Is it good to choose a financial platform for short term investment?

I have been making short-term investments in Qianhai Jinruilong, Shenzhen for a long time.

The first thing to do is to clarify your individual needs:

1. If you have a small amount of spare money, you want to invest and hope to withdraw it at any time in case of emergency, you can choose Internet baby products such as Alipay. It's just that the income obtained in this way is relatively small, and it is relatively suitable for spare change.

2. If the amount is slightly large, a certain period of time is allowed, and you want to guarantee the principal and income, you can choose bank wealth management, which is relatively stable. The disadvantage is that like baby products, the income may be similar to that of baby products, not high, but stronger than bank demand. The advantage is that it is relatively more stable, and if you want to be stable and stable, then there is no problem in choosing this type.

3. If the main purpose is to make some money, you can choose some reliable P2P platforms. Although there are a lot of P2P thunderstorms, most of the platforms that have survived now are relatively safe. Now I am still investing, such as Yiren Loan, Ji Jinbao, and Renren Gathering Wealth, and the income is relatively objective and flexible.

4. If the investment amount exceeds 1 million and you don't care about safety, you can go to some private placements**. The income is generally not low, but it is generally invested for 1 year, and the term is a bit long, which is not suitable for family backup money.

The above is a little bit of my own experience, please!

Hot spot! How to choose a short-term investment platform? First, first look at security.

Platform security is to be put in the first place, after all, the current industry supervision is not very sound, plus the investment itself is risky, reduce the risk, the safety of principal and interest is more secure, whether the platform is safe is directly related to the safety of the principal, so it should be put in the first place.

Second, look at the strength and operation of the platform. In fact, the strength of the platform is not only based on how much money the platform has, but also on the experience and operation mode of the platform leaders and core team, coupled with the ability to control and avoid risks, so that the platform can ensure the sustainable operation of the platform.

3. Expected annualized expected returns。After all, the purpose of financial management is to obtain the expected annualized expected return, of course, in the case of safety and security, investors hope that the higher the expected annualized expected return, the better, but in reality, considering various risks and costs, the expected annualized expected return is relatively reasonable, which jujube platform will have more principal and interest protection.

Financial investment is also known as "** investment". In order to obtain expected returns or equity, economic entities use funds to purchase financial assets such as **, bonds and other investment activities.

Financial Investment:

Financial investment is a concept of commodity economy, which is formed on the basis of physical investment in the process of economic development, with the continuous enrichment and development of investment concepts, and has gradually become an investment behavior that attracts more attention and attention than physical investment. The main domestic and international financial investment products are: **, **, bonds, **, foreign exchange, **, warrants, wealth management products, etc.

It is necessary to clarify the intermediary nature of the platform.

It is necessary to make it clear that the platform itself shall not provide guarantees.

It is forbidden to pool the pooled funds.

It is not allowed to illegally absorb public funds.

Identification method] The method of identification is actually very simple: when you deposit money into a third-party payment, if the payment is not paid directly by a third party, or a platform collects the money on behalf of a certain platform, or even a person's account returns, then there may be a risk of capital pool. There's an easier way:

In order to improve the speed of capital inflow, the general fund pool model will arrange at least two third-party payment channels. Under the fund custody model, the Internet financial platform cannot increase payment channels except for hosting third-party payment institutions. Therefore, once the Internet financial platform has at least two third-party recharge channels, it can basically be judged that it is a capital pool model, and there are potential capital risks.

Listen to a friend of mine say that Xinhua Bulk is not bad! Said to have made a lot of money! I don't know much about the specifics!

At present, there are quite a lot, you can pay attention to the credit book, a platform for Wenzhou financial reform, and there is ** to do endorsement.

Young people should have a financial plan for their own funds, and there are risks in investment, and there are gold exchanges with low risk at present, as follows:

One. Gold Exchange.

1.With the approval of *** and established by the People's Bank of China, the Shanghai Gold Exchange was officially launched in October 2002. Shanghai ** Exchange (hereinafter referred to as "Gold Exchange") is the only national market in China that has been approved by *** to specialize in ** trading.

Its establishment has realized the marketization of the domestic gold production, consumption, and circulation system, and has become an important symbol of China's leading market opening.

Over the years, the FSE has always adhered to serving the development of the real economy and industry, striving to provide investors with more investment channels, and gradually developed into the core and hub of China's leading market and the world's most important trading market, and has become the world's largest spot exchange for 7 consecutive years since 2007.

3.The exchange implements a membership system, and there are 211 members around the world, including 167 domestic financial, comprehensive and proprietary members, and 4 special members of securities firms. The annual gold output and consumption of member units account for 90% of the country, and the smelting capacity accounts for the country.

Two. Advantages of TD.

1.The trading hours are flexible, which is more suitable for investors who usually need to go to work. It is traded in three sessions for a total of 10 hours, as well as night trading.

2.The transaction is diversified, and there is a short-selling mechanism, that is, you sell first, and then close the position at a low price, earn the difference, and do not need to worry about the capital. Two-way trading, you can sell first and then buy, online free**, matching transactions, ups and downs can be profitable.

3.Margin mode: using the principle of leverage, less capital invested.

You only need to put in a minimum margin of 15% and you can trade with the full amount of money. 4.There is no delivery time limit, and the delivery time can be freely selected, which greatly reduces the operation cost.

5.The handling fee is low, and the handling fee varies from bank to bank, and the lowest is 1,000th. 6.

Emerging investment products, the Chinese market has huge potential.

Three. Investment advice.

1) Learn the basics of financial management and don't invest impulsively.

2) Choose formal investment channels, and don't believe in phishing marketing such as the Internet.

First of all, invest in financial management. It depends on the ratio of risk and return! At present, you can plan according to your own financial situation, and 50% of it will be placed in the bank to charge a fixed interest.

30% do some bank** regular investment and other stable income. The remaining 20% can be used for some high-risk and high-return financial investments. Such as**foreign exchange period** face!

If you don't understand anything, it is recommended to cooperate with a professional team and institution, and the investment is risky!