How old can a child be to buy a house in his name?

There is no age limit, regardless of age or health status, minors are people with civil rights capacity and can become the owner of a house in accordance with the law, and minors can buy a new house as a sole property owner.

According to your description, under normal circumstances, children can buy a house in their name when they are 18 years old. In fact, as long as you don't have a loan, you can buy a house at a certain age. If you need a loan to buy a house, you should wait until your child can afford it.

Hello, children can buy a house in their honor at the age of 18, because at the age of 18 you become an adult.

If you want to buy a house in the name of a child, there is no age limit, as long as you are born, you can buy a house in his name.

No matter how old the child is, you can buy a house in the child's name, but after the purchase, your house cannot be completed under the age of 18

Must be at least 18 years old, if you are not satisfied with the occupation of the place to buy a house or your parents.

From the legal level or from the maturity of the child, at least after he reaches the age of 18.

I'm afraid you have to be at least an adult, at least an adult, you don't have to buy a house when you're an adult, you can't say it.

However, when signing the contract for buying a house and registering the ownership of the house, the legal guardian of the minor shall handle it on his behalf.

If you buy a house in the name of a minor, in addition to submitting materials in accordance with the normal housing transaction registration procedures, you also need to submit the household registration book or birth certificate of the minor buyer, the only child certificate and the identity certificate of the minor's guardian.

At the same time, the household register, birth certificate, and one-child certificate should clearly record the direct relationship between the guardian and the minor's father and son or mother and child. After preparing the above information, you can go to the Housing Authority to go through the housing transaction registration procedures and register the property in the name of the minor.

In view of the fact that "the object of the bank loan is a natural person with full civil capacity", although a minor child can buy a house alone, he is not a person with full civil capacity and has no ability to repay debts, so minors generally cannot make bank loans for house purchases.

If the title certificate is jointly handled in the name of the parents and the minor, the bank will generally require the parents to be the repayer. When handling the mortgage registration, in addition to the materials normally accepted, the "purpose" in the "Loan Contract" should be clearly agreed as "house purchase", and at the same time, the guardian must issue a notarization of commitment, and bring the ID card and the original and copy of the household registration book to the registration window for signature (minors shall be signed by the guardian).

Preparation: Some people may not have a very high salary, and most of the houses are purchased with a down payment from the family. Your own bank statement may not be very pretty. Before you buy a house.

It's better to make a pretty journal. Put a little money in your bank card every month. So there is a deposit record!!

will increase your approval rate!! The bank account is twice the monthly payment that requires you to take out the loan!! Some banks have more than 5,000 accounts.

Yes, no matter how much.

Loans as far as possible to loan integers:

Because bank loans are made on an integer basis. It will not lend to thousands. If by luck in the heart.

Thinking it will pass! When the loan is tight, it is difficult for the bank to lend. So conditions permit.

Try to lend whole numbers! For example, if you want to borrow 10,000. Try to only borrow 320,000!!

Try to quit as little as possible before buying a house:

If your job is always changing around. Getting a loan is difficult! If you want to buy a house. Try to stay in one company. Those who want to resign will wait until the loan is issued before resigning!

Try to let the developers pick the bank.

Because if it's your own bank. If the loan is not disbursed. That's your responsibility.

If it is a bank picked by the developer. The loan was not issued. You can also force the developer to help you find a way!!

If the loan is not issued, even if you are held responsible, if it is the bank you have chosen at your own discretion. The developer will certainly not have but no responsibility!!

Can a child be a minor in his or her name? What do I need to look out for?

You can buy a house in the name of your child, but you must have a guardian.

Lawyer's point of view: Citizen's reinstatement.

The capacity for civil rights begins at birth and ends at death. Therefore, regardless of the age of the child and the health condition, they are all people with civil rights capacity and can become the owner of the house according to the law, but minors need parents to buy a house**. Doing so may pose the following problems:

First, before the child is a minor, unless it is for the benefit of the son, the parents are not allowed to dispose of the property without authorization, such as selling, mortgaging, etc., which is easier for parents to buy a house than to sell a house; Second, after the son becomes an adult, the parents have no right to dispose of the property, and at that time, if the parents want to sell, donate, or mortgage the property, they must be authorized by the son; According to the law, the debts owed by the family business should be borne by the family property, and the real estate you purchased in the name of the children also belongs to the joint property of the family. We recommend that you consult with a lawyer beforehand when it comes to dealing with large family assets to avoid unnecessary trouble.

The child is at least 18 years old and can buy a house independently; If you are not over 18 years old, you can buy a house, but your guardian needs to provide proof of guardianship. If you use the name of the minor child to sign the contract for the purchase of the house, you can only let the child's guardian** make the transaction. Minors can purchase property on their own, but they must make a lump sum payment because they are not yet able to repay their debts.

Generally, the procedure for minors to purchase real estate is divided into two steps: first, sign a contract for the sale and purchase of commercial housing, which requires the submission of the identity certificate of the minor child, the identity certificate of the guardian, the proof of guardianship and the seal of the guardian; The second is to apply for property right registration at the Xiaohui Housing Authority, and you should provide the commercial housing sales contract signed by both parties, the purchase invoice, the ownership certificate of initial registration, etc.

Legal basis: Detailed Rules for the Implementation of the Interim Regulations on the Registration of Immovable Property Article 42 Where an application for registration is made for the transfer of the right to use the homestead and the ownership of the house due to inheritance in accordance with the law, division of property, or exchange of houses within a collective economic organization, the applicant shall submit the following materials according to different circumstances:

1) Certificate of ownership of immovable property or other materials of ownership;

2) Materials inherited in accordance with law;

3) Agreements or materials for the division of property:

4) an agreement on the exchange of houses within a collective economic organization;

5) Other necessary materials.

The child is at least 18 years old and can buy a house independently;

If Duan Haoguo is not over 18 years old, he can also buy a house, but his guardian needs to provide proof of guardianship. If the name of a minor child is used to sign a house purchase contract, only the child's guardian** can make the transaction. Minors can purchase property on their own, but they must make a lump sum payment because they are not yet able to repay their debts.

When a minor purchases a real estate, he or she first signs a contract for the sale and purchase of a commercial house, which requires the submission of the minor child's identity certificate, the guardian's identity certificate, the guardianship relationship certificate and the guardian's seal; The second thing to do is to apply for property right registration at the Housing Authority, and you should provide the commercial housing sales contract signed by both parties, the purchase invoice, and the ownership certificate for initial registration.

A housing lease contract refers to an agreement in which the lessor provides the house to the tenant for use, and the tenant pays the agreed rent on a regular basis, and returns the house to the lessor in good condition when the contract is terminated.

Legal basis] Detailed Rules for the Implementation of the Interim Regulations on the Registration of Immovable Property

Article 42 Where an application for registration of the transfer of the right to use homestead land and the ownership of a house is caused by inheritance in accordance with the law, division of family property, or exchange of houses within a collective economic organization, the applicant shall submit the following materials according to different circumstances:

1) Certificate of ownership of immovable property or other materials of ownership;

2) Materials inherited in accordance with law;

3) Agreements or materials for the division of property:

4) an agreement on the exchange of houses within a collective economic organization;

5) Other necessary materials.

Legal analysis: According to the relevant provisions of the Civil Code of the People's Republic of China and its judicial interpretations, it is feasible to buy a house in the name of a minor child. However, when signing the contract for buying a house and registering the ownership of the house, it needs to be handled by the legal guardian of the minor.

Legal basis: Article 143 of the Civil Code of the People's Republic of China Civil juristic acts that meet the following conditions are valid:

1) The perpetrator has the corresponding capacity for civil conduct;

2) The meaning is genuine;

3) Do not violate the mandatory provisions of laws and administrative regulations, and do not violate public order and good customs.

According to Article 9 of the General Principles of the Civil Law of China, regardless of age or health status, minors are persons with the capacity for civil rights and can become the owners of houses in accordance with the law, and minors can purchase new houses as sole property owners.

However, it should be noted that the legal guardian of a person under the age of 10 who has no capacity for civil conduct shall handle the relevant procedures such as buying a house on his behalf.

Even if a citizen between the age of 10 and 18 (if a citizen over the age of 16 and under the age of 18 who lives mainly on his or her own labor income is regarded as a person with full capacity for civil conduct), the person with limited civil capacity is engaged in a civil activity with a huge amount of money such as buying a house, and the legal guardian of the minor shall handle the relevant procedures for purchasing a house on his behalf.