Which is better, Ping An Fu or multiple times insurance, is Ping An Lukfook critical illness insuran

Ping An Fu will terminate the contract once after compensation, and retain seven times the compensation, even if the claim is made once, the remaining 6 contracts will continue to be valid. Insurance, the first focus on protection, as for the rest, are secondary, if the former can not meet the protection interests, any other interests are empty talk, the customer pursuit of income or return to the capital, are their own trouble.

Knowledge extension: In terms of mild disease protection, Ping An Fu 2017 insures 20 kinds, including early malignant lesions, carcinoma in situ, and ** cancer is actually an "early malignant lesion", then the remaining 18 kinds of diseases are actually insured, and the high incidence of "atypical myocardial infarction, slight stroke" is not guaranteed, and only one compensation is paid for mild illness, and 28 kinds of mild major diseases are multi-insured, divided into 3 groups and 3 times of compensation.

Ping An Fu 2017 is a single claim, and Kangjian has multiple insurance claims for 3 times. The contract is terminated after the single payment of critical illness insurance is paid. According to the current industry underwriting rules, it is difficult for customers who have made a claim for critical illness insurance to have the opportunity to purchase critical illness insurance again.

Ping An Fu 2017 has no minor illness waiver function, single claim for severe illness, premium waiver for critical illness, waiver of premiums for main insurance and additional accident insurance, and the premium amount waived is better than multiple times the premium.

Ping An Fu Minor Illness Compensation is paid three times, and the premium can be waived as long as there is one minor illness

I am a Ping An salesman, I just want to say that everyone says that their products are good, but what I want to ask is that you are so good, who has really read the terms! Why is it cheap to keep it many times, and why is it expensive if it is not good for peace and happiness! Customers can go to a professional ** person to compare!

And look at the service, look at the strength of the company! The most important thing is to see the speed of product upgrade in the future!

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Is Ping An Lukfook Critical Illness Insurance Worth Buying: Is It Worth It, 1Advantage 1:

First of all, the condition for the return of the survival pension is that when the insured is 80 years old and alive and has not received serious illness compensation, the premium paid by "Ping An Luofu + Luofu Serious Illness" will be returned. .This is the money that "Sheng" can get back.

"Death" refers to the loss of money that people can get back. The amount of compensation after the age of 18 is: 2.

Advantage 2: Multiple claims for critical illness, reasonable grouping, let's take a look at Ping An Lukfook's additional critical illness insurance. Ping An Lukfook Critical Illness Insurance pays 6 groups and 6 times, and the grouping is scientific!

First of all, Ping An Lukfook's critical illness was divided into 6 groups and paid out 6 times. The importance of multiple claims for critical illnesses. Orange Baojun analyzed the reasons.

You can view the multiple versions of Kunlun medical insurance. 3.Secondly, the grouping is reasonable.

Cancers with a high incidence of diseases belong to a separate group, and serious diseases such as cardiovascular and cerebrovascular, organ transplantation, and respiratory-related diseases belong to different groups.

Is Ping An Lukfook Critical Illness Insurance worth buying?

Hello, happy to answer your <>

Is Ping An Lukfook Critical Illness Insurance worth buying: Is it worth it, 1Advantage sail difference one:

First of all, the condition for the return of the survival pension is that when the insured is 80 years old and alive and has not received serious illness compensation, the premium paid by "Ping An Luofu + Luofu Serious Illness" will be returned. .This is the money that "Sheng" can get back.

"Death" refers to the loss of money that people can get back. The amount of compensation after the age of 18 is: 2.

Advantage 2: Multiple claims for critical illness, reasonable grouping, let's take a look at Ping An Lukfook's additional critical illness insurance. Ping An Lukfook Critical Illness Insurance pays 6 groups and 6 times, and the grouping is scientific!

First of all, Ping An Lukfook's critical illness was divided into 6 groups and paid out 6 times. The importance of multiple claims for critical illnesses. Orange Baojun analyzed the reasons.

You can view the multiple versions of Kunlun medical insurance. 3.Secondly, the grouping is reasonable.

Cancers with a high incidence of diseases are a separate group, and serious diseases such as cardiovascular and cerebrovascular, organ transplantation, and respiratory-related diseases belong to different groups.

Critical illness insurance is divided according to whether the premium is returned, and can be divided into consumption-based critical illness insurance and Beimenglu return-type critical illness insurance. The development process of imitation belt re-knowledge of the former critical illness insurance, also known as critical illness insurance, that is, critical illness insurance.

On July 1, a new insurance product - Ping An Life will be blessed. So, what kind of product is this? What are the features? Is it worth buying? Is this product good? With all kinds of questions, let's take a look.

1. Product Introduction:Beixiangfu: It was grandly listed on July 1, and Ping An's first compensation was insured.

The premiums paid will be refunded, and the premiums paid will be refunded when due, and the premiums paid will be refunded at maturity.

Pricing the expected annualized interest rate.

2. Insurance age: 18-50 years old, starting at 2,500 yuan.

3. Insurance Period:30 years or up to 60 years old, 70 years old, 80 years old.

Fourth, the payment method:Annual delivery.

5. Payment deadline:10 years, 15 years, 20 years.

6. Insurance Liability

1: Critical illness insurance: 45 kinds of critical illnesses agreed in the contract occur in the spring.

1 times the basic sum insured + return of the premium paid, the contract is terminated.

2: Non-local medical treatment fee: In the event of non-local treatment of 45 major diseases as agreed in the contract, 500 yuan will be paid for transportation expenses and accommodation expenses for every 10,000 yuan.

3: Death Benefit: During the insurance period, the death benefit will be paid 1 times of the basic sum insured + the refund of the insurance damage fee paid, and the contract will be terminated.

4: During the accidental death insurance period, 2 times the basic sum insured + return of the premium paid will be paid due to accidental death, and the contract will be terminated.

5: Due to self-driving or public transportation during the insurance contract period.

3 times the basic sum assured + refund of premiums paid.

6: During the insurance contract period, there are 8 kinds of disasters that can be endured from the rest of the year.

Accidental Death 3 times the Basic Sum Assured + refund of premiums paid.

7: Accidental Total Disability Benefit: During the insurance period, the contract will not terminate the contract of paying double the basic sum insured due to accidental total disability.

8: Refund of the premium paid at maturity.

Enjoy:Truly realize that you don't have to spend your own money, with interest in exchange for high insurance, the amount of insurance + principal will be returned forever, the company for the binary market income ordinary, low consumption of the majority of workers and rural customers to develop products, at the same time the company hopes to have a product in the countryside to open the brand.

Instead of asking Xinhua Duobei Bao or Ping An Fu, it is better to say that there are still a lot of routines for the two products, and there are still fewer sincerity points. However, the advantages of these two products are also more obvious, mainly depending on how users choose.

1. Which is better, multi-fold protection or peace and happiness?1. Pay attention to protection and multiple compensation: If consumers choose to have comprehensive protection and more claims, Xiaoxi believes that New China Life's multi-insurance is more suitable for users.

2. Pay attention to comprehensive life protection: If users want to do it once and for all and do not want multiple policies, Ping An Fu 2018's protection plan covers mild illness, critical illness, death, benefit waiver, and accidental injury.

Second, how to choose Xinhua Duobei Bao and Ping An FuAs a product with a mixed reputation, 2018 Ping An Fu has been upgraded, with 3 claims for mild diseases, which is an improvement, and an additional 2 claims for cancer have been added, but don't be too happy, its premium has not stood still, but has **. Expensive, expensive, expensive, is the biggest drawback of Ping An Fu over the years, and the cost performance is lower than the same type of products.

2. Xinhua talks about double protection:It looks very beautiful, this insurance plan focuses on "re-elimination of illness and mild illness", and there are many claims, but weak question, people have 2 critical illnesses in their lives, which has made the body miserable, which can withstand 7 claims such a payment and the premium is not cheap It is also an indisputable fact, it is a mule or a horse depends on the consumer's own feelings.

Ping An Fu Insurance is an insurance product launched by Ping An Insurance Company, which aims to provide customers with comprehensive insurance protection. As far as its pros and cons are concerned, I will break down and analyze them in depth below.

First, let's take a look at the advantages of Ping An Fu Insurance. Ping An Fu Insurance has flexible coverage options with a variety of protection plans to choose from. It supports lifetime protection up to age 100, providing customers with long-term protection.

In addition, the premium of Ping An Fu Insurance is relatively low, **more moderate, and has advantages over other products of the same type. The beneficiary of Ping An Fu Insurance is very free, and the customer can choose who is related to him/her. All these advantages make Ping An Fu Insurance an important product chosen by the people.

Secondly, let's analyze the shortcomings of Ping An Fu Insurance. First of all, the claim process of Ping An Fu Insurance is relatively cumbersome, takes a long time, and requires more preparation of documents. Secondly, there are many types of Ping An Fu insurance products, and it is necessary to understand the specific coverage and restrictions of each product, which brings certain inconvenience to customers to screen and match the products accordingly.

In addition, the scope of protection of Ping An Fu Insurance is relatively narrow, mainly involving medical insurance, accident insurance, and exclusive insurance for children destroyed by caves, which is difficult to meet the needs of personalized protection.

To sum up, although the claims process of Ping An Fu Insurance is relatively cumbersome, its flexible protection options and advantages make it one of the preferred products for the majority of people. Of course, for those customers with specific protection needs, Ping An Fu Insurance may not be the best choice because of its relatively narrow coverage. However, Ping An Fu Insurance has many advantages and can provide customers with reliable insurance protection.