How about the financial management of the Agricultural Bank of ChinaI just want to use the money for

Updated on Financial 2024-03-09
6 answers
  1. Anonymous users2024-02-06

    ABC has launched different financial management methods according to the needs of different customers.

    Or you can consider the first-class business of the Agricultural Bank of China, such as the deposit pass.

    Deposit card refers to the customer opening an account through the debit card of our bank, and purchasing the "heirloom treasure" investment product according to the real-time ***** of our bank, and the purchase quantity is credited to the customer's account in real time. Investing** is also a way to preserve the value of your assets. For more information, please click on the link.

    If you want a slightly higher return, you can take a look at the peace of mind. Or the more popular "Thursday I Earn the Most" lately.

    Or directly sign up for automatic wealth management business, which refers to the function of regular subscription of open wealth management products of our bank by the customer through a one-time contract with the bank, and the system realizes regular subscription of our bank's open wealth management products in accordance with the agreed cycle and deduction rules.

  2. Anonymous users2024-02-05

    I think this level of service of the Agricultural Bank of China is really a shame for state-owned enterprises... I hope to benchmark the four major banks and other companies. . . I feel that not to mention CITIC Bank, even small banks such as Bank of Jiangsu and Huaxia Bank that have handled business are now more than a little more professional than Agricultural Bank of China!!

    Agricultural Bank of China Beijing Fangzhuang Branch service is very poor! Very poor!!

    Because two years ago, I applied for an Agricultural Bank of China card to repay the mortgage, and came to the business hall to handle WeChat or mobile APP banking business, and the hall manager was actually a little girl with glasses and ponytails on the intern brand. The business is not professional, and the attitude is worse than the counter! Obviously, my business is not professional, I am not familiar with the business, I can't figure out why I can't register for WeChat bank, and I have wasted time to demonstrate the operation several times without success, and I re-exported it in that cowhide coaxingly

    My family is like this, you have to pay a monthly SMS fee to operate! That's it for my family!! What the hell do you love!!

    There is no professional process explanation in front, and I don't feel that I am at fault for delaying my time, and I can't wait to look at the sky! With such a bad and shoddy internship as a lobby guide, there is no leader in the hall of the Agricultural Bank to manage your service environment! I hope that the Agricultural Bank of China will reflect on it, your deposit amount is lower than that of Industrial and Commercial Bank of China, China Construction Bank and China CITIC Bank, which is completely related to the level and attitude of your employees!!

    The profession is so bad, I don't know how to be polite at all, and my eyes are still looking at the sky, no user will believe that your family dares to save a penny!! Agricultural Bank of China, your home management is like this, the staff service is so bad, you can only continue to lose customers & deposits!

  3. Anonymous users2024-02-04

    No, there is a difference.

    The differences between ABC Wealth Management and ABC Wealth Management are:

    1.The entities that issue wealth management are different: ABC Wealth Management is issued by ABC Wealth Management Co., Ltd., which is controlled by Agricultural Bank of China; Agricultural Bank of China Wealth Management is a wealth management product directly issued by Agricultural Bank of China.

    2.The nature of the company is different: ABC Wealth Management Co., Ltd. is a wealth management company controlled by the Agricultural Bank of China, and its business scope is also different.

    3.Different entry thresholds: Relatively speaking, the entry threshold of ABC Wealth Management is higher, and ABC Wealth Management mainly provides wealth management services for high-net-worth customers and potential customers; The ABC wealth management is for customers.

    Extended information: There are many ways for individuals to manage their finances, if you want a simple, stable, and low-risk financial management method, you can choose from these financial management methods:

    1.Currency**.

    It is an open-ended **, and the investment target is mainly bonds, central bank repurchases, and bills, which are short-term financial varieties with very low risk. It has the characteristics of high liquidity, low risk and stable income. You can subscribe and redeem at any time, with very good convenience, yuan or 1 yuan to invest, the current currency ** yield is about 3%, which is more suitable for individuals who have a demand for capital liquidity.

    2.Large certificates of deposit.

    Certificates of Deposit (CDs) are bank deposit products, not wealth management products, and are protected by deposit insurance regulations, so they are safe and secure. Large-denomination certificates of deposit can be transferred before maturity, with a term of not less than 7 days, a high investment threshold, and a minimum investment amount of 200,000 yuan, and the amount is an integer. As general deposits, large-denomination certificates of deposit have higher interest rates than fixed deposits of the same maturity, most of which are 45% higher than the benchmark interest rate, and a few banks are 52% higher, while time deposits generally rise up to about 30%.

    3.National debt. There are three types of treasury bonds, namely voucher treasury bonds, book-entry treasury bonds and savings treasury bonds, all of which start at 100 yuan, and the current three-year treasury bonds are 4% and five-year treasury bonds.

    During the issuance period, investors can purchase certificate-type treasury bonds, and their sale and redemption can be handled through the savings outlets of major banks, the outlets of postal savings departments, and the treasury bond service departments of the financial departments. For the purchase of book-entry treasury bonds, investors must open an account or a special account for treasury bonds on the exchange and entrust an institution to do so.

    4.Structured Deposits.

    Structured deposits are not ordinary deposits, simply put, this kind of products can be divided into two parts, one part is the same as ordinary deposits, which are used in low-risk and low-yield products to obtain stable income and ensure the relative safety of the product principal; The other part is to invest in high-risk, high-yield products to obtain more returns from the product. The minimum investment amount of structured deposits is 50,000 yuan, the rate of return is floating income, and the rate of return for the 95-day investment period is generally around.

    5.Cash management products.

    This kind of product is more popular in today's market, because it is a bank product, the security performance is guaranteed accordingly, this kind of product is protected by the bank deposit regulations, if there is a loss, the same bank within 500,000, 100% compensation, so it is very suitable for public investment.

  4. Anonymous users2024-02-03

    Agricultural Bank of China wealth management products.

    It is more friendly to people who have just set foot in bank wealth management products, the expected rate of return is relatively high, the threshold is low, and the investment period is not long. Among the six series of wealth management products of the Agricultural Bank of China, there are several ones on sale and sale that deserve everyone's attention. The information of the wealth management products of the Agricultural Bank of China has been sorted out for your reference.

    Which financial product is better.

    Which wealth management product of the Agricultural Bank of China is good

    Sorted out three on sale, and three agricultural bank wealth management products for sale, these six wealth management products in all series of agricultural bank expected expected rate of return is relatively high, the minimum purchase amount is not high, the degree of risk is relatively low, worthy of investors' attention, you can compare which agricultural bank of wealth management products is better.

    1. On sale

    1. "Golden Key, Ruyi" No. 311, 2017CSI 300 IndexPeriod-end bullish continuous RMB wealth management products

    Sales day: Term: 90 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50,000 yuan.

    Distribution area: Nationwide.

    Risk level: Medium to low.

    2. "Golden Key Ruyi" 2017 No. 314 ** Bullish continuous RMB wealth management product at the end of the period

    Sales day: Term: 90 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50000

    Distribution area: Nationwide.

    3. "Golden Key Ruyi" 2017 No. 315 ** bearish continuous RMB wealth management product at the end of the period

    Sales day: Term: 90 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50000

    Distribution area: Nationwide.

    2. Sale

    1. "Golden Key Ruyi" 2017 No. 319 CSI 300 Index Bullish Continuous RMB Wealth Management Product at the end of the period

    Sales day: Term: 90 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50000

    Distribution area: Nationwide.

    2. "Golden Key Ruyi" 2017 No. 320 CSI 300 Index Linked Range Cumulative RMB Wealth Management Products

    Sales day: Duration: 181 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50000

    Distribution area: Nationwide.

    3. "Golden Key Ruyi Portfolio" 2017 No. 318 CSI 300 Index Maturity Wide Range Fluctuation RMB Wealth Management Products

    Sales day: Term: 90 days.

    Expected Annualized Expected Rate of Return:

    Expected return type: Non-principal-protected floating expected return.

    Minimum purchase amount: 50000

    Distribution area: Nationwide.

    I believe that after comparing the above six agricultural bank wealth management products, you will understand which wealth management product of the agricultural bank is better. Investors are reminded that bank wealth management products also have risks, and you need to read the product description and risk description carefully before purchasing.

    What are the wealth management products of Agricultural Bank of China?

    Will banks lose money if they are not principal-protected?

  5. Anonymous users2024-02-02

    ABC's wealth management products are reliable, but investment is risky, and financial management needs to be cautious.

    The expected rate of return of a bank's wealth management product is only an estimate, not the final rate of return. Moreover, the bank's verbal publicity does not represent the content of the contract, and the contract is the most standardized agreement for wealth management products. Financial experts said that in the current weak market environment, investors need to carefully read the product manual to buy bank wealth management products, and do not expect too high returns from wealth management products.

    The disorderly operation of the wealth management product market is mainly reflected in the market segmentation and homogeneous competition among financial peers. This phenomenon is related to the separate operation of the financial industry and the separate regulatory system. A large number of homogeneous products often have different styles of product descriptions and regulatory rules.

  6. Anonymous users2024-02-01

    OK.

    Agricultural Bank of China. Compared with similar products, although the varieties of ABC are not very rich, the income is relatively high! For example, the same floating**, rolling wealth management, ABC wealth management products.

    The average is up to 5% or more. (Recently, it has fallen slightly due to the impact of the market), but it still maintains a high income in similar products, which is very stable.

    Precautions for buying wealth management products.

    Distinguish whether the product is principal-protected. For bank products, it is divided into three types: income wealth management products, capital guaranteed floating income wealth management products and non-capital guaranteed floating income wealth management products, which you can choose according to the actual situation.

    Understand your needs and risk appetite. Do a good job of risk assessment before purchasing wealth management products.

    This includes a risk assessment of yourself, such as having a clear understanding of your family's financial situation, income composition, financial goals, etc., before conducting a risk assessment of the product.

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