Can children s safety and welfare be increased or reduced?

Updated on Financial 2024-03-23
6 answers
  1. Anonymous users2024-02-07

    No, but it is possible to pay it in full.

  2. Anonymous users2024-02-06

    The surrender procedures are as follows: the policyholder brings the original ID card, the original policy, the payment invoice and the bank card to the offline business location of Ping An Insurance, and explains to the staff that he is here to handle the surrender. After that, the staff will ask the policyholder to fill out the "Application for Cancellation of Insurance Contract" and submit a copy of the relevant materials to the staff.

    The premium will be refunded within 30 days after the application is received.

    Children's Ping An Fu surrender insurance has the following situations:

    1. Surrender during the hesitation period: It refers to the hesitation period within 15 days after the person of Ping An Insurance gives you the paper policy, and the surrender at this time can basically reach full surrender after deducting the cost; Bring your personal ID card, insurance policy, and contact the business staff of the insurance company to complete the operation.

    2. Surrender after the cooling-off period: No full refund will be made, the corresponding cash value will be deducted, and the insurance company salesman can be surrendered or returned directly to Ping An outlets.

  3. Anonymous users2024-02-05

    Hello, dear, happy to answer for you. Ping An Fu can reduce the amount of insurance, but it cannot be lower than the minimum insurance requirements: 150,000 yuan for main insurance, 120,000 yuan for critical illness insurance, and 150,000 yuan for long-term accidents.

    However, the minimum sum insured of Ping An Fu Reduction Kai Rebate is reduced by the same amount, and the main insurance or additional insurance cannot be reduced separately. In addition, Ping An Fu does not support an increase in the sum insured, so you need to think clearly before applying for a reduction.

  4. Anonymous users2024-02-04

    Summary. The insurance protection of Ping An Fu 19 is very comprehensive, and the insurance products can be fully protected in the form of additional insurance. The coverage includes the death of the insured, the occurrence of a critical illness or minor illness, accidental injury, medical treatment**, etc.

    Children's Ping An Fu 19 can also be covered in the event of the death of the insured. If the insured person dies after the age of 18, 100% of the basic sum assured will be claimed.

    How about children's Ping An Fu 19 insurance, is it necessary to buy it.

    Hello dear! Now for you to answer the question of how about children's Ping An Fu 19 insurance, is it necessary to buy: whether it is necessary to buy children's Ping An Fu 19 insurance, because this kind of product is still very wide in terms of coverage, but also because the content of the protection is more, its premium is also **.

    Therefore, if your own financial ability allows, it is still very necessary to buy children's Ping An Fu 19 insurance.

    The insurance protection of Ping An Fu 19 is very comprehensive, and the insurance products can be fully protected in the form of additional insurance. The coverage includes the death of the insured, the occurrence of a critical illness or minor illness, accidental injury, medical treatment**, etc. Children's Ping An Fu 19 can also be covered in the event of the death of the insured.

    If the insured person dies after the age of 18, 100% of the basic sum assured will be claimed.

  5. Anonymous users2024-02-03

    There are two main skills for children's Ping An Fu surrender: one is to surrender during the hesitation period. Ping An Insurance will refund 100% of the premium, and only part of the production cost will be charged.

    The second point is to surrender the policy when the cash value is high, because Ping An Fu is a whole life insurance product, and surrender will only refund the cash value of the policy. Choosing to surrender the policy at a time when the cash value is high can slightly reduce the loss of premiums.

    Expand your information; 1. First of all, we need to find out what is more suitable for retirement? When considering whether to surrender a policy, the first thing to consider is whether to look for an alternative plan. If the insured person's medical condition changes during the course of paying for the existing insurance, or if the insured person exceeds the insurance age as he or she grows older, the insured person may not be able to proceed with the next step of the insurance.

    If there is no problem with the follow-up insurance, you can see whether you are suitable for insurance: first, the premium is too expensive. Secondly, the terms are not appropriate.

    2. How much can I refund? Can I return the full amount? I can tell you that there is an economic loss to surrender.

    The applicant has a cooling-off period of 10-15 days from the date of signing the policy. During this period, there was basically no surrender loss, and dozens of production costs were deducted at most. If you surrender the policy after the cooling-off period, you will only receive the "cash value" of the policy, which is referred to as the present value.

    At this time, the losses will be even greater. The specific needs depend on the year and the product.

    3. There are two main points to pay attention to when applying for insurance. First, there is no "blank window"; Second, don't leave money in your bank account and deduct it. Not leaving a "blank window" means buying a new policy first, waiting for the waiting period for the new policy to end, and then surrendering the policy after the insurance takes effect.

    This is to prevent us from losing protection in the event that the old policy is revoked and the new policy is invalid. Don't leave money in a debit account means don't leave a balance in the bank account where you pay your premiums to avoid direct debits and auto-renewals.

    4. In addition, in recent years, it has also given birth to the gray industry of "insurance", known as "100% insurance". In fact, the operation is very non-standardized, and there is no guarantee. There is a possibility that you will not be able to contact again after the transfer.

    Do not trust such services. Although our insurance can be insured, generally speaking, it is necessary to be cautious in surrendering the policy, taking into account the necessity and willingness of the surrender loss. If you decide to give up your insurance, you can contact the insurer at the time, or contact the insurance company through the Internet counter and customer service, or apply for a surrender.

  6. Anonymous users2024-02-02

    Summary. Hello dear, children's peace and happiness can be surrendered.

    Hello dear, children's peace and happiness can be surrendered.

    How to surrender Ping An Children's Ping An Fu 1. Submit a surrender application: Submit a surrender application to Ping An Insurance Company, and ask about the materials required for surrender and Liang Tong's precautions, so as to go through the surrender procedures smoothly. 2. Prepare surrender materials:

    Prepare the relevant materials required for surrender, generally need to surrender application, original insurance contract, identity certificate, payment certificate, etc.; It is recommended that the preparation of surrender materials be strictly in accordance with the requirements of the insurance company. 3. Surrender procedures: Bring the prepared surrender materials to the nearest Ping An Insurance offline service outlets to go through the surrender procedures, and complete the relevant operations according to the requirements of the staff during the period, and you can receive the surrender premium after the completion of the process.

    3. What materials are required for Ping An Children's Ping An Fu surrender 1. Voluntary surrender application: write a surrender application and slag form by yourself, there are no strict requirements, and focus on the reason for surrender and the time when the surrender begins; The insurance company will also provide a surrender application form, which can also be filled out directly. 2. Original insurance contract:

    The original contract of the policy that needs to be surrendered. 3. Proof of identity: proof of identity of the policyholder; If the non-insured person goes through the surrender procedures, he or she needs to provide the corresponding supporting materials according to the requirements of the insurance company.

    4. Proof of payment: proof of payment of premiums. 5. Others:

    Other surrender documents required by the insurance company. In order to be able to surrender the policy smoothly, it is recommended that you prepare the corresponding materials in strict accordance with the requirements of the insurance company, and ensure the validity and integrity of the materials.

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