What is the function of the IB SMS password and how to activate it?

SMS password refers to a transaction confirmation method that uses SMS to cooperate with verification when using IB's e-banking (personal online banking, mobile banking and ** banking) for external payment. After this function is activated, in addition to the account password, you must also enter the one-time SMS authentication code sent to the contracted mobile phone in real time when handling transfers, bills, shopping payments and other services in e-banking, so as to achieve dual-channel security and ensure transaction security.

Featured benefits. SMS password can achieve the authentication goal of account password + mobile phone dual channel, and further enhance the security of e-banking transaction authentication.

Activation process. Wealth management cards.

1. If you are already a customer of IB Personal Internet Banking.

Use NetShield to enable the SMS password function in Service Management - Security Protection - SMS Password.

2. If you have not applied for the personal Internet Banking Network Shield of IB, you cannot activate the SMS password function by yourself, and you need to apply at any of IB outlets.

3. To log in to personal internet banking to apply for IB e-card, the SMS password function must be activated at the same time; When applying for an IB e-card with a credit card, the SMS password function is automatically activated, and the bound mobile phone number is the latest mobile phone number retained by the cardholder in IB.

Credit card. The system is enabled by default, and the bound mobile phone number is the latest mobile phone number retained by the credit card holder in IB.

Tariff standard. The SMS password service is currently free of charge.

Precautions. 1. The external payment referred to in the SMS password includes transfer and remittance, bill payment, online payment, mobile payment, etc.

2. You can query, enable, and disable the SMS password function by using NetShield, and you can only query the SMS password function without using NetShield.

3. When the SMS password function is activated by self-service, IB will send a one-time SMS authentication code to the contracted mobile phone number to complete the self-service activation.

4. When the SMS password function is disabled, IB will send a one-time SMS authentication code to the original contracted mobile phone number to complete the shutdown.

That is, online shopping will send a random code to your mobile phone, enter the verification code to pay, is a protective effect, go to the counter to open it, no charge.

How to get the password of Industrial Bank on the mobile phone.

3. Next, click Sign In.

4. Once the login is complete, click on the credit card indicated by the arrow.

5. After entering the credit card page, click Message Service Customization.

6. On the page that appears, turn on the message notification service.

How to Activate SMS Notification for IB?

The user should bring his or her personal ID card, bank card, and mobile phone number to the business outlets of IB to go through the procedures for opening SMS notifications.

Log in to IB Personal Internet Banking and select "Service Management - Function and Limit Setting - Genie Messenger Function Setting" to apply for this service by yourself.

You can also find the "Elf Messenger" through the mobile banking of IB to open the service by yourself.

You can go to the IB card to open the SMS reminder service and sign a contract.

Tools required: The cardholder is required to bring his or her ID card, bank card, and mobile phone.

The specific process is as follows:

Make a copy of your ID card with the assistance of the staff in the bank lobby and queue up at the same time.

Fill in an application form for business processing, select "SMS Reminder" in the Service Application column, and attach the mobile phone number bound to the SMS reminder service. (If you have any questions about other items in the application form, you can refer to the template provided by the bank, or you can consult the bank lobby manager.) ）

After the number is called, the bank card, the original ID card, the copy of the ID card, and the business application form are delivered to the counter staff, and the SMS reminder service can be activated.

A netizen of IB credit card said that he received "Dear customer, if there are signs of non-compliance with regulatory requirements in your recent transactions, if you really need cash, you can use the function of cash advance or cash transfer to avoid the inconvenience caused by card reduction." "What does Xiao Gao mean when he receives this text message? First, the cardholder may have bad habits such as cashing out and other bad habits of using the card, secondly, if the cardholder needs cash flow, he can borrow cash or transfer cash through the IB credit card without violating the rules to cash out, and third, if the cardholder does not immediately stop cashing out in violation of the rules, the next step will be to take penalty measures.

Self-aware IB credit cardholders should know how to maintain the security of their cards.

Extended information: 1. Industrial Bank Co，ltd.

It is one of the first joint-stock commercial banks in Chinese mainland approved by the People's Republic of China and the People's Bank of China, established on August 22, 1988, headquartered in Fuzhou City, Fujian Province.

Customer-centric, IB has unremittingly promoted product innovation, process optimization and technological improvement, and formed a specialized operation system with three major businesses: corporate finance, retail banking and financial market.

On August 26, 2021, IB released its 2021 semi-annual report. According to the announcement, IB achieved operating income of 100 million yuan in the first half of the year, a year-on-year increase; net profit attributable to shareholders of the parent company was 100 million yuan, a year-on-year increase.

Second, the company profile.

Founded in August 1988 with the head office in Fuzhou City, Fujian Province, IB is one of the first batch of joint-stock commercial banks in mainland China approved by the People's Republic of China and People's Bank of China, and was listed on the Shanghai ** Stock Exchange on February 5, 2007 (****:601166) with a registered capital of 100 million yuan.

3. Enterprise business.

Adhere to the customer-centric, improve and improve the professional management system, continue to promote the deepening of business transformation, unremittingly promote product innovation, process optimization and technological improvement, and form a professional management system with the three major businesses of corporate finance, retail banking and financial market as the main body, with continuous extension of business areas, continuous enrichment of product sequences, increasingly sound service system, and continuous improvement of comprehensive service capabilities and service levels.

Fourth, financial business.

Including investment banking, first-class finance, cash allocation management, green finance, small business business and institutional business, and actively build a professional management system of industrial finance, and successively establish financial centers for automobile, energy and metallurgical industries to promote professional operation.

Investment Banking: It has established a complete product system including debt financing instruments for non-financial enterprises, bonds for financial enterprises, direct financing tools for wealth management, M&A loans, syndicated loans, etc. Over the years, the lead underwriting issuance amount and the number of issuing entrepreneurs and other indicators have continued to maintain a leading position in the market.