How to apply for Love Borderless Insurance? What does Love Borderless Insurance cover

1. Have a personal account for medical insurance.

Zhuhai Love Without Borders is an **organization**, so the social security agency will directly deduct the insurance fee from the insured's personal medical insurance account. If you do not want to apply for insurance, you need to register "not insured" on the service account "WeChat***" of Chinese Life Zhuhai Branch.

2. There is no personal account for medical insurance.

2) Use your family's personal medical insurance account to entrust the payment.

Insured persons with medical insurance personal accounts can enter the service account "WeChat***" of Zhuhai Branch of Chinese Life Co., Ltd., click on the "Great Love Without Borders" service platform, add the information of the immediate family members (parents, children and spouses) who need to be insured, select the medical insurance card POS card in the payment method column, and then take the social security card to the additional supplementary medical insurance "Great Love Without Borders" service window to pay with the medical insurance POS machine. The time for deducting and deducting the payment from the medical insurance personal account.

Starting from January 10, 2021, the first unified deduction of the year. The premium shall be deducted from the funds to be allocated from the medical insurance personal account by the municipal social insurance agency, and when the funds to be allocated to the medical insurance personal account in a single month are insufficient, the maximum continuous deduction will be until March. If the conditions are met, the insured can be automatically deducted, and the insured does not need to apply for a separate insurance fee of 190 yuan per person, and can enjoy ultra-high medical expense compensation, malignant tumor self-pay project compensation, personal medical expense compensation, fixed cash compensation, and no age limit occupation, even if you are sick, you can also be insured.

Zhuhai Daai Wujiang can indeed play a role in supplementing medical insurance, but it can only reimburse medical expenses, not make up for the loss of income, so you also need critical illness insurance protection, if you don't know what product to choose, you can find a reliable insurance consultant, let him develop a suitable insurance plan for you.

Great Love Boundless is an additional supplementary medical insurance in Zhuhai, which is the same as Foshan's "Buddha Medical Insurance" and Guangzhou's "Sui Sui Kang".

1. You must have been insured by Zhuhai medical insurance for 1 year (except for babies under one year old);

2. You can take out insurance with illness without health notice. Follow the official WeChat of "Chinese Life Zhuhai Branch Service Account" through WeChat, and log in to the "Great Love Without Borders" service platform to apply for insurance;

3. There is a certain time limit for insurance, and you can only wait for the next year when it is over.

The contents of the insurance coverage are as follows:

1. If the approved hospitalization expenses are incurred within the annual payment of social security, the insured expenses are in the range of 60 to 1 million yuan, and the reimbursement ratio is 90%, if it is less than 600,000 yuan, it will not be reimbursed;

2. Malignant tumors.

Reimbursement for self-financed drug items. For this content, the cost of anti-tumor self-financed drugs must first meet the regulations, and the reimbursement ratio is 90% if it is less than 10,000 yuan, and it will not be reimbursed if it is less than 10,000 yuan. The second is the reimbursement of inspection costs in terms of PET-CT examination items, which will be reimbursed according to the proportion of 60%;

3. Compensation for medical expenses borne by individuals. If the medical expenses are between 30,000 and 300,000 yuan, the reimbursement ratio is 90%, and for expenses less than 30,000 yuan, Daai Wujiang Insurance will not reimburse them;

4. Fixed cash compensation. 10 major illnesses that meet the requirements for the first confirmed illness.

You can get a subsidy of 20,000 yuan now. This clause is a direct payment for the first diagnosis.

Love Boundless Insurance covers malignant tumors. To be precise, Daai Wujiang Insurance is an insurance that reimburses users for malignant tumor drugs and personal medical expenses. The specific coverage (reimbursement) of Daai Wujiang Insurance is as follows:

1. Reimbursement of medical expenses. 90% of the approved hospitalization medical expenses within the scope of basic medical insurance within the scope of the user's social security shall be paid if the cumulative amount is more than 600,000 yuan and less than 1 million yuan (inclusive) within the social security year.

2. Coverage of self-financed drugs for malignant tumors. If the user is recognized as a malignant tumor by Zhuhai Basic Medical Insurance, 90% of the part of the self-financed drugs used within the insurance year is more than 10,000 yuan and 300,000 yuan (inclusive).

3. Compensation for PET-CT examination of malignant tumors. If the user is diagnosed with malignant tumor or ** for the first time within the insurance year, he can enjoy a PET-CT examination item compensation, and 60% of the examination fee (excluding shadow agent) will be paid.

4. Compensation for medical expenses borne by individuals. 90% of the medical expenses borne by the user within the scope of hospitalization expenses incurred within the insurance year shall be paid within the cumulative amount of more than 30,000 yuan and 300,000 yuan (inclusive).

5. Fixed compensation for 10 major diseases. If the user is diagnosed with malignant tumor, acute myocardial infarction, major organ transplantation, hematopoietic stem cell transplantation, binocular blindness, benign brain tumor, heart valve surgery, etc. for the first time within the insurance year, a one-time fixed compensation of 20,000 yuan will be paid.

Extended information: Daai Wujiang Insurance is a non-profit project led by Zhuhai City**, and an additional supplementary medical insurance product underwritten by Chinese Life Zhuhai Branch. The premium of Daai Wujiang Insurance is 190 yuan per year. Coverage includes:

1.If the approved hospitalization expenses are incurred within the annual payment of social security, the cost of the insurance is in the range of 60-1 million yuan, and the reimbursement ratio is 90%, and if it is less than 600,000 yuan, it will not be reimbursed.

2.Reimbursement for malignant tumors at their own expense. For this content, it is necessary to meet the requirements of the cost of anti-tumor self-financed drugs in the range of 10,000-300,000 yuan, and the reimbursement ratio is 90%, if it is less than 10,000 yuan, it will not be reimbursed, and only 60% of the compensation can be obtained in the first year of insurance with illness.

The second is the reimbursement of the examination cost in terms of PET-CT examination items, which is reimbursed at a rate of 60%.

3.Reimbursement of medical expenses incurred by the individual. In line with the personal medical expenses between 30,000 and 300,000 yuan, the reimbursement ratio is 90%, and for expenses less than 30,000 yuan, Daai Wujiang Insurance will not reimburse.

4.Fixed cash compensation. The 10 major diseases that meet the requirements for the first confirmed disease can receive a subsidy of 20,000 yuan. This clause is a direct payment for the first diagnosis.

Zhuhai Daai Wujiang Insurance mainly covers ultra-high medical expenses, malignant tumor out-of-pocket expenses, personal medical expenses and fixed cash compensation.

90% of the approved medical expenses for hospitalization within the scope of basic medical insurance within the scope of the insured person's social insurance shall be paid if the cumulative amount is more than 600,000 yuan and less than 1 million yuan. 90% of the part of the self-financed drugs used within the insurance year is more than 10,000 yuan and less than 300,000 yuan. For those who have suffered from malignant tumors before applying for insurance, the proportion of payment in the first year will be adjusted to 60%.

If the insured person is newly diagnosed with malignant tumor or ** within the insurance year, he or she can enjoy a PET-CT examination item compensation, and 60% of the examination fee will be paid. If the insured applies for compensation for PET-CT examination items, he or she shall be examined in a designated medical institution of medical insurance, and submit relevant information to the project underwriting agency, which shall be paid after verification by the insurance agency. 90% of the medical expenses borne by the insured person within the scope of hospitalization expenses within the scope of the insured person's cumulative medical expenses of more than 30,000 yuan and less than 300,000 yuan shall be paid.

The insured must choose a medical institution designated by medical insurance for medical treatment. If the insured is diagnosed with the 10 major diseases specified in the product of this project for the first time within the insurance year, a one-time fixed compensation of 20,000 yuan will be paid.

Extended Information] Advantages:1There is no restriction on the age or occupation of the policy.

In fact, as mentioned in the first point, there is no occupation and age limit for Zhuhai Daai Wujiang Huimin Insurance, as long as the person who has participated in Zhuhai basic medical insurance for 1 year can be insured, and there are few restrictions on the insured.

2.Reimbursement + one-time payment, both are correct.

Zhuhai Wujiang Huimin Insurance can not only reimburse relevant medical expenses, but also pay a one-time insurance payment of 20,000 yuan for 10 critical illnesses agreed in the contract.

This kind of function that combines medical insurance and critical illness insurance protection responsibilities is indeed rare, and can provide more comprehensive disease protection for the insured.

3.Nearly 10,000 times leverage, cost-effective.

The premium of Zhuhai Daai Wujiang Huimin Insurance is only 190 yuan, and the insured can get nearly one million medical insurance by paying a premium of 190 yuan, and the insurance leverage ratio is quite high.

Disadvantages: The shortcomings of Zhuhai Daai Wujiang Huimin Insurance are not obvious, but they also exist, that is, the claim threshold is high.

If the approved medical expenses for hospitalization within the social security year are reimbursed, the medical expenses need to be more than 600,000 yuan and less than 1 million yuan (including 1 million).

This restriction undoubtedly raises the threshold for claims, especially for the insured whose medical expenses are less than 400,000-600,000 yuan.

Although Zhuhai Great Love Boundless Huimin Insurance has shortcomings, but it is in the light of greater advantages, this shortcoming is enough to be covered, as long as it truly benefits the people, then it is the greatest benefit to the people.

1. Great Love Borderless Insurance is a non-profit benefit project led by Zhuhai City, and it is also an additional supplementary medical insurance product of Chinese Life Insurance Zhuhai Branch. The insurance premium in Wujiang is 190 yuan per person. Coverage includes:

1.In order to incur hospitalization** approved expenses incurred during the annual social security period, the guaranteed expenses are 600 million yuan 600,000 yuan, and the reimbursement ratio is 90. If they are less than $600,000, they will not be reimbursed.

2.Reimbursement for self-paid drugs for malignancy. For this content, first of all, it is necessary to comply with regulations.

For the cost of anti-tumor self-payment drugs, in the range of 10,000-300,000 yuan, the reimbursement ratio is 90. If it is less than $10,000, it will not be reimbursed and only 60% of the compensation can be obtained in the first year of no-sickness insurance. The second is the inspection cost of PET-CT examination project compensation, which should be reimbursed according to the proportion of 60%.

3.Reimbursement of medical expenses incurred by the individual. The range of medical expenses that meet the personal burden is from 30,000 yuan to 300,000 yuan, and the reimbursement ratio is 90. Similarly, Dawujiang Insurance will not reimburse expenses of less than 30,000 yuan.

4.Fixed cash compensation. The current subsidy is 20,000 yuan, which can get 10 major diseases that meet the regulations for the first time. This clause is the first direct debit.

Expand your information; 1. Great love boundless insurance can be insurance for disease; The insurance requirement for Zhuhai Dawujiang is to participate in Zhuhai basic medical insurance. There are no requirements for the age and health of the applicant. The insurance threshold is low. Even if you are sick, you can take out the insurance with the illness;

2. If 10 serious illnesses are diagnosed, 20,000 claims should be paid directly;

3. Leadership, high reputation;

4. The premium is very low, which is affordable for everyone**;

5. Continuous insurance: As long as you participate in Zhuhai medical insurance, you can continue to be insured.

6. The disadvantage of Amnesty Wujiang Insurance is the high deduction. The guarantee liability of Yiwujiang supplementary medical insurance can be deducted, of which the compensation for personal medical expenses is 30,000 yuan. For most insurance liabilities, the means of limiting reimbursement do not really put the guarantee in place.

The maximum reimbursement rate is 90. In addition to social security reimbursement and deductibles, medical insurance on the market can reimburse up to $100, as long as it is covered by insurance liability.

7. Insurance refers to the commercial insurance act in which the applicant pays the insurance premium to the insurance company in accordance with the contract and is liable to compensate for the property damage caused by the possible accident agreed in the contract, or the insured bears the responsibility to pay the insurance premium when he dies, becomes disabled, becomes ill or reaches the age, time limit and other conditions agreed by the contract.

I hope I can help you.

Summary. Hello, happy to answer your <>

The reimbursement scope of Daai Wujiang Insurance is as follows: 1. Hospitalization expenses: including hospitalization fees, drug fees, examination fees, ** fees, surgery fees, etc.; 2. Outpatient ** fee:

Including outpatient fees, drug fees, examination fees, ** fees, etc.; 3. Special disease expenses: including tumors, psychiatric diseases, major diseases, etc.; 4. Hospitalization allowance: daily hospitalization allowance; 5. Death Benefit:

In the event of the death of the insured, the death insurance benefit shall be paid in accordance with the insurance contract; 6. Nursing expenses: nursing expenses; 7. Referral fee: referral fee; 8. **Fee:

**Expenses; 9. Special disease expenses: special disease expenses; 10. Other expenses: including but not limited to transportation expenses, accommodation expenses, meal expenses, etc. during hospitalization.

Coverage of Borderless Insurance.

Hello, happy to answer your <>

The reimbursement scope of Big Seller Love Wujiang Insurance is as follows: 1. Hospitalization expenses: including hospitalization fees, drug fees, examination fees, surgery fees, etc.; 2. Outpatient ** fee:

Including outpatient fees, drug fees, examination fees, ** fees, etc.; 3. Special disease expenses: including tumors, psychiatric diseases, major diseases, etc.; 4. Hospitalization allowance: daily hospitalization allowance; 5. Death Benefit:

In the event of the death of the insured, the death insurance benefit shall be paid in accordance with the insurance contract; 6. Nursing expenses: nursing expenses; 7. Referral fee: referral fee; 8. **Fee:

**Expenses; 9. Special disease expenses: special disease expenses; 10. Other expenses: including but not limited to transportation expenses, accommodation expenses, meal expenses, etc. during hospitalization.

Data expansion: Daai Wujiang Insurance is a professional family property insurance product launched by Chinese People's Property Insurance Co., Ltd., aiming to provide comprehensive property protection for families. This product covers a variety of insurance needs for family property, including residential registration home, family property, family property loss, family property robbery, family property fire, etc.

In addition, the product also provides protection for the income from the investment of family property, as well as compensation for the loss of family property.