Can I use the community medical insurance in 2019 when I give birth in 2019?

When the newborn enters the household, when applying for the participation stool insurance, the "next month of the year of birth" is the first month, compared with the current month at the time of insurance, when it is less than or equal to 7 months, it must be paid, and the supplementary payment period is from the date of birth to the time of insurance. If you don't want to make up the payment, you need to apply for Limb Insurance after the time limit specified in the newborn insurance and supplementary payment policy. I wish you a smooth and prosperous <>

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It is paid according to the proportion of personal salary, and the medical insurance is handled:

1.If you are an urban resident, you need to bring your ID card, the original and copy of your household registration book, and a one-inch color photo to the community neighborhood committee or social security office under the jurisdiction of the household registration to pay for registration, and you can purchase it. Rural residents can participate in rural cooperative medical care, and the village committee will generally inform you when to pay it, and it will be handled in a unified manner.

2.How can you be self-employed to participate in the insurance, you can choose to only build a co-ordination**, do not build a personal account, and pay basic medical insurance premiums according to the average monthly salary of the local previous year; You can also choose to pay 8% of the average monthly salary of the previous year in the local area and establish a personal account.

3.The cost of paying social security for oneself is calculated based on the average salary of the local community last year, and it is not the same every year. For example, if the average salary in place A is 20,000 yuan, then the pension insurance payment is 20,000 * 20% = about 4,000 years, and the medical treatment is 20,000 * 10% = about 2,000 years.

In addition, the minimum and maximum levels are also stipulated, and the payment of the lowest level shall not be less than 60% of the average monthly wage of employees at the social level, and the highest level shall be 300% of the average monthly salary of employees.

4.Generally, the lowest grade is the majority. In addition, the minimum payment period of pension insurance is 180 months, that is, 15 years, medical insurance needs to pay at least 25 30 years, and you can apply for pension treatment and medical reimbursement when you reach retirement age.

If you pay the insurance yourself in the street, there is no maternity insurance, and you will not be able to enjoy maternity insurance reimbursement if you have a child. Only when the employer pays you five insurances can you enjoy maternity insurance. Do you pay the social security that you are looking for by the personnel ** agency you are looking for?

Then your maternity insurance** agency will help you solve it.

Newborns must first register for medical insurance in order to participate in medical insurance. The guardian of the newborn needs to hold a copy of the newborn's household registration book and a one-inch newborn **, go to the community neighborhood committee where the household registration is located to fill in the "Registration Form for Basic Medical Insurance for Urban Residents", sign and seal it by the handling personnel, and send the registration form to the Resident Department of the Municipal Medical Insurance Center to make a social security card and pay medical premiums.

The following information is required for neonatal medical insurance:

You need to bring your household registration book (a copy of the first page and the child's household registration page), your parent's ID card (copy both sides) and a blue or red background for your newborn one-inch** (required in some places) to the street or community labor security office where your household registration is located to go through the insurance procedures. It takes more than a month from the insurance procedures to the newborn medical insurance card. Generally speaking, as long as the newborn is less than 12 months old, you can apply for insurance at any time.

Social health insurance reimbursement is made after discharge or transfer.

Settlement procedures for inpatient and special disease outpatient**:

1. Before the 10th of each month, the designated medical institutions shall report the cost statement, hospitalization statement and relevant information of the discharged patients in the previous month to the medical insurance agency, and the medical insurance agency shall review and approve it as the basis for monthly pre-allocation and year-end accounts

2. The medical insurance agency pre-allocates the overall expenses of hospitalization and outpatient treatment of special diseases in the previous month every month

3. Insured persons who have been identified as having special diseases should go to a designated medical institution designated by the labor and social security department to seek medical treatment and purchase medicines, and the medical expenses incurred shall be directly billed and settled immediately.

4. Emergency settlement procedures: Insured persons are hospitalized in non-designated medical institutions and remote medical institutions in the city due to emergency rescue, and the medical expenses incurred shall be paid in advance by the individual or unit, and after the end of emergency rescue, the medical insurance agency shall go through the reimbursement procedures according to the provisions of the hospital emergency medical records, examinations, laboratory reports, invoices, and detailed medical charge lists.

1. In accordance with the provisions of the "Measures for the Implementation of Basic Medical Insurance for Urban and Rural Residents", the insured shall enjoy the corresponding medical insurance treatment within the next medical insurance year after paying the premium. After the end of the payment period, except for newborns who meet the requirements can participate in the insurance at any time and enjoy medical insurance treatment at any time, other urban and rural residents should participate in the insurance and pay within the specified time, and they cannot make up the payment if they expire.

2. The implementation of resident medical insurance is prepayment, so resident medical insurance needs to pay fees every year, and if you do not pay, you will not be able to enjoy the treatment. "The treatment and payment amount of resident medical insurance are different for different groups, and there will be some adjustments every year, so it will be difficult to pay for a few years at a time.

Resident medical insurance focuses on protecting "one old and one young", whether it is a baby who has just been born or an elderly person who is over the age of six, as long as eligible people of all ages can participate in the insurance.

3. According to the regulations, in order to participate in the resident medical insurance, it is necessary to have the city's urban permanent residence household registration, and do not belong to the coverage of the urban employees' basic medical insurance system, or are not the city's permanent residence but perennial in the city's cities and towns (referring to the township level and above ** location) school or nursery school or nursery school students, preschool children, infants and young children and college students (scientific research institutes, institutes) within the administrative area of the city, can participate in the resident medical insurance. It should be noted that peasant residents who meet the conditions for participating in the basic medical insurance for urban workers can also voluntarily participate in the basic medical insurance for residents.

4. If you don't pay, you can't enjoy the escort of resident medical insurance, and the payment of resident medical insurance will not only affect whether you can enjoy the treatment in the coming year, but also affect the reimbursement ratio of hospitalization. According to the regulations, the number of years that residents pay basic medical premiums is linked to the reimbursement ratio. For those who continue to participate in insurance and pay premiums, from the second year onwards, the proportion of basic medical insurance** payment will increase by 1% for each additional payment year, and the maximum increase rate shall not exceed 10%.

If the payment is interrupted and renewed, the previous payment period will be invalidated.

Xueba said that insurance only helps families who really want to buy insurance for their children! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated, click on the blue word to claim it immediately.

How to buy insurance for your childThis question has made many parents think hard, today let's take a good look at how to buy insurance for their children so as not to be pitted! Follow these three points:

First, the country's medical insurance must be handled!

Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, commercial insurance gives priority to critical illness insurance + medical insurance + accident insurance.

Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only be used to treat the disease, but also solve a lot of additional expenses caused by illness, such as taking care of sick children, and the financial losses caused to the family, which need a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is very practical.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is particularly cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's disability, death and medical liability caused by accidents, which is quite cost-effective.

Third, what are the insurance policies that are not recommended for children?

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it comprehensively for about 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is quite cost-effective.

That's all for me"Can I use medical insurance to have a baby in 2019?"