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Working in a financial company is a kind of sales post, and every day in a suit and leather shoes pulls customers to sell financial management. Looking at people's faces, eating, drinking and having fun with customers requires high emotional intelligence, and the salary is based on performance. In general, it is not a dream to do a good job in sales, with an annual salary of one million, and it is a difficult experience to do a good job and eat.
Financial companies (also known as finance companies) are an extremely important class of financial institutions in Western countries. Its funds are mainly raised by issuing commercial paper in the money market, issuing ** and bonds in the capital market; It also borrows from banks, but the proportion is very small. The pooled funds are used to lend to consumers who buy consumer durables, renovate their homes, and small businesses.
There are three types of financial companies: sales finance companies, consumer finance companies, and commercial and commercial finance companies. Some financial companies are formed by their parent companies to help market their own products. For example, Ford Motor Company formed the Ford Motor Credit Company to provide consumer credit to consumers who purchase Ford vehicles.
Extended Material: Principles for Identifying Financial Firms.
1. Meet the classification rules.
Classification rules are the basic rules that must be followed in any classification process and are also the guidelines for checking if the classification is correct. Therefore, the risk classification system of financial companies must first meet the classification rules. There are four main classification rules:
iCompleteness. In a scientific sense, the sum of the divided species should be equal to the extension of the concept. m=pi+p2+octa+pn.
In practice, every risk event that may occur can be classified as a risk category. The completeness of the risk classification system is the basis of comprehensive risk management of enterprises. ii. Independence.
In a scientific sense, the sub-items are incompatible with each other and have a completely different relationship. In practice, every risk event that may occur belongs to only one type of risk. iii. Uniqueness of the criteria.
There is only one classification criterion for each level. iv The logical hierarchy is clear. The logical hierarchy guarantees the rigor and intuitiveness of the classification.
Risks that are not at the same level cannot be listed and discussed side by side.
2. Clear definition.
In a scientific sense, the definition term is generally an attribute plus a difference, and a clear definition is the basis for forming a category system. Therefore, the definition of each type of risk must be clear and easy for all employees of the company to understand, and ensure that there are no errors in the recording, statistics, monitoring and reporting of risk events.
3. Easy to measure risk.
In order to accurately warn of the overall risks of financial companies, it is necessary to accurately measure the various types of risks, so as to measure the capital requirements to cover the risks, the cost-effectiveness of risk transfer, etc. Therefore, the risk classification system must create favorable conditions for risk measurement.
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Working in a financial company is also a very good. Good experience, you can know the recent development of the country's finance and the trend of **, and you can also earn some story money.
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The experience of working in a financial company is that the development of finance is too fast, and it may rise or fall at any time.
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I think working in a financial company is not bad, because from 9 to 6 in the morning, I leave work early.
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I feel like I'm dealing with money every day, so I'm going to be able to develop more widely to a large extent.
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Working for a financial company is a particularly good experience because at least your job is very enviable.
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It's tiring because you need to be constantly exposed to all kinds of financial data. So you need to be very careful, and it's not easy to do.
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It's just watching tens of millions of funds flow in your hands every day, but it's not your own!
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Every morning from 9 to 6, I didn't do anything, I couldn't do anything, I couldn't do anything, I couldn't get money.
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It's fun, and the day is basically spent in playing ** and chatting.
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Financial industry interview questions and tips are as follows:
1. Know yourself and know your opponent
Before deciding on an interview, you should have a clear understanding of the company's situation and your own strengths and weaknesses. The financial circle brings together a large number of financial people and companies in the financial industry, and interviewers can have a comprehensive understanding of the company's information through network exchanges, company dynamics and discussion forums in the financial circle, and compare their own situation with the specific requirements of the company, so as to have a good idea.
2. Warm scene:
At the beginning of the interview, pay attention to the interviewer with your eyes and smile, as if you have met an acquaintance you haven't seen for a long time. This short, effective move makes people feel like you're easy to get along with and breaks the awkwardness at the beginning of the interview.
3. Show interest:
After learning about the company's information through online platforms such as the financial circle, when talking about the situation of the unit, he immediately said his understanding and interest in the unit, and was willing to learn everything about the unit. The more you know about the unit, the more impressionistic the interviewer is.
4. Emphasize achievements:
As soon as you get into the conversation phase, talk about how you've solved the problem and put yourself in a good position. Use more affirmative sentences such as "I can" and "I can", and don't use negative sentences such as "I just" and "I can't". Affirmation and confidence can greatly increase the interviewer's good impression of you.
5. Ability to show:
When you talk about the nature of the job and the goals of the role, immediately point out, "I've solved similar problems in the past," and then give detailed examples. Let them know that you are the best person to help them solve their problems.
6. Concise and orderly
Think about what you want to say in advance, and take the initiative to stay on top of the interview as much as possible to make sure you have enough time for the person to remember what you're trying to tell them.
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Summary. Hello dear! Answer the following questions about your "Financial Company Interview Questions":
The interview questions for financial companies are as follows: 1. Can you please introduce yourself? Prompt; This question is too common for most people, only mentioning name, age, hobbies, and work experience, which are all on the resume.
In fact, what companies want to know most is whether the job seeker is competent for the job, including: the strongest skills, the most in-depth research in the field of knowledge, the most positive part of the personality, the most successful things done, the main achievements, etc., these can have nothing to do with learning, can also be related to learning, but to highlight the positive personality and ability to do things, it is reasonable to say that the enterprise will believe.
Hello dear! Answer the following questions you asked about the Financial Company Interview Questions: The financial company interview questions are as follows:
1. Can you please introduce yourself? Prompt; This question is too common for most people, only mentioning name, age, hobbies, and work experience, which are all on the resume. In fact, what companies want to know most is whether the candidate is qualified for the job, including:
The strongest skills, the most in-depth study of the field of knowledge, the most positive part of the personality, the most successful things done, the achievements of the lead and the rough lord to congratulate, etc., these can have nothing to do with learning, but they can also be related to learning, but to highlight the positive personality and the ability to do things, it is reasonable to say that the company will believe.
Calm, organized, determined, tenacious, helpful and caring for others, adaptable and humorous, optimistic and friendly. After one to two years of training and project practice, coupled with internships, I am suitable for this job. 3. Tell us about your biggest shortcoming?
Tips: This problem is very likely to be asked by the company, usually do not want to hear what the direct shortcomings are, etc., the company likes job seekers to start from their own advantages, add some small shortcomings in the middle, and finally turn the problem back to the advantages of the sakura, highlight the advantages of the part, enterprises like smart job seekers.
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1. The financial commissioner refers to the management personnel of the enterprise specializing in financing, who according to the company's production and operation conditions, the situation of the company's capital support, and the needs of the company's future business development, through scientific banquet and decision-making, adopt certain ways and channels to raise funds from the company's investors and creditors (of course, it must be agreed by the board of directors or managers), and organize funds to ensure the company's normal production and management activities.
2. Research and analyze the macroeconomic situation, industrial policies and customer development strategies, and guide customers to formulate medium and long-term financial development plans; Help customers broaden the channels of investment and financing, and improve the efficiency of matching financial needs; Analyze the characteristics of customer assets and cash flow, and guide customers to formulate and adjust cash management plans; Provide financial information analysis and consulting services, guide customers to contact banks and other financial institutions, and help solve the problem of information asymmetry.
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1. All people in all walks of life in all social strata need financial integration, regardless of long-term or short-term capital needs, whether domestic or overseas cash needs, whether immediate or long-term capital needs, the financial industry can meet these needs.
2. Finance is an intellectual product, a thinking product, not a physical product. Finance is to use financial capital and intellectual capital to make products.
3. The financial industry is the lifeblood of the national economy and people's livelihood, economic development, and the nation.
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