, you can have life accident insurance, and there will be the least number of disputes with the insurance company. Critical illness insurance, the insurance company earns money from currency depreciation and a considerable amount of money is deducted when surrendering, so the more money you pay, the more the insurance company earns, more than 9,000 yuan per year to pay for 20 years and more than 1,000 yuan What kind of concept is it?

Note: At present, the annual accident mortality rate in China is less than 3/10,000, 10,000 divided by 3,300 times is about 3,300 times, 100 yuan multiplied by 3,300 is equal to 330,000, even life accident insurance is already a huge profit, not to mention other types of insurance.

I understand that what you said about serious illness insurance should refer to critical illness insurance, so if you have a budget of 2,000 yuan at the age of 29, it is recommended to try to choose a single claim for critical illness, without death liability, and there is no other additional protection for critical illness insurance, and the insurance payment time is extended, choose a 30-year payment period, so that you can buy about 150,000 yuan of insurance, and the insurance amount is as high as possible within the budget.

Accident insurance, the premium is relatively cheap, two or three hundred yuan a year can be, to include accidental death, disability and accidental medical liability, among which accidental medical treatment try to choose a product that can reimburse self-financed drugs, no deductible, and 100% reimbursement.

Hope mine can help you.

2000 yuan can not buy critical illness and accident insurance 4000 can buy Ping An Fu high critical illness protection High accident protection.

Peace and happiness are very good, high security.

Whether critical illness insurance with more than 5,000 premiums a year is expensive or not depends on the amount of insurance purchased, the age of the insured, and the specific protection before further judgment can be made.

Because the premium of critical illness insurance will be affected by a variety of factors, such as the duration of coverage, the age of coverage, the payment period, the sum insured, etc., it is not possible to generalize. If you don't know which critical illness insurance product to buy, you can take a look at this list compiled by the senior sister first:Top 10 Popular Critical Illness Insurance Points Worth Buying!

If you feel that you will have financial pressure to pay more than 5,000 premiums a year when you apply for critical illness insurance, then we can also choose a longer payment period. All else being equal, the longer the payment period, the lower the annual premium, and the pressure is reduced.

However, when we buy critical illness insurance, in addition to paying attention to the content of the premium, we also need to pay attention to the content of the health notice.

Health notice is to be truthful before the insurance company on some health issues, if there is no truthful question when buying, if there is no truthful question, if there is something to hide from your own situation, then this insurance may be rejected when the insurance is out.

Therefore, everyone must follow the "principle of maximum integrity" when informing health, and must not deceive the insurance company in order to successfully apply for insurance.

In short, if you want to know whether critical illness insurance with more than 5,000 premiums a year is expensive, you also need to analyze specific problems, and you need to know the products that Chun Li is sure to insure, as well as the amount of insurance and the duration of protection. Hope.