How to transfer money with a cashier s check, how to use a cashier s check?

Go to the bank to go through the procedures for issuing a cashier's check, and keep the signature of the person or the unit; When the bearer prompts the bank to pay, he should sign the "endorser's signature" column on the back of the bank cashier's check, and the signature should be the same as the reserved bank's signature, and send the bank cashier's check and bill to the opening bank, and the bank will handle the transfer after the bank reviews the error.

If the applicant uses a cashier's check, he or she should fill in the "Application Form for Cashier's Check" to the bank, indicating the name of the payee, the name of the applicant, the amount to be paid, the date of application and other matters and sign it. If both the applicant and the payee are individuals who need to withdraw cash, they should fill in the word "cash" in the "payment amount" column first, and then fill in the payment amount.

First go to the bank where the money is deposited to open a cashier's check, and then take the cashier's check and documents to the bank to which you want to remit the cashier's check. The handling fee varies slightly depending on the region, but it is usually a few dollars.

A cashier's check can be used to transfer money, and a cashier's check marked "cash" can be used to withdraw cash.

Cashier's check is generally used in the same city, transfer between banks, only less than 2 yuan handling fee can be opened, assuming your money is in the CCB, you want to transfer the money to the ICBC, open a cashier's check in the CCB, and then go to the ICBC to redeem the cashier's check, the industrial and commercial bill is paid when you see the bill, and the ICBC only asks which bank opened the cashier's check. Just like money, but the promissory note is only allowed to be cashed by the person, the name on the promissory note, whose name is put into whose account, let the person with the name on the promissory note go to the bank with his ID card to deal with it, and the bank will pay when he sees the note.

1. Characteristics of cashier's check settlement:

1) Easy to use. China's current cashier's check is convenient and flexible to use, pay at sight, and settle quickly.

2) The credibility is high, and the ability to pay is strong. A cashier's check is issued by a bank and paid unconditionally by the issuing bank on the specified maturity date, and there is no problem of not being able to make normal payment.

<>1) Cashier's check can be used for transfer, cashier's check with the word "cash" can also be used to withdraw cash, and the applicant and payee of the cashier's check are individuals.

2) The cashier's check can be endorsed and transferred, and the cashier's check filled in with the word "cash" cannot be endorsed and transferred.

3) The prompt payment period for cashier's check is 2 months from the date of issue.

4) When the holder of the deposit account opened in the bank prompts the bank to make payment, it should be signed on the back of the bank cashier's check "the bearer prompts the bank to pay the signature", and the signature must be the same as the signature of the reserved bank.

5) The individual bearer who has not opened a deposit account in the bank shall sign and seal the back of the cashier's check when withdrawing cash from the issuing bank with the cashier's check marked "cash", recording the name, number and issuing authority of his identity document.

6) The denominations of the fixed bank cashier's check are 1,000 yuan, 5,000 yuan, 10,000 yuan and 50,000 yuan.

7) The payment period shall not exceed 2 months from the date of ticket issuance.

Bank cashier's check is generally used for transfer between banks in the same city, assuming that your money is in ICBC, you want to transfer the money to CCB, open a cashier's check in ICBC, and then go to CCB to redeem it, CCB will pay the same when you see the bill, and CCB will only ask which bank opened the cashier's check. Just like money, but the promissory note is only allowed to be cashed by the person, the name on the promissory note, whose name is in whose account, let the person with the name on the promissory note go to the bank to redeem with his ID card, and the bank will pay when he sees the note.

How to use the transfer check: Fill in the date amount after receiving the transfer check; The box of the endorser on the reverse side is stamped with the official seal of the unit and the seal of the legal person; Find a blank space in the bookmaker's box and write it"Delegate collection", do not press the stamped seal; Fill in the bank statement; Give the incoming bill and check to the opening bank of your unit; The bank will return to the enterprise to make the account and hand it over to the accountant.

Article 83 of the Negotiable Instruments Law of the People's Republic of China provides that a check can be withdrawn in cash or transferred, and when used for transfer, it shall be indicated on the front of the check. If the cheque is specifically used for cash withdrawal, a cash check may be made separately, and the cash cheque can only be used for cash withdrawal. If the cheque is specifically used for transfer, a separate transfer cheque may be made, and the transfer cheque can only be used for transfer, and cash may not be withdrawn.

<> subjects of the Intermediate Accounting Title Examination are "Economic Law", "Financial Management" and "Intermediate Accounting Practice", and the Intermediate Examination for Accounting Titles is organized by the whole country, and the examination system of unified examination time, unified examination syllabus, unified examination proposition and unified qualification standards is implemented.

The examination time for "Economic Law" is 120 minutes, the examination time for "Financial Management" is 135 minutes, and the examination time for "Intermediate Accounting Practice" is 165 minutes, and the examination is based on a 100-point system, with 60 points as the passing mark of the exam. Candidates who participate in the intermediate examination of accounting titles need to pass all these three subjects in two consecutive examination years, and can obtain the "Intermediate Certificate of Technical Qualification of Accounting Chain" printed by the Ministry of Finance and the Ministry of Personnel, which is valid nationwide.

The specific process of endorsement transfer of bank acceptance bill:

First of all, fill in the date, name of the receiving unit, and amount on the front of the bank ash draft.

Secondly, it is necessary to write the name of the opening bank on the back of the bank acceptance draft, stamp the company's financial seal and legal person seal, and indicate the words entrusted to collect the money, and indicate the date.

Finally, if the bank is entrusted to collect the money and the bank is to be endorsed, the endorser should fill in the name of the receiving bank, or write the name of the endorsed company in the endorsement place, and then stamp the seal of the company's reserved bank in the box below.

What are the types of acceptance bills?

Acceptance bills include bank acceptance bills and commercial acceptance bills.

A bank acceptance draft refers to an instrument issued by a depositor who has opened a deposit account in the acceptance bank, applies to the opening bank and is reviewed and accepted by the bank, and guarantees the unconditional payment of a certain amount to the payee or bearer on the specified date. It is characterized by good credit, strong acceptance and high flexibility.

Commercial acceptance bill refers to the bill issued by the drawer, and the entrusted payer unconditionally pays the determined amount to the payee or bearer on the specified date. Compared with bank acceptance bills, commercial acceptance bills have lower credit rating and liquidity.

The difference between a bank acceptance bill and a commercial acceptance bill is reflected in the fact that the bank acceptance bill is accepted by the bank, while the commercial acceptance bill is accepted by a payer other than the bank. There is no payment risk for bank acceptance bills, but there is a higher payment risk for commercial acceptance bills

For intermediate accounting titles, see three accounting qualification examination tutorial books of "Financial Management", "Economic Law" and "Intermediate Accounting Practice", as well as textbooks compiled by the Ministry of Finance and China Financial Publishing and Media Group. The above tutorial book is an important preparation material for the exam, and correspondingly, the subjects of the intermediate accounting title examination also include three subjects: "Financial Management", "Economic Law" and "Intermediate Accounting Practice". Those who take the Intermediate Accounting Title Examination should pass the examination of all subjects in two consecutive examination years.

The Accounting Intermediate Title Examination is a national unified examination jointly organized by the Ministry of Finance and the Ministry of Personnel, and is generally held once a year, around the beginning of September.

Go to the bank to go through the procedures for issuing a cashier's check, and change the shirt to keep the signature of the person or the unit; When the bearer reminds the opening bank to pay, he should sign on the back of the bank cashier's check "endorsement and reply person's signature" column, and the signature should be the same as the reserved bank signature, and send the bank cashier's check and bill to the opening bank, and the bank will handle the transfer after the bank reviews the error.