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10 million deposited in the bank for 5 years, can have an interest of 10,000 yuan per year.
Take the 5-year annual interest rate of China Construction Bank as an example:
Interest per annum = $10 million).
Annual Interest = Principal Annual Interest Rate Deposit Period.
Bank deposits are calculated on the basis of simple interest, and if the interest due in 5 years is calculated, it is 10,000 yuan.
Extended information: 1. Money other than the principal obtained from deposits and loans (different from 'principal').
2. The amount of value-added brought by the injection and return of monetary funds to the real economic sector.
Interest is also known as child gold, the symmetry of the mother gold (principal). The formula for calculating interest is: interest = principal interest rate deposit term (i.e. time).
The interest comes from a portion of the profit generated by the producer using the funds to perform its operating functions. It refers to the value-added amount brought by the injection and return of monetary funds to the real economic sector, and its calculation formula is: interest = principal interest rate deposit period x 100%.
3. Classification of bank interest:
According to the nature of the bank's business, it can be divided into two types: bank interest receivable and bank interest payable.
Interest receivable refers to the remuneration that the bank receives from the borrower for lending funds to the borrower; It is the price that the borrower must pay to use the money; It is also a part of the bank's profits.
Interest payable refers to the remuneration paid by the bank to the depositor for absorbing the deposit; It is the price that the bank has to pay to absorb the deposit and is part of the bank's cost.
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There are two types of fixed (dead) deposits (taking the Agricultural Bank as an example), and the algorithm is as follows:
Lump sum deposit: The interest rate is 5 years. Therefore, after five years, the principal and interest = 1,000,000 * (1 + yuan, the total interest for five years is yuan, and the average annual interest is yuan;
Partial deposit, lump sum deposit, principal and interest: the five-year interest rate is, so the principal and interest after five years = 1,000,000 * (1 + yuan, the total interest for five years is yuan, and the average annual interest is yuan;
The interest rates of other banks are not the same, you can go to the official website of the relevant bank to check the calculation of the interest rate.
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At present, the annual interest rate of China Merchants Bank for 5-year lump sum deposit and withdrawal is 1,375,000 yuan after 5 years of deposit. Interest = Principal * Annual Interest Rate * 5.
Interest is paid in a lump sum at maturity and is not paid annually.
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Hello, 1000w deposit in the bank for 5 years, the interest rate is.
225,000 yuan a year.
1,125,000 yuan for 5 years.
Now it's not making money in the bank.
It's about losing money. It is now growing at a rate of 5% per annum at a rate of price inflation, and the returns are volatile and risky.
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The interest rate on the deposit for 5 years is:
If you save $10 million for 5 years, the interest due is:
Principal 1000 * annual interest rate = interest 1.8 million yuan.
The interest due is $1.8 million, or $360,000 per annum.
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The annual interest rate of 5 years is 5 years of interest = 10 million yuan.
Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds.
Under capitalism, the source of interest is the surplus value created by wage workers. The essence of interest is a special form of transformation of surplus value, which is part of the profit. Every enterprise has to borrow money from the bank in the process of production and operation, and how to record the interest on the loan.
Under the requirements of the new accounting standards, short-term borrowings are used as an example to record the interest on loans.
For example, if an enterprise borrows from ICBC, the amount is 1 million, the time is three months, and the interest rate is 9%, how to deal with it. There are several aspects to the specific steps: when the loan is obtained, it can be credited to the bank deposit account for the amount of 1 million, and at the same time, it can be credited to the short-term loan account for the amount of 1 million.
When interest is accrued, interest can be accrued or not, and there are two aspects to the direct payment when due. First, if the interest is not accrued, it can be included in the debit of the short-term loan when it is paid directly after maturity, with an amount of 1 million, and the debit of the financial expense account with the amount of 10,000, and the credit of the bank deposit account with the amount of 10,000. Second, if you want to accrue interest on a monthly basis, you can include the debit side of the financial expense account when the interest is withheld in the first month, the amount is 10,000, and the amount is 10,000, and the amount is 10,000 yuan, and the amount is 10,000 when the interest payable or the withholding expense account is debited, taking the first month as an example, several consecutive accounting entries are the same, when the loan interest is to be repaid at maturity, it can be included in the debit of the short-term loan account, the amount is 1 million, and the amount is 10,000, and the amount is 10,000. At the same time, the credit is credited to the bank deposit account, and the amount is 10,000.
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In this case, different banks have different interest rates. Interest can be floated. 10 million belongs to large customers. The annual interest is about 400,000 yuan.
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10 million yuan deposited in the bank for five years, about 500,000 yuan of interest can be repaid every year.
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How much interest can I get for 10 million deposited in the bank for five years? The interest for five years is, so there should be a lot of interest on saving for five years.
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How much interest can be earned per year for 10 million deposited in the bank for 5 years?
Calculated based on the bank's fixed 5-year interest rate, 1000*
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It depends on what your interest rate is, the current bank interest rate for 5 years is 10 million 5 years of interest, which is 1,925,000 yuan, and the income is considerable.
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At present, the five-year fixed annual interest rate of Ping An Bank is 10 million yuan for the first five years: 10,000,000 yuan*.
Ping An car owner loan] can get a loan if you have a car, up to 500,000.
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Anyway, you'll have enough for this life.
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The annual interest rate of the 5-year fixed period is calculated at 3%, and each bank is not necessarily more and less. 10 million * 3% = 300,000, so about 300,000 interest a year.
Thank you, Soqima.
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The interest rates of the banks are not all the same. The five-year term interest rate of the major state-owned banks is: Therefore, the five-year fixed interest of 10 million is:
10,000 yuan) but then roll yes, please note one point! It's not that you get this money every year. Instead, it must be saved for five years and then withdrawn, and the interest received is 10,000 yuan per year on average.
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If 10 million is deposited in the bank, if it is a five-year fixed deposit, it will only get interest when it matures, and it is impossible to collect interest every year. If you are required to receive interest every year, you can only save it for one year. In the past, there was a type of savings called "principal and interest", which was to deposit the principal in the bank and withdraw the interest every year, but now there is no such savings.
If it is a five-year fixed deposit and the interest rate is to, then the interest of 10 million for five years is:
10 million yuan) to.
10 million yuan).
The average is 260,000 yuan to 10,000 yuan per year.
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1. Interest on demand deposits: Based on the deposit interest rate issued by the central bank, the annual interest is 10 million yuan * 10,000 yuan;
2. Interest on fixed deposits: calculated at an annual interest rate, the annual interest is RMB 10 million * 10,000 yuan.
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Bank Interest Calculation Formula:
Interest = Principal Interest Rate Deposit Term.
Interest on bank deposits for 3 years = 10000000
Note: The interest rates announced by the central bank are all annualized interest rates, which are based on years! What are the tips for saving money What are the tips for saving money.
Extended Information: Bank Deposit Tips:
The first one: set a goal to save money, such as how much money you have in a month and how much you have in a week.
The second is to set up a "deposit money and play" account, there are many major financial products that can save money now, and you can set up a new deposit and play account in addition to the daily consumption account. This account is mainly used to reward yourself, you can use the money to eat a fancy meal, or you can use the money to buy a favorite item and spend the money happily.
Doing so will give the money a sense of formality, and you will understand where to spend money and where to save.
The third: according to the formal method of saving money, the more popular traditional saving method, that is, a weekly or monthly regular deposit of money, such as every Wednesday to save a sum of money, or every month on the twentieth to two hundred yuan, this way is more suitable for the public to save money, but also has a certain scientific basis, both interesting and formal, easy for people to stick to.
Money is a product of the exchange of goods. The earliest money that appeared at the end of primitive societies was physical money. Generally speaking, nomadic people use livestock and animal skins to achieve monetary functions, while agricultural peoples use grains, cloth, agricultural tools, pottery, seashells, pearls and jade as the earliest physical currency.
China is the first country in the world to use coinage, and a lot of "unwritten copper shells" were unearthed from the tombs of the late Yin Shang dynasty 3,000 years ago, which is the most primitive metal currency. In addition to shellfish coins in the late Western Zhou Dynasty, there were also some metal weighing currencies such as loose copper blocks and copper ingots without a certain shape, which were also unearthed in archaeological excavations.
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10 million yuan for three years, and the interest after maturity is 1,500,000 yuan.
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Three years is 4.5 percent, 10 million* years.
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People's Bank of China (un90 interest rate network summary).
Update date: July 6, 2011 (adjusted on July 7) Project (provided) annual interest rate % 1, urban and rural residents and unit deposits (1) current 2) fixed 1Lump sum deposit and withdrawal: 3 months, half a year, 2 years, 3 years, 10,000 yuan, 5% 3 years = 1.5 million yuan of deposit interest.
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The "dead period" that people save in the bank is actually a fixed deposit product. Based on the current three-year fixed deposit**, different city banks will have different interest rate pricing. The city where we are located is a second-tier city in the southeast coastal region, and according to the current market of commercial banks, the interest rate of three-year time deposits is around.
A while ago, this ** was often able to reach a close level, but the recent sufficiency of funds has made this ** level fall.
According to the annualized interest calculation, the annual interest that can be obtained from a deposit of 10 million yuan is about 410,000 yuan, so the interest obtained by customers for a three-year fixed deposit should be 1.23 million yuan after three years of deposit.
In fact, we make fixed deposits in the bank mainly for peace of mind, peace of mind and a steady increase in the value of savings assets. The interest rate on three-year bank fixed deposits can basically be equal to or slightly higher than the domestic CPI data. In other words, if we keep our money in the bank for three whole years, we will basically get a yield that is about the same level as narrow inflation.
In real life, the interest rate of three-year bank fixed deposits may be lower than the price increase of many commodities in daily life. Therefore, in the long run, the three-year fixed deposit is not suitable for the young and middle-aged groups who are in the struggle stage. After all, it is difficult for a person to obtain explosive wealth growth through relatively stable methods such as bank wealth management and fixed deposits.
However, different clients have different asset management needs. For the elderly, a three-year fixed deposit is basically a relatively safe and stable way to increase value. After all, the elderly customer group has entered the stage of enjoying pensions, and the demand for pension and medical care is greater.
Older people are not suitable for taking too much risk in the financial markets, so a three-year fixed deposit is more suitable for the elderly.
However, if a person has 10 million yuan of funds that can be handled flexibly, then he probably does not care whether the funds will bring high returns. After all, the interest income of this money alone for a year is enough to kill the annual income of a bunch of young people.
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The interest for three years is almost about 200,000, which is already incredible for many people, equivalent to some people's annual income.
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The interest rate of each bank is different, and the approximate interest after three years is about 300,000 yuan, and each bank has ups and downs.
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After three years, there will be more than 1 million interest, and these interests alone can allow the family to live a comfortable life.
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According to the current standard, it is only 1.5 million at most, and there will be no more.
First, the interest rate of the bank is uniform, and the money deposited and withdrawn at maturity in any bank is the same. >>>More
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Hello, my suggestion for your question is:
It is best to deposit 100,000 yuan separately, such as: two 50,000 yuan or two 30,000 yuan and one 40,000 yuan, so that the purpose of the deposit can be to reduce unnecessary losses by withdrawing only one deposit certificate when you need money urgently. >>>More
It shouldn't be enough, prices have always been in a state of **, and it's really hard to say whether the 300,000 can support the elderly. It is recommended that you save 10,000 yuan in the bank every year and then buy social security for yourself, so that your later life will be guaranteed.
China Merchants Bank has the best service, CITIC Bank's financial management is more famous, Bank of Communications is a good among several large state-owned banks, don't choose ICBC and ABC! Their service is notoriously poor, as for wealth management products, each bank is different, it is recommended that you choose small and medium-sized banks for consultation, such as CITIC, China Merchants Bank, Pudong Development, GF ......The wealth management products they operate are relatively better than those of large commercial banks such as ICBC and ABC. When choosing, pay attention to the nature of the wealth management product (whether it is launched by the bank itself or by the insurance company or the ** company, in fact, as long as the product is good, which one is not very important), the product term, the cost of the product (initial fee, redemption fee, custody fee, etc.), and the most important thing is whether the principal is protected! >>>More