How to apply for a 360 IOU faster, and what are the conditions?

360 IOU APP is a leading lending platform in China, 360 IOU APP platform is positioned as a consumer credit platform serving financial institutions, which is based on 360 big data to evaluate customer credit, and on this basis, to provide instant cash loan services. There are many friends who are not very clear about where the entrance of the 360 IOU is or how to open it, and today I have brought you a relevant tutorial, let's take a look.

How many steps does it take to open a 360 IOU with a high amount of money and fast review?

First of all, you have to have:

A mobile phone. My real and valid ID card.

I usually use my bank card.

Then you are only 6 steps away from the small goal of 200,000!

Step 1: Open 360 Mobile Guard, click "Peace of Mind Service" to enter the 360 IOU.

At present, 360 IOUs are only open to some Android friends, please be patient with Apple friends.

The lucky first batch of friends, stretch out your little hand to make a fortune, and hurry up to open a 360 IOU, after all, it can only help you get here.

Step 2: Click "Activate Quota", bind a common mobile phone number, and register.

Step 3: Enter the credit granting process - face recognition.

After binding the mobile phone, you will enter the credit process, the legendary face brushing function, friends, please follow the system prompts, nod and shake your head to verify the identity of the real person, guess how much your appearance is worth?

Step 4: Verify the borrower's ID card information.

In order to protect the rights and interests of our partners, 360 IOU will establish a formal loan contract with you. You need to upload real information, and the identity information will be directly related to the credit line of your partners

Step 5: Bind the receiving bank card and set the transaction password.

At present, 360 IOUs support a total of 15 banks in the fields of industry, agriculture, China, construction, communications, postal savings, Everbright, China Merchants, Shanghai Pudong Development, CITIC, Minsheng, Industrial Bank, Guangfa, Huaxia and Ping An Bank, and will connect to more bank channels in the future, so stay tuned.

Here you need to bind the bank card to receive the money and agree to the "360 IOU Third-Party Withholding Agreement". Please remember and save the trading password, and don't tell others!

Step 6: Set up your favorite contacts.

The common contact needs to be one of the contacts on your partner's mobile phone, but please don't worry, all the information you submit, 360 IOUs will be encrypted for transmission and storage to ensure your information security.

At this point, you have successfully opened a 360 IOU, and the system will evaluate the specific amount according to the information uploaded by the partner, and you can see how much your limit is in a few minutes, and you can borrow normally.

Finally, (simply and crudely) summarize the conditions for opening a 360 IOU:

1.You've been picked by a 360 IOU!

2.You have an ID card, a mobile phone, a bank card;

3.Complete the credit process, the fastest 1 minute, up to 200,000 belts! Return! Family!

1. Be between the ages of 18 and 55, and have a Chinese mainland resident ID card;

2. The borrower needs to have a normal mental state and full capacity for civil conduct.

3. The borrower should have good personal credit in the central bank.

There is no serious credit stain on the credit record;

4. The mobile phone number applying for the loan needs to be authenticated by real name.

and the use time is more than half a year;

5. Have a stable job, and the income can guarantee the repayment on time.

360 IOU is an unsecured and pure online consumer credit platform launched by 360 Finance, and behind 360 Finance is Qihoo 360, an Internet predator, which shows that 360 IOU is a loan launched by a regular company.

Formal online loans are guaranteed to a certain extent, it is recommended that you choose some well-known online loan platforms to avoid being deceived, and the formal online loan platforms will not charge you any fees before lending.

Borrowing is a risky business, so it's right to be careful. Some P2P is still forgotten, but the 360 IOU loan model, you can rest assured that the funds are all large institutions like ICBC, and the average annualized interest fee is 24%, which is also in line with national regulations.

Personal credit is a hard indicator, if there is a problem, don't think about the things that have passed the review, you owe money in real life and no one will borrow you.

What is there to question about this, you apply, you can pass, you are given money, isn't this true, what is there to doubt. If you are worried about the high interest rate, please ask your parents for money, and you don't have to pay the interest, and you don't have to pay the principal.

The review of 360 IOUs relies on big data, which excludes the possibility of cumbersome procedures and mistakes in manual review.

It's true, I do a business and often borrow money on it, and the amount is quite high, and the amount of money borrowed each time is quite a lot.

360 IOUs feel quite easy to borrow, Alipay Huabei only has a limit of 6,000, and 360 IOUs give a limit of 10,000, and the interest is the same.

The fast review speed is a feature of 360 IOUs, and the fastest speed of five minutes to make payments may not be able to be done by other platforms, which is worth 100 million for people who are in urgent need of money.

I also started to use it after my friend recommended the 360 IOU, and I have been using it for more than half a year. If you are the kind of person who borrows money and does not repay it, you will definitely be reported for credit, with such a large group background, and you yourself will not be trustworthy first.

360 IOUs are OK, I have a limit of 50,000 yuan, interest, and relevant information will be provided when applying, as long as you look carefully, it will be clear.

The limit of 360 IOUs needs to be maintained, similar to the limit of credit cards, maintain a good repayment record, and use it regularly, which can make your borrowing limit higher and higher, and the interest rate will be lower and lower.

Each platform has its own rules, which are declared in advance, so don't worry.

Those over the age of 18 and under the age of 60 can apply for a 360 IOU, but the amount and interest calculation method for each person is different, and it generally depends on the credit.

There is no problem with 360 IOUs, although the interest is not the lowest, but it is better to be safe and regular.

Hey, many people say that 360 IOUs are unreliable, in fact, those who borrowed money did not have the heart to repay, 360 Group has such a strong background, how can it be unreliable, but you borrow money and do not pay it back, or do not see clearly that people's borrowing regulations are not used in accordance with the requirements will definitely be found out, so you still have to be reliable and have the ability to repay, and then use it, don't take your family into debt.

Favors are easy to lose, especially when borrowing money, and 360 IOUs can be used for emergencies.

The initial amount of 360 IOU is based on personal credit, consumption habits, payment behavior, as well as your occupation and income, which is a comprehensive evaluation.

Don't think about cashing out, it's the same as cashing out a credit card, not to mention the handling fee, the installment interest rate is there.

Summary. The application channels for 360 IOUs are: first, **360 IOU APP, and second, open the 360 IOU WeChat applet, and the specific operation steps are as follows: 1. Enter the 360 IOU and click "View Limit"; 2. Fill in personal information, register and log in with your real-name mobile phone number, upload a valid ID card, and complete identity authentication; 3. Obtain "My Borrowable Limit", click "I want to borrow", fill in the amount, receiving bank card and other information, and apply for a loan; 4. Verify the borrower's identity security, submit for approval, and the result will be issued within 30 minutes, and then pay attention to the SMS notification in real time, and the loan will be released to the bank card in 3 minutes at the earliest.

How to apply for a loan on a 360 IOU.

Hello, the 360 IOU application process is as follows:

The application channels for 360 IOUs are: first, **360 IOU APP, and second, open the 360 IOU WeChat applet, and the specific operation steps are as follows: 1. Enter the 360 IOU and click "View Limit"; 2. Fill in personal information, register and log in with your real-name mobile phone number, upload a valid ID card, and complete identity authentication; 3. Obtain "My Borrowable Limit", click "I want to borrow", fill in the amount, receiving bank card and other information, and apply for a loan; 4. Verify the borrower's identity security, submit for approval, and the result will be issued within 30 minutes, and then pay attention to the SMS notification in real time, and the loan will be released to the bank card in 3 minutes at the earliest.

To apply for a loan, you need to meet the application conditions of 360 IOUs: 1. Chinese mainland residents aged 18-55 with full civil capacity; 2. Students who are at least 18 years old are not allowed to apply, that is, the applicant cannot be a student; 3. When applying, you need to prepare your valid ID card and a bank card; 4. There is no bad credit record on the credit report, a stable income** and the ability to repay on time.

There are four requirements for applying for a 360 IOU:

1. The borrower must be between the ages of 18 and 55 and must hold a mainland resident ID card;

2. The bank card used to apply for the loan must be a savings card of 15 banks: China, Agriculture, Industry, Construction, Communications, Everbright, Postal Savings, China Merchants, Pudong Development, CITIC, Industrial Bank, Minsheng, Guangfa, Huaxia and Ping An;

3. Personal credit is good, and there is no serious credit stain on the credit record of the central bank;

4. The mobile phone number used for the loan needs to be authenticated by real name.

Application Tips:

1. When you apply for a 360 IOU, you can submit your own work certificate, income certificate, provident fund deposit certificate, social security certificate, sesame credit score, etc.

2. Before applying for a 360 IOU, try to minimize your debts. In other words, everyone should try to pay off their credit card arrears and various loans.

3. Apply for your own credit card before applying for a loan from a 360 IOU.

Extended Information Relying on 360 Group's advanced Internet security technology and big data technology, and based on massive user credit data and behavior data, IOU is committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient financial services for all groups in society with financing needs. 360 IOU is based on 360 Credit, an independent third-party credit evaluation and management agency under 360, and objectively presents an individual's credit status through cloud computing, machine learning, 360 big data and other technologies.

According to the comprehensive consideration of credit risk, payment habits, consumption situation, etc., users are granted different consumption limits.

The application quota of the IOU is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding amount is also dynamic. The advantages of 360 IOUs are mainly reflected in the large number of users and high activity, with massive user credit data and behavior data, advanced Internet technology, convenient experience and professional and high-quality team.

What are the requirements to apply for a 360 IOU.

1. The conditions that need to be met to apply for a 360 IOU.

1. There are age requirements, according to the relevant regulations, only users who are at least 18 years old but not more than 55 years old can apply for 360 IOUs. At the same time, only mainland resident ID card holders are eligible to apply, and Hong Kong, Macau and Taiwan ID card holders are not eligible to apply for 360 IOUs.

2. When applying for 360 IOU, you need to provide a bank card, according to the relevant regulations, when applying for a 360 IOU, the bank card required to be provided is only limited to the bank's debit card: Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, CITIC Bank, Pudong Development Bank, Everbright Bank, Postal Savings Bank, China Merchants Bank, Agricultural Bank of China, Ping An Bank, Fujian Industrial Bank, Minsheng Bank, Huaxia Bank, etc., it should be noted that only debit cards can apply for 360 IOUs, if it is a credit card, it cannot be applied.

3. When applying for a 360 IOU, you need to ensure that your personal credit record is not stained. Only users who do not have serious credit problems in the credit system of the People's Bank of China can apply for 360 IOUs. If the applicant has credit problems, then the application will not be approved.

4. If you need to apply for a 360 IOU, then you also need to make sure that the mobile phone number used in the application is your own and is registered with your real name, and the mobile phone number without real-name registration cannot apply for a 360 IOU.

What are the requirements to apply for a 360 IOU.

2. How to apply for a 360 IOU.

From the above list of the requirements to apply for a 360 IOU, we can clearly see that applying for a 360 IOU is not very difficult. As long as these conditions can be met, there is still a lot of hope for applying for a loan. In order to enable the 360 platform to complete the review process and issue loans faster, some methods are summarized below.

1. When applying for a 360 IOU, the platform will require the applicant to provide some materials. If you can provide more materials to prove yourself, such as proof of income, social security certificate, provident fund payment certificate, etc., then you can better let the platform understand your repayment ability, and you can also complete the review and loan faster.

2. Many users are unable to apply for 360 IOUs due to the high proportion of debts. Therefore, before applying, you need to minimize your debts, such as credit card debts or other debts.

3. If the applicant has a credit card in his name, it can help the 360 platform complete the credit faster, so before applying for a 360 IOU, the applicant can also apply for a credit card to improve the probability of successful application.

What are the requirements to apply for a 360 IOU.

3. What issues should be paid attention to when applying for 360 IOUs?

1. When applying for the 360 IOU platform, the applicant needs to evaluate his or her credit status to ensure that it can meet the requirements specified by the platform.

2. When using the 360 platform to borrow, you need to pay attention to the specified repayment time to ensure that you can repay the loan in accordance with the agreement, avoid penalty interest caused by overdue, and affect personal credit reporting, and bring a lot of inconvenience to your work and life.