I want to borrow how to borrow, I want to borrow how to borrow

If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money". If you meet the conditions of China Merchants Bank credit card, you can try to apply for a credit card.

If the loan amount is more than 50,000 yuan, if there is a China Merchants Bank in your city, you can try to apply for a loan through the China Merchants Bank outlets. and the use of business turnaround. You can find it at 8:

30-18:00 Call 95555 to enter the manual service, provide the purpose of the loan and the city to learn more about the required information. Whether the loan application is approved or not is subject to the comprehensive review result of the personal loan department of the handling bank.

Hello, there are many platforms on the Internet that can borrow money, and it is recommended that you pay attention to two major elements when choosing, one is to choose a trustworthy big brand; Second, it is necessary to pay attention to the clarity and transparency of the service items of the loan product, such as the amount of borrowing, the interest rate of the loan, the repayment time, the repayment method, etc. Only by choosing a reliable loan product can you meet your urgent needs for money while ensuring that your personal interests are not infringed.

It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

The daily interest rate of consumer loans with money is as low as low, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

The user can first apply for a bank card loan to the issuing bank, and the user can go to the counter or handle the business online. Subsequently, after providing the information required by the bank, it can be handled in accordance with the regulations.

When applying for a loan, you need to provide documents such as income certificate and identity certificate, and the general income certificate can be a salary statement or a self-deposit bank statement, but you can't just provide a bank card number.

First of all, you can apply through personal online banking: log in to personal online banking, find online loan on the personal page, click "loan" to find the relevant items to apply, if there is no indication that the bank does not have relevant services.

You can also apply through Pocket Banking: After logging in to the Pocket Banking of the card issuer, users can select the relevant online loan to apply under all the service options on the home page. Finally, bring your documents to the branch to apply.

Hello, dear, the loan needs to meet certain conditions and choose a formal and legal channel. Among them, the basic conditions of the loan are: good personal credit and no bad credit record; Have a stable job and income, and have a certain ability to repay.

Article 11 of the Interim Measures for the Administration of Personal Loans An application for a personal loan shall meet the following conditions: (1) the borrower shall be a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who complies with the relevant provisions of the State; (2) The purpose of the loan is clear and lawful; (3) The amount, term and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower has a good credit status and no major negative credit records; (6) Other conditions required by the lender.

Still have questions? I wish you a happy life, a good person, and a safe life

Typing, inaudible, dear.

Questions. How to talk about a loan of 10,000 to 100,000.

Depending on your needs, you can borrow between $10,000 and $100,000.

Questions. What do you say about a loan of 10,000 to 100,000 yuan?

How to say. That is, you can borrow between $10,000 and $100,000 according to your needs

Questions. Please talk about the same loan of 50,000.

Just say that a loan of 50,000 yuan is enough. 

Questions. I took out a direct loan of 50,000 RMB.

Well, yes, you can fill in the loan amount of 50,000 yuan

If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply.

1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.

2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.

4. There are two types of loans that can be applied for within the flash loan limit:

1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.

2) Loan disbursement on T+1 day, there will be a call from the electric core ** to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.

When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.

There are many loan platforms nowadays, and if you want to apply for a loan, you can take a loan from a bank, or you can borrow from other loan platforms, such as Ant Huabei, WeLoan, Online Business Loan, etc., as long as the borrower has good credit and the ability to repay, it is not difficult to apply for a loan

If you are looking for a reliable one, it is best to take a bank loan. Formal and reliable.

Hello answer, glad to answer your questions. To borrow money, Hainan Runhui Network Technology Co., Ltd., a loan service information aggregation platform, based on massive user credit data and behavioral data, is committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient consumer loan financial services for all groups in society with financing needs.

I now know a mobile phone payment treasure that can be used for three months of convenient payment to apply for a loan 1 cent interest 12 months revolving loan.

If the required amount is not large, you can borrow through Du Xiaoman Finance or Alipay.

The provident fund loan is 150,000 yuan for one person, and 300,000 yuan for a husband and wife has nothing to do with the value of the house.

Now 200,000 and 300,000 are generally discussed with the developer, and if it really doesn't work, borrow from relatives or friends, or if it doesn't work, borrow 500,000 yuan first, and repay 300,000 yuan in advance after two months.

It is generally unlikely that a comprehensive loan will be repaid in advance, unless you get another house as a mortgage loan of 150,000 yuan, and the 800,000 yuan set as a provident fund loan of 150,000 yuan.

In this way, it can generally be returned early.

Go to the bank to apply, don't touch the informal loan, remember.

You can go to the bank to handle it, and at present, bank loans are divided into mortgage and mortgage loans. The bank's loan interest rate is low, and the credit loan disbursement time is 1-5 working days, and the review is relatively strict.

Bank loans are divided into lines of credit and mortgages.

There are 8 conditions that are usually met by a bank personal line of credit:

1. The borrower must be at least 18 years old and a natural person with full capacity for civil conduct;

2. Have a permanent residence or valid residence status in China; Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other information;

3. The bank's credit loan first requires the applicant to have a good credit record;

4. Have the ability to repay loans, provide stable occupation and income certificates, bank statements, labor contracts, etc.;

5. Be able to provide complete documents such as house purchase contract, car purchase contract, enrollment certificate, investment plan and other documents that prove the purpose of the loan;

6. Provide proof of stable address, housing lease contract, water and electricity payment bill, property management and other related certificates;

7. Provide valid certificates approved by the lending institution, and be able to provide true and effective relevant information required by the bank;

8. Other conditions stipulated by bank lending institutions.

Property Mortgage Requirements

1. The mortgage loan requires the life of the house to be within 20 years;

2. The area of the house should be greater than 50 square meters;

3. The house should have a strong ability to liquidate.

4. The mortgage loan amount is 70% of the appraised value of the house.

5. The loan term of the new housing loan shall not exceed 30 years, and the loan term of the second-hand housing shall not exceed 20 years.

6. The loan interest rate shall be implemented in accordance with the loan interest rate of the same grade for the same period stipulated by the People's Bank of China.

7. Generally, "age of the house + age of the borrower" is not more than 65 years old for men and 60 years old for women.

You can choose to apply for a loan from a bank, lending institution, or intermediary platform, and you can meet the loan conditions. It is advisable to consult with the official staff in advance to confirm whether the individual is eligible.

You can apply for a loan at a bank, and you can apply for a mortgage loan and an unsecured loan.

It depends on what you can borrow, whether you have a job, a car or a house.

Where are you? It is possible to take out a mortgage or a line of credit.

Postal banks and rural credit cooperatives are easier, but the percentage of them rising is also higher.

You can also go to the Agricultural Bank of China and some joint-stock banks to ask.

Personal small short-term loans refer to RMB credit loans with a term of less than one year and an amount of less than 300,000 yuan issued by the lender to meet the borrower's temporary consumption needs, without guarantee. A borrower refers to a Chinese citizen who has a fixed residence in China, a permanent residence in a local town (or a valid residence certificate), and full capacity for civil conduct.

Borrower conditions.

1. Chinese citizens who have a fixed residence in China, have a local urban permanent residence (or valid residence certificate), and have full civil capacity;

2. Have a proper occupation and stable economic income (monthly salary income must be more than 1,000 yuan), and have the ability to repay the principal and interest of the loan on time;

3. The borrower's unit must be an administrative, enterprise or institution recognized by the lender and have a good cooperative relationship with the lender, and the lender shall pay wages on behalf of the lender;

4. Abide by laws and regulations, no illegal acts and bad credit records;

7. Other conditions stipulated by the lender.

Loan application. When applying for a loan, the borrower should provide the following information to the lender:

1. Loan application approval form;

2. Valid ID card.

3. Valid proof of address.

4. Proof of stable income.

General process. 1.Apply for a loan to the bank, 2After the bank accepts the application, the value of the mortgaged property will be evaluated, and the loan amount will be determined according to the appraised value;

3.Signing loan contracts, etc.;

4.registration of real estate mortgages;

5.How many years does the maximum repayment period take for bank loans? For general personal loans, the maximum is 5 years; Monthly instalments, without one-time principal repayment.

How to apply for a small loan.

In general, the following conditions must be met to apply for a microloan:

First of all, it is a resident of Chinese mainland who can provide personal identification (ID card, household registration book, marriage certificate, etc.).

Secondly, they must have a fixed address and place of work and business, and be able to provide proof of address (housing lease contract, water and electricity payment bill, etc.).

Thirdly, have a stable job or economic income**, have a good credit status, and be able to provide supporting materials such as bank statement number and labor contract.

Finally, there is no bad credit record, and the purpose of the loan cannot be prohibited by state order.

Provident fund, loan housing, credit card, stable job, with one of them, good credit can be.

ICBC credit card loan installment.

There is a opening, I can make it for you. Private chat.

Yes, but do you have a guarantee or mortgage?

I am a retired worker, 54 years old, living in Yanzhou District, Jining City, Shandong Province, more than 2,000 a month, I need a loan to buy a house.