Is there an age limit for opening Bank of China Mobile Banking?

Bank of China stipulates that persons aged 16 and above can independently apply for e-banking.

Any market segment served.

Including inquiry version, wealth management version and VIP version, no certificate is required, but it cannot be used as an agent. In addition, according to the regulations, persons under the age of 16 can only apply for the opening of e-banking services for the inquiry version of the market segment in principle; Such persons who apply for e-banking services in the wealth management version and VIP version of the market segment need to be handled by the legal guardian and the bank teller together.

Required in accordance with BOC debit card.

The relevant provisions of card opening confirm and verify the identity of the guardian, and the guardian must sign and sign the relevant agreement at the "agent" or "guardian" of the application. The guardian shall present the household registration book or other supporting materials to prove the identity of the guardian.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

There is an age limit for opening mobile banking. According to the regulations, persons over the age of 16 can independently apply for opening Bank of China, and any market segment of e-banking services, including financial inquiry, does not require a certificate, but cannot be used as an agent. Generally, you must be at least 16 years old and have an ID card to apply for a bank card (bind your mobile phone number to shop online, because you need to send a verification code to your mobile phone when paying).

You must be at least 18 years old to open online banking for your bank card. However, it is just that online shopping can be done without online banking, and you can choose fast payment when paying.

Specific process: Mobile: iOS12

1.Under normal circumstances, when we apply for a bank card, the bank staff will ask whether to open mobile banking and online banking.

2.After opening mobile banking, you need to set up a login password yourself so that you can use it when logging in to mobile banking in the future.

3.After setting the login password, you must also log in to the mobile banking to activate, first make sure that the mobile phone has been connected to the network (wifi or mobile WAP is available), and ** mobile banking client, in the search.

5.Then enter your username (i.e. bank card number) and login password, and successfully log in to activate mobile banking.

In addition, under the age of 18 to open online banking needs to be accompanied by a guardian, over the age of 18 can handle it by yourself, the steps to open online banking at the bank are as follows:

Browser Computer: MacBookPro MOS14 Open the Google version.

1. Bring your ID card and bank card to the bank branch to fill in the form;

2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification, etc.;

Extended information: Bring your mobile phone, BOC account and original valid ID to BOC outlets to open mobile banking. If you have a BOC Great Wall e-debit card, credit card or similar account (including e-account), you can self-register for mobile banking after ** mobile banking client.

Similarly, if you want to close the mobile banking of Bank of China that has been opened, the path is the same as if you opened it.

Apply for mobile banking.

There are age restrictions.

There is an age limit for mobile banking, bring your ID card.

You can go to the bank office with your bank card to handle it. There is an age limit for the ID card, and you must be at least 16 years old to apply for a bank card, and you can't apply for mobile banking without a bank card, and you must be at least 16 years old to apply for mobile banking.

Mobile banking refers to the channel model in which banks use smartphones as carriers to enable customers to use banking services on this terminal. With communication and Internet technology.

The business functions of mobile banking have been continuously updated and improved. It refers to the use of mobile phones and other mobile devices to connect customers with the bank and handle relevant banking business for customers.

or provide financial services. Mobile banking is both a product and a channel, and belongs to the category of e-banking.

Do not go to the counter to open mobile banking. You only need to ** the mobile banking of the corresponding bank, then enter the registration and activation page, select the bank card you want to open, enter the reserved verification information, login password, and fill in the bank card number.

and other information, and the activation will be successful after submission and verification. However, it is impossible to conduct online transactions with mobile banking opened in this way, and only mobile banking and online banking can be opened.

to be able to trade online.

Mobile banking is not a ** bank. **Banks are voice-based banking services, while mobile banking is SMS-based banking services. The business carried out through ** bank can be realized through mobile banking, and mobile banking can also complete secondary transactions that cannot be realized by ** bank.

For example, the bank can pay **, water, electricity and other fees on behalf of the user, but it is generally confirmed by the user before the transfer. Due to the use of short messages in mobile banking, users can receive information from the bank at any time, so that the transfer can be confirmed at any time and place.

Compared with WAP online banking, the advantages of mobile banking are also more prominent. First of all, mobile banking has a huge potential user base; Secondly, mobile banking must be through the SIM card at the same time.

After confirming the dual password of the account, it can be operated, and the security is better.

What is the age of the card application?

If you are at least 18 years old, you can open online banking at the bank with your ID card.

Under the age of 18, a guardian must be accompanied to open the service.

At present, Bank of China is not allowed to open online banking under the age of 16 but under the age of 18. Age requirements for bank cards: For bank cards under the age of 16, a guardian must accompany the bank with an ID card and household registration booklet; At least 16 years old, you can use your ID card and bank card; Be at least 18 years old and can open online banking; You can apply for a credit card if you are at least 18 years old and meet other conditions stipulated by the bank.

There is no age limit.

There is no age limit for bank savings cards, but you must be at least 18 years old to apply for a credit card. It should be noted that minors can apply for bank cards, but they cannot open online banking. If you are at least 16 years old but under 18 years old, you can apply for a savings card through the nearest Bank of China branch with a valid ID card, and you are not allowed to open online banking.

Applicants under the age of 16 or who do not have the capacity for civil purposes must be accompanied by a guardian before applying for a savings card bank account. The guardian brought his ID card and household registration book and a copy of it, and told the staff to open an account and apply for a bank card.

Application process: I must apply in person"Personal Settlement Account Management Agreement"Sign it with your name and fill in another sheet"Application form for personal card issuance", hand it to the bank staff, and then leave the password, you enter the six-digit password you want to leave on the device (enter it twice and confirm), and the staff will give you the card. In addition, a little money should be deposited on the bank card, some banks require a deposit of at least 10 to 50 yuan, and some banks require less, just 1 yuan.

Note: Students over the age of 10 and under the age of 16 are persons with limited civil capacity, and the bank generally does not give the card, if you want to handle it, the bank requires the guardian to accompany you. However, the actual situation is that banks do not have strict requirements for people with limited civil capacity to apply for bank cards, and sometimes banks handle them without parents accompanying them.

Further information: Precautions when applying for a bank card:

1) The first choice is the 5 major banks: China, agriculture, industry, construction, and postal savings banks, bring the 2nd generation ID card, and go to the outlets in person. Don't find someone to do it, I guess you can't do it now. Yes.

1. The bank stipulates that people over 16 years old can apply for a bank card at the bank with their ID card, and the Bank of China can also do it!

2. If you don't have an ID card, you can handle it with a household registration book accompanied by a guardian!

3. At the age of 18, you can open online banking.

Those who are at least 16 years old can apply for a bank card at the counter with their ID card; Under the age of 16, the guardian of the same household registration book must be accompanied by the same household registration book to apply for the card with ID card and household registration book. Special reminder: Because the Bank of Communications Card and China Merchants Bank Card involve the provident fund, and the provident fund must be a first-level account.

Therefore, try not to choose Bank of Communications and China Merchants Bank for the first savings card, so as not to apply for a provident fund card when you get it, and you have to cancel the card and then open the card.

2) The second is that all kinds of passwords must be memorized and distinguished. Online banking, withdrawals, services, excellent shields, etc., the excellent shield of the Agricultural Bank of China may cost money to buy, so you can consider other banks that do not spend money, and you can save some.

3) Finally, remember to ask for an IC chip card, which is more secure. The previous kind of magnetic stripe card is easy to be copied by bad guys, and once copied, it is easy to lose the money inside. There is a high probability that no one will compensate you in this situation, so avoid it in advance.

Nowadays, most of the new bank cards (including savings cards and credit cards) are IC chip cards, and there may be magnetic stripe cards in Guangfa. But it's better to make sure that you're at ease.

Can a 16-year-old apply for BOC Personal Mobile Banking?

1. Persons aged 16 and above can independently apply for the mobile banking service of the inquiry version, the financial search version and the VIP version, and cannot apply for it on an agent.

Persons under the age of 10:

1) In principle, you can only apply for the mobile banking service of the inquiry version.

2) If you apply for the mobile banking service of Wangwang Wealth Management and VIP version, you must be accompanied by your legal guardian.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Bank of China's bank card can be used to open mobile banking.

There are 2 ways to open online banking with Bank of China:

1. One is online banking with only query function, which is used to open the bank, and you can register on the Internet or mobile phone **Bank of China mobile banking app. The registration method is to log in to the official website of Bank of China, click on online banking login, and enter the correct bank card and password to complete the registration and login.

2. The other is that online banking with multiple functions can only be used after opening at the bank counter, and the steps to open online banking in the bank are as follows:

1. The cardholder should bring his ID card and bank card to the bank branch to fill in the form;

2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification, etc.;

4. Note: Keep in mind the online banking login password and avoid logging in to personal online banking in Internet cafes and other places.

Citizens who have reached the age of 16 can apply for a bank card from Bank of China on their own; Chinese citizens under the age of 16 must have their guardians apply for opening a bank card on their behalf, and provide identity documents and guardianship documents to prove the relationship between the guardian and the debit card owner. Citizens who have reached the age of 18 should apply for a bank card at the relevant business outlets with their valid personal identity documents.

Extended information: 1. Precautions for applying for bank cards:

1. No more than 4 cards can be opened with the same bank. In December 2015, the China Banking Regulatory Commission (CBRC) issued the Notice on Matters Concerning the Crackdown on New Violations and Crimes in Telecommunication Networks in the Banking Industry (hereinafter referred to as the "Notice"), which stipulates that from January 1, 2016, the same customer shall not open more than four debit cards (excluding social security cards) in the same institution. 2. At the same time, the "Notice" also stipulates that "in principle, no more than 3 cards shall be opened by the same person in the same commercial bank."

**The debit card issued can only be used after the card is activated at the counter with a valid ID card. The "Notice" also requires that for customers who already have more than 4 debit cards, banks should take the initiative to contact customers for verification, and if they find that they do not want to handle it, they should suspend the service.

2. The process of opening a bank card:

1. ** person to bring ID card, client ID card, and a small amount of cash to the bank business outlets;

2. Fill in ** with the assistance of the staff in the bank lobby;

3. Take the number and queue up, and at the same time copy the ID card with the assistance of the staff;

4. Call the number at the counter, go to the counter, hand over the filled ** and ID card to the bank teller, and you will need to sign when you apply for the card;

5. After all the transactions are completed, you will get a bank card;

6. Complete the card opening, take your belongings and leave. Note: After the card is opened, the card is not activated with a password, and the cardholder needs to go to the card in person to activate the card.

3. Common sense of safety in the use of bank cards.

1. Bank cards are also available"Shelf life": Be kind to your bank card and help to prolong"her"of"Lifespan"。It is best to put the bank card in a crusty wallet, not too close to the magnetic clasp; Sharp objects should be protected from wearing, scratching, or twisting and breaking; Do not store close together or back to back to avoid the magnetic strips rubbing against each other.

Do not put the card in the microwave, refrigerator and other high-magnetic electrical appliances can affect the range, and try not to put it with mobile phones, computers, handheld computers and other magnetic objects to avoid demagnetization"Deterioration"：

2. Keep your bank card safely: Please store your bank card and ID card separately. In some public places where you need to store your coat, don't put your wallet with your bank card in your coat pocket, and don't keep it in your car or locker.

Don't lend it to others, don't show it off, and don't reveal your bank card number and password. Remember to make a separate copy of the card number and the customer service number of the post office and keep it safe.