How to check your own bank, how to check your bank

The easiest way to do this is to look at your passbook. There is no passbook, but if you have opened online banking, you can search for the relevant bank, click on the official website of the relevant bank, enter the official website, and click "Personal Banking" to log in to the online banking. After entering the login page, enter the card number and password, click on Dengjing Online Banking, and click on "Black Account to enter the account page" after the wall is successful.

Click "Details", and in the details interface, hover the mouse over the round icon behind the account number and the opening bank will be automatically displayed.

If you have not opened online banking, you can call the customer service of the relevant bank** for help. There is also WeChat to pay attention to the official WeChat of relevant banks in China***, click on Micro Finance, My Account, Opening Bank, or click on Micro Finance to inquire about the opening bank.

The opening bank refers to the business outlets that handle the account opening procedures. Refers to the bank that handles the opening of a bank account. That is, when you first apply for a passbook or bank card, the bank that issued the card to you will be registered on the passbook, usually referring to the branch.

An enterprise can only have a basic account in the bank, but it can have multiple general accounts in different banks, the basic account can withdraw cash, and can handle transfers and remittances, and the general account can only handle transfer or remittance settlement business, and cannot withdraw cash.

This account can handle cash receipts and payments and daily transfer settlement. According to the regulations on the management of people's bank accounts, a unit can only choose one bank to apply for opening a basic deposit account.

To open a RMB Basic Deposit Account, one of the following supporting documents must be submitted to the bank for verification

The original copy of the "Enterprise Legal Person License" or "Business License" issued by the administrative department for industry and commerce and has passed the annual inspection;

** or approval from the local establishment committee, personnel, civil affairs and other departments;

Proof of the competent unit's consent to the opening of the account by the affiliated institution;

"Account Opening Permit" and "Account Opening Certificate" of the financial department of the military army or above and the Armed Police Corps;

Approval of the permanent establishment in the field by the competent department of the station.

In addition, if you are a corporate legal person, you also need to submit the "Enterprise ** Certificate" issued by the State Bureau of Technical Supervision.

The steps to check the opening bank with mobile banking are as follows:

1. First of all, open the mobile banking and log in to your personal account;

2. Click "My" in the lower right corner, click on the bank card below the avatar, and enter the bank card details page;

3. Click "Account Details" in the menu to see the bank bank, account opening date and other information of the bank card.

4. Select the bank card you need to inquire about, and click to inquire about the account opening information.

Operating environment: Brand version: Honor V20

System version: Android

Other ways to check your bank:

2.**Bank inquiry, general automatic voice customer service and manual customer service are available;

3.Map query, usually the opening bank is the business outlet where the user opens the card, if you remember which business outlet, you can find the name of the opening bank through the map;

4.Go to the bank business hall with your ID card, and you can check it at the counter of the business hall or the smart teller machine.

There are several ways to inquire about the opening bank information:

2. **Query.

You can call the bank** and follow the prompts to inquire about the opening bank information.

3. Online banking inquiry.

You can also log on to the bank's online banking.

4. Network inquiry.

You can also go to a nearby bank branch to check your bank information.

The opening bank is the bank where the payer or payee has an account during the clearing process of the bill. According to the different ways in which the bearer submits the bill to the bank, the bill clearing is divided into two types: Shun Hui clearing and entrusted collection clearing. In the fund clearing method of Shunhui clearing, the payer's bank (paying bank) directly transfers the money to the payee's bank (payee bank).

In the fund settlement method of entrusted collection and liquidation, the payee entrusts its opening bank to collect the bill payment from the paying bank. According to the Measures for the Administration of Bank Accounts, bank accounts are divided into basic deposit accounts, general deposit accounts, temporary deposit accounts and special deposit accounts, and all of the above-mentioned types of accounts have different settings and conditions for opening accounts.

The basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer and settlement and cash receipt and payment, and the withdrawal of cash such as wages and bonuses of the deposit unit can only be handled through this account. The opening of a basic deposit account shall be submitted to the local People's Bank of China for examination and approval and the issuance of an account opening permit, the original of which shall be retained by the depository unit and the copy shall be submitted to the opening bank for retention. Enterprises and institutions can only choose one business institution of one commercial bank to open one basic deposit account.

The general deposit account is an account opened by enterprises and institutions in a bank other than the basic account for borrowing, and the account can only handle transfer settlement and cash deposit. Cash withdrawals are not permitted.

Temporary deposits. The temporary deposit account is an account that needs to be opened by a foreign temporary institution or individual economic household due to temporary business activities, and the account can handle transfer and settlement and cash in accordance with the national cash management regulations.

Dedicated accounts. A single item of funds is taken out to facilitate management and use, so the newly opened account is called a special account. However, the opening of a special account requires the approval of the People's Bank of China.

There are several ways to check your own bank:1Check your cards:

If you have already opened online banking services, you can log in to your online banking account and check the opening bank information in the account information. 3.Go to the bank counter:

You can go to the counter of the bank where you opened your account and ask the staff of Gongyao Town for your bank information. 4.Hit ** Consultation:

You can also call your bank's customer service** to ask the customer service staff for your bank information. In short, checking your own bank requires you to have a certain amount of bank card knowledge and relevant bank information inquiry skills. Hope the above can help you.

1. To find the bank's ***, you can inquire through the bank's ***, you can also share your business card through your friend's ***, and you can also go to the bank counter to ask the staff. After following, then click on "Enter***."

<>3. After opening, select"+"Add a new card. If it is bound, then there is no need to rebind.

4. Enter the bank card number to be bound, click "Next", and then enter the information step by step according to the page prompts.

Note: When adding, it will also send information such as the mobile phone verification wheel code, ID number, and mobile phone number reserved in the bank, and the bank card account can be bound to one or more than one.

5. After the addition is successful, if you need to query the bank number in the future, select the corresponding bank card number.

6. The system will pop up the information such as the account opening time and account opening outlets of the bank card, among which: the account opening outlets are the opening banks of the bank cards.

The first is counter inquiry: you can bring your ID card.

You can apply for a bank card at the counter of a bank branch.

The third type is online banking.

Enquiry: First of all, you need to log in to the bank's online banking.

Then you can find the bank on the personal information page.

For information. The fourth type is SMS inquiry: first you have to send the inquiry** and bank card number.

Go to the service flat rolling reed, and then you can make inquiries, but the specific requirements are still subject to the official information announced by the bank.

Extended Material: What is an overdue loan? What are the rules for overdue loans? How is the penalty interest on a overdue loan calculated?

Under contract law.

The borrower's failure to repay the loan within the agreed time limit of the loan contract is a breach of contract and shall bear the liability for breach of contract.

The money invested by banks in such loans may or may not be recovered in the future. The possibility of suffering losses is extremely high, and commercial banks usually charge penalty interest for such loans. Overdue loans are problematic assets of banks, so commercial banks should maintain a high level of capital reserves, generally at a reserve ratio of 50%.

There are two main ways to calculate overdue loan interest:

First, it will be charged according to the agreed interest rate during the contract period. During the performance period agreed in the loan contract, the interest rate paid by the borrower shall be private lending, as long as it does not violate the provisions of the People's Bank of China on the upper and lower limits of the loan interest rate of financial institutions.

If it is not more than 4 times the interest rate of the bank loan, the overdue interest of the overdue loan can be calculated according to the interest rate.

Second, interest is calculated in accordance with the relevant regulations of the People's Bank of China. In this way, the interest rate of the loan during the performance period of the loan contract is still in accordance with the original agreement, and the interest rate is not calculated in stages in case of interest rate adjustment, and the interest rate of the overdue loan is calculated in stages according to the interest rate adjusted in different periods determined by the People's Bank of China, and the penalty interest is charged in a certain proportion while collecting the overdue interest, or the penalty interest is calculated in stages according to the adjustment of the penalty interest according to the interest rate determined by the People's Bank of China.

At the same time, the loan during the performance period of the contract and after the expiration of the loan shall be settled on a quarterly basis (of which the short-term loan can also be settled on a monthly basis within one year), and the quarterly interest settlement date shall be the 20th day of the end of the quarter.

Tips: Loan is a form of credit that lends money according to the interest rate and repayment conditions, the lending institutions are divided into banks and credit institutions, and the loan types are divided into personal loans, car loans, housing loans, and provident fund loans.

Consumer loans, lines of credit, unsecured loans. The latest loan interest rate in 2013 is specifically positioned: short-term loans from one to six months to one year are:

Within 180 days; days to 365 days (including 365 days) 6%. 2. The interest rates for medium and long-term loans of one year to more than five years are: 1

1 to 3 years inclusive; 2.3 to 5 years inclusive; 3.More than five years.

In response to the state's call for personal credit reporting, users comply with credit reporting requirements and relevant laws so as not to affect the credit of loans and credit card applications.

The method of how to check the information of the bank account is as follows:

1. Bank branch inquiry: If you want to inquire about the opening bank of the bank card, we can directly bring your valid documents and bank cards to the counter of any bank branch of the issuing bank to inquire, and give your ID card and bank card to the staff at the bank counter, and then the staff will check the information of the bank card opening bank for us.

2. **Inquiry: Call the customer service of the issuing bank**, and then transfer to manual service according to the prompts of the Ying Yin of the language, and then you can provide the customer service with the ID number, the bank card number and other information, and then you can inquire about the opening bank of the bank card.

Log in to Mobile Banking and click Account - List to query.

To use mobile banking, you need to meet two conditions for the liquid cavity. First, the bank card has opened mobile banking services (if it has not been opened, you can go to the bank counter to handle it); The second is that Android or iPhone and other smart buried state can have mobile banking clients installed on mobile phones. Mobile banking is an app on your Android or iPhone smartphone.

Some banks' online banking accounts are registered separately from mobile banking and cannot be shared.

How to check the opening bank:

1. When opening an account, the customer's receipt has the official seal of the bank, and the content on the official seal is it;

2. Call the bank's customer service ** consultation and provide card number inquiry;

3. Log in to the online banking, check the specific transaction records, and find the bank that settles the front shirt is the card issuer;

4. Bring your ID card and bank card to the counter for consultation.

If you need to check the bank information of a bank, you can do so in the following ways:

1.You can log in to the bank's official website, find options such as "bank inquiry" or "branch inquiry" in the "Internet Banking" or "Personal Business" sections, and enter the relevant information to query the opening bank information.

2.Inquiry through mobile banking or online banking: If you have opened mobile banking or online banking services, you can directly log in to your account, find options such as "opening bank inquiry" or "branch inquiry" in the "inquiry" or "service" section, and enter the relevant information to query the opening bank information.

It should be noted that the information inquiry method of the opening bank of different banks may be slightly different, and the specific inquiry method can refer to the bank's official website or consult the bank staff. At the same time, in order to protect the security of personal information, relevant identity certificates and account information need to be provided when querying the information of the opening bank. <>