What are the dimensions used to calculate Sesame Credit? What is Sesame Credit used for

Hello, Sesame Credit.

The calculation is mainly divided into the following five aspects.

2) Behavioral preference (20%): preference and stability in shopping, bill payment, transfer, financial management and other activities;

3) Networking (5%): the identity characteristics of friends and the degree of interaction with friends;

4) Credit history (35%): past credit account repayment history and credit account history;

5) Performance capacity (25%): enjoy all kinds of credit services and ensure timely performance.

Based on the above comprehensive assessment, 5 credit ratings are assigned.

600 or more is good, 650 or more is excellent, 700 or more is excellent, capped at 950 points! Finally, if you need money urgently, it is recommended that you choose a big brand for a loan, with transparent interest rates and to ensure the security of your information.

"Money to spend" is the original finance.

Credit service brand (Former name: Money to Spend.

In June 2018, it was renamed "Rich Flower"), positioning itself to provide personal consumption credit services for the public and create an innovative consumer credit model. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible.

After repayment, the reinstatement line can be revolving. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

Sesame Credit is divided into 5 levels: 350-550 points, with poor credit and the lowest level; 550-650 points, medium credit, belonging to the medium level; 650-700 points, good credit; 700-750 points, excellent credit; 750-950 points, excellent credit.

Many of Alipay's service families rely on Sesame Credit scores, and usually, the higher the score, the more benefits you will enjoy. There are also familiar Huabei, borrowing and sesame credit scores are also closely related, under the same conditions, the higher the sesame credit score, the larger the amount of Huabei and borrowing.

Ways to improve your Sesame Credit Score1. Daily online shopping should be purchased on Alibaba's platforms such as ** and Tmall.

2. Pay to open Huabei, use Huabei often, and repay on time, this bonus is the most obvious.

3. Personal information must be perfected, and this bonus is not obvious.

4. Daily living payment, pay directly with Alipay, such as: **, broadband, gas, water, electricity, etc.

5. Alipay must be bound to a credit card, and all repayments are repaid with Alipay! This bonus is even more pronounced.

1. Sesame Credit Score is a product of Sesame Credit Management, 2. Sesame Credit Score is a credit score obtained by Sesame Credit Management according to the current collection of personal user information, sorting and calculation, with a score range of 350 to 950.

3. The higher the score, the better the credit level, and the higher the sesame score, which can help individuals obtain more efficient and better services.