Do I need to open mobile banking separately, and is it necessary to open mobile banking?

How to open mobile banking:

1. If you have just applied for a bank card, you can ask the staff to open online banking and mobile banking when you apply for the card, and some banks will give you a password card, which you can use when using mobile banking for simple payment. Some banks charge a small service fee when opening mobile banking.

2. After opening mobile banking, you need to set a login password for future login logins. Don't set a password too simply, but set it up that is easy to remember.

3. After setting the login password, you must also log in to the mobile banking to activate, first of all, make sure that the mobile phone has been connected to the network (wifi or mobile WAP can be used), and ** mobile banking client, in the search.

4. Here is an example of ICBC mobile banking, when you search for the official version of ICBC mobile banking free**, click on it**. Don't click on unofficial clients and be easily deceived. **When you're done, find the program and open it.

5. Then enter the user name (i.e. bank card number) and login password, and successfully log in to activate the mobile banking. At this time, you can check the balance of your bank card, and you can also try to pay the phone bill.

Free, you need to open it at the counter, you can only inquire if you open it online, you can't transfer money, online banking is operated on the computer, mobile banking is operated on the mobile phone, basically the bank is temporarily exempt from annual fees, there is no monthly fee

I think it is necessary to open the mobile banking I got the mobile banking, and it is more convenient for you to verify the mobile banking I use, it is necessary to open it, and after you want to open it, you can transfer money more conveniently, and you can check your account at the same time.

Whether to open mobile banking or not depends on personal needs. If you usually transfer money, it is recommended to open mobile banking, otherwise, it is not recommended to open mobile banking.

From my personal point of view,I think it's more convenient to open mobile banking. There are mainly the following reasons.

First, it is convenient to transfer money.

In terms of transfers, whether it is inter-bank transfer or inter-bank transferThere are no fees for transferring money via mobile banking. And the transfer and remittance time is very fast. It is very convenient for me to transfer money frequently.

Second, investment and financial management.

After opening mobile banking, there will be a variety of services, especially in terms of investment and financial management. Personally, I would invest in *** products through mobile banking. When the best product meets my psychological expectations, I will invest.

Third, check your balance in real-time

Many people are very concerned about their balance changes and will open the SMS reminder function. However, there are many banks that charge about $24 a year. Because I have personally opened mobile banking, I can check my balance in real time.

So I turned off the SMS reminder function, and I saved 24 yuan.

Notes:There are also certain risks associated with using mobile banking. A lot of online scams are carried out through mobile banking.

So,When using mobile banking,Be sure to keep your username and password safe. Don't give out your SMS verification code to anyone else. In this way, it is safe for us to use mobile banking.

Of course, it is better to open mobile banking. It is more convenient to use mobile banking, you can check this anytime and anywhere, and you can also transfer money anytime and anywhere.