If I buy a second hand car, the original owner s compulsory traffic insurance has not expired and ca

For the transfer of ownership of a second-hand car, you can buy all the new ones without the original insurance, including compulsory traffic insurance and commercial insurance.

According to the relevant provisions of the compulsory traffic insurance contract, if the ownership of the insured motor vehicle is transferred during the validity period of the compulsory traffic insurance contract, the policyholder shall notify the insurer in a timely manner and go through the procedures for changing the compulsory traffic insurance contract. In the second-hand car transaction, because the driver is different, the risk is also different, so it is necessary to go through the transfer procedures of compulsory traffic insurance.

The owner of the vehicle carries his or her ID card.

Original, go to the insurance company to submit a written application, and make changes. If you are not going to handle it in person, the agent also needs to bring a power of attorney.

Go to the insurance company. For consumers who buy second-hand cars, during this transition period of compulsory traffic insurance, when buying second-hand cars, they must pay attention to changing the original car insurance in time, and at the same time, pay attention to check the three insurances invested in the vehicle.

When it expires, and timely take out compulsory traffic insurance. In addition, friends who like modified cars should also pay attention to the fact that compulsory traffic insurance also has special provisions for modified vehicles, according to the compulsory traffic insurance insurance.

Article 15 stipulates: "During the validity period of the insurance contract, if the degree of danger of the insured motor vehicle increases due to modification, addition, change in the nature of use, etc., the insured shall notify the insurer in a timely manner and go through the approval procedures." Otherwise, the insurer will reassess the premium according to the policy year.

In the event of a traffic accident involving the insured motor vehicle, the insured shall apply to the insurer for compensation of insurance money. Related knowledge extended reading: who to compensate for traffic accidents 1, the driver who is directly responsible for the consequences of the accident, the driver himself is the owner, and the driver is responsible for compensation.

2. If the driver has a traffic accident in the performance of his duties and bears the responsibility for the traffic accident, the driver's unit or the owner of the motor vehicle shall bear the liability for compensation. In other words, if the driver causes an accident due to illegal driving while performing the transportation task delivered by the owner of the motor vehicle, then the driver generally only bears criminal liability.

or administrative liability, not liable for compensation. The liability for compensation shall be compensated by the driver's unit or the owner of the motor vehicle, but the road traffic accident is caused by the driver's illegal driving, due to the illegality of the violation and the driver's subjective fault, so it is stipulated that the unit or the owner of the motor vehicle can recover part or all of the costs from the driver after compensating for the loss.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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After the completion of the second-hand car transaction, the compulsory traffic insurance of the vehicle is within the validity period, the compulsory traffic insurance does not need to be repurchased, nor can it be repurchased, the compulsory traffic insurance is paid together with the vehicle and vessel tax, only need to be paid once a year, and the owner only needs to bring the old policy and the new driving license to the insurance company for approval.

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Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

How to check car insurance:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance details through the Internet, such as Yunwen Quick Check. Just open WeChat and search:

Enter the frame number to know which insurances the vehicle has insured in the previous year, what accidents have occurred, the number of distresses, premium calculation and statistical analysis, etc.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.

You can repurchase it if you don't have a hold. Compulsory traffic insurance is mandatory by the state, and compulsory traffic insurance must be paid regardless of whether the vehicle is used or not. Compulsory traffic insurance is mandatory to pay before the vehicle is scrapped, even if there is a missed payment, it must be paid when the vehicle is transferred or scrapped.

Therefore, when the second-hand car is transferred, it is necessary to negotiate the issue of the transfer of the second-hand car compulsory insurance, and if the vehicle does not have the compulsory insurance, it must be paid in time. There is no expiration and no need to repurchase it. If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.

Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accidents, and shall have the right to recover compensation from the victim: (1) the driver has not obtained the qualification to drive a Zen shed or is drunk; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**). In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management machine and the organization shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance of motor vehicle traffic accident liability; (2) The motor vehicle involved in the accident has not participated in the compulsory insurance of motor vehicle traffic accident liability; (3) Fleeing after a motor vehicle has been hit.

Everyone should be familiar with compulsory traffic insurance, because this kind of insurance is compulsory, and if you drive, you must buy this kind of insurance. The original compulsory traffic insurance policy for the second-hand car is gone, can I buy the compulsory traffic insurance again?

Of course, you can choose to re-purchase compulsory traffic insurance, but I don't think there is any need for you to re-purchase. Because the insurance coverage of this compulsory traffic insurance still exists, and everyone can also check the insurance policy in the insurance company, but because the current compulsory traffic insurance policy is gone, but you can go to the insurance company to find a professional person to make a copy of it, and then you can stamp the official seal, in fact, the same can take effect, and you don't have to waste money to buy a compulsory traffic insurance.

If you buy someone else's second-hand car, but you find that the insurance policy of the second-hand car is missing, then you don't need to be so anxious at this time, you can ask the original owner of the insurance company, and then you can go to the insurance company to consult the relevant personnel, and let the insurance company's professionals reprint a policy for you. Second-hand car compulsory insurance claims, everyone with the vehicle registration certificate can actually make a claim, but there will be some small troubles in the later process, because you are not not not buying compulsory insurance, but because now the insurance list is gone.

People's living conditions are getting better and better, in fact, cars have become an indispensable means of travel for everyone, and cars are indeed very convenient. But some people may not want to spend so much money to buy a new car, so they want to buy a second-hand car, and now the transfer of second-hand car compulsory insurance will be very simple, and you don't have to be afraid that you have bought this car, and then there will be some problems in insurance. Therefore, it is also recommended that you understand the relevant issues in advance, so as not to have some problems later.

OK. It is very important to buy compulsory insurance, and you can buy it again after it expires, so that it can be protected.

It is also possible to purchase a new one, but you will also need to show your ID and then contact the appropriate insurance company.

Of course, you can buy compulsory traffic insurance. When we buy, we go to the insurance company to inquire about how much money we need to pay and how to pay.

Summary. Dear, hello mainly for some correction of the elements of the policy, the key is to correct the insured and the owner of the car. First, the required information is relatively simple, bring the insurance policy and vehicle transfer certificate, and the original owner can go to the marketing outlets of the original insurance company to handle it.

Second, there is another way, which is to apply for surrender, that is, to return the original car insurance and terminate the previous contract. In this case, you only need to pay the premium from the beginning of the application to the surrender of the policy, and the other premiums will be refunded by the insurance company accordingly. The new owner can then go to any insurance company to reapply for a new car insurance.

Dear, hello mainly for some correction of the elements of the policy, the key is to correct the insured and the owner of the car. First, the required information is relatively simple, bring the insurance policy and vehicle transfer certificate, and the original owner can go to the marketing outlets of the original insurance company to handle it. Second, there is another way, which is to apply for surrender, that is, to return the original car insurance and terminate the previous contract.

In this case, you only need to pay the premium from the beginning of the application to the surrender of the policy, and the other premiums will be refunded by the insurance company accordingly. The new owner can then go to any insurance company to reapply for a new car insurance.

In this case, the information required for surrender of the policy, in addition to the insurance policy, also requires an ID card.

Summary. At present, there are two common ways to transfer vehicle insurance, the first is to apply for surrender, that is, to return the original vehicle insurance, and then apply for a new vehicle insurance. In this way, the original owner can be required to return the original policy and deduct this part of the value from the car price; However, if you re-insure as a new owner, you will need a new driving license or vehicle transfer certificate.

The second way is to make some corrections to the elements of the original policy, and the key is to correct the insured and the car owner. This requires that the original owner of the vehicle should bring the insurance policy and the vehicle transfer certificate to the marketing outlets of the original insurance company in the vehicle sales contract, otherwise, the consequences caused by the original owner shall be borne by the original owner. Generally speaking, the insurance company will go through the approval procedures after receiving the written application, and if the insurance company does not approve it, it will notify the original owner to go through the surrender procedures, and the new owner can deduct this part of the value from the car price and choose another insurance company to apply for insurance.

Hello dear! Now for you to answer the second-hand car compulsory insurance has not expired how to get the new car owner: kiss the new owner after the completion of the vehicle transfer procedures, with the transfer ticket, a copy of the driving license, the original of the tracking key and the owner SFZ and the original insurer SFZ, to the car insurance company to fill out a car insurance transfer application, you can complete the insurance transfer.

At present, there are two common ways to transfer vehicle insurance, the first is to apply for surrender, that is, to return the original vehicle insurance, and then apply for a new vehicle insurance. In this way, the original owner can be required to return the original policy and deduct this part of the value from the car price; However, if you re-insure as a new owner, you will need a new driving license or vehicle transfer certificate. The second way is to make some corrections to the original elements of the insurance modification order, and the key is to correct the insured and the car owner.

This requires that the original owner of the vehicle should bring the insurance policy and the vehicle transfer certificate to the marketing outlets of the original insurance company in the vehicle sales contract, otherwise, the consequences caused by the original owner shall be borne by the original owner. Generally speaking, the insurance company will go through the approval procedures after receiving the written application, if the insurance company does not approve, it will notify the original owner to handle the surrender and refund of the number of acres, and the new owner can deduct this part of the value from the first price of the model and choose another insurance company to insure.