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Not affected. The toiling masses are generally opposed to raising the retirement age, and there is no concrete plan.
If launched, it will be open for public comment as soon as 2021. Then it will be revised, re-approved and officially released in 2022, and implemented in 5 years. It will not be possible until after 2027.
Recommendation 1: From 2030 onwards, those who retire at the age of 50 will be raised by one year every four years, and those who retire at the age of 55 will be raised by one year every eight years.
2030 Originally 50 years old Originally 55 years old.
2034 51 years old.
2038 52 years old 56 years old.
2042 53 years old.
2046 54 years old 57 years old.
2050 55 years old.
2054 56 years old 58 years old.
2058 57 years old.
2062 58 years old 59 years old.
2066 59 years old.
2070 60 years old 60 years old.
By 2070, all citizens will retire at the age of 60.
Recommendation 2: Boost social security**.
10% of the profits of central enterprises are allocated to social security every year, with one or two hundred billion yuan per year.
Civil servants will be reduced by 2% every year, saving hundreds of billions of dollars a year, and allocating them to social security**.
Crack down on the city's financial year-end surprise burning of trillions of money losers, part of the budget balance allocated to social security, hundreds of billions of dollars a year.
Recommendation 3: Expand the coverage of flexible (or flexible) retirement systems. The spirit of the Civil Servants Law should be extended to the whole people.
Civil servants who meet one of the following conditions may apply for early retirement:
1) The number of years of service is 30 years or more; (2) They are less than five years away from the retirement age provided by the state and have worked for 20 years.
Suggestion 4: The various types of pension insurance (civil servants, public institutions, enterprise employees, urban residents, rural residents, military pension insurance, etc.) are unified as "citizen pension insurance", all citizens, the treatment is calculated in the same way, and there is a minimum and cap, the minimum treatment can not be less than 600 yuan, the highest can not be higher than 9000 yuan. A 15-fold gap is big enough, and now the gap is hundredfold.
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Let me tell you, delaying retirement is the earliest, and so far, there is no conclusion, and no formal plan has been introduced. So if the plan is introduced in January next year, he also has an implementation period, which should be implemented from the second half of next year, but you will retire in March next year. It certainly does not fall within the scope of this new programme.
What's more, there is no sound of the new plan at present, and it is estimated that it will take time to introduce it.
So, I personally think that if you will turn 60 in March next year and want to retire, delaying retirement will not affect you.
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1. Will it lead to increased competition for employment and affect the employment of young people?
After delaying retirement, people of age can still stay in their original jobs, and the corresponding employment opportunities will also be reduced, which may affect the employment of young people. This leads to an increase in unemployment.
2. Will it lead to a decrease in fertility?
Delaying retirement was supposed to increase the working-age population, but now it is necessary to argue that the retirement age should be delayed, resulting in the elderly having no time to take care of their children, which may instead reduce the fertility rate and fail to achieve the effect.
3. Will it lead to an increase in the burden of insurance payment and affect the enthusiasm of insurance participation?
This refers mainly to laid-off workers, flexible employment and other groups, due to the need for individuals to bear all the social security premiums, after delaying retirement, may choose not to pay social security because of the increase in the burden of contributions.
4. Will it lead to an increase in anxiety in life and a decrease in the sense of gain?
The pace of life is already fast, and anxiety is spreading, and if you delay retirement, you will have to devote most of your time to work, which may increase anxiety.
However, despite such drawbacks, the implementation of the delayed retirement policy has become the general trend, which is also a common practice in countries around the world.
So, after the implementation of delayed retirement, will flexible workers choose to surrender their insurance policies one after another?
It should be said that there is indeed such a possibility, because the Ministry of Human Resources and Social Security has mentioned in the 14th Five-Year Plan that it is not only necessary to implement gradual delayed retirement, but also to revise the number of months of pension calculation, and gradually increase the minimum payment period of pension insurance. This means that the current minimum payment period of pension insurance is 15 years, which will be increased in the future, for example, to 20 years, and the time to receive the pension will be postponed accordingly, which is indeed a challenge for flexible employees.
However, we also see that the delayed retirement policy is not a one-size-fits-all policy, but is promoted in accordance with the principle of "small step adjustment, classified promotion, flexible implementation, and overall consideration", which leaves room for different groups of people to implement different retirement policies. For example, can flexible workers still retire at a normal age? This is to be expected.
In this way, there will be no wave of surrender of flexible employees, I believe that everyone has an economic account, if the implementation of the delayed retirement policy is relatively mild, flexible employees should still continue to pay social security.
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Hello, the policy of delayed retirement in 2023 has been announced, for the issue of delayed retirement, in the 14th Five-Year Plan Outline, it has been clearly pointed out that the statutory delayed retirement age will be implemented, so the delayed retirement may be implemented in the next 5 years, so delayed retirement is only a matter of time, and it may be closer and closer to us. However, many people think that delaying retirement will bring a lot of disadvantages, and of course it can actually bring us certain benefits. What are the disadvantages and what are the advantages, let's sort it out.
First of all, let's sort out the drawbacks.
The first aspect is that there will definitely be a disadvantage for front-line manual workers. There is no doubt that according to the normal statutory retirement age, men retire at the age of 60 and women retire at the age of 55. But the arrival of retirement is delayed.
For them, they may need to work for a few more years, which is undoubtedly a big drawback for this part of the population.
The second drawback is that it may be more difficult for young people to find employment. Because he could have retired at the age of 60, or at the age of 55, he could have made this position vacant. Then, as a work unit, he will definitely recruit new employees and inject new blood, so it will be relatively easy in terms of employment.
However, the arrival of delayed retirement is due to the fact that the old employees have not yet retired, which makes it impossible for enterprises to recruit new employees, otherwise it will increase their employment costs, so it is difficult for young people to find employment, which is a real problem.
So in addition to the disadvantages, in fact, there are certain advantages, and these advantages can also be called good, what are the advantages?
The first advantage can solve the problem of those who have not accumulated enough years of contributions, and they may not have the 15-year threshold conditions before reaching the statutory retirement age, so they need to delay retirement. However, when the people who really delay retirement come, the people who actually delay retirement are not themselves, and the big guys may need to delay retirement, so it is good news for these people.
The second aspect is good, which can effectively reduce the pressure of pension payment. Because the arrival of delayed retirement means that the retired elderly population can be directly transformed into the working-age labor force, thereby reducing the total number of people receiving pensions and increasing the total number of people paying social security. So this aspect of the good is actually good at the national level, and finally lay the foundation for us, the pension treatment of retirees on time and in full, plays a vital role, so this good news is also very good.
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The delayed retirement policy is really a bad policy, and I don't like the arrival of this policy at all, and I think the following groups of people will definitely be affected.
First, female workers will definitely be affected. Before the arrival of this policy, female employees retired at the age of 55, and suddenly extended them to 60 years old retirement for five years, which does not seem very long, but when you spend these five years on the job, it is a long time, especially for some female employees who are not in good physical condition, they will feel extra pain.
The second kind, the post-80s are still more affected, the post-80s have actually paid a lot in this society, family planning is the most influential of this generation, and at the same time, this generation is also affected by family planning when giving birth to children, so their children must raise both sides when raising the elderly, eight old people. And when they have to retire, what could be worse than that?
Third, delayed retirement will also affect people with professional titles. There are a lot of people affected by the title, and we all agree to wait for the retirement, and the number of titles will be vacant after retirement, and at this time, the retirement is suddenly delayed, and the senior places are not available, so the people who are waiting for the title will have to be delayed for several years to enter the title, and this feeling is also extremely painful.
Fourth, the impact on some retired and rehired personnel is also very large, in fact, the salary will be higher after retirement, and when he belongs to his normal work before retirement, then, he will earn a lot less, so for some retired and rehired personnel, this is not a very good news.
Time has played a big joke on us, we don't want to go through it quickly, but retirement is coming and I still like to retire early.
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I believe many friends have heard of the delayed retirement policy, the so-called delayed retirement is to delay the statutory retirement age, once the statutory retirement age is delayed, then it means that we will receive the pension time will be postponed, it can be seen that delayed retirement and each of our lives are closely related, so the topic of delayed retirement has attracted much attention, so will the delayed retirement policy really come? Who will be affected by delayed retirement?
Due to the serious aging trend of China's population, in order not to affect economic development, the Ministry of Human Resources and Social Security put forward a proposal to delay retirement in 2011, but so far the country has not introduced a specific plan for delayed retirement, which makes some friends begin to speculate that delayed retirement is not just talking, and will not really be implemented. The Ministry of Human Resources and Social Security responded to this question in 2019, the Ministry of Human Resources and Social Security said that at present, different industries and different groups of people still have different opinions on delayed retirement, and delayed retirement is related to everyone's vital interests, so the national policy is very prudent.
That is, the delay in retirement will be implemented sooner or later, depending on when it is implemented. The Ministry of Human Resources and Social Security has requested that 2020 will be the deadline for the introduction of a delayed retirement plan, that is, it is likely that the country will introduce a delayed retirement plan this year, but even if the plan is introduced this year, according to what was once said, it will take a transition period of 5 years from the introduction of the plan to the official implementation, that is, the delayed retirement plan will not be officially implemented until 2025.
At present, China's statutory retirement age is 60 years old for men, 50 years old for women, and 55 years old for female cadres, assuming that the delayed retirement policy is officially implemented in 2025, it means that in 2025, men under 60 years old, women under 50 years old, and female cadres under 55 years old will be affected by the delayed retirement policy.
In general, the future of the delayed retirement policy sooner or later will come down, if the implementation of delayed retirement, then we don't have to worry too much, after all, delayed retirement we can get a few more years of salary, pay a few more years of pension insurance, China's pension insurance principle is to pay more, pay more, pay more, that is, after delayed retirement, we will receive more pensions.
This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.
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Category 1: Men aged 60 years or less by 2025 (males born in 1965 and later).
Category 2: Female workers aged 50 years or less by 2025 (women born in 1975 and later).
Category 3: By 2025, female cadres aged 55 or less (those born in 1970 or later).
Category 4: Post-90s young people (those born in 1990 and later).
If the delayed retirement plan is implemented in this way, the impact on the post-60s, post-70s and post-80s is the greatest, and for the post-90s who have entered the society, they have completely caught up by the time of retirement.
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