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In recent years, there has been more and more discussion about cultivating children's financial quotient, and many parents feel that they should cultivate their children's financial quotient as soon as possible. At what age is the best time to start? Today we are going to have a discussion on this issue, hoping to help friends in need.
1. The sooner children are cultivated, the better
At present, there are often various social problems caused by online lending among college students, and most of them do not have any awareness of their finances, which is what we often call low financial quotient, so we should cultivate children's financial quotient as soon as possible from the beginning of childhood, the sooner the better. Generally from children.
Around the age of three or four, you can consciously cultivate your child's financial quotient, and it is not too early to start cultivating financial quotient at the age of 7. Don't assume that your child is young and wait until college to educate your child about these issues, it's too late.
2. How to cultivate children's financial intelligence?
1.Let the child understand the function of money
When the child is still young, you should consciously tell the child that the things he usually uses, wears, and plays with are bought with money, not through "magic" or other means, so that the child knows the importance of money.
2.Teach your child to count and recognize money
As early as possible, let your child know what money looks like and be able to recognize the size of money. The easiest way is to try to exchange new currency from the bank, and then take it home to teach children to know currency, when the child is still young, may not know completely, but you need to let the child know what kind of currency is the largest, what is the smallest on it, as the child grows older in the slowly teach specific.
3.Let your child learn to spend money
You can give your child some pocket money when he is young, and with the help of parents, let him buy some things he wants to buy, such as snacks or small toys, so that children can experience the fun of shopping and understand what a transaction is in the process.
4.Establish a correct view of money in your child
While children learn to use money, it is necessary to teach children the correct view of money, so that children can understand that money can be traded to buy things, but not everything can be bought, and at the same time, they should also have a preliminary understanding of the ownership of money.
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Cultivating children's financial intelligence at the age of seven is not early, at least let children know the basic common sense about economics, so that children can have the ability to distinguish early.
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I don't think it's too early to cultivate financial intelligence at the age of seven, and seven-year-old children already have a concept of money, so parents can cultivate it if they have the heart. It not only exercises children's financial intelligence, but also exercises children's thinking ability.
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From an early age, the child cultivated her knowledge of money. I don't think it's too early, if the parents have been working in the rest of the work, their children will understand these things very early. Because life affects him all the time, he naturally understands these things.
Therefore, it is right for the child to let him know him from an early age.
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I think that at the age of 7, you can start to cultivate your child's financial quotient, and around the age of 7 is the most appropriate, because at this time, the child's ability in all aspects has matured.
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It's not too early, in fact, it can start at the age of 5 or 7, because this can cultivate the right values in the child and let the child grow better.
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It is best to start from the age of 12, which is the most appropriate, so that the child's talent for businessmen can be cultivated, and the child should be properly told some truths, and the child should be a good example.
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The younger the child, the better it is to let him decide for himself what to do with his money, which I think is reasonable.
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It is very important to develop children's ability to manage money from the age of 7, so that they can be given the freedom to manage their pocket money and New Year's money. Let the child have a preliminary idea of money.
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Children should cultivate their financial quotient ability from the beginning of their sensibility.
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I think that when he was six or seven years old, he could start to cultivate his financial quotient when he was in elementary school.
At this time, the child is in school, and he can give some pocket money every day.
Then let the child handle the money on their own, but the parents should play a role of supervision and guidance.
First of all, let the child know where the money comes from. We need to let our children understand from an early age that money is earned by hard work, which is the premise of educating to spend money in moderation and cherish money.
The second is to establish a correct view of money. Knowing money is not only about identifying the denominations of different rubber bars, but also about letting children understand what money is used for.
The third is to learn to spend money. Primary school is an important time to cultivate children's healthy wealth concept, at this time, you can give children pocket money, and at the same time, you need to urge children to keep accounts, so that children can distinguish the difference between wanting to serve and needing.
The fourth is to learn to save and earn money. In addition to teaching children to save money in a piggy bank, you can also help children open bank accounts, so that children can experience the fun of accumulating small amounts. It is also necessary for children to learn to earn money, one is to earn money through labor, and the other is to earn money through competitions, so that children can experience the difficulty of making money and learn to cherish it.
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Let children cultivate a sense of financial management from an early age, and take into account their own expenses and Qiaosen's long-term planning while making purchases. Once a good habit is formed, it will benefit you for life.
Intermediate stage – earning power.
It is said that open source and reduce expenditure, throttling is important, and open source is of greater significance. In fact, it is more filial piety to cultivate children's sense of making money, it can be more accurate to let children understand the rules of making money, so that children can understand the rules of wealth circulation from the process of obtaining income, and they can also appreciate the seemingly simple truth that returns are proportional to pay.
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Extraction code: 664b China's traditional family education attaches great importance to the cultivation of IQ and EQ, and despises the education of financial quotient. Teenagers' credit card swiping is unrestrained, and there is advanced overdraft consumption; We often see "house slave clan", "gnawing old clan", "moonlight clan" in some ** reports
The root cause of the financial misunderstanding of young people is the lack of financial education.
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Extraction code: 664b China's traditional family education attaches great importance to the cultivation of IQ and EQ, and despises the education of financial quotient. Teenagers' credit card swiping is unrestrained, and there is advanced overdraft consumption; We often see "house slave clan", "gnawing old clan", "moonlight clan" in some ** reports
The root cause of the financial misunderstanding of young people is the lack of financial education.
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Education can begin when children understand what money is and what it can be used for.
But the above statement that "a child with both high emotional intelligence, high financial quotient and high IQ is a successful child" is actually a bit of a pampering. Financial quotient is actually a person's values.
If a child's parents do not have good values, the child's so-called "financial quotient" will not be easy to go. So if you want to educate your children well in this area, it's better to think about whether your values are good or not.
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Extraction code: cj69 Always say that let the child win at the starting line, so the increasingly heavy schoolwork outside the training class almost makes the current children very stressed, and with the material conditions getting better and better, the child's concept of money is almost more and more irrational state: either too indifferent (easy to lead to spending money does not know how to cherish), or too focused (money is very important), so for parents, accompany and participate in the growth of children, and gradually help him She establish a correct and rational view of money, Very important.
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I think children's financial quotient is to be cultivated from a young age! Because people say that's what Jews are! The problem is that the financial quotient of the long car bridge is not high, how to cultivate?
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Extraction code:05v6 It is always said that let the child win at the starting line, so the more and more heavy training classes outside the schoolwork almost call the current children are very stressed, and with the material conditions getting better and better, the child's concept of money is almost more and more irrational state: either too indifferent (and Brother Ling is easy to lead to spending money does not know how to cherish), or too focused (money is very important), so for parents, accompany and participate in the child's growth, and gradually help him It is very important for her to establish a rational view of money.
That's right! Some children start changing their teeth at the age of 5.
The annual tuition fee ranges from 5,000 to 10,000 yuan, and there are basically one to two classes per week, each class lasts 1 to 1 hour; Children's football equipment is about 500 to 1,000 yuan per year; The rest is the round-trip commute to training.
Screening of education.
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