After the company is registered, do you know how to open a bank account

1. The legal person takes photos for evidence.

2. Submit relevant materials.

A lot of materials are required to open a bank account, such as the original copy of the legal person's ID card, the original copy of the company's business license, the company's seal, the legal person's chapter, the financial seal, etc.

3. Wait for the bank's review.

After the materials are submitted, the opening bank will review it first, and then submit the relevant application materials to the ** bank for review, and only after passing can the account be opened.

4. The legal person completes the photography.

At present, when banks apply for cards, they also need to take cameras, and enterprises to open basic accounts also require legal persons to bring their ID cards to the bank to complete the photography.

5. The company receives the materials.

After all the reviews are passed, the legal person or ** person can go to the bank to obtain the online banking, account opening permit and handle the relevant withholding and payment business.

You're asking about what materials to prepare:

The original business license is definitely required, 2Organization ** certificate original and copy 3Tax registration certificate 4

The original and copy of the ID card of the legal person (if the person in charge also needs the original and copy of the ID card of the person in charge) 5Company Seal, Corporate Seal, Financial Seal 6Note: I am not sure if there is an account opening permit.

Then when you get to the bank, talk to the staff and they will guide you to fill out various forms. (The choice of bank depends on the size of your company, try to find a nearby company).

Personal opinion, I hope it can help you, I wish: prosperous business!

Pay attention to account opening:

1. To set up a company, you must first open a basic account, which can withdraw cash and transfer money. If you add a settlement card to the base bend Qingyou household, it feels like it is as convenient as a personal business.

2. It is easy to understand the process of opening a bank account and prepare the information. I am a front desk teller and I would be happy to help you if you are in Chengdu.

3. If your company does not have any account, you must first open a basic account. Bring the following originals: original and duplicate of business license, original and duplicate of organizational structure, tax registration certificate, ID card of legal person & manager, all chapters (official seal, private seal, financial seal), articles of association (if there is, bring it, and listen to the teller when you go to the back.)

4. Yes. In fact, it is okay to cross provinces, because it is now popular to open online banking, and the regional restrictions on company account opening are gone.

5. There is no minimum standard for money, and the funds of the capital verification account will be transferred directly to the general.

6. The materials are well prepared to avoid running away in vain.

1. The required materials are as follows:

Original and copy of business license.

Original and duplicate of the organization's ** certificate.

Original and copy of tax registration certificate.

ID card of the legal representative.

Handler ID card.

Official Seal, Financial Chapter, Corporate Seal.

If you do not open a basic account, you also need an account opening permit and an institutional credit certificate.

The license is complete and legal, and the bank has no reason to refuse the customer's request to open an account.

Second, the interests are related, the four major banks are corporate account managers.

1. Fees, different banks charge differently, you said 1,000 to 2,000 is a reasonable range, of course, there will be fewer banks, which can also be said to be earned by the bank, but also earned reasonably, the opening and maintenance of an account requires manpower and material resources, and the bank also has a cost, although everyone thinks that the bank is very profitable. Moreover, in the past two years, the China Banking Regulatory Commission and the People's Bank of China have been very strict in investigating fees. It is more sensitive to the fees of small and medium-sized enterprises, and banks really dare not charge indiscriminately now.

2. On the issue of account opening time, the process of opening a company's basic account is very different from that of an individual, the simplest difference is actually you look at how many documents a company has, and a person can open a personal account on an ID card, and the complexity is different. In addition, two or three weeks do not dare to say fast, slow is a little slow, but it is not incomprehensible, when you want to open a basic account, it is necessary to be approved by the People's Bank of China, the People's Bank of China will have an account opening permit, and you will receive it when the time comes, you want to open an account, the big bank to find a leader to sign is one step slower than others, but also to take the People's Bank of China for approval, it is impossible for every customer to take it to the People's Bank of China immediately, so, wait a few days, several customers' information will be sent together, it is also reasonable to be right. It takes a little bit of time for each link, and that's about it.

There will definitely be delays, and I admit it, but it's all okay.

3. The bank really relies on deposits to make money, and the fees charged are really not worth mentioning for an account. It is normal for small businesses to have no deposits, and banks to be inactive. It is indeed the general trend that many businesses can be handled in online banking, but as a reminder, the annual inspection of some accounts, information changes, etc., still have to go to the bank to queue up.

Within 90 days. The Regulations of the People's Republic of China on the Administration of Company Registration have corresponding provisions on it:

Article 20 To establish a limited liability company, the representative designated by all shareholders or the person jointly entrusted by the company shall apply to the company registration authority for establishment and registration.

An application for establishment and registration shall be made to the company registration authority within 90 days from the date of approval; If the application for establishment registration is overdue, the applicant shall report to the approval authority to confirm the validity of the original approval document or submit it for approval separately.

<>1. Make an appointment with the bank account manager in advance or directly bring relevant materials (such as the original and copy of the business license, the original and copy of the ID card of the legal representative, the original and copy of the ID card of the manager, the certificate of the company's account opening client (power of attorney), the company's official seal, the financial seal, the private seal of the legal person or other personnel, and other materials required by Zhenyan and local banks) to the bank.

2. Sign and seal the relevant documents under the guidance of the account manager.

3. The bank will submit the relevant information to the central bank, which generally takes 5 working days, and the central bank will issue an account opening permit.

4. Wait for the account manager to notify you of forensics, receipt of cards, U shields, etc.

5. Carry out the remaining operations such as account deposit under the guidance of the account manager.

It should be noted that, under normal circumstances, the legal representative is present in person at least once during the account opening and evidence collection.

The steps to open a bank account for company registration are as follows:

1. Documents required for opening an account for a new enterprise.

1) The enterprise legal person shall issue the original business license of the enterprise legal person; An unincorporated enterprise shall issue the original business license of the enterprise; Private non-enterprise organizations shall issue private non-enterprise registration certificates; The permanent establishment in a different place shall issue an approval letter from the competent authority of the place where it is stationed; The representative offices and offices of foreign-funded enterprises in China shall issue a registration certificate issued by the national registration authority; Individually-owned businesses shall issue the original business license of individually-owned businesses; Residents' committees, villagers' committees, and community committees shall issue approvals or certificates from their competent departments; Other organizations shall issue an approval or certificate from the competent authority. When the unit opens an account, it shall issue the original and photocopies of the above documents in duplicate at the same time.

2) Taxpayers engaged in production and business activities shall also present the original and two copies of the national and local tax registration certificates issued by the tax authorities.

3) Enterprises, public institutions, social organizations, institutions in China, etc., shall issue the original and photocopy of the organization certificate in duplicate at the same time.

4) The person in charge of the legal person or unit shall handle the application with his or her own identity document and a copy, and if another person is authorized to handle it, a letter of authorization from the person in charge of the legal person or unit with the official seal of the unit shall be issued at the same time, as well as the identity document and copy of the person in charge of the legal person or unit and the person in charge, and the opening bank shall retain the authorization letter and a copy of the ID card and put it in the account opening file for safekeeping.

5) If it is not a basic account opening, the original and a copy of the "Account Opening Permit" for the basic settlement account need to be issued.

2. The process of opening an account for a new enterprise.

1) The bank submits the verification document.

2) The customer fills in the "Application for Opening a Corporate Bank Settlement Account" truthfully and affixes the official seal.

3) The "RMB Unit Bank Settlement Account Management Agreement" signed by the depositary bank and the depositor shall be signed by the depositor, and the depositary bank and the depositor shall each hold one copy.

4) Fill in the "Affiliated Enterprise Registration Form".

Submit the above information and complete the above process, the account opening of the new enterprise will be basically completed, and the bank staff will complete the customs clearance operation, and the bank account of the new enterprise will be successfully opened.

Legal basis

Article 15 of the Law of the People's Republic of China on the Administration of Tax Collection and Collection of Taxes Enterprises, branches established by enterprises in other places and places engaged in production and business operations, individual industrial and commercial households and public institutions engaged in production and business operations (hereinafter referred to as taxpayers engaged in production and business operations) shall, within 30 days from the date of obtaining the business license, apply to the tax authorities for tax registration with relevant certificates. The tax authorities shall register and issue the tax registration certificate on the day of receipt of the declaration. The administrative organs for industry and commerce shall regularly report to the tax authorities the status of registration and issuance of business licenses.

Article 48 of the Law of the People's Republic of China on Commercial Banks An enterprise or public institution may independently choose the business premises of a commercial bank to open a basic account for daily transfer and settlement and cash receipt and payment, and shall not open more than two basic accounts. No unit or individual may open an account in the name of an individual to store the funds of a unit.

Legal analysis: The bank account opening permit is a certificate issued by the People's Bank of China to open a basic account, and any unit that opens a basic deposit account in a financial institution within the territory of the People's Republic of China can use this certificate to handle other financial transactions. The materials required for handling corporate accounts include a copy of the business license and its copy; A copy of the organization's ** certificate and its photocopy; A copy of the ID card of the legal representative; If the seal is not the legal representative, the corresponding power of attorney needs to be signed; Official seal, financial seal and reserved person's name seal; A copy of the ID card of the person in charge (usually required by ICBC); A copy of the company's tax registration certificate (including national tax and local tax) (usually required by China Merchants Bank); Housing lease agreement (generally required by the basic account opening bank); Other required supporting documents.

1. The original and copy of the business license 2, the original and copy of the ** certificate of the organization 3, the original and copy of the tax registration certificate 4, the original and copy of the ID card of the legal representative 5, the original and copy of the ID card of the person in charge 6, the certificate of the company's account opening client (power of attorney).

Legal basis: Company Law of the People's Republic of China

Article 6 To establish a company, an application for establishment registration shall be made to the company registration authority in accordance with the law. If the establishment conditions stipulated in this Law are met, they shall be registered as a limited liability company or a stock company by the company registration authority; If it does not meet the establishment conditions stipulated in this Law, it shall not be registered as a limited liability company or a share****.

Where laws and administrative regulations stipulate that the establishment of a company must be submitted for approval, the approval formalities shall be completed in accordance with the law before the company is registered.

The public may apply to the company registration authority for inquiries into the company's registration matters, and the company registration authority shall provide inquiry services.

Article 7 A business license shall be issued by the company registration authority for a company established in accordance with the law. The date of issuance of the company's business license is the date of incorporation of the company.

The company's business license shall indicate the company's name, domicile, registered capital, business scope, name of legal representative, and other matters.

If there is a change in the items recorded in the company's business license, the company shall go through the change registration in accordance with the law, and the company registration authority shall renew the business license.

To open an account for a company, you must first open a basic account, and you need an account opening permit for a basic account to open a general account and a temporary account.

Information required for opening a basic bank account:

1. Original and photocopy of business license.

2. The original and copy of the ** certificate of the organization.

3. Original and photocopy of tax registration certificate.

4. The original and photocopy of the ID card of the legal representative.

5. The original and copy of the ID card of the person in charge.

6. Proof of the company's account opening client (power of attorney).

7. The company's official seal, financial seal, legal person or other person's private seal.

8. Other materials required by the local bank.

Note: If you have made a three-in-one certificate, then you only need to provide the original and a copy of the business license after the three-in-one certificate.

Basic account bank account opening process:

1. Make an appointment with the bank account manager in advance or bring relevant materials directly.

2. Sign and seal the relevant documents under the guidance of the account manager.

3. The bank will submit the relevant information to the central bank, which generally takes 5 working days, and the central bank will issue an account opening permit.

4. Wait for the account manager to notify you to collect evidence, receipt card, U shield, etc.

5. Carry out the remaining operations such as account deposit under the guidance of the account manager.

Note: Generally speaking, the legal representative should be present in person at least once during account opening and evidence collection.

Basic Account Opening Fee:

Account opening fee (one-time fee of about 100).

Account maintenance fee (around 400 per year).

Online banking (about 1000 per year).

Electronic return cabinet (about 400 per year).

Settlement card (around 500 per year).

SMS reminders (around 200 per year).

Security device (one-time fee of about 100, for on-site counter payment and check) U shield (one-time fee of about 60).

Note, the required services and fees can be selected voluntarily, and the specific fees can be consulted with the local bank when opening an account.