What insurance can Ping An Insurance sell when it is 11 years old

It's about buying insurance.

The specific recommendations for insuring your child are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.

2.Children's insurance, based on the basis of protection, then talk about education funds.

3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

6.Remember the additional exemptions!!

6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.

7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.

It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.

FD takes a look at the minutes of the meeting for the world.

Xueba talks about insurance, focusing on insurance product evaluation! Want to know what insurance to buy for children of all ages? This article will suit you well:Designed for 11-year-olds! Comparison Table of 136 Popular Critical Illness Insurance in China

When children are 11 years old, they are very curious about everything in the world, and most of them start to go to school and come into contact with the outside environment, and accidents are inevitable, but children's emergency response ability and self-protection ability are not enough to support them to solve it.

At this time, the idea of insuring the child for group fibrillation should be like this:Children's medical insurance + critical illness insurance + medical insurance + accident insurance

1. Children's medical insurance

Children's medical insurance is a national welfare insurance, the purchase of children's medical insurance after the birth of the baby, within one month of the household is better, the most basic medical security given by the state to the baby we can get. Children's medical insurance covers children up to the age of 16, and the low premium is definitely worth it.

2. Critical illness insurance

Critical illness insurance is mainly for key people to avoid the risk of having a child who is seriously ill but the family has no money for treatment. If the budget is not large, critical illness insurance can also purchase 500,000 yuan of insurance for four or five hundred yuan a year. There are too many critical illness insurances, but there are not many insurance policies that are really suitable for children

Designed for 11-year-olds! Top 10 [Cheap and High-quality] Children's Critical Illness Insurance in 2020".

3. Medical insurance

Many people always make no distinction between medical insurance and social medical insurance, and think that social medical insurance is enough. A cruel truth is: social medical insurance not only reimburses the cost of serious illnesses with a very limited proportion, but also many good drugs and first-class means are not within the scope of its reimbursement.

Therefore, medical insurance can be a supplementary insurance to children's medical insurance to reimburse what is not covered by medical insurance.

4. Accident insurance

Death, disability and medical expenses, as long as they are caused by accidents, then the insurance company will pay us. The number one cause of death among children under the age of 14 in our country is unintentional injury, according to data from the National Organization for Child Safety. Injuries such as falls, burns, animal bites, sharp injuries, etc., are common causes of accidental injuries in children.

Therefore, parents should pay special attention to some things, and when purchasing children's accident insurance, give priority to accident insurance with sufficient accidental medical protection. A good accident insurance must be as low as possible with a deductible, and the higher the reimbursement ratio, the better.

The premium of accident insurance has little to do with age, so when buying accident insurance, you can consider buying a one-year one. There are too many accident insurance on the market, to avoid you stepping on the pit, I picked out the most suitable one:Designed for 11-year-olds!

Top 10 Best Children's Accident Insurance to Buy in 2020Hope!

The child is already 11 years old, and it is a little late to consider education insurance, you may wish to consider the type of health accident medical insurance insurance.

1. Buying insurance is protection, and the order of purchase is: adults first, then children, health accident medical treatment first, and then education and pension investment. The breadwinner of the family is secured first.

2. It is recommended that before buying commercial insurance for children, first improve the most basic children's medical insurance and children's ** or rural cooperative medical care, and then you can buy a commercial medical insurance card as a supplement, the two can be used in combination to reimburse most of the medical expenses, and then there are excess funds to consider buying some critical illness, education funds, entrepreneurial wedding funds, etc., if the education fund can be dedicated to special funds and with premium waiver function is the best, too little premium budget will not achieve the purpose of education reserves, planning needs to be early, It can also be supplemented by other investment and financial management tools. Specifically, you can budget according to your family's actual situation.

3. Choose which insurance can be on Ping An Insurance**, and choose according to your actual situation.

When buying insurance, you need to be clear about your needs, such as education, pension, health, and financial management!

The annual premium is about 10-15% of the annual income, which is reasonable!

The most basic insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education funds for children, pay a total of 100,000 yuan in 15 years, then you can receive more than 10,000 yuan when your child reaches high school and college, you can receive 50,000 yuan when you get married, and there are more than 70,000 yuan in the account at this time, if you receive a pension after the age of 60, you can receive more than 5,000 per month, and a total of 1.2 million in 20 years! After the age of 80, there are still about 200,000 in the account! By the age of 100, there will be 680,000 in the account!

Get your premium back every 3 years!

2. In addition, there is a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! There is no limit to the number of reimbursements, and the waiting period for hospitalization is only 30 days!

Buying insurance for children is nothing more than wanting to give children a stable future, that is, taking out hundreds of dollars of pocket money from their parents' pockets every month, planting a cash cow for children, but first of all, according to the actual situation of the family, if you can take out more than 15,000 per year, it is recommended that you can consider Ping An Jinyu Life to old insurance, you can choose to pay in five years or ten years, or pay in three years, return money every two years before sixty, return money every year after the age of sixty, if you need to use money halfway, You can use the policy loan to lend 80% of the cash value of the policy, only need to repay a little meager interest every six months, both save money and protect and dividends of insurance and a lot, such as Xinxiang, Xinli, Children's Angel, Century Rainbow, Century Starlight and so on, mainly depends on what you need!

Depending on your income and ability to pay.

Accident insurance, health insurance, education savings... The order of the preservation.

Hello! Children aged 0 to 17 can buy Ping An's Century Tianjiao, which has comprehensive protection and great benefits.

1. Look at the demand.

2. Look at your financial ability?

Accident insurance, education insurance, entrepreneurship insurance.

Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click to get it now, I believe it can help you choose the right insurance for your child.

What insurance is good for childrenThis question has made many parents think hard, today let's take a good look at how to buy insurance for their children so as not to be pitted! Explain from these three aspects:

First, the country's medical insurance must be handled!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is the basic security welfare given by the state, and it must be handled well.

Second, on the premise of handling medical insurance, you can start to consider commercial insurance, and critical illness insurance + medical insurance + accident insurance needs to be given priority.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems caused by illness, such as missing homework due to illness, which requires a lot of cash to make up for it. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured is 10,000 yuan, and the annual premium is only one or two hundred yuan, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, children's accident insurance is very cheap, and the insurance amount of 200,000 yuan is only sixty or seventy yuan per year. Accidental death, disability and accidental medical liability of the child can be covered, and the cost performance is quite high.

Third, don't buy both types of insurance for your child!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, a thousand yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, ** low protection and real.

That's all for me"Which kind of insurance does an 11-year-old child buy?"

Unlike other products, insurance products are highly customized products, focusing on "tailor-made" and "customized", so you must first have an assessment of your child and a plan for the future before you can choose the most suitable insurance product. Here are a few types of insurance that can be offered to you:

For the long-term health of the child, you can vote for the childCritical illness insurance。In recent years, many children have been suffering from leukemia, Kawasaki disease, polio, hand, foot and mouth disease, etc., and the tragic story touches the heart of every parent. While your child is still young, you can take out a critical illness insurance.

When misfortune comes, you can have more sufficient funds to accept better ** and escort your child's life. Moreover, the premium of critical illness insurance is related to the age of the policyholder, and the younger the insurance age, the lower the premium, and the protection is also guaranteed for life, leaving the child with lifelong protection with a smaller premium.

In addition to making everyone feel that they are always far away from their own serious illness, children are playful and active, and bumps and bumps are indispensable. Wrestle today, kick your foot tomorrow, and vote for your childAccident medical insurance, reimburse the medical expenses incurred in the event of an accident, and save the money to give the child some good food.

Many people say "don't let your child lose at the starting line", in fact, the starting line of children should not only go to various "interest" classes from an early age to forcibly cultivate children's interests, parents should also have a clear and long-term education plan for their children, and have the strength to give children a platform to chase their dreams after their own interests are cultivated. Planning should be done earlyEducation insuranceTo invest early, take out an education insurance, and throw the pressure of inflation to the insurance company, what parents have to do is to find the insurance company to get money when they need it.

Click here for artificial intelligence to customize insurance products for you.

The order in which 11-year-olds buy insurance is:Children's medical insurance, critical illness insurance, medical insurance, accident insurance

1.Children's medical insurance is a guarantee provided by the state and is similar to that of adults, this must be bought!

Critical illness insuranceCritical illness insurance is not only the money spent on medical treatment, but also the most important thing is to transfer economic risks, share the family economy that is burdened by **, and use the claim money as you want. Diseases do not distinguish between ages and objects, so what we can do is to provide protection in advance, so that when the risk comes, it will not be wiped out.

If the child is sick, as a parent, it will definitely not be able to work better, and one of the husband and wife must take care of the child, and at the same time the economic income will be reduced, and the expensive medical expenses will have to be paid, then the critical illness insurance can play its human light! I also want to tell you that the younger your child is, the more cost-effective it is to buy a critical illness, so act quickly! Look at!

I've sorted out all the good critical illness insurance products for you! Top 10 [Cheap and High-quality] Children's Critical Illness Insurance in 2020".

Medical insuranceAt present, there are small medical insurance and million medical insurance on the market, and small medical insurance covers small outpatient medical insurance and small inpatient medical insurance. The reimbursement amount of million medical insurance is relatively large, which can make up for the upper limit of medical insurance reimbursement.

If the economy allows, I suggest that it is best to have both small medical insurance and million medical insurance, and the two are matched to "pay" without being tired. I've sorted out all the good medical insurance products, don't miss them when you pass by. The top 10 million medical insurance rankings are newly released!

Accident insuranceSmall accidents are not uncommon in life, such as falls, falls, burns, cat scratches, dog bites, etcare always lurking around the child. As parents, our attention can not be 100% focused at all times, who will not be distracted, and children love to run around and catch can't catch it, so accident insurance is really a must-have fairy product for every family, the premium is cheap and the insurance amount is high, I don't believe everyone is not impressed!

Through the above explanation, there must be a correct idea of how to configure insurance for children, so how to choose so many products?

As a mother, I amConfigure it like thisof:

I was the first to buy my baby provided by the stateChildren's health insurance。This is the national basic security medical insurance, newborns can apply for children's medical insurance at the age of 2 months, and it is recommended that every baby should not give up the medical benefits provided by the state. Although the reimbursement ratio and maximum amount of compensation are not as high as those of commercial insurance, they can provide the most basic medical protection for children.

Medical insurancePeaceInsurancee-Life Insurance, The old version has been discontinued, and now the latest is Ping An e-life insurance (guaranteed renewal version), and the premium is 444 yuan.

Accident Insurance: SafeLittle urchinChildren's accident insurance, 150 yuan.