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General foreign remittances.
If it has not arrived, it is divided into the following situations:
Although the foreign customer has gone to the bank to make the remittance, the value date is a few days later or longer, the actual position.
It wasn't transferred.
2.The remitter's remittance information is incomplete or incorrect. For example, if the account bank of the cooperative bank is not filled in, and there are many intermediate banks, the collection time may be relatively long.
Or if the bank's swift code is not filled, the account bank needs to be processed manually, and the remittance time will be relatively long. In addition, if the remittance information is incorrect, it will be returned to the remitting bank.
3.Anti-money laundering involved. If a certain paragraph of information in the postscript message of the sent message happens to be on the blacklist of the anti-money laundering department of the account bank.
The payment may be intercepted by the bank's compliance department, and it can only be released after investigation and verification.
4.Non-existent remittances. If a foreign customer says that the remittance has been remitted but has not been received, after excluding the above circumstances, the enterprise needs to consider whether the customer has actually remitted the money, especially if the foreign customer is unwilling to provide the message or only provides the remittance application.
and no message is provided.
5.Keep in touch with foreign remittance customers, and communicate carefully with banks to make repeated inquiries. Banks generally handle customers' inquiries about remittances in a serious and timely manner, but at the same time, enterprises also need to maintain communication with foreign customers and ask them to provide corresponding remittance information so that banks can inquire about overseas account banks.
For foreign currency remittances, only the remitting bank can send an inquiry to check the location of the money, while the receiving bank can only find out if the money has arrived at the bank. Contact the receiving bank first, and ask your friend to contact the sending bank.
The first money is definitely remitted, then the money will definitely not be gone, but it will be hanging somewhere.
Second, your friend didn't send money. If foreign remittance requires the international ** of the domestic bank, you can consult the bank for details.
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Cross-border remittances. It's been a week, and it hasn't arrived yet, so you can go to the bank to check the whereabouts of the money.
Remittance is also known as "remittance". One of the payment methods for international settlement. A business processing method in which the payer actively remits the money to the payee through a third party (usually a bank) using various settlement tools.
Remittance is a settlement method in which the debtor or payer takes the initiative to deposit the money with the bank and entrusts the bank to use a certain payment instrument to pay a certain amount to the foreign creditor or payee.
Amounts are sent back between banks or across regions. Remittance includes mail transfer and telegraphic transfer.
and bills.
Remittance is a letter of entrustment for remittance by the remitter to apply to the bank, and at the same time deposit a certain amount and handling fee.
It is a method of exchange settlement that is sent by mail to the remitting bank and authorizes the remitting bank to release a certain amount of money to the payee. The remittance voucher is a letter of attorney for payment of the letter of remittance, and its content is the same as that of the telegram power of attorney, except that the remitting bank does not add a secret deposit to the letter of attorney for the letter of remittance, but replaces it with the signature of the person in charge.
A letter of attorney is also known as a letter of attorney. Written proof that the paying unit has handled the remittance to the receiving unit or individual in other places. The remittance voucher is filled in by the remittance unit as proof of withdrawal and transfer, usually with two copies and two mails, in order to prevent the power of attorney from being lost in the mailing process and affecting the payment of the remittance.
Wire transfer is a ** term.
It refers to the exchange by telegram. Telegraphic transfer is a payment method in which the payer deposits a certain amount of money to the remitting bank, and the remitting bank sends it to the branch or bank of the destination (remitting bank) by telegram or **, and instructs the remitting bank to pay a certain amount to the payee. It is gradually being replaced by electronic remittance.
The bill of exchange is purchased by the remitter from the local Wuqi Bank, and sent to the payee by himself, and the payee can withdraw money from the bank designated on the bill. A method of remittance of money with a remittance voucher that is used today. That is, the unit (bank or post office) that accepts the bill will send the remittance slip filled in by the remitter to the file payment unit, and the unit will then notify the payee to receive the money.
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It is advisable to check the account details to see if the money has been returned.
Check the remittance information with the recipient to check that the previous remittance information is correct.
If the money has not been returned and the remittance information is correct, the payer and the payee need to contact their respective opening banks to find the bank to inquire about the place of payment, and the normal transfer will not take more than ten days.
1-2 working days for intra-city transfers, excluding Saturdays and Sundays (the arrival time of inter-bank transfers on holidays and public holidays will be postponed).
2-5 working days for non-local transfers, not counting Saturdays and Sundays (the arrival time of inter-bank transfers on holidays and public holidays will be postponed).
The transfer depends on the efficiency of the PBOC's bill processing center during this time.
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1. Please check the balance and details of your bank account first to confirm whether the money has been transferred out.
2. Double-check the account name of the payee, and verify with the other party again.
3. If the above matters have been confirmed, you should immediately contact the opening bank to inquire and verify the actual whereabouts of the money, because it has been so long and the other party has not yet received the account, it must be verified by the bank to be the most effective.
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1. Please check the balance and details of your bank account first to confirm whether the money has been transferred out.
2. Double-check the account name of the payee, and verify and confirm with the other party again.
3. If the above matters have been confirmed, you should immediately contact the opening bank to inquire and verify the actual location of the money, because it has been so long and the other party has not yet received the account, it must be verified by the bank to be the most effective.
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