Which one is better for a 28 year old ordinary migrant worker to buy a commercial insurance? 5

The more ordinary the worker, the more you need high protection, and you should buy a protection product.

I recommend that you purchase Chinese Shou Da Ruixin (Collector's Edition) dividend-paying insurance, you will have protection, investment dividends, Xin account, accumulated interest, money and money.

You can consider the No. 1 life insurance company in China!

Peace, as the name suggests, buying insurance is buying peace! Ping An Insurance, of course!

Hello, you can consider Taiping Life Insurance Company, established in 1929, has a history of 86 years, and Taiping is a dual-platform company, foreign headquarters in Hong Kong, domestic headquarters in Shanghai, or a central enterprise, and Taiping Insurance is an increase in dividends, the amount of insurance will grow, is your good choice, if you need information can chat privately, I will design a detailed plan for you.

Sunshine Company's Jin Xiangyu is quite suitable for you.

Hello! These days, Taiping Life's benefits+ are quite suitable for your age, with low premiums and full protection. China Taiping's "Central Enterprise Background, Strong Strength" You have no regrets!

Ping An Life, Ping An Fu is your ideal choice, with low premiums, high sum insured, full protection, and t

Ping An Company's Ping An Fu, high protection and low premiums, you are so insurance-conscious, you will definitely be able to take a fancy to this product

Hello, Ping An Fu is a product with low payment, full protection and high protection, which can be chatted on WeChat.

Ping An is the country's first comprehensive financial group, and its strength is unquestionable! Ping An Fu, comprehensive protection and care, low premium and high protection! Wechat, tailor-made for you!

Hello, 28-year-old in good health, in fact, you can consider some savings insurance products, do some financial planning for yourself, health can spend a little money to configure similar to general medical care, 500-800 a year, to make a supplement to medical insurance.

We don't know much about insurance, and you should take a look at yours first. Is there any purchase of social security? You haven't purchased your urban home insurance or your employee medical insurance?

In the case of buying, then go to various insurance companies to replenish. Xiangying's commercial insurance is easier to find, and a professional consultant should do a good job of consulting and understanding.

Hello, 28-year-old has a relatively high physical fitness, it is recommended to purchase medical insurance and critical illness insurance, medical insurance reimburses medical expenses, and critical illness insurance covers serious illness. Hope it helps.

Mainly according to your actual situation and needs to choose to buy insurance, there are many types, you can find an insurance company to consult.

It is better for 28-year-olds to buy insurance: social medical insurance, critical illness insurance, commercial medical insurance, and accident insurance. Why do you need to buy so much insurance, let's find out together

1.Social health insurance.

First of all, we must first purchase social health insurance. Social medical insurance is the welfare of the people, and in order to comply with the call of the country, everyone should actively purchase social medical insurance. Social medical insurance is close to the people and will not cause economic burden.

2.Critical illness insurance.

Critical illness insurance is a commercial insurance that we recommend you to consider purchasing first. First of all, let's take a look at the following set of data, lung cancer, which was once considered a cancer of the elderly, has also shown a trend of younger age in recent years, with the youngest being only in their teens. In addition, the incidence is higher in males than in females, especially after the age of 35.

Therefore, critical illness insurance is not an exclusive product for middle-aged and elderly people, so don't leave it to chance and pay attention to your body. The sooner you buy critical illness insurance, the cheaper the premiums will be, so you should do your homework as soon as possible to buy critical illness insurance products.

3.Commercial medical insurance.

Many people will confuse Nianxin Li's commercial medical insurance and social medical insurance, but there is actually a certain difference;

In layman's terms, commercial medical insurance complements social medical insurance. If you encounter a fever, it's okay, and the social medical insurance reimbursement is OK; But if it's not just a small problem, and the social security only reimburses 40% of the medical expenses, then the remaining 60% of the medical expenses can only be repaid by yourself, which is not a small amount of money

Then the complementary role of commercial medical insurance comes: it reimburses the remaining expenses of social medical insurance and then reimburses, which relieves the economic tension caused by medical expenses.

The best way to buy medical insurance is to give priority to buying millions of medical insurance, the first reason is that it has a very affordable **, only a few hundred yuan a year, and you can get millions of insurance amounts. In addition, it has a comprehensive insurance content, such as surgery fees, nursing fees, drug fees, anesthesia fees, examination fees, etc.

4.Accident insurance.

Accidents can happen at any age: traffic accidents at the age of 28, accidents such as accidental falls and injuries on the road can also occur; Therefore, it makes sense to buy yourself an accident insurance, and there are many cheap and good accident insurance in the market.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

If a 28-year-old person buys insurance, it is better to give priority to critical illness insurance, medical insurance, life insurance, and accident insurance than the writer. However, before we buy insurance, we must carefully look at the terms of the contract to see what kind of protection we can get, after all, some insurance people who lack professional ethics will deliberately exaggerate or conceal the protection content of the product. For those who don't know how to read the insurance contract, you can refer to this nanny-level guide:

Teach you to identify those pitfalls in the insurance contract!

Hello! At present, there are many insurance products on the market, and for you at the age of 28, accident insurance, health insurance, and life insurance are all very suitable products. The details are as follows:

1. Accident risks are everywhere, and once there is an accident, it will be a heavy blow to yourself and your family, and it will cause a certain economic burden. To do this, you need to buy the right accident insurance to hedge against risks. If you frequently travel by various means of transport, you should choose a comprehensive accident insurance; If you are the breadwinner of your family, the sum insured should be set at about 10 times your annual income.

2. Disease has become a major killer of human beings, so it is necessary to buy health insurance, especially critical illness insurance. 28-year-old men are in the rising period of work, most of them are in a sub-health state, a suitable medical insurance and critical illness insurance is very necessary to buy, the amount of insurance should be fully recommended at 100,000 yuan to 200,000 yuan. When purchasing medical and critical illness insurance, 28-year-old women should pay special attention to women's special diseases, such as breast cancer, cervical cancer, etc., and check whether these common female critical illnesses are covered when purchasing critical illness insurance.

3. Choose the right life insurance product under the condition that the above basic protection is comprehensive, so that you can better assume the obligations and responsibilities to the family. At present, there are two main types of life insurance in the market, one is whole life insurance, and the other is term life insurance, where the former covers life but the premium is more expensive, and the latter does not provide lifetime protection, but the premium is cheaper. For those with average financial conditions, it is best to consider term life insurance, while those with better financial conditions should consider whole life insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

28-year-old office workers are suitable for critical illness insurance, medical insurance, accident insurance, and life insurance.

29-year-old office workers are busy with work and stay up late to work overtime, which also leads to a relatively high probability of illness and accidents.

In addition, 28-year-old office workers need to bear the financial expenses of their families, so life insurance is also necessary.

Hello, if you want to buy this type, you can take for example this critical illness insurance segment, such as this medical insurance, for example, this life insurance can be considered, and you can choose according to your needs.

If you want to buy commercial insurance with a cheaper annual payment at the age of 28, buy accident insurance and millions of medical treatment, and pay 2000 today

If it is a 28-year-old group to buy insurance, it is generally better to buy critical illness insurance, medical source training and therapy insurance, accident insurance and life insurance. At this age, most people are still struggling, and there will inevitably be some physical problems, so we need to pay attention to the protection of diseases and accidents. For those who are not very clear, you can take a look at the following article:

Which insurance is suitable for you at the age of 28?

The "post-80s" young people have just started their careers and lives, and the priority of protection products should be taken into account when choosing insurance products. The security plan should highlight the three characteristics of wide scope, low cost, and high protection. Wide range:

That is, in addition to purchasing an accident insurance with low rates and high coverage, critical illness insurance is also required. Low cost: "post-80s" are facing the cost pressure of new families, houses and other aspects, so we should try to control all aspects of expenses, insurance as a good financial management tool, a reasonable combination of insurance can reduce the burden of families when young people need money most due to illness or accidents.

The main types of consumer-oriented insurance in the insurance industry are accident insurance, medical insurance, critical illness insurance, and life insurance. High protection: The sum insured should be about 10 times of the annual income.

As a supplement to social insurance, commercial insurance can well reflect its important role in ensuring social life if it is reasonably matched. 1. General economic strength (annual income of less than 20,000 yuan) can consider buying accident insurance and medical insurance (subsidized and medical).

For example, Ping An of China is a Fuka, which is a good choice. 100 bucks. It can solve the accident of 100,000 and the accident of 10,000 medical treatment 2, and the economic strength is acceptable

Annual income of 20,000-50,000) consider critical illness insurance (Ping An Xinsheng Critical Illness Insurance of China or Zhiying Life Universal Insurance). On the basis of the above-mentioned insurance products, critical illness insurance is added. Because of the heavy burden of high medical expenses for critical illness, it often causes huge financial pressure on a family.

3. Strong economic strength: (annual income of 50,000-100,000) You can consider some financial management insurance products on the basis of the above insurance, or increase the amount of insurance protection. At the same time, think about your retirement plan as early as possible

For example, the Xinxiang of Ping An of China or the love of life. 4. Strong economic strength: (annual income of more than 100,000 yuan) can buy some simple financial insurance.

After the above protection is complete, if the family's economic strength is really strong and you want to get more protection or income, you may wish to ask the insurance company to provide some financial insurance types for combination. For example: "Ping An Jinyu Life Insurance (Participating)".

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"