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Fragment entry: According to the definition of the voucher layout, the voucher is cut into the image (see the details of the fragment cutting of each business voucher for specific elements), and the cutting sub-image is recorded twice and one calibrated according to the principle of "what you see is what you record";
Full single image entry: For the non-standard vouchers submitted by the outlets or the vouchers that fail to pass the layout recognition, the whole single image will be recorded in parallel.
In addition to these two, there are also fragment supplementary posts, and all single supplementary posts.
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The differences between general and teller posts in banks are as follows:
1. The scope of inclusion is different:
General posts include bank tellers, bank lobby managers, bank customer service posts, bank human resources, etc.; The teller post is one of the general job categories, and the bank teller post includes cash teller, ordinary teller, general teller (accounting supervisor), low teller (or open counter staff), etc.
2. The working area is different
The working area of each position in the general post is different, and the working area covers a large range; Teller posts can generally only work at the counter.
3. Different professional and technical requirements:
General posts are positions that have no professional and technical needs, are relatively popular, and are not very difficult, and can be replaced in a short period of time. Bank teller positions generally need to have certain financial knowledge, such as low tellers (or open counter personnel) must have certain basic knowledge and skills of personal loans and personal financial knowledge.
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The teller post is one of the general job categories.
First, the social general position is a job that has no professional and technical needs, is relatively popular, not difficult, and can be replaced in a short time. Generally, it involves bank tellers, bank lobby managers, bank customer service posts, bank human resources, etc., and teller posts are one of the general job categories.
Second, the counter staff of the bank business hall mainly include the following categories:
1. Cash teller: The daily work is mainly engaged in the review of various cash business, the counting of small notes, the counting of large amounts of cash, etc. It is usually held by people who have just joined the bank, and it is the basis for continuing to work at other counters.
2. Ordinary tellers: engaged in all kinds of counter business, including all kinds of business and private business. Reconciliation and settlement of accounts for the day. It is the largest type of counter staff in the bank.
3. Comprehensive teller (accounting supervisor): mainly responsible for checking, supervising and reviewing all kinds of accounts of ordinary tellers on the day. Explanation of the handling process of special counter business, inspection and supervision of the implementation of bank rules and regulations, etc. In some cases, we will also handle specific business.
4. Low counter teller (or open counter staff): It is set up by some large business outlets. Mainly handle non-cash business counter personnel including personal consumption loans, personal housing loans, personal financial management (**business, banking** insurance business) and so on.
This type of teller has relatively high requirements and must have certain basic knowledge and skills of personal loans and personal financial knowledge.
5. Lobby manager: usually responsible for publicizing the banking business, classifying and guiding the customers of the outlets, answering all kinds of business inquiries of customers, and mediating and guiding the disputes and conflicts between bank staff and customers. This is usually done by a bank employee with a long period of work experience, and sometimes by the head of the bank branch.
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General posts should be available for other positions. A teller post can only be a teller.
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There are several types of comprehensive posts! There is a comprehensive credit post, which is equivalent to the office director of the enterprise! There's a lot to do, and it's an opportunity to learn.
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First of all, it depends on which department's comprehensive position. The general general position refers to the counter staff of each sub-branch, some of whom serve individuals, and do all personal business services in a comprehensive manner, including cash and personal financial products; Some will be comprehensive positions in the company's business, accounting and settlement; It may also be a combination of individual and corporate RMB accounting business, which generally occurs in small sub-branches and road sub-branches.
The above are all positions in the deposit line, and they may also be comprehensive credit positions, which depends on the specific scope of work. Comparatively speaking, the comprehensive positions of the foreign exchange deposit line are boring.
It is recommended to understand the specific department recruited before consideration.
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General jobs are many positions in the bank, and the beginning is not limited. (General roles include account managers, information technology, international business, legal affairs, general business, etc.) )
The counter position is to recruit bank tellers, mainly engaged in the review of various cash business, the counting of change notes, and all kinds of counter business, including the handling of various corporate and private businesses. Reconciliation and settlement of accounts for the day.
Bank Recruitment Interview Skills:
1. Keep your mouth shut and think twice before answering.
2. Leave enough room for advance and retreat, and adapt to changes.
During the interview, for those questions that need to be elaborated from several aspects, or "trapped" questions, pay attention to the use of flexible language skills, and do not speak to death at the beginning.
3. Stabilize emotions and be calm and rational.
Sometimes during the interview, the examiner will ask a question that the candidate does not expect, and what you need is to stabilize your emotions and not mess around.
4. Respond noncommittally and flattering.
In the exam room, the examiner will often set questions that are not pleasing whether you answer in the affirmative or in the negative. And your ambiguous answers can put yourself in a good position.
5. Good rhetoric, no leakage.
In interviews, there are times when the examiner asks questions that do not have standard answers, which requires candidates to be as thoughtful as possible before answering the questions so as not to fall into passivity. Interviews are a kind of wit in a way, and you have to make sure that you make sure that your rhetoric is perfect.
6. Eclectic thinking, crooked and right.
During an interview, if the examiner asks overly simplistic questions that resemble games or jokes, you should turn your mind around and think about whether the examiner is looking at something else, whether he is looking at your IQ, EQ or career quotient. If so, then you have to jump out of the shackles of conventional thinking in order to receive the miracle effect of "crooked hitting".
7. Be calm, tactful and alert.
In the exam field, examiners often ask challenging questions about the candidate's weaknesses. In the face of such questions, you must be calm, refute and appeal more tactfully, and never get emotional.
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The general teller of the bank has a front desk teller, a back office teller, and the front desk teller is mainly responsible for receiving customers and handling cash, bank cards and other businesses for customers. The back-office teller is mainly responsible for transaction review, report data processing, and data sorting.
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Personal banking business refers to the deposits, loans, payment and settlement services provided by commercial banks to individual customers.
1. Personal deposit business includes various deposit businesses such as domestic and foreign currency savings and financial bond business issued by banks. 2. Personal loan business refers to the short-term and long-term loan business provided by banks for individuals. It mainly includes pledge loans for certificates of rights, personal housing loans, personal durable consumer goods loans, personal housing decoration loans, personal student loans, personal automobile consumer loans, personal medical loans, personal travel loans, personal quota loans, etc.
3. Payment and settlement refers to the bank relying on the current deposit account and using the settlement tools to provide individual customers with settlement services such as consumption, transfer and remittance in addition to deposit and withdrawal, so as to realize the transfer and settlement of customers' monetary funds.
4. Collection and payment business refers to the use of banks' own business outlets, settlement networks and other resources to provide customers with a variety of first-class, distribution or financial services, including: withholding and paying various expenses paid by residents in their daily lives, and collecting and paying wages to their employees by enterprises and institutions.
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Handle personal business.
Including savings,**, insurance, financial management, and so on related to personal banking.
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This should be accurately called personal finance, need to pull deposits, credit cards, sell financial products, mortgages, etc., this kind of position, the task is generally heavier, the work pressure is greater, you need to have a good psychological quality, otherwise it will not be long. Choose wisely.
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The bank's comprehensive teller post is an all-round post, and the business of the bank's business office can be handled in this position.
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Integrated teller.
Working in a bank can be said to be a dream of many people, almost all-round integrated teller is both attractive and can exercise people's career, the work mainly includes receiving customers, handling currency settlement business and cash business, authorization and management, etc., requiring management ability and high business level, excellent integrated teller also needs to have affinity and strong sense of service.
Job description. Reception counter customers;
Handle counter business such as currency settlement business and cash business;
Prepare all kinds of business vouchers and statements to ensure the normal development of various accounting businesses;
Opening, Closing and Changing Customer Accounts.
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Specifically, it is reflected in the efficient and fast establishment of bai.
Fast, extensive banking counter business.
DAO system and the development of new front-end and back-end business systems such as first-class specialized banks, personal banks, and online banks; And realize the construction of a back-end integrated management system linked to front-end and back-office services to strengthen the internal integration of cost accounting, profit analysis and risk control
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