ABC online banking transaction failed, ABC card in the palm of the bank transfer prompts transaction

If the status of the transferred account is abnormal, the transaction will fail. When you perform a single intra-bank transfer or inter-bank transfer, the status will be "Transaction Failed" when the account password is incorrect, the account balance or handling fee is insufficient, the account has been temporarily reported as lost, the business has been frozen, the account has exceeded the validity period, or the account has been reported as lost. After the query is in the failed state, you need to verify whether the account details are debited, and if you are sure that there is no transaction, you can re-initiate it.

Personal online banking. How to check the transaction status: Log in to personal online banking, click "Return to Classic Version" in the upper left corner of the page, click "My Account" - >Online Banking Transaction Inquiry", and you can inquire through online banking.

The "Online Banking Transaction Inquiry" function and details support the query of transaction records in the last 90 days. If you are unable to transfer money through personal online banking, you need to work at ABC first.

You can only transfer money when you open online banking for registration at the counter, and you can't transfer money through self-registered online banking. The other cases are as follows: a

Verify whether the card status is normal, and the peer transfer also needs to verify whether the other party's card status is normal. b.Verify the online banking transfer limit.

c.To verify whether the operation is correct, use the repayment function of the credit card menu for the same credit card transfer, and use the transfer function for inter-bank transfer. d.

To verify the transaction status, the online banking can check the transaction status of the personal online banking transfer through "My Account" - "Online Banking Transaction Inquiry". If the transaction status is uncertain, please search for "Unsure" or the Contact tool body to verify. e.

If there is no response to the online banking transfer submission, please check the computer browser, it is recommended to use IE7 and above browsers. f.Generally, the transfer cannot be operated, and the system will have a prompt message, and the system prompt information will be recorded, and you can choose to manually consult specifically.

The beneficiary account types maintained by a single transfer by personal online banking include my own non-online banking registered account (credit cards of the Bank are not supported.)

and other people's accounts with the Bank and other banks. References: Personal Internet Banking. The official website of the Agricultural Bank of China [Citation time: 2018-4-27].

Close the window and try again with a new payment.

This is because the amount of the transaction exceeds the limit of the trader, as long as the transaction limit is set to the following, the specific setting method is:

1. Find the Agricultural Bank of China app on your phone and tap to open it.

2. Find the debit card security lock option in My Interface and click to enter.

3. Find the option of spending limit management in the debit card security lock interface and click to enter.

4. Set a consumption limit in the Consumption Limit Management option of the jumper.

It means that your card usage has been frozen, there may be fraudulent or abnormal usage, or the overdraft has not been paid off.

Credit card restricted reasons:

Clause. 1. The card status is abnormal, such as the scum or card degaussed, and the password is locked too many times, so it is recommended to call the bank service ** to confirm;

Clause. Second, there is no problem with the card, the POS machine signal is not good, and it will cause transaction failure if it is not connected to the network;

Clause. 3. If you are holding an IC chip credit card, due to UnionPay.

If the downgrade transaction function is turned off, if the cashier still operates the transaction according to the card instead of inserting the card, it will also cause it to be unusable;

Clause. Fourth, the card does not support transactions, such as the card with the single identification of VISA, and the JCB single identification card, which does not support UnionPay transactions, nor does it support some online transactions.

This behavior belongs to risk control, referred to as risk control. In order to ensure the safety of customer funds and prevent others from copying, imitating counterfeit cards, and stealing successfully, the payment system automatically controls risks and intercepts card transactions.

For example, if you take a savings card to a bank ATM to withdraw money, and enter the wrong password three times, is the card no longer able to withdraw money, or even the card is swallowed, you have to take your ID card.

Go to the bank counter to pick up the card. This is the wind control of the ATM.

Payment companies have a strong risk control system, in order to protect the safety of customer funds, we must not have the above operations, otherwise the card can not be in the POS machine.

to become a "restricted card"!

About "Single Amount Overrun".

Due to the recent rampant theft of counterfeit cards, some banks have also imposed restrictions on the amount of a single transaction, especially China Merchants Bank.

POS is limited to 5000 per transaction, and 1000 per online purchase), Bank of Communications.

Huayan Kahuxiao incident), Guangfa Bank.

limit the amount of a single transaction), etc., which vary from bank to bank. What else is the reason for the card swipe limit? Years old Liang Han.

The problem is caused by the status of the corporate account, generally due to the lack of annual inspection. For details, you need to contact the bank where the account is opened for inquiry and processing.

At present, the annual inspection of the unit settlement account is mainly carried out by the local people's banks, and the head office of the people's government does not set a specific start and end date for the annual inspection, and the local people's banks generally issue a notice in the second or third quarter of each year, requiring the completion of the annual inspection of the unit settlement account within a certain period of time.

Annual inspection information of the unit settlement account:

1. The annual inspection information of the account without any changes.

1) The original and copy of the industrial and commercial business license, the certificate of the legal person of the public institution, the certificate of the legal person of the association, and other relevant documents;

2) Original tax registration certificate;

3) The original certificate of the organization;

4) Identity document of the legal representative or the person in charge of the unit;

5) Account opening permit;

6) If it is handled by an unincorporated person, it is also necessary to provide the ID card of the person in charge and the power of attorney of the legal person of the unit, and affix the official seal of the unit and the name of the legal person.

2. The account with changes shall provide the above annual inspection information and the following information at the same time:

1) Application form for change of bank account;

2) Corresponding proof of change. If the business license has not passed the annual inspection of the administrative authority for industry and commerce, but it is still necessary to retain the account for clearing the relevant claims and debts, the basic deposit account shall be revoked, and the temporary deposit account shall be opened with the approval or certificate of the competent unit or the competent management department.

This is because the amount of the transaction exceeds the limit of the trader, as long as the transaction limit is set to the following, the specific setting method is:

1. Find the Agricultural Bank of China app on your phone and tap to open it.

2. Find the debit card security lock option in My Interface and click to enter.

3. Find the option of spending limit management in the debit card security lock interface and click to enter.

4. Set a consumption limit in the Consumption Limit Management option of the jumper.

The transaction status of ABC is uncertain, and there are roughly the following situations:

1. The system of ABC is unstable: if we encounter this situation, we can withdraw first and then log in again to re-trade.

2. Network interruption during data transmission: When we transfer money between ABC bank cards, there may be network interruption during data transmission, which may lead to transaction failure. If the status of the transaction is uncertain and the payment has not been deducted, we can re-initiate the transaction.

3. System maintenance: In order to prevent hacker attacks, ensure the safety of funds, and provide better services, the bank's system generally needs to be regularly maintained and upgraded, which is usually around 12 o'clock in the morning to 4 o'clock in the morning. During the maintenance and upgrade period, all online banking services will be suspended.

Therefore, we need to wait for the system maintenance and upgrade to be completed before proceeding, which is usually announced in advance.

If we are uncertain about the status of the transaction and the money has not been deducted, we can re-initiate the transaction, but be sure to check the balance in advance to make sure that the deduction has not been made, or ask the other party if it has been received, so as to avoid duplicate transactions.

Extended information: Online banking plays a very important role in e-commerce. Whether it is a traditional transaction or an emerging e-commerce, the payment of funds is an important part of the transaction, the difference is that e-commerce emphasizes the electronic payment process and means of payment.

Whether or not the electronic and networked means of payment can be effectively realized is the key to the success or failure of online transactions, which is directly related to the development prospects of e-commerce. The electronic money created by online banking and the unique advantages of online payment functions provide strong support for the realization of electronic payment in e-commerce. As the ultimate executor of electronic payment and settlement, online banking plays the role of a link between buyers and sellers, and the electronic payment services provided by online banking are the most critical elements and the highest level of e-commerce.

This issue involves the accounting or certain agreements or contracts between your company and ABC.

The characteristics of online banking are that as long as customers have an account number and password, they can enter the online banking around the world through the Internet to process transactions, compared with traditional banking business, the advantages of online banking are reflected in the following points:

1) Greatly reduce the operating costs of the bank and effectively improve the profitability of the bank. The establishment of network i two banking business, mainly using public network resources does not need to set up physical branches or business outlets, reducing personnel costs, and improving the efficiency of the bank's back-office system.

2) There is no time and space limitation, which is conducive to expanding the customer base. Online banking breaks the geographical and time restrictions of traditional banking business, and has the characteristics of 3A, that is, it can provide customers with financial services at any time and in any way (anyhow), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.

It is recommended to contact the staff of the bank where the corporate settlement account is opened to verify whether the account status is normal, whether the annual inspection has been passed and other information.

The abnormal status of the contract should be that your corporate account has not been reconciled in time Solution: First, log in to your corporate online banking, there is a statement on the home page, click in to complete the reconciliation, and unblock it within 24 hours; Second, the legal person should bring the original and copy of the business license, the original and copy of the ID card, the official seal and the seal to the account opening outlet to apply for unsealing, but you also need to reconcile the account on the online banking, and the outlet can be unsealed immediately, without waiting for 24 hours!