What is it like to spend all your family savings?

When you are about to run out of living expenses, you can feel helpless. I have to calculate it very carefully every day, because I don't know when I will run out of ammunition. will be cranky, there is a nervous mood every day, when eating, I will want to eat something good, but when I think about it, I have to hold back; The rent is about to expire, and you will be afraid of a sudden rent increase or other uncertain factors by the landlord.

Even the electricity bill is afraid of overuse, in short, this feeling is very helpless, and I will think about how to alleviate this situation. It will disrupt the rhythm of life, make you very irritable every day, can't open the pot and don't want to borrow money, or don't know who to borrow from, and the housekeeper feels that you can't pull your face. So it's better to plan as soon as possible to get yourself out of this predicament!

This is indeed a very realistic thing to do, and it gives people a sense of insecurity.

The cost of living is a very embarrassing thing for young people who have just worked, or students who are still relying on their parents, the first half of the month is like money, and the second half of the month is like soil, sometimes they will feel their hard work, and sometimes they will laugh at themselves for not being able to support themselves. As a middle-aged man, I can only say that this kind of life where one person eats enough for the whole family and is not hungry may be the happiest time for everyone who has not started a family.

I look forward to paying my salary every month, and I have a variety of parties as soon as my salary is paid. I bought all kinds of things, and in the end I could only tighten my belt and get by. The head of the month is the emperor, and the end of the month is the beggar.

Especially on winter mornings, walk past pancake stalls, noodle restaurants, and bun shops. Look at the steaming steamed buns and the hot noodle soup. The stomach crowed unconsciously, but there was no living expenses so I had to settle for a while.

Buy yourself some pickles and some noodles. In fact, for us, we should develop a reasonable spending habit and spend every expense where it should be used. The so-called good steel is used on the blade, and it is far more meaningful to spend money on learning than to compare with others.

Life is relative, and the effort you put in will be rewarded. Being thrifty and thrifty may not make you rich, but you will not be hungry either.

There is food in the hoard, and there is no panic in my heart. "It's always been my belief in getting by. If I have less money in my hand, I will save a little, and when I have more, I will loosen a little.

In short, you can't live without a little money. Because I tried, and it was a hard time. The heart of doing something for no reason is tightened, thinking that something big is going to happen, but in fact, there is no money.

Worrying about the whole family's body and advancing the time for the child's living expenses by two weeks is a mess anyway. Watching people live happily with their credit cards makes me feel so old. But there is no way, you can't overcome your fear, you can't help it, it's better to save money honestly.

College students, from the pocket only left to buy steamed bread money, is planning a steamed bread to be divided into three meals in the morning, noon and evening, only in this way can it last until next month, downstairs to buy steamed bread found that the baked cold noodles sold next to it are so fragrant, I am eating the last meal, tomorrow will definitely eat steamed bread, the next day to eat steamed bread, but when passing by the fruit store, looking at the tempting fruit, think that you have not eaten fruit for several days, the book says that eating fruit is good for the body, just buy a little bit, a plan to save money, You will find that this is delicious and that is delicious, and even the food in the canteen, which I usually dislike, is delicious, and in this way, the funds that could have survived more than ten days by buying steamed buns are gone.

All the family's economy is **** to my father, and all expenses rely on the poor Baba's more than 30,000 yuan. Our brothers are looking at it when they are studying, the chemical fertilizers and pesticides at home are looking at it, the people in the north and south are also relying on it, the family is also looking at it for medical expenses for three illnesses and two pains, the renovation and decoration of the house at home are also looking at it, and the brothers are also looking at their parents after graduating from college to give us a little start-up capital, all of this really breaks the hearts of the parents, the two old people have gray hair and bleaching, their faces are full of wrinkles, tired and bent over, so that we can really not open our mouths as children, and we really have no cheek to reach out to our parents to ask for money.

Have you ever thought about it, there is not only one person at home, but also other people, what if there is an emergency, there is no money, of course, first of all, you must think clearly about what the purpose of your study abroad is, if it is just to open your eyes + gild + go out to play, then you don't need to, the same is true for traveling in the future, if you really want to learn things, you can work for a few years to save some money, and then study abroad.

Whether it is worth spending all your savings and owing a debt to Tuye but buying a house with 70 years of property rights, we would like to express two views: one is that it is really not worth it to spend all your savings and owe a debt to pay for the 20-year house price. Unless you just need to buy a house, if the house price is ** in the future, people who buy houses now will become pick-up heroes.

Whether it is worth buying a house depends on the level of housing prices, if the housing price returns to residential attributes, it is still worth buying a house, and it is too risky to buy a house at present.

The other is that young people should be cautious when buying a house. According to the data, in 2021, some post-90s single groups in China have plans to buy a house, and some post-90s have already bought a house. However, the age of young people in our country to buy a house is a little too early, you have just graduated from school and worked for a few years, your income and career are unstable, and buying a house too early is undoubtedly increasing the pressure on your life.

Judging from the current high housing prices in China, young people spend all their savings, owe a debt, and it is certainly not worth it to buy a house with a 70-year property right. In addition, young people have just stepped into society, if you buy a house for a bird, it is not worth it to be in debt for decades, and wait until you have a successful career and a stable income before buying a house, so the pressure to buy a house is far lighter than now, why do you need to act as a pick-up for the current high housing prices?

Is it worth all the money to buy a home? In fact, this question is a false proposition, no one can make a decision for "you", this is a personal choice, I believe that some people who agree with this way are made after careful consideration of this decision, as for whether it is worth it or not can only be judged by their own experience.

The house is the biggest investment in life, symbolizing stability and warmth, if your economic conditions are acceptable, from a conventional point of view, it is a process of saving money and saving assets, to put it bluntly, you may not be able to leave assets without buying, slowly squeezing, ten or twenty years can leave assets, or good.

Another angle is also a means to resist inflation, you get a property through a loan, at that time your loan part will be a large part of the money, but after 10 years, the money is not very large, it has become a small part, although on the surface the amount has become larger, but relatively speaking, the purchasing power has been one-fifth of the original, it is still cost-effective, you can refer to the people around you who bought a house 10 years ago.

Of course, I would like to remind all friends who want to buy a house, whether to choose to buy a house, what kind of way to buy a house, you need to judge according to your actual situation, you can do what you can, whether to buy a house or not is your own personal choice, here I also hope that everyone can have a stable residence of their own.

Erbao was hospitalized for the first time, Erbao suddenly had a high fever at night, and was rushed to the hospital, and was diagnosed: the fever caused pneumonia and urgently needed to be hospitalized**. This is the first time Erbao has been sick and hospitalized, Erbao has always been in great health, eating well and sleeping well, this time probably because my husband and I ran around with him, and the cold caused it, and my husband and I were careless.

Therefore, our family spent the first Spring Festival reunion in the hospital for the first time. At that time, my career was just starting, and I was already in debt when I saw a doctor.

That year, I was in physical education class when suddenly it was dark and I was unconscious. When I woke up again, I was already in the hospital, and my mother was red-eyed, just telling me to treat my illness without thinking too much about it, and never mentioning my condition. But seeing her secretly wiping her tears many times on the side, I knew that I was not suffering from a minor illness.

Later, I secretly asked the doctor about my condition behind my mother's back, and I learned that my illness was very serious. The little savings that my family had had quickly spent to treat me were exhausted, and my family and I were so emaciated and disheartened that I finally had the idea of giving up when I looked at the deteriorating results on the test sheet. My mother's persistence and pleading rekindled my hope for life.

A week ago, I thought I was the happiest person, but suddenly I was cheated on, and then I lost everything, lost my savings for many years, lost my beloved house, and lost my so-called "love", my spiritual pillar, and I felt like I had fallen into endless darkness all at once. That's what it's like to fall from heaven to hell.

When I was an exchange student in college, I spent almost all of my family's savings, and later when my father got sick, I borrowed money from relatives. So I can only work hard now just to have a better life in the future.

My husband was at home on vacation, and we decided to inspect local real estate in preparation for buying a second home. During this period, I took a fancy to a shop, the geographical location is very good, in the center of the local ** future planning, many ** institutions have moved to the vicinity of this real estate, but it is uncertain when the shop will really open for business, and the total price of the shop is nearly 160,000. Because at that time, many funds in P2P had not yet expired, but basically by August, they would be fully returned.

After negotiation with the sales manager, the down payment of 20,000 yuan was made first, and the rest of the money was paid in batches, and all payments were made by the end of August.

A real estate near our neighborhood has opened. Because I have seen the house type before, I have paid a deposit of 2,000 yuan, and the deposit is refundable. But I thought the house was not bad, and in addition it was quite cheap, so I paid a down payment of 150,000 on the opening day to formalize the floor and room of our house.

Later on, the loan will be repaid.