My friend sent money to my Bank of China in the Democratic Republic of the Congo last Wednesday, and

Bank of China adheres to the principle of "collecting positions, solving at any time, and receiving the money at any time". Inward remittances made before the value date cannot be released. There is no limit to the amount of money you can send from overseas.

Provide remittance from the receiving account, and BOC will directly handle the deposit procedures for you; If you do not provide the remittance from the receiving account, you should go to the bank counter with your ID card to go through the relevant payment procedures after receiving the notice.

International remittances will not be released on weekends and holidays due to the closure of the system and back-office operation departments.

If you have received an inward remittance that has not arrived in your account for a long time, but the sender has confirmed with the remitter that the money has been successfully remitted and the information is correct, the inquiry method is as follows:

1. Due to the inability to confirm the route, exact amount and date of remittance, it is recommended that you inquire through the remitter, and ask the remitting bank to make a telegram inquiry on the grounds that the payee has not received the money, and the remitting bank will inquire from its original remittance path, and will provide the accurate remittance number, remittance amount and date, and the Bank of China will make an effective inquiry according to the relevant information provided.

2. If you have the remittance voucher of the remitter (including the remittance route, amount and date and the information of the payee), and you can also go to the remittance counter of the payee's bank account with your valid ID card, which is applicable to the situation that the money has arrived at the Bank of China, but there is a query fee.

To sum up, since it is impossible to confirm whether the payment has reached BOC, it is recommended that you take the first method to make an inquiry.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Bank of China: Inter-bank Fee: 4 RMB;

Non-local inter-bank fee: 12 yuan;

Non-local travel fee: 10 yuan.

Choose fast arrival, which is generally real-time, with a delay of no more than 2 hours;

Inter-bank transactions generally take one to three working days to arrive because they need to be processed through the counters of both banks.

If the account is transferred on Friday night, it will arrive on Monday at the earliest, and on Wednesday at the latest;

From Monday to Friday, the transfer before 3 p.m. during the day can basically go to the other party's bank on the same day, but whether the other party's bank is credited in time determines the actual time of arrival.

You're thinking too much, you don't have to go through a U.S. bank to send dollars!

Generally, it takes three days to remit money from the DRC Bank to the country, and the bank is slower, and it will arrive in seven days at most. If it's a Chinese employee, it's okay, but if it's a black person, it's very uncertain.

The handling fee is one percent, you don't need to give it here, and the account is directly deducted there.

Generally, international money transfer takes 3-5 business days, and you are waiting to see.

Raw bai in the Democratic Republic of the Congo

It means that du will not accept RMB! The settlement is basically based on DAO dollars. Remittances are mainly in US dollars.

If you really want to remit RMB back to China, open an account in a local bank to deposit, and then apply for remittance business, fill in the remittance form, you need to fill in the account of the domestic bank and ** and the name of the beneficiary.

The banks commonly used by Chinese to send money in the DRC are Rowbank and Biak, and the domestic receiving banks are basically Chinese banks.

Industrial and Commercial Bank of China.

Handling fee: ICBC provides two remittance methods, one is Lingtong card remittance, the handling fee is 1 of the remittance amount, the minimum remittance fee is 1 yuan, and the maximum remittance fee is 50 yuan. The second is the peony card remittance, and there is no remittance fee.

Online Banking: Minimum $5 per transaction, maximum $50.

Abc.

Handling fee: There are two kinds of deposit remittance and electronic remittance, the minimum handling fee for deposit remittance is 1 yuan, and if it exceeds 1000 yuan, it will be charged according to 0 5. The minimum handling fee for electronic remittance is 1 yuan, and more than l00 yuan will be charged as 1.

Online Banking: Same fees as over-the-counter money transfers.

Bank of China. Handling fee: The bank's remittance fee is 0 1 of the remittance amount, with a minimum limit of 5 yuan and a maximum limit of 500 yuan. That is, the remittance fee for remittance within 5,000 yuan is 5 yuan, and the handling fee for more than 5,000 yuan will be charged at 0 1 of the remittance amount.

CCB Handling fee: The minimum handling fee is 1 yuan, and the maximum handling fee is 50 yuan.

Online Banking: The minimum is $1 per transaction, and the maximum is not more than $30.

**Bank: minimum $1 per transaction, maximum $40.

Bank of Communications. Handling fee: 0 05 handling fee for remittance between peers, with a minimum of 10 yuan and a maximum of 50 yuan; Inter-bank remittance charges a handling fee of 1, with a maximum charge of 50 yuan.

China Merchants Bank Handling fee: There are two kinds, one is fast remittance, the minimum handling fee is 5 yuan, more than 1000 yuan, the fee is charged according to 0 5, which is suitable for the remittance amount within 10,000 yuan. The other is electronic remittance, the minimum handling fee is 10 yuan, the remittance handling fee is 1 of the remittance amount, and the maximum is 50 yuan, which is suitable for the remittance amount of more than 10,000 yuan.

Online banking: 5 yuan per transaction, 10 yuan for inter-bank remittance.

China Everbright Bank. Handling fee: The handling fee is 0 5 of the remittance amount, with a minimum of 2 yuan and a maximum of 20 yuan.

Huaxia Bank Handling fee: The handling fee is 0 1 of the remittance amount, with a minimum of 1 yuan and a maximum of 10 yuan.

Postal savings handling fee: 0 5 of the remittance amount, up to a maximum of 50 yuan.

Among them, the handling fee of inter-bank remittance and postal savings of Bank of Communications is directly deducted from the principal.

That's right, Rawbank, a non-VIP customer in the Congo, charges a 1% fee plus an administration fee for sending money back home. A further fee of 16 to 50 yuan will be charged in China - depending on which bank. Specifically, if you send $50,000 from Congo to Bank of China, the Congolese bank charges 564 yuan, and Bank of China charges $16.

Your actual collection is 49,430 yuan. VIP customers will be 40%-50% cheaper in Congo.

Generally, the Congolese bank deducts $50 and the transit bank deducts $15 ($10,000).

1. If it is a transfer within the system, it can be received on the same day. If it's an interbank transfer, it won't arrive until Monday.

2. Bank of China transfer, inter-provincial and peer transfer: (as long as it is a peer, whether it is a normal day or a weekend, the arrival time is very fast).

1. Bank counter transfer - within 2 hours, usually within one hour.

2. Transfer money at ATM, the arrival time is about 1 minute, and it may be faster.

3. Transfer money with BOC online banking, the handling fee is very cheap, and the arrival time is about one minute, which may be faster. However, the annual fee for online banking is 10 yuan.

3. Transfer of account refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the receipt and payment of currency. It has gradually developed along with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast.

In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

Generally, it is more likely to arrive on Monday.

Inter-bank transfers in online banking still need to be processed by the remitting bank before they can be received.

The People's Bank of China does not work on weekends, and inter-bank transfers must be processed by the People's Bank of China system before they can be received, and the time will be longer, and the latest Tuesday should also arrive, depending on the speed of the operation of each bank.

Pay attention to the account name or bank that you can't make a mistake.

BOC transfers are divided into real-time arrival and ordinary transfers

1. Real-time transfer: After the submission is successful on the online banking, the other party can receive the payment, and there is no time difference to arrive immediately;

2. Ordinary transfer: After submission, the payee will not receive the money immediately, and will generally receive it within 2-3 working days.

Bank of China Saturday and Sunday transfer: If you choose real-time arrival, you can receive it after submission; If you choose a regular transfer, it will usually arrive by Wednesday.

According to experience: generally the same city inter-bank transfer 5-10 minutes to reach the beneficiary, but must be completed within the bank's business hours, you transfer at 17 o'clock has passed the transfer time of the day, and it is a weekend, so it will arrive at about 9 o'clock next Monday! If you are in a different place, it will take about 2 hours.

The transfer failed, it should be that the opening bank of Bank of China was not selected correctly.

Hello! If the same customer uses the same bank in the same country to send you money, then this time it will take a long time to inquire. But if it is a different customer, or even a different country, then because some countries' banks can directly remit money to China, and some countries' banks need to use intermediary banks to send money to China.

In the future, it is recommended to be the Bank of China, I sent a business on May 9, and it has not yet reached the other party's account, and the bank does not know the progress, and I am now worried about whether the money has been robbed.

Let the customer check whether there is any mistake in the payee information, such as: name, account number, opening bank, payee notification method, etc.

The People's Bank of China requested that from December 1, 2016, personal funds transferred through independent devices will arrive in the account after 24 hours.

Interbank bank card transfers can be made in the following ways:

Alipay transfer;

Online banking transfer; Bank counter transfers, etc.

Peer transfer: Instant arrival.

Non-local inter-bank: less than 20,000 yuan, generally speaking, it will arrive within two working days; The amount is more than 20,000 yuan, and it will generally arrive on the same day.

Peer transfer: real-time arrival.

Normal: Handled in the morning, generally on the same day, in the afternoon, generally on the second working day.

Non-local inter-bank: the amount is more than 20,000 yuan, generally received on the same day, less than 20,000 yuan, depending on the size of the city to be remitted, the efficiency of the bank is different, generally within two working days.

Transfer Method. 1.In determining the passbook provided by the payee.

If the account number and account name are correct, you can take the cash to the bank and deposit it directly into the beneficiary's account.

2.It is recommended that you open an account with a bank, and then fill out a wire transfer form, filling in the receiving account number, account name, and bank of the other party.

name, send money from the account.

Past payees. [This method is the safest, if the beneficiary's account has been closed, the account name (or account number) is wrong, the money will be directly returned to your account].

3.If you have an ICBC deposit card, you can go directly to the ATM.

It is very convenient to make a transfer and send money through train.

4.If you think it is troublesome to open an account, you can directly remit money in cash and fill out a wire transfer form to remittance, but be sure to fill in the other party's receiving account number, account name, and bank name.

5.**Bank transfer.

Peer: Real-time arrival.

Normal: Handled in the morning, generally on the same day, in the afternoon, generally on the second working day.

Non-local inter-bank: the amount is more than 20,000 yuan, generally received on the same day, less than 20,000 yuan, depending on the size of the city to be remitted, the efficiency of the bank is different, generally within two working days.

Real-time arrival. On March 28, 2019, the PBOC made appropriate adjustments to the transfer management policy of self-service ATMs, that is, when handling business for individuals through self-service ATMs, the name of the beneficiary and the amount of the transfer can be displayed in Chinese on the transfer acceptance interface (the name should be redacted), and the business will be clearly prompted in Chinese to be confirmed by the customer. If the above requirements are met, the requirement that the transfer of self-service teller machines will be credited to the account within 24 hours can no longer be implemented.

At the same time, in order to reduce the cost of residents' transfers, the Notice on Matters Concerning Strengthening the Management of Payment and Settlement and Preventing New Illegal Crimes in Telecommunication Networks clearly states that if a bank charges a non-local handling fee for the bank's non-local deposit, withdrawal, transfer, and other businesses, it shall be free of charge within three months from the date of issuance of this notice.

Transfers are divided into peer transfers and inter-bank transfers.

Peer-to-peer transfers are instantaneous.

Inter-bank transactions generally take one to three working days to arrive because they need to be processed through the counters of both banks. If it is a transfer on Friday night, it will arrive on Monday at the earliest, and arrive on Wednesday at the latest, and the transfer before 3 p.m. during the day from Monday to Friday can basically arrive at the other bank's bank on the same day, but whether the other bank's account is credited in time determines the actual time of arrival.

Online inter-bank transfers can take up to 3 working days, and generally arrive within 24 hours. ATMs for inter-bank transfers will be remitted by the bank after 24 hours, which generally takes 2 to 3 days.

If it is in the same city, it can be received the next day, if it is a non-local transfer, it will generally take 3 days to arrive in the account, in case of holidays, it will be postponed.

Ordinary inter-bank transfers will only be credited to the account after the transfer is transferred and the background staff of the acquiring bank has reviewed and corrected 1 to 3 working days, and it will be postponed on non-working days.

If it is an ICBC inter-bank fast transfer, it will arrive in real time, but the handling fee is higher than that of ordinary inter-bank transfer;

You can choose whether to receive your account in real time or in a delayed manner.

Real-time arrival is about 2 hours; The delay will be within 24 hours.

Whether the account is received mainly depends on the bank that initiated the transfer.